Travel Medical Insurance: Managing Medical Risk at Home and Abroad
Many Canadians fail to manage the risk of travel and medical emergencies. This course illustrates how such risk can be managed and mitigated. It helps the seller of travel insurance policies understand options to arrive at the best solution for travellers’ needs. With information on Super Visa, travel advisories, claims, and stability this course will give you knowledge and insight to make you stand out in the crowded travel insurance market.
Many Canadians fail to manage the risk of travel and medical emergencies. This course illustrates how such risk can be managed and mitigated. It helps the seller of travel insurance policies understand options to arrive at the best solution for travellers’ needs.
With information on Super Visa, travel advisories, claims, and stability this course will give you knowledge and insight to make you stand out in the crowded travel insurance market.
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<strong>Travel</strong> alerts are issued <strong>at</strong> four levels:<br />
1. The minimum risk level is “Exercise normal security precautions”<br />
<strong>and</strong> will not affect a travel insurance policy.<br />
2. Exercise High Degree of Caution. This means travellers should<br />
exercise a high degree of caution <strong>and</strong> be vigilant <strong>at</strong> all times.<br />
3. Avoid non-essential travel.<br />
4. Avoid all travel.<br />
<br />
If a level 3 or 4 travel alert is issued prior to the effective d<strong>at</strong>e of<br />
coverage, benefits may be limited or invalid<strong>at</strong>ed.<br />
<br />
If such warnings are issued after the coverage d<strong>at</strong>e, benefits may be<br />
retained by the traveller is expected to leave the country of region as<br />
quickly as possible.<br />
<br />
<strong>Travel</strong>lers are encouraged to check the travel advisory site <strong>at</strong>:<br />
http://travel.gc.ca/travelling/advisories<br />
prior to travel, <strong>and</strong> if any doubts exist as to safety <strong>and</strong> insurance, check<br />
with the issuer of the policy.<br />
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