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Bring your financial dreams closer with PRUsave max limited pay (SGD), an endowment plan that allows you to pay your premiums over a limited period and enjoy potentially higher returns 1 even as it protects you over the policy term. With a 5-year premium payment term and 10-year maturity, PRUsave max limited pay (SGD) helps you save for the future as you pay off your premiums early (while you’re able and have a steady income) and reach your savings goals. Short premium commitment With a short premium payment period of just 5 years, you can look forward to pay off your premiums early while you still remain protected during your policy term. Lump sum maturity benefit With PRUsave max limited pay (SGD), you can look forward to receiving your maturity benefit 1 in one lump sum. The maturity benefit is the Face Value 2 plus Bonuses 3 . Reassurance for your loved ones PRUsave max limited pay (SGD) also offers you protection against death 4 during the policy term. So you can be assured that even as you save for a secure future, your family is also well looked after. The death benefit will be the lower of: • 105% of the total premiums paid at the time of death, or • Face Value 2 , plus Bonuses 3 , less any amounts owing to us. Enhance your plan for greater coverage You can ensure that you and your family are better covered by including guaranteed issuance supplementary benefits such as Max Protection Multiplier 5 and Fracture Care PA. Max Protection Multiplier provides you with a sum assured of 5 times or 10 times of the annual premium of your main endowment plan, with up to $300,000 sum assured per life, while Fracture Care PA gives you coverage for accidental injuries such as fractures, burns and dislocations.
You can also choose to add on other supplementary benefits such as Crisis Waiver III, Early Stage Crisis Waiver, Payer Security III / Payer Security Plus, Early Payer Security, Comprehensive Personal Accident III and Early Stage Crisis Cover. Quick, hassle-free sign-up PRUsave max limited pay (SGD) is a guaranteed-issuance plan — so there’s no need to go for a medical check-up or answer questions regarding your health matters 6 . Sign up for PRUsave max limited pay (SGD) today and you can get closer to your savings goals faster with the short premium payment term. How PRUsave max limited pay (SGD) works: Mr Lee (aged 35 on his next birthday, non-smoker) sets a target to save enough for his condominium down payment when he reaches age 45 next birthday. He would like to set aside $12,053 yearly (rounded up to the nearest dollar) which is approximately $1,005 a month for 5 years with a face value of $54,000, so that he can receive the maturity proceeds in a lump sum for his dream home. Annual Premium Payable for Policy Term Total Premiums Payable Maturity Amount 7 Guaranteed Non- Guaranteed Total $12,053 5 years 10 years $60,265 $54,000 $16,409 $70,409 Call your Prudential Financial Consultant or our PruCustomer Line at 1800 333 0333 today, or visit www.prudential.com.sg
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