Annual Report of Euram Bank Vienna 2010/2011

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A walk in the park. While you are reading these lines, we might possibly be walking through a park – with one of our clients. The park provides a peaceful ambiance to think and listen. With every step the joint understanding of our client’s objectives and strategies, of business intent and personal goals grows. We cast our eyes on carefully groomed trees and the meticulously cut lawn. There is a fascinating order in the vivid growth of flowers and shrubs. The gardener’s hand gives shape and structure to the natural environment. With his knowledge, he trims undesirable growth. With great care, he distinguishes between what is valuable and what is detrimental. His foresight and experience tell him how to protect what he has carefully created against inclement weather. Imagine that this park is yours – and that we are your gardeners. This is how we define our service for you.
The language of the trees. Allow us to talk about our work, and remain with the metaphor of a gardener in your park. A clever gardener understands his business. If he is really good, he will understand the owner of the park with all his intentions, his culture, and his personal needs – as well as the park itself, and each of its trees, flowers, lawns and shrubs. It is relatively easy to learn that a palm tree needs a different kind of care than an apple tree to be able to grow. Likewise, it is easy to learn the language of the owner of the trees. All this is smart and effective, but not yet good enough – in the sense of deeply understanding our clients in the context of their world, and what they expect from us. Our members of staff not only speak many languages – they themselves come from the countries and cultures where we are active. We have our roots where we work. This is our understanding of internationality. Lake Gardens, Kuala Lumpur
Page 1: The Keys to Growth and Protection.
Page 5 and 6: Euram Bank Managing Board: Viktor P
Page 7 and 8: 2010/2011 Annual Report European Am
Page 9 and 10: tive cashless payment systems to ge
Page 14 and 15: Management Report | 14 Business Dev
Page 16: | 16 The volume of lendings collate
Page 19 and 20: In compliance with the pillar II/Ba
Page 22 and 23: Balance sheet as at June 30, 2011 |
Page 24 and 25: Profit and loss account for 2010/20
Page 28 and 29: Notes | 28 to the financial stateme
Page 30 and 31: | 30 Participations This item inclu
Page 32 and 33: | 32 B. Securities In the fiscal ye
Page 34 and 35: | 34 J. Shareholders’ Equity 1.)
Page 36: | 36 With reference to Section 237
Page 39: The Euram Group 100% Euram Beteilig
Page 43 and 44: audit. We conducted our audit in ac
Page 45 and 46: Euram Bank AG Palais Esterházy Wal

Annual Report of Euram Bank Vienna 2010/2011

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