GBS DLL booklet 2016_V6

2016 DLL Benefits Guide
Continuous Years
of Service
Weeks Paid at 100%
Base Salary
Weeks Paid at 60%
Base Salary
0-1 0 25 25
1-2 3 22 25
2-3 6 19 25
3-4 9 16 25
4-5 12 13 25
5-6 15 10 25
6-7 18 7 25
7-8 21 4 25
8-9 24 1 25
9+ 25 0 25
Total Weeks
Paid
Basic Short-Term Disability (Disability) Insurance
The Basic Short-Term Disability (STD) benefit provides
you with income if you are unable to work due to a
non-work related injury or illness for more than five
consecutive workdays. You will be automatically enrolled
in the Basic Short-Term Disability benefit and DLL
will pay the full cost of coverage. After a five-day
elimination period, you may receive up to 25 weeks of
compensation at 100% or 60% of earnings depending
on your length of service as outlined in the Basic
Short-Term Disability Benefit Schedule below. The
disability benefit continues to the earlier of recovery or
exhaustion of the benefit. The basic disability benefit
will be offset by other income benefits including statemandated
disability benefits.
When Coverage Ends
Your Short-Term Disability Insurance coverage ends:
––
When your employment with the company ends for
any reason other than your disability.
––
The group policy is terminated for any reason.
If your employment ends while you are on short-term
disability, your disability benefits will be paid to you for as
long as you are eligible and certified as disabled. Your
medical, vision and dental coverage will continue while you
are disabled as long as you are on active payroll and continue
to pay your current monthly benefit contributions.
Once LTD benefits begin, your employment with
DLL terminates
Basic Long-Term Disability (LTD) Insurance
The Basic Long-Term Disability (LTD) benefit provides
eligible members a benefit of 60% of annual earnings to a
maximum of $12,000 per month. The benefit begins after
180 days of disability and continues to the earlier of
recovery or retirement (even if your employment with DLL
terminates). The Basic LTD premium that DLL pays on your
behalf is not treated as taxable income, so the benefit is
taxable to you when paid.
When Coverage Ends
Your LTD coverage ends on the earliest of the following
dates:
––
When your employment ends for any reason other
than your disability.
––
The LTD plan is terminated for any reason.
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