Four Simple Tips You Can Use Right Now To Get The Best Auto Insurance Coverage In Ontario

Four Simple Tips You Can Use Right Now To Get
The Best Auto Insurance Coverage In Ontario
Hi, my name is Todd O’Donnell, owner of Todd O’Donnell Insurance & Financial Services Inc. This
month’s article focuses on four simple Tips that could save you hundreds of dollars a year when
shopping for auto insurance in Ontario.
Rest assured that, you can always count on my team and I to get you more discounts on auto insurance
coverage in Cambridge Ontario, Kitchener Ontario, Guelph Ontario, Waterloo Ontario. Feel free to
contact our Cambridge location at 519-651-0496 or our Guelph location at 519-830-0996 for a free
quote now. We are available 24/7 call in or walk in.
With the amount of insurers available and so much information on the internet today, it can be very
difficult to know what to take into consideration when thinking about auto insurance. Here are four
helpful tips that should assist you with making decisions about auto insurance in Cambridge ON,
Kitchener ON, Guelph ON and Waterloo ON easier:
TIP #1: Sit down with someone who can help you understand different liability limits and
accident benefits – and why they are important to you and your family. You probably don't need
every insurance coverage option (At Todd O’Donnell Insurance & Financial Services Inc, our
team will help you to decide how much coverage you need when shopping for auto insurance)
Important: Liability is in place to protect what you have to lose – the government insists on at
least $200,000. Also, don’t simply accept $1,000,000 as the right number for you! Basic
accident benefits will provide an income replacement of $400 a week. If you can’t work for a
year – that’s $20,800 – is that a pay cut for you and could you continue to pay your bills with
that?
TIP #2: If you have a student in college who is not driving one of the family cars, speak to your
auto insurance company about a discount. Most insurance companies understand that a
resident student is unlikely to be driving your car very often while they are away at school, and
will offer a discount comparable to removing them from the policy.
TIP #3: When shopping for a new car, be sure to check with your insurance company for any
unexpected rate changes. You may be surprised at how cheap or expensive some cars may be
due to unforeseen criteria. Certain safety features may bring the cost of one car down, while
certain other cars with safety risks may bring the cost up.
Tip # 4: Always get multiple quotes from different companies when buying auto insurance in
Cambridge ON, Kitchener ON, Guelph ON, Sudbury ON, Waterloo ON etc. But please keep in

mind that cheapest isn’t necessarily best. Insurance is about you and it doesn’t matter what
your neighbour pays because this is about you – your risks and what you have to protect
When shopping around for auto insurance or home insurance policy in Cambridge ON, Kitchener ON,
Guelph ON, Sudbury ON and Waterloo ON, it is important to educate yourself on the different types of
policies available so that you can choose wisely and make a good decision. With these five helpful tips
hopefully, you can have a better idea about the decision you want to make.
When you contact us today, rest assured, my team and I will be looking for every discount we can
offer you right now to get the best coverage on your auto insurance.
Over 25 combined years’ experience helping individuals, families and businesses with many insurance
and financial products all over Ontario.
Our Specialty is Auto Insurance:
Auto Insurance, Car Insurance, Vehicle Insurance, Motorcycle Insurance, Business Auto
Insurance, Commercial Auto Insurance, Snowmobile Insurance and ATV Insurance
In addition to Auto Insurance, my highly experienced team and I can help you;
Protect your personal property and business property:
Renters Insurance, Tenant Insurance, Landlord Insurance, Home Owner Insurance, House
Insurance, Condo Insurance etc
We focus on providing a professional, unique and fun experience with integrity, honesty and pride in all
that we do. Call Todd O’Donnell Insurance & Financial Services team today to get more discounts.
We now have two locations in Ontario to serve you better.
Guelph ON Location
2-20 Cowan Place, Guelph, ON N1G 0C1
Phone: 519-830-0996
Fax: 519-763-5858
Website: www.insureguelph.com
Google + Business Listing Page Guelph ON
Cambridge ON Location
900 Jamieson Parkway, Unit 12, Cambridge, ON N3C 4N6
Tel: (519) 651-0496
Free: 1-(877) 790-FARM (3276)
Website: www.insurancetodd.com
Google + Business Listing Page Cambridge ON