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<strong>Life</strong><br />
the official social magazine for the residents of whitmoor December 2015<br />
MEET JOHN AND MARY HOFMAN AND THEIR FAMILY INSIDE.<br />
Look Inside:<br />
HALLOWEEN AT THE CLUBHOUSE<br />
STREET DANCE SUCCESSFUL<br />
CHRISTIAN WOMEN’S LUNCHEON<br />
WHITMOOR WOMEN HEAD TO NEW YORK CITY
2 <strong>Whitmoor</strong> <strong>Life</strong> December<br />
December <strong>Whitmoor</strong> <strong>Life</strong><br />
3<br />
IMPORTANT PHONE NUMBERS<br />
EMERGENCY<br />
Ambulance, Fire, Police 911<br />
St Charles County Sheriff’s Office 636.949.3000<br />
Cottleville Fire Protection District 636.447.6655<br />
Poison Control 314.772.5200<br />
Emergency 314.772.5200<br />
www.n2pub.com<br />
© 2015 Neighborhood Networks Publishing, Inc.<br />
AREA DIRECTOR Bryan Cooper<br />
(314) 496-5303<br />
bryan.cooper@n2pub.com<br />
Terry Potts<br />
(636) 244-0559 home<br />
EDITOR<br />
Jeanne Ritter<br />
WHITMOOR HOMEOWNER’S ASSOCIATION<br />
BOARD OF DIRECTORS - 2015<br />
President<br />
Mike Kemp<br />
Vice President<br />
Secretary<br />
Bill Faulkner<br />
Treasurer<br />
Bob Feuerbacher<br />
Grounds/Sewers Committee/<br />
Gate Tag Sales<br />
(314) 497-6210 cell<br />
tfpotts@yahoo.com<br />
(314) 324-1990 Cell<br />
Kemper4@gmail.com<br />
(314) 609-7102 Cell<br />
billfaulkner1@gmail.com<br />
(314)756-5600 ext. 15 office<br />
(314)397-1417 cell<br />
bobf@ins-con.com<br />
CREATIVE TEAM Grant McGugin<br />
Heather McIlrath<br />
Alix Boyea<br />
DISCLAIMER: Any articles included in this publication and/or opinions expressed therein do not necessarily reflect the<br />
views of N2 Publishing but remain solely those of the author(s). The paid advertisements contained within the <strong>Whitmoor</strong><br />
<strong>Life</strong> magazine are not endorsed or recommended by N2 Publishing or the publisher. Therefore, neither N2 Publishing nor<br />
the publisher may be held liable or responsible for business practices of these companies. NOTE: When community events<br />
take place, photographers may be present to take photos for that event and they may be used in this publication.<br />
Pam Hartman<br />
(636) 922-5844 home<br />
Streets Committee/Signs<br />
phartman5844@charter.net<br />
Kim Smith<br />
(636) 578-9715 cell<br />
ARC Committee<br />
kimberle14south@aol.com<br />
Dale Oestreich<br />
(314) 574-9313<br />
Special Events<br />
eventschairperson@<br />
whitmoorHOA.org<br />
OTHER<br />
Animal Control<br />
Buschs Wildlife Area<br />
636.949.7387<br />
636.441.4554<br />
Missouri Dept of Motor Vehicles<br />
636.441.6074<br />
American Red Cross<br />
314.658.2000<br />
Kisker Road Library<br />
636.447.7323<br />
Elderly Abuse and Neglect<br />
800.392.0210<br />
Hotline (MO)<br />
Sara Fitzpatrick<br />
Financial Advisor<br />
332 Jungermann Road Suite A<br />
St Peters, MO 63376<br />
Ph: 636-477-8711<br />
Fax: 877-222-1404<br />
sara.fitzpatrick@edwardjones.com
4 <strong>Whitmoor</strong> <strong>Life</strong> December<br />
NeighborhoodSponsors<br />
December <strong>Whitmoor</strong> <strong>Life</strong><br />
NeighborhoodSponsors<br />
5<br />
MUSICAL<br />
REAL ESTATE AGENT<br />
ROOFING AND<br />
WINDOWS / DOORS /<br />
INSTRUMENTS /<br />
Berkshire Hathaway<br />
EXTERIOR<br />
GLASS<br />
INSTRUCTION<br />
HomeService-Chris Pauley<br />
RESTORATION<br />
A Pane In the Glass<br />
Band Instrument Service<br />
(636) 448-6498<br />
1st Choice Roofing and<br />
(636) 561-0474<br />
(636) 288-1895<br />
http: / /chrispauley.com /<br />
Construction<br />
These trusted local businesses are proud to partner with you and make this<br />
magazine possible. Please support them! For information on becoming a<br />
sponsor of <strong>Whitmoor</strong> <strong>Life</strong>, contact Bryan Cooper at<br />
(314) 496-5303 bryan.cooper@n2pub.com.<br />
ORTHODONTIST<br />
Bauer orthodontics<br />
(636) 447-2083<br />
REALTOR<br />
The Yuede Team<br />
(636) 936-3400<br />
(636) 282-0090<br />
www.1stchoicestl.com<br />
SEALCOATING<br />
WINERY &<br />
VINEYARD<br />
Sugar Creek Winery<br />
(636) 987-2400<br />
www.yuedeteam.com<br />
Sealmaxx of Greater St. Louis<br />
PAINT & SIP<br />
(636) 294-6299<br />
Pinot's Palette<br />
REMODELING<br />
(636) 778-2111<br />
Banner Construction<br />
TRAVEL AGENT /<br />
pinotspalette.com /<br />
(314) 569-1050<br />
SERVICES<br />
chesterfield<br />
bannerconstruction.com<br />
Kay Clancy, BellaRiva Travel<br />
AUTO DEALER<br />
Dave Sinclair Lincoln<br />
(636) 614-8758<br />
AUTO DEALER /<br />
AUTO REPAIR<br />
Bommarito Cadillac<br />
(636) 928-2300<br />
BUILDING SUPPLIES /<br />
HOME<br />
IMPROVEMENT<br />
C. Bennett Premium Building<br />
Supplies<br />
(636) 379-9886<br />
CLEANING &<br />
HOUSEKEEPING<br />
SERVICES<br />
Dees Cleaning LLC<br />
(636) 634-1513<br />
CLEANING / MAID<br />
SERVICES<br />
Molly Maid of St Charles<br />
County<br />
(636) 692-4203<br />
www.mymollymaid.com<br />
COUNTRY CLUB<br />
<strong>Whitmoor</strong> Country Club<br />
FINANCIAL<br />
INVESTMENTS AND<br />
INSURANCE<br />
Securus Insurance Financial<br />
and Estate Planning<br />
(636) 720-1900<br />
www.securusnow.com<br />
FINE JEWELRY<br />
Ragan's jewelry<br />
(636) 294-5558<br />
www.ragansjewelry.com<br />
FLOORING - CARPET,<br />
TILE, WOOD<br />
Charlie Shaw Nationwide<br />
Insurance<br />
(636) 345-9605<br />
www.nationwide.com<br />
INSURANCE - AUTO -<br />
HOME - LIFE<br />
Tom Wootten State Farm<br />
(636) 970-1515<br />
www.tomwootten.com<br />
JEWELER<br />
Harris Jewelers<br />
(636) 477-9800<br />
PAINTING,<br />
RESIDENTIAL &<br />
COMMERCIAL<br />
Fresh Coat of O'Fallon<br />
(636) 266-2026<br />
REAL ESTATE<br />
Shellie Bratton REMAX Edge<br />
(636) 448-1949<br />
REMODELING / HOME<br />
IMPROVEMENT<br />
Quality Building and<br />
Renovations<br />
(314) 657-8184<br />
RESTORATION /<br />
RENOVATION<br />
Eagle Construction and<br />
Restoration<br />
(636) 498-0041<br />
www.http: /<br />
/eagleconstructionandrestoration.<br />
com / contact.html<br />
(314) 378-9156<br />
www.bellarivatravel /<br />
WINDOWS &<br />
DOORS<br />
Renewal by Andersen _ St.<br />
Louis<br />
(314) 983-9977<br />
RBASTL.com<br />
CBennett.net<br />
(636) 926-9622<br />
Floors to Go at Wholesale<br />
LAWN SPRINKLERS<br />
Flooring USA<br />
Automatic Rain<br />
CARPET CLEANING<br />
FINANCIAL ADVISOR<br />
(636) 379-5859<br />
(636) 928-4480<br />
Sams Carpet Cleaning and<br />
Repair<br />
(636) 949-8229<br />
CHRISTIAN SCHOOLS<br />
Living Word Christian School<br />
Edward Jones - Sara Fitzpatrick<br />
(636) 477-8711<br />
The Hofman Group at Morgan<br />
Stanley<br />
(636) 733-7633<br />
FUNERAL SERVICES<br />
Stygar Funeral Home<br />
(636) 936-1300<br />
INSURANCE<br />
MASSAGE THERAPY /<br />
RELAXATION<br />
Elements Massage St. Peters<br />
(636) 875-1972<br />
www.elementsmassage.com /<br />
HOLIDAY<br />
SALE<br />
$50 OFF<br />
Gas Logs<br />
(636) 978-1680<br />
All State Insurance - Adam<br />
stpeters<br />
Smith<br />
(636) 970-2000<br />
MORTGAGE<br />
Paramount Mortgage<br />
(314) 372-4376<br />
1700 West Terra Lane • O’Fallon, MO 63366<br />
(636) 379-9886 • www.cbennett.net<br />
YOUR FIREPLACE SPECIALISTS<br />
Shower & Bath • Fireplaces • Appliances • Outdoor Living<br />
The Name You Know.<br />
The Quality You Trust.<br />
The Experience You Depend On.<br />
Visit our showroom this Holiday Season and explore the variety of products we carry.<br />
Monday through Friday 7:30am to 4:30pm<br />
Saturdays 8:00am to <strong>12</strong>:00pm
6 NeighborhoodNews<br />
<strong>Whitmoor</strong> <strong>Life</strong> December<br />
December <strong>Whitmoor</strong> <strong>Life</strong><br />
NeighborhoodNews<br />
7<br />
Meet Your<br />
<strong>Whitmoor</strong> <strong>Life</strong> Staff<br />
If you are interested in being a part of our staff we are always<br />
looking for great people for writers, photographers and<br />
columnists. It’s fun, easy and a great way to get involved with your<br />
neighborhood. Contact us at whitmoorlife@n2publishing.com.<br />
Bryan Cooper,<br />
Publisher<br />
Pam Hartman,<br />
Movie Reviews<br />
Jeanne Ritter,<br />
Editor<br />
Matison Ebert,<br />
Resident Junior<br />
Writer<br />
Lora Money-Fine,<br />
Resident Contributor/Writer<br />
Carly Weiss, Resident<br />
Junior Writer<br />
We also offer<br />
school band rentals<br />
and lessons!<br />
Rent Online!<br />
Visit our newly renovated St. Charles location!<br />
<strong>12</strong>32 Harvestowne Industrial Drive | St. Charles, MO 63304-7730 | 636-441-7707<br />
bannerconstruction.com<br />
Nomination Of<br />
board members<br />
Hello <strong>Whitmoor</strong> homeowners,<br />
We’re fast approaching the end of the year, and we have lots of<br />
matters to discuss. Besides the routine duties of our board, a few<br />
of the issues we plan to work on in the near future include:<br />
Nomination of Board Members – Several board members will<br />
fulfill their two year term, so we have opportunities for quality<br />
candidates to be nominated to replace them. If you, or someone<br />
you know, is interested in serving your community, please<br />
let one of the current board members know, so we can include<br />
them on the upcoming ballot.<br />
• Board members act as the voice of the homeowners.<br />
• Board members meet once a month to discuss any issues that<br />
need attention.<br />
• Each board member is assigned an<br />
area of responsibility to oversee and<br />
make recommendations to the board for<br />
approval/disapproval.<br />
Budget – we’re working on a budget for<br />
2016 and beyond, and there are a number<br />
of issues that will require additional<br />
funding, primarily street maintenance<br />
issues. Please be aware that your board<br />
is trading off necessary spending with<br />
costs to homeowners, so we will do our<br />
best for you. The budget that comes up<br />
for vote in late December will reflect<br />
our recommendations.<br />
Website – The new website is up and running strong, but there<br />
are still some of you that have not registered yet. This may mean<br />
you are missing vital information about your neighborhood.<br />
Now, and in the future, this is where you will find all updates,<br />
breaking news and everything regarding our neighborhood.<br />
Please log on and register at: www.<strong>Whitmoor</strong>HOA.org.<br />
Thanks for your continuing support of the<br />
board, and please feel free to contact any<br />
of us if you have an issue we may not be<br />
aware of.<br />
Terry Potts<br />
President<br />
BEFORE<br />
AFTER<br />
SIDING -<br />
WINDOWS -<br />
DECKS -<br />
ROOFS & MORE<br />
“ I am very impressed with the professional work done by Banner Construction. From start to finish, their eye for detail and their<br />
commitment to quality makes them the contractor I trust most for any home improvement. ” - John D. of Saint Louis, MO<br />
FREE 6” GUTTERS & DOWNSPOUTS<br />
WITH PURCHASE OF JAMES HARDIE SIDING<br />
Call today for a FREE estimate • 314-569-1050<br />
1177 North Price Road
8 NeighborhoodNews<br />
<strong>Whitmoor</strong> <strong>Life</strong> December December <strong>Whitmoor</strong> <strong>Life</strong><br />
NeighborhoodNews<br />
9<br />
Picnic Committee and is currently involved in the Archdiocese<br />
of St. Louis’ Beyond Sunday campaign for Catholic education.<br />
Professionally, John was recognized as one of the “Top Wealth<br />
Managers in St. Louis for 2015” by Five Star Professional in St.<br />
Louis Magazine for providing exceptional wealth management<br />
services to clients. The Hofman Group at Morgan Stanley will<br />
be taking over the Financial Fitness segment of this publication.<br />
<strong>Whitmoor</strong> <strong>Life</strong> is excited to have the Hofmans share meaningful<br />
and timely financial insights with each issue. To help you get to<br />
know the group and their successful practice, we caught up with<br />
them earlier this month. Here’s what they had to say.<br />
Family<br />
spotlight<br />
Meet The Hofman Family<br />
THE HOFMAN FAMILY: A WHITMOOR STORY<br />
John and Mary Hofman settled their<br />
young family in <strong>Whitmoor</strong> on Valentine’s<br />
Day 1990. As one of the first fifty<br />
houses built, John and Mary recognized<br />
the neighborhood’s potential early on.<br />
“We knew that <strong>Whitmoor</strong> would be a<br />
special place to raise our family,” said<br />
Mary. With four children under the<br />
age of five, John was excited about the<br />
family-friendly nature of the neighborhood.<br />
“We were thrilled about our new<br />
home, but even more excited by the<br />
community we joined,” said John.<br />
The couple reminisces about their early<br />
days in the neighborhood with a smile.<br />
They shared a memory from one of the<br />
first parties they attended at <strong>Whitmoor</strong> for<br />
Halloween 1990. “<strong>Whitmoor</strong> didn’t have a<br />
clubhouse back then, so the party was held<br />
in the golf cart shack,” Mary said. “Everyone<br />
had a blast! It didn’t matter where<br />
we were, just that we were together with<br />
friends and neighbors.” John recalls other<br />
early memories, too. “We loved watching<br />
all the houses being constructed as the<br />
neighborhood developed. People were<br />
constantly visiting the new homes because<br />
they were all so different.”<br />
As the neighborhood grew, John and<br />
Mary were involved in some of the early<br />
neighborhood developments. John is a<br />
past member of the <strong>Whitmoor</strong> Homeowners’<br />
Association Board of Directors<br />
and used to provide the “Ho Ho Ho”<br />
during the meet and greet with Santa<br />
Claus each December. Mary is a former<br />
Weldon Spring alderman and the founder<br />
of the neighborhood’s annual Fourth<br />
of July Bike Parade.<br />
As they had planned, <strong>Whitmoor</strong> was<br />
the perfect place for John and Mary to<br />
raise their four children. Molly, Brittany,<br />
Jimmy, and Bobby spent their childhoods<br />
at the Club, and it was as if the neighborhood<br />
grew and matured as they did. Each<br />
child attended St. Joseph-Cottleville for<br />
grade school, and they spent their summers<br />
splashing through the <strong>Whitmoor</strong><br />
pool, taking tennis lessons, and participating<br />
in junior golf. All four later served<br />
as lifeguards at the <strong>Whitmoor</strong> pool. In<br />
fact, there was a seven year stretch where<br />
not a summer went by without a Hofman<br />
on the lifeguard stand.<br />
After St. Joseph, Molly and Brittany<br />
went on to Villa Duchesne while Jimmy<br />
and Bobby attended Chaminade. Upon<br />
graduating from high school, each Hofman<br />
decided to spend their college years<br />
at Mizzou, where John and Mary met in<br />
30th wedding anniversary at Busch stadium<br />
Jimmy and Bobby on<br />
the number one Green<br />
of East Golf Course at<br />
<strong>Whitmoor</strong> circa 1994.<br />
1980. Molly, Jimmy, and Bobby graduated<br />
with Masters of Accountancy degrees and<br />
Brittany graduated with a business degree<br />
in 20<strong>12</strong> and will graduate this spring as a<br />
Doctor of Veterinary Medicine.<br />
The Hofman children have grown<br />
considerably since their pool-days and<br />
are now in their 20s. Molly worked as<br />
a CPA in Denver several years before<br />
moving to Clayton, MO to work at<br />
Edward Jones as a mutual fund product<br />
specialist. Brittany plans to return to St. Louis upon her<br />
graduation from veterinary school and hopes to one day buy<br />
into an existing veterinary clinic. Jimmy recently married his<br />
long-time <strong>Whitmoor</strong> sweetheart, Abby Jane (daughter of<br />
<strong>Whitmoor</strong> residents Jerry and Lesa Keeven), and the couple<br />
now lives in Webster Groves. Jimmy joined John at Morgan<br />
Stanley in 2013 and has since earned his Certified Financial<br />
Planner designation. After a successful college career, Bobby<br />
joined The Hofman Group at Morgan Stanley last June.<br />
Presently, John and Mary still live in their home on Gillette<br />
Circle Pass and cannot imagine living anywhere else. They<br />
enjoy participating in the men’s and women’s golf leagues at the<br />
Club and recently joined the Nine & Dine Couple’s league. In<br />
addition, John and Mary have been involved parishioners at<br />
St. Joseph-Cottleville for over 25 years. Mary has served both<br />
on the Parish Council and as President of the Parent-Teacher<br />
Association, while John has held integral positions on the Parish<br />
WL: John, you’ve been a financial advisor for nearly thirty<br />
years. What is the most important thing investors need to do<br />
to achieve their goals?<br />
John: Financial success comes from acting on a plan. Creating<br />
a financial plan enables you to see the big picture and set<br />
long- and short-term life goals, a crucial step in mapping out<br />
your financial future. With a financial plan in place, it’s easier<br />
to make financial decisions and stay on track to meet your<br />
goals. Just like when Mary and I moved into this community<br />
twenty-five years ago, it took a long-term plan. We moved into<br />
continued...
10 <strong>Whitmoor</strong> <strong>Life</strong> December<br />
...continued<br />
NeighborhoodNews<br />
December <strong>Whitmoor</strong> <strong>Life</strong><br />
11<br />
The guys celebrating MU Pride<br />
the Hofman Group at Morgan Stanley<br />
a neighborhood with a bunch of empty<br />
lots, and we’ve had to tweak the plan a<br />
few times, but it has worked out for us.<br />
Most financial failures come from not<br />
having a plan and thus reacting irrationally<br />
to market movements.<br />
WL: What is the biggest concern retirees<br />
face today?<br />
John: Retirement income is the biggest<br />
financial planning issue of our time.<br />
Investors are fearful they will outlive<br />
their money primarily because of low<br />
interest rates, rising healthcare costs,<br />
and longevity. This causes uncertainty<br />
on how much to withdraw from their<br />
retirement accounts and when to begin<br />
taking Social Security. Our written<br />
financial plans for our clients utilize<br />
strategies designed to maximize income<br />
in retirement. This approach considers<br />
an individual’s current situation and<br />
anticipates their lifestyle spending in<br />
retirement to help ensure they’re not<br />
derailed by an unexpected life event.<br />
The girls celebrating MU Pride<br />
WL: What is your investment approach?<br />
Jimmy: We run a very disciplined financial advisory practice, striving<br />
for low fees, high tax efficiency, and appropriate risk management.<br />
We are proud to utilize the world-class tools, support, and<br />
research of Morgan Stanley to help our clients achieve these goals.<br />
WL: Finally, what would you say differentiates your team<br />
from others?<br />
John: Our continuity plan is a big differentiator. Our clients<br />
know they won’t have to start over with a new financial advisor<br />
when I get old and retire. They will be serviced by a team that<br />
personally knows them and their unique goals. Ultimately, our<br />
clients are taking a lot of comfort knowing that they will be well<br />
taken care of throughout their lifetime.<br />
Be sure to see the great content The Hofman Group<br />
at Morgan Stanley will be sharing through <strong>Whitmoor</strong><br />
<strong>Life</strong>’s Financial Fitness segment. For more information<br />
regarding The Hofman Group at Morgan Stanley, feel<br />
free to call, email, or visit their website.<br />
Call: (636) 733-7608<br />
Email: Robert.Hofman@morganstanley.com or<br />
James.Hofman@morganstanley.com<br />
Website: www.MorganStanleyFA.com/TheHofmanGroup<br />
The Hofman Group are Financial Advisors with the Global Wealth Management Division<br />
of Morgan Stanley in Chesterfield. The information contained in this article is not a solicitation<br />
to purchase or sell investments. Any information presented is general in nature<br />
and not intended to provide individually tailored investment advice. The strategies and/<br />
or investments referenced may not be suitable for all investors as the appropriateness of<br />
a particular investment or strategy will depend on an investor’s individual circumstances<br />
and objectives. Investing involves risks and there is always the potential of losing money<br />
when you invest. The views expressed herein are those of the author and may not necessarily<br />
reflect the views of Morgan Stanley Smith Barney LLC, Member SIPC, or its affiliates.<br />
Five Star Professional, as a third party research firm, identified pre-qualified award candidates<br />
based on industry data and contacted all identified broker dealers, Registered<br />
Investment Advisor firms and FINRA-registered representatives to gather wealth manager<br />
nominations. Self-nominations are not accepted. Award candidates are then evaluated<br />
against 10 objective eligibility and evaluation criteria associated with wealth managers<br />
who must have a minimum of five years’ experience as an investment adviser representative<br />
or other accepted credentials, client retention rates, client assets administered, firm<br />
review and a favorable regulatory and complaint history as defined by Five Star. Five Star<br />
Professional determines the final list of Five Star Wealth Manager Award winners. The<br />
Award does not evaluate the quality of services furnished to clients and it is possible that<br />
the recipient may have received unfavorable ratings from those surveyed. Five Star Professional<br />
collected the information for this Award through surveys it conducted.<br />
• Wealth managers and/or their firms do not pay a fee to be considered or placed<br />
on the final list of Five Star Wealth Managers.<br />
• The Five Star award is not indicative of the wealth manager’s future performance.<br />
• Wealth managers may or may not use discretion in their practice and therefore<br />
may not manage their clients’ assets.<br />
• The inclusion of a wealth manager on the list should not be construed as an<br />
endorsement of the wealth manager by Five Star Professional.<br />
• Working with a Five Star Wealth Manager or any wealth manager is no guarantee<br />
as to future investment success, nor is there any guarantee that the selected wealth<br />
managers will be awarded this accomplishment by Five Star Professional in the future.<br />
• For more information on the Five Star award and the research/selection methodology,<br />
go to fivestarprofessional.com.
<strong>12</strong> <strong>Whitmoor</strong> <strong>Life</strong> December<br />
NeighborhoodNews<br />
December <strong>Whitmoor</strong> <strong>Life</strong><br />
NeighborhoodNews<br />
13<br />
ally recognized uniforms and takes<br />
pride in their work, receiving regularly<br />
updated training and supervision to<br />
ensure quality maid service.<br />
Can I call Molly Maid for a one-time,<br />
special event?<br />
Trust Molly Maid for a one-time<br />
residential housekeeping service that<br />
helps you bring your house up to par<br />
with your expectations. The holidays are<br />
a perfect time to enlist our help. Trust<br />
Molly Maid to bring some genuine<br />
holiday cheer into your family’s<br />
celebrations. Bringing Molly Maid into<br />
your home for any special request will be a decision that you<br />
will treasure.<br />
Renovations &<br />
remodels<br />
QUALITY BUILDING & RENOVATIONS<br />
Think About A Kitchen Remodel Now For The Next Year<br />
For some, one of the monumental resolutions around the corner<br />
might be to remodel your kitchen. As recent studies have suggested,<br />
kitchen remodels are the bane of our existence – many homeowners<br />
choosing to do it once and live with it for 16 or more years. Part<br />
of the difficulty comes from the sheer cost of undertaking what<br />
is perhaps the most costly room in the house, not to mention the<br />
transitioning process and constant decision making.<br />
Never fear, however! If you are one of the adventurous people<br />
that have decided it is time to make a change and update from<br />
avocado green or honey oak cabinets, there’s no better time than<br />
now to start putting your thoughts into action. From cabinetry<br />
and flooring to tile and lighting, Quality Building and Renovations<br />
can help you make the dream kitchen.<br />
Quality Building and Renovations offers inspiration, ideas and<br />
helps you plan from the smallest to the biggest remodel. You<br />
can start looking for ideas from your desktop by searching for<br />
your favorite kitchens, countertops and more. Get inspired with<br />
some great remodeling ideas for your kitchen from cabinetry<br />
to counters and fixtures. Keep a binder or print out your “must<br />
haves” and show them to your contractor.<br />
living spaces<br />
KEEPING YOUR HOME FRESH AND<br />
SPARKLING CLEAN YEAR ROUND<br />
With the holidays upon us many of us need a helping hand<br />
around this busy time of the year. Wonder what its like to work<br />
with Moly Maid? Here's some questions people like yourselves<br />
ask before calling Moly Maid.<br />
How do I know I can trust Molly Maid?<br />
Molly Maid is a professional maid service, and we employ<br />
bonded and insured residential maids who pride themselves in<br />
quality cleaning services. Upon being hired, each maid is trained<br />
to perform the detailed cleaning plans to our customers’ specifications.<br />
We stand behind our work with a 24-hour Guarantee.<br />
If you’re not completely satisfied, simply contact us within 24<br />
hours to arrange for us to come back and re-clean the specific<br />
areas that did not meet your expectations.<br />
Do I have to be home during house cleanings?<br />
Because we clean Monday – Friday, 8 a.m. to 5 p.m. most of our<br />
customers aren't home but the vast majority trust Molly Maid<br />
with the key to their home. For additional security, all house<br />
keys are individually coded and cross-referenced.<br />
Jaime Grosvenor<br />
Owner<br />
<strong>Life</strong> just got a little easier with Molly Maid. Jaime<br />
Grosvenor, an O’Fallon resident, opened Molly<br />
Maid, of St. Charles County, in July of 2005. She<br />
makes a point of listening to how her customers<br />
want things done and never compromises her<br />
expectations of the high-quality services for which the Molly Maid name<br />
stands. “The thing customers tell us they like most about our business is the<br />
detail and thoroughness of our workers,” Jaime said. “The specialized supplies<br />
and consistent procedures and the relationships they build with our team all<br />
contribute to ensuring our client knows how much we value their trust.”<br />
Molly Maid was voted Best Value by “Good Housekeeping” magazine and<br />
gives every customer’s home “The Pink Glove Treatment.”<br />
Without requiring contracts from its customers, Molly Maid staff knows they<br />
have to earn their clients’ continued business every time they walk in the door.<br />
“Each person’s expectations are different and not every cleaning company<br />
bothers to ask about personal expectations,” Jaime said. “Our customers often<br />
find that we offer more reliability and peace of mind than they’ve ever<br />
experienced from a maid service.”<br />
Bruce Porter<br />
314-657-8184<br />
qualityrenovations@sbcglobal.net<br />
www.qualitybuildingandrenovations.com<br />
After browsing, consider all of your needs, timing, budget and<br />
expectations. This will help your contractor create the right<br />
kitchen for you. So enjoy what might be your last holiday in<br />
linoleum and start dreaming of what next year’s holiday will<br />
look like in your new kitchen.<br />
Who does Molly Maid hire to clean my home?<br />
Our cleaning professionals are trained, bonded and insured.<br />
Our residential housekeepers respect customers by never<br />
eating, drinking, smoking or using appliances during home<br />
cleanings. And each Molly Maid employee wears our nation-<br />
636.939.MAID (6243)<br />
www.mollymaid.com
14 <strong>Whitmoor</strong> <strong>Life</strong> December<br />
NeighborhoodNews<br />
ELEMENTS MASSAGE<br />
Open House<br />
Former <strong>Whitmoor</strong> residents Tom and Cheryl Street have<br />
returned to the area and have come bearing gifts: The<br />
gift of peace and relaxation. They are the owners of the<br />
new Elements Massage on Mid Rivers Mall Drive. They<br />
recently held an open house and are inviting you to<br />
attend a “Women of <strong>Whitmoor</strong>” Open House Dec. 17, 5 to<br />
8 p.m. Come get re-acquainted or meet the Streets and<br />
see what a wonderful upscale place they have. Tom is<br />
so excited to be back in the area he has written a special<br />
letter to <strong>Whitmoor</strong>:<br />
My wife and I built a house (our first) at 573 Malinmor in<br />
1994, out of our screened porch we looked over the north third tee<br />
and our bay window, in which I had a chair overlooking the lake<br />
and second green. I enjoyed sitting reading in the morning looking<br />
over the lake and green and did find it enjoyable to see if the<br />
next shot would make it onto the green.<br />
We truly enjoyed our time in <strong>Whitmoor</strong> and our interactions with our<br />
neighbors, good people with good hearts. We subsequently moved to<br />
Defiance in 2000 on about four acres of land and love the serenity and<br />
space, although there are times when I certainly miss the walks on the<br />
course in the evenings or enjoying the fine facilities at <strong>Whitmoor</strong>.<br />
Interestingly, our son went to Howell and was an All-Conference,<br />
District and State baseball player on the 2003 State Championship<br />
team, he graduated in 2005. While we lived in <strong>Whitmoor</strong> he attended<br />
middle school at Living Word Christian School, but the year we moved<br />
to Defiance he started attending Howell, and guess what-a lot of his<br />
teammates, friends, girlfriend lived in <strong>Whitmoor</strong> – go figure!<br />
We opened Elements Massage on December 20, 2014 as the first<br />
Elements Massage franchise in the State of Missouri. Elements<br />
Massage is the second largest massage franchise in the country, but<br />
we were the first and broke ground in Missouri. I am a pharmacist<br />
working in the pharmaceutical industry and my wife is a nurse practitioner;<br />
we have learned that medicine can only give some answers<br />
and alternative methods, especially including massage, can relieve a<br />
significant number of medical and anxiety issues. We feel very good<br />
about the business we are involved in because we can help people. I<br />
believe this is a calling for us.<br />
Elements Massage is different, we raise the level of service to match<br />
you with the correct therapist to give you massage you need and are<br />
looking for. We also want to give you the best customer service in the<br />
industry from the moment you call our studio to the time you walk<br />
out the door, on a cloud, after your massage. We feel we have the best<br />
therapists who can give you the best massage, our goal is to meet<br />
and exceed your expectations and allow you to have that experience<br />
on an ongoing basis through our Wellness Program. We are smaller,<br />
we have five rooms giving a warm intimate relaxing feel when you<br />
walk in and experience our studio.<br />
The active lifestyle of the <strong>Whitmoor</strong> resident makes you a perfect candidate<br />
to be our best customers. You appreciate the finer things, but you<br />
are also extremely busy and stressed from the work a day world, kids<br />
and life. Elements Massage can be an oasis for you to spend an hour or<br />
two of retreat and rejuvenation. We have an article this month (Sept)<br />
in the Health and Wellness magazine that talks how massage can<br />
increase your serotonin levels and enhance your sleep. There is a wealth<br />
of information available on the medical and lifestyle benefits of massage<br />
that are at your fingertips and also at our studio.<br />
We offer a wellness program, as I mentioned, that will allow you to<br />
consistently treat yourself and maintain your level of wellness on a<br />
monthly basis. It offers significant discounts on our services without<br />
any contract. You can also have an associate member that can share<br />
your membership, as well as membership offers discounts on gift card<br />
purchases. We offer hour, hour and a half and two hour massages. We<br />
also offer hot stone and prenatal massage. Again, our goal is to match<br />
you precisely with the massage that you are looking for and we most<br />
importantly offer The Elements Promise, which states if the massage<br />
you received is not the best you have<br />
December <strong>Whitmoor</strong> <strong>Life</strong><br />
Harris Jewelry is now located at that great location. Business has<br />
been growing rapidly so owner, Bill Harris, wants to provide his<br />
loyal clients with the experience they deserve. He said, “I want to<br />
have a store big enough to provide the selection our upscale clients<br />
need, an easy to find and convenient location and a place that<br />
represents the type of service and quality that stands the test of<br />
time that we have been providing at Harris Jewelers since 2001.”<br />
The new location offers 2500 square feet of high quality space<br />
and the finest selection of rings, earrings, bracelets, necklaces,<br />
custom jewelry, diamonds and precious stones, gold, white gold,<br />
silver and all of the things that make the giving season magical.<br />
The store is easily located near Interstate 70 and Cave Springs<br />
with plenty of parking.<br />
Take advantage of the great deals just for residents this Christmas<br />
and give that special someone something that will last a lifetime.<br />
Stop by new yet old familiar location before Santa comes and<br />
treat yourself. It’s the most wonderful time of the year.<br />
NeighborhoodNews<br />
Grow Again<br />
Here We<br />
Spotlight On Harris Jewelers<br />
It’s the time of year when we give<br />
wonderful things to people we love. This<br />
year, long time area resident, Bill Harris,<br />
has a gift for all who love jewelry. In<br />
addition to his great Christmas discounts<br />
just for <strong>Whitmoor</strong> residents, Bill is moving<br />
his office to a great new location. For over<br />
25 years, Paul Stuart Jewelry was located<br />
at 4101 Mexico Road near Jungerman. It has<br />
become a landmark location.<br />
Pre Christmas Sale for<br />
<strong>Whitmoor</strong> residents only:<br />
UP TO 60 % OFF!<br />
Nov 17 - Nov 30<br />
Phone: (636) 477-9800 | Email: bill@harrisjewelers.com<br />
Website: www.HarrisJewelers.com<br />
15
16 <strong>Whitmoor</strong> <strong>Life</strong> December<br />
NeighborhoodNews<br />
December <strong>Whitmoor</strong> <strong>Life</strong><br />
17<br />
student life<br />
Chris Pauley<br />
Meet Art Teacher Bobbie Flannery<br />
Name: Mrs. Bobbie Flannery<br />
Position: Art Instructor 6-<strong>12</strong> grades, with LWCS for 26 years.<br />
What is the best part the art program at LWCS? The quality<br />
work students produce and the things that I learn from them.<br />
What art classes are offered at LWCS? Our art classes introduce<br />
students to watercolor, acrylic and encaustic painting.<br />
There are drawing classes in pencil, charcoal, pen and pastels.<br />
There are also printing workshops that include intaglio, relief,<br />
lithography, and silkscreen. Sculpture workshops include additive<br />
and subtractive techniques as well as assemblage. We have<br />
hand built ceramics, wheel work, Fiber, batik and bookmaking.<br />
Are there any upcoming events? We are submitting art to<br />
Picture The Music sponsored by the St. Louis Symphony and<br />
The Missouri Radon Poster Contest. We are also involved in<br />
Living Word Christian School Educating Tomorrow’s Leaders Today<br />
Christian High School/ Middle School<br />
1145 Tom Ginnever Ave.<br />
O’Fallon, MO 63366<br />
PreK–<strong>12</strong>th grade<br />
Christian High School named one of the Top 50 Christian High Schools in the U.S.<br />
By BestSchools.org<br />
Dually accredited<br />
Member of MSHSAA and AAA Athletic Conference<br />
Class of 2015<br />
Offered over $5.1 million in scholarship monies<br />
Christian Elementary School/PreSchool<br />
1610 Willott Rd.<br />
St. Peters, MO 63376<br />
For more information go to www.lwcs.us (636) 978-1680<br />
The mission of Living Word Christian School is to assist Christian<br />
families in equipping students with a Christ-centered education,<br />
empowering them to impact the world for the glory of God<br />
Getting the creative juices flowing with the students, Mrs. Flannery (far right) is always<br />
motivating the kids to express themselves through their art.<br />
Scholastic Art competitions,<br />
Congressional Competition,<br />
Veterans Art Competition<br />
and Missouri Senate<br />
Student Exhibition.<br />
Mrs. Flannery watches over a student<br />
who is working on calligraphy.<br />
On Wednesday, March 31,<br />
2016, Christian High School<br />
is holding a special event in<br />
the spring called an Evening<br />
of Arts. We will be displaying<br />
works created by Joseph<br />
Vorst, a member of the St.<br />
Genevieve artist colony with<br />
Thomas Hart Benton. Additionally,<br />
we will have classical guitarist, Christian Thomas Lee,<br />
www.themercyfoundation.com, displaying pieces of fine art<br />
works by Faberge, Picasso, Pirsch, documents and objects of<br />
royal provenance … many mediums and periods are represented.<br />
The Christian High School orchestra will be playing and Christian<br />
High School student artwork will be displayed. Refreshments<br />
will be served and all are welcome to attend.<br />
Anything outstanding about your students? We had four students<br />
selected from about 20,000 entries to be in the Top 100<br />
show at the St. Louis Symphony and one of those is going to<br />
the Sheldon for a more elite exhibit in the summer of 2015.<br />
Tell us a little about yourself. I am a Lindenwood graduate<br />
with four married children and four grandchildren. I am a<br />
member of the St. Louis puppetry guild and I share that interest<br />
with my students. They make national quality marionettes<br />
and have the opportunity to write a play and perform with<br />
their original puppets.<br />
The holidays are coming.<br />
Make your home beautiful with new flooring!<br />
Sale Ends <strong>12</strong>/31/15.<br />
636-379-5859<br />
O’Fallon<br />
YOUR PURCHASE<br />
OF $999 OR MORE<br />
*Cannot be combined with any other offer.<br />
Not valid on prior purchases, sale or clearance<br />
items. Exp. <strong>12</strong>/31/15.<br />
<strong>12</strong> MONTHS FREE FINANCING*<br />
* W.A.C. See store for details.<br />
Carpet • Hardwood • Laminate • Tile & Stone • Vinyl<br />
636-379-5859 • 823 W. Terra Lane • O’Fallon<br />
Mon. Wed. 9-7 • Tues. Thurs. Fri. 9-5 • Sat. 9-2<br />
Realtor<br />
<strong>Whitmoor</strong> Resident<br />
~ Buying<br />
~ Selling<br />
~ New Construction<br />
~ Relocation<br />
6149 Mid Rivers Mall Drive • St.Charles, MO 63304<br />
Direct 636-448-6498 • Office 636-720-1100<br />
cpauley@bhhsselectstl.com • www.ChrisPauley.com<br />
Chesterfield’s Favorite Night Out!<br />
Girls Night Out Bachelorette Parties<br />
Birthday Parties Date Night<br />
Corporate Events Team Building<br />
Now Booking Holiday Parties!
18 <strong>Whitmoor</strong> <strong>Life</strong> December<br />
December <strong>Whitmoor</strong> <strong>Life</strong><br />
19<br />
BellaRiva Travel is a full service travel company specializing in<br />
European vacations, cruises, and all inclusive vacations. We also<br />
offer specialty event packages like the Kentucky Derby and the<br />
Masters Golf Tournament. We can customize any trip for you to<br />
include shore tours and pre and post hotel arrangements.<br />
Kay Clancy<br />
Travel Consultant<br />
314 378 9156<br />
kay@bellarivatravel.com<br />
www.bellarivatravel.com<br />
Facebook.com/Bellarivatravels<br />
We work together with a group of professionals<br />
to create a plan that is specific to the<br />
individual needs of each client.<br />
Specializing in:<br />
• Retirement Planning<br />
• Estate Planning<br />
• Annuities<br />
• Long Term Care Insurance<br />
• Financial Planning<br />
• <strong>Life</strong> Insurance<br />
• Wealth Preservation/<br />
Wealth Transfer<br />
• Reverse Mortgages<br />
• VA Planning<br />
• Medicare Supplements<br />
• Pre-Paid Funeral Planning<br />
• Income/Estate Tax Planning<br />
• Medicaid/Crisis Planning<br />
• Gold & Silver for Retirement<br />
and Non-Retirement Accounts<br />
5330 HWY N<br />
Cottleville, MO 63304<br />
636-720-1900<br />
www.securusnow.com
20 A proud resident of <strong>Whitmoor</strong> <strong>Life</strong> Country December Club<br />
Best real estate app you will ever find!<br />
PROMISE!<br />
Be prepared to get addicted!<br />
T H E S H E L L I E B R A T T O N T E A M<br />
December <strong>Whitmoor</strong> <strong>Life</strong><br />
NeighborhoodNews<br />
Did You Know...<br />
21<br />
EXPERIENCE<br />
MATTERS<br />
636-448-1949<br />
SellWithShell.com<br />
Best real estate mobile app yet! And Team Bratton<br />
has it for you! We pay for it so you don’t have to!<br />
Great news from the Shellie<br />
Bratton Team! We have just<br />
set up a new app, compatible<br />
with iPhone/Android,<br />
called Home Scouting! This<br />
app is the most up-to-date,<br />
accurate, user friendly,<br />
home finder due to it<br />
containing 100% of the<br />
MLS listings in your local<br />
market, unlike Zillow, Trulia,<br />
and even Realtor.com,<br />
which tend to leave out up<br />
to 40% of listings in your<br />
desired search area.<br />
The App has ideal organizational<br />
features, allowing you<br />
to save homes to your favs,<br />
get immediate updates on<br />
price reductions, and view<br />
MLS property details! It is<br />
also GPS enabled, and<br />
allows you to tap to request<br />
a showing appt or to get<br />
lender advice.<br />
downloads. Who wouldn’t<br />
want to tap a button and<br />
see what homes are<br />
selling for “around me”?<br />
It’s amazing!<br />
EASY STEPS<br />
1. Go to your App Store<br />
2. Search Home Scouting<br />
3. Hit download<br />
4. Enter your info<br />
SellWithShell@gmail.com<br />
With the Home Scouting<br />
App, your personal<br />
information is secure and<br />
is not sold to any third<br />
party, whereas public<br />
search sites often may.<br />
MOST USER FRIENDLY APP EVER!<br />
In just 30 days of having<br />
this app we have over 100<br />
5. Enter VIP CODE (which<br />
is ShellieBratton)<br />
PLEASE FEEL FREE TO<br />
SHARE THE VIP CODE WITH<br />
YOUR FRIENDS!<br />
M-I-Z-Z-O-U<br />
Residents of <strong>Whitmoor</strong> took off to Columbia in style on a<br />
chartered bus to watch the Mizzou game on Saturday, October<br />
3. Once they arrived there was time for a tailgate before kickoff<br />
against South Carolina Gamerocks. Mizzou won 24-10. This<br />
group of fans look forward to this yearly <strong>Whitmoor</strong> outing to<br />
root on the Tigers. A great time was had by all, and they look<br />
forward to next year!<br />
SHELLIE'S PREFERRED SERVICES AND VENDORS<br />
Investors Title Company<br />
Terra Ritchie<br />
(314) 456-9951<br />
(636) 978-1782 f<br />
tritchie@investors-title.com<br />
www.investors-title.com<br />
Gershman Mortgage<br />
187 Hilltown Village Center<br />
Chesterfield, Mo 63017<br />
Scott Ripple<br />
Vice President<br />
Office (314) 496-4031<br />
Fax (636) 536-6165<br />
NMLS#489075<br />
sripple@gershman.com<br />
Golfers Making Noise<br />
A big CONGRATULA-<br />
TIONS going out to<br />
94-year young Bill Dunlap<br />
on his ACE this fall on #2<br />
South. Not to be outdone,<br />
Bob Rose also had a "ONE"<br />
the same day on #<strong>12</strong> South.<br />
Bob was playing in the foursome<br />
ahead of Bill so the<br />
South Course was a little<br />
louder than normal that day.<br />
Way to go Bob and Bill!<br />
Women's Bible Study<br />
The Christian Women’s Club meets for Bible Study every third<br />
Tuesday of the month at the clubhouse. All are welcome to<br />
attend; the meetings begin at noon. This is a great way to meet<br />
other Christian women in the area and we'd love to see you!
22 <strong>Whitmoor</strong> <strong>Life</strong> December<br />
NeighborhoodNews<br />
December <strong>Whitmoor</strong> <strong>Life</strong><br />
23<br />
where<br />
Begin<br />
GREAT COMEBACKS<br />
A Stronger Core Means A Healthier You!<br />
Do you ever find yourself slouching in a chair, slumping at the<br />
computer or your belly sticking out after standing for awhile?<br />
This is a sign of core muscle weakness that can negatively affect<br />
your health and create back or neck pain.<br />
What are Your Core Muscles?<br />
Your “core” is the group of muscles that help stabilize your<br />
body and give a strong point from which your skeleton can<br />
move properly with good posture. The core is made up of your<br />
abdominal, low back, pelvic and gluteus muscles. When any one<br />
of these groups is weak, it causes instability and makes it hard to<br />
use your body properly. The result is strain to different areas of<br />
Dave Bortfeld, PT<br />
St. Charles - 636-947-7678<br />
St. Peters - 636-441-7500<br />
4 Convenient Locations<br />
O’Fallon - 636-240-7000<br />
Wentzville - 636-332-1313<br />
Voted Best in St. Charles County<br />
www.StCharlesPhysicalTherapy.com<br />
Dennis Roth, PT<br />
your body, especially the back and neck muscles. This causes bad<br />
posture, fatigue, inflammation and pain.<br />
PATIENT SPOTLIGHT<br />
Forever Grateful!<br />
“I began using St. Charles<br />
Sports and Physical Therapy<br />
in September 2014 because<br />
I was having great difficulty<br />
walking. I have MS and use<br />
a walker, and when I first<br />
came in, I was walking with<br />
hyper-extended knees. From<br />
the minute I walked in, I was<br />
greeted with a friendly smile<br />
and attitude. I have gotten to know Sharon the receptionist, and<br />
the physical therapists Meghan and Bryan. I mainly see Bryan,<br />
but have also worked with Meghan.<br />
The exercise plan Bryan put together for me has corrected and<br />
even improved my abilities! I am happy to say I have gotten my<br />
life back. I am much more mobile now, and able to get around<br />
a lot better. I would recommend them to anybody in need of<br />
therapy. I will be forever grateful to them.”<br />
Windows • Deck • Interiors<br />
1004 Fox Chase Industrial Court • Arnold, MO 63010<br />
(636) 232-3497<br />
www.1stchoicestl.com • 1stchoicestl@gmail.com<br />
CALL TODAY<br />
and ask for<br />
Travis Griffaw<br />
RAGAN’S<br />
Jewelry<br />
FULL SERVICE REMODELING<br />
Contact 1st Choice Construction for<br />
expert repairs. We specialize in interior<br />
and exterior home remodeling. Our<br />
exterior service covers new roofs, siding,<br />
retaining walls and more. Our interior<br />
home remodeling provides remodeling<br />
in kitchens, bathrooms, basements,<br />
We have the rights skill and expertise to<br />
handle projects of any size. This means<br />
we are adept in handling the whole<br />
ensure that with every project we<br />
represent our guiding principles:<br />
Professionalism<br />
Innovation<br />
Creativity<br />
Customization<br />
Introducing<br />
Speed<br />
Dedication<br />
Quality<br />
Commitment<br />
Honesty<br />
34 Crossroads Plaza<br />
O’Fallon, MO 63368<br />
1-636-294-5558<br />
ragansjewelry.com
24 <strong>Whitmoor</strong> <strong>Life</strong> December<br />
NeighborhoodNews<br />
at the<br />
Movies<br />
by<br />
The Martian<br />
Starring Matt Damon and Jeff Daniels.<br />
Damon primarily carries this movie single<br />
handed, as Astronaut Mark Watney who<br />
is presumed dead after a perilous storm<br />
and is left behind by his crew during a<br />
mission to Mars. Watney, stranded and<br />
alone with limited supplies, uses his<br />
inventiveness to survive and his witty spirit to find a way to signal<br />
Earth that he is alive. The movie unfolds with sophisticated<br />
entertainment and a great blend between absurd and the thrilling.<br />
Between the four of us, we had varied opinions from poor<br />
to superb; therefore, I’ve given it an above-average rating.<br />
Rated: B-<br />
Bridge of Spies<br />
Starring Tom Hanks and Mark Rylance<br />
The story is based on attorney James B.<br />
Donovan (Hanks) and how he managed to<br />
exchange spies between East Germany, the<br />
USSR and the USA in the middle of the<br />
Cold War. It takes place in the late 50s, early 60s when the wall<br />
between East Germany and West Germany was being built.<br />
Donovan, recruited by the CIA, was involved in an intense mission<br />
to quietly negotiate the release and exchange of Francis<br />
Gary Powers, a CIA spy plane pilot who was arrested after his<br />
plan was shot down by the Soviet Union, with a KGB intelligence<br />
officer, Rudolf Abel (Rylance), who was arrested for<br />
espionage in the U.S.<br />
The assignment becomes more complicated and intriguing when<br />
Donovan is sent to Berlin to carry out his negotiations. Whether<br />
you know the story or the history, it becomes a thriller that will<br />
have you hanging on every word and action. Both Hanks and<br />
Rylance’s performances are compelling but it’s Rylance who<br />
dominates the film with his fine distinction that will surely win<br />
the hearts of many and likely an Oscar nomination.<br />
Rated: A<br />
Pam Hartman<br />
Shorten your Term and...<br />
Tim Leeker<br />
Mortgage Banker<br />
NMLS Office ID: 67856<br />
M<br />
AUREEN<br />
Watch<br />
your<br />
Principal<br />
Balance<br />
Fall<br />
• Over <strong>12</strong> years of mortgage<br />
banking experience<br />
• Expert knowledge of all loan<br />
options - Conventional, Jumbo,<br />
FHA, VA, USDA, 203k, & others<br />
• Great Rates!<br />
Contact Tim today at<br />
314-805-2618<br />
tleeker@paramountmortgage.com<br />
NMLS ID: 237674 • Missouri ID: 6278-MLO<br />
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December <strong>Whitmoor</strong> <strong>Life</strong><br />
The same featured lower level with side view angel of<br />
the game area, custom bar and living space with custom<br />
designed book shelving and entertainment center.<br />
Custom designed hearth area<br />
from view of the kitchen. The<br />
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brick and Eagle Construction's<br />
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When it comes to whole house renovations, trust your home to<br />
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Eagle Construction and Restoration is a certified restoration<br />
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Featured here is a custom designed lower level with custom<br />
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NeighborhoodNews<br />
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26 <strong>Whitmoor</strong> <strong>Life</strong> December<br />
NeighborhoodNews<br />
December <strong>Whitmoor</strong> <strong>Life</strong><br />
NeighborhoodNews<br />
27<br />
Like a<br />
good neighbor<br />
<strong>Whitmoor</strong> Women Go To NYC<br />
By Sylvia Fuchs<br />
Six crazy whitmoor friends charged the<br />
big apple in october. Kathy Albright,<br />
Barb Dacus, Pat Bangert, BJ Pruscazyk,<br />
Sylvia Fuchs and Dee Welshans hit the<br />
ground running. The first night we went<br />
to a play A Gentleman's Guide to Love and Murder, a relatively<br />
new tony – award winning hilarious british comedy.<br />
The next morning we left our sheratin hotel in times square and<br />
took off to tour uptown manhattan, stopping by madame tussauds,<br />
central park, the famous apollo theatre in harlem, grants tomb<br />
and onto the bronx to yankee stadium. Coming back we went by<br />
Enjoying life in NYC! Left to right: Kathy Albright, Pat Bangert, Sylvia Fuchs, Barb Dacus, PJ Prusaczyk and<br />
Dee Welshans<br />
Next day, next stop ... Rockefeller center,<br />
ice rink, and top of the rock. Then<br />
off to saks fifth avenue (of course) and<br />
the empire state building, all the way<br />
up! We toured all five borroughs of new<br />
york: staten island, queens, the bronx,<br />
manhattan and brooklyn. Each distinctive<br />
with its own story to tell, from<br />
historic mansions, churches, speakeasies<br />
and jazz clubs.<br />
Lastly, we visited st. Patricks cathedral<br />
and thanked god for a wonderful trip<br />
with great friends and for all the new<br />
yorkers who made our trip an unbelievable<br />
experience.<br />
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museum row and hopped off and walked to tavern on the green for<br />
lunch. That evening went on a sunset cruise of new york harbor.<br />
Thursday morning Barb, Pat, Kathy and Sylvia caught the subway<br />
early to go on a tour of the new york stock exchange, which<br />
was set up by John Hoffman, a financial advisor and friend in<br />
<strong>Whitmoor</strong>. BJ and Dee followed via subway (yes we used every<br />
form of transportation from taxi, bus, ferry and subway. We may<br />
be old but we figured it out). On leaving wall street and new<br />
york's financial district, it was our day to visit the 9/11 memorial<br />
and museum, a striking and solemn tribute to this tragic event.<br />
The reflecting twin pools set in the footprints of the twin towers<br />
display the names of all who died.<br />
With heavy hearts we walked to battery park, caught the ferry<br />
and viewed the many islands where immigrants first entered<br />
america, and of course, the statue of liberty. Do you know her<br />
finger is eight feet long? Ended this day by working our way<br />
into the renound rainbow room to enjoy the breathtaking sights<br />
and grapes of nyc.<br />
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28 <strong>Whitmoor</strong> <strong>Life</strong> December<br />
NeighborhoodNews<br />
December <strong>Whitmoor</strong> <strong>Life</strong><br />
NeighborhoodNews<br />
29<br />
Community<br />
WELLNESS<br />
Managing Grief During The Holidays<br />
The holidays are a busy time, full of joyful gatherings of family<br />
and friends, a time of reflection and fond memories. But<br />
for those who have experienced the death of a loved one, the<br />
holidays can seem much more daunting, especially stressful and<br />
lonely. For those affected by the recent hurricanes that devastated<br />
much of the south, this holiday season may present an even<br />
greater sense of loss.<br />
Street Dance<br />
At <strong>Whitmoor</strong><br />
On Friday, October 16, the pavilion was turned into a pig<br />
roast paradise for the Street Dance. The great outdoors was<br />
the perfect place to spend this crisp, fall night. There were<br />
fire pits to warm the body and good drinks and food to warm<br />
the soul. Music of the Beatles was provided by The Abbey<br />
Road Warriors. Great food and good times. Another great<br />
reason <strong>Whitmoor</strong> residents love the amenities of living here.<br />
While it may be a struggle, there are things that can be done<br />
to ease the grief and make coping less difficult. The National<br />
Funeral Directors Association offers the following suggestions<br />
for the bereaved to help them better cope with the<br />
holiday season:<br />
COMBINING<br />
QUALITY AND<br />
COST IS ONE OF<br />
THE THINGS<br />
WE DO BEST.<br />
Knowing the families in our community,<br />
we understand quality service and cost are<br />
both important. We also know people are<br />
more comfortable when they have choices.<br />
Our list of services assures your family<br />
the dignity they deserve at a cost you<br />
determine. If you ever have a question or<br />
would like more information, feel free<br />
to call or stop by.<br />
Funerals • Cremations • Memorials<br />
STYGAR MID RIVERS<br />
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(636) 936-1300ss<br />
www.stygar.com<br />
Take care of yourself, both physically and mentally. Don't<br />
be afraid to set limits. The holiday season is busy enough<br />
that it can exhaust anyone, but if you are shouldering an<br />
extra burden of grief, it only makes it more unappealing.<br />
Get enough sleep, eat well and take time out for yourself.<br />
Think about what family traditions you want to take part in,<br />
and what may be too much, and don't be afraid to say no to<br />
activities that may overwhelm you.<br />
Share your memories with others. Speaking about your loved<br />
ones and sharing remembrances can often help alleviate some<br />
of the pain of the season. If it helps, take part in a memorial or<br />
remembrance service at your local place of worship or family<br />
funeral home. Spending time with others who understand what<br />
you're going through is often a great source of comfort.<br />
Above all, do what's right for you. Your family and friends<br />
care about you, and will likely offer advice about what they<br />
think is best for the grieving process. Don't forget to do what<br />
feels most comfortable for you. If volunteering at a local hospital<br />
or food pantry helps you heal, then seek out opportunities in<br />
the community. If stepping back from a more active role in your<br />
family's celebratory activities is the best way, let them know. It is<br />
perfectly natural to need time and space to honor your feelings,<br />
and the memory of your loved one. But don't forget to seek out<br />
your family and friends for support. You are not alone.<br />
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30 <strong>Whitmoor</strong> <strong>Life</strong> December<br />
NeighborhoodNews<br />
December <strong>Whitmoor</strong> <strong>Life</strong><br />
NeighborhoodNews<br />
31<br />
COUNTRY CLUB CORNER ...<br />
Committee members who helped in the planning and implementing of the auction.<br />
Watch Party at the Sand Trap<br />
<strong>Whitmoor</strong> residents gathered on Saturday, October 10, to watch<br />
the NLDS 2015 Game 2, Cards vs. Cubs. It didn't end well for<br />
the Cards this season, but <strong>Whitmoor</strong> residents had fun getting<br />
together to watch the long standing rival Cubs take on our Redbirds.<br />
Drink specials and 50-cent wings made for a great time.<br />
There's always next year!<br />
Monthly Meeting of Women at <strong>Whitmoor</strong> Country Club<br />
On the first Tuesday of the month there's a large group of women<br />
from the Christian Women’s Club that meets for lunch at<br />
the Clubhouse. In addition to a fabulous lunch, they gather for<br />
faith, friendship and to support Stonecroft in a variety of ways.<br />
This past October's meeting was the annual auction. Guests bid<br />
on a variety of items including books, gift certificates, blankets,<br />
centerpieces, serving dishes and so much more. But the most<br />
popular items were the overflowing array of themed baskets.<br />
Money raised supports Stonecroft, whose mission is to share the<br />
gospel of Jesus Christ to women wherever they are, locally and<br />
worldwide. (visit www.stonecroft.org)<br />
A committee of women help prepare the monthly meetings.<br />
Area director Pam Gammon is assisted by some wonderful<br />
women like Betty Nelson and Cheryl Belzer. “This group is<br />
a great way for women to meet others who are Christian and<br />
want to help support the good work we do,” said Cheryl.<br />
The group has been meeting for over 20 years and usually has<br />
over 100 ladies at its monthly meetings. All women from the area<br />
are invited to attend any meetings, including non-<strong>Whitmoor</strong><br />
members. Each guest will then receive information to attend the<br />
next meeting. There are no fees and your only cost is lunch.<br />
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32 <strong>Whitmoor</strong> <strong>Life</strong> December<br />
NeighborhoodNews<br />
December <strong>Whitmoor</strong> <strong>Life</strong><br />
NeighborhoodNews<br />
33<br />
Halloween Party<br />
At The Clubhouse<br />
The little <strong>Whitmoor</strong> ghosts and goblins donned their Halloween<br />
costumes for a party at the Club. As usual, the staff outdid<br />
themselves and provided some amazing creepy crawly scary<br />
food and drink for all to enjoy. There were lots of families on<br />
hand to celebrate the occasion among the creative decorations<br />
and everyone enjoyed the time together<br />
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34 <strong>Whitmoor</strong> <strong>Life</strong> December<br />
NeighborhoodNews<br />
FINANCIAL FITNESS<br />
Your Annual Review Checklist<br />
Article Written By: Wealth Management Systems, Inc.<br />
Courtesy of: The Hofman Group at Morgan Stanley<br />
Branch Address: Morgan Stanley 14805 N. Outer Forty Rd, Ste 200, Chesterfield, MO 63017<br />
Phone Number: 636-733-7633<br />
Preparing for an annual financial review may be easier with a<br />
checklist to help you focus on important matters. With that in<br />
mind, here is a list of key considerations that you may want to<br />
discuss with your financial advisor.<br />
• Do I need to rebalance my asset allocation? Depending on<br />
the performance of your investments, you may want to examine<br />
whether your mix of stocks, bonds, cash, and other assets<br />
is close to your target. If you have not reviewed your portfolio<br />
lately, you may be surprised at what you find. It's possible that<br />
your current asset allocation has changed quite a bit since the<br />
last time you checked, due to the different performance of<br />
the various investments in your portfolio. 1 If that's the case,<br />
or if your outlook has changed, it may be time to readjust.<br />
Rebalancing can be accomplished in two ways: You can sell<br />
existing assets and use the proceeds to bring your portfolio<br />
closer to your desired mix. Or you can leave your portfolio as<br />
is and allocate new investments to the areas that you want to<br />
increase. Rebalancing may involve tax consequences, especially<br />
for non-tax-deferred accounts.<br />
• What were my yearly capital gains and losses? If your yearend<br />
planning entails selling certain assets, be aware of rules<br />
regarding capital gains and losses. Gains on investments held<br />
less than one year – known as short-term capital gains – are<br />
taxed as ordinary income, while those on investments held for<br />
one year or longer, or long-term capital gains, are taxed at a<br />
maximum rate of 20%, for federal income tax purposes. State<br />
tax rules may differ. On the federal level, capital losses offset<br />
capital gains and are netted against each other. If net capital<br />
losses still remain, up to $3,000 may be used to offset ordinary<br />
income. Capital losses not used in a given year can be carried<br />
forward to future years. Note that different rules apply for gains<br />
on the sale of collectibles, or qualified small-business stock.<br />
• Is my estate plan current? If you have not already made an<br />
estate plan, your annual review may be a good time to start.<br />
Even if you already have a plan in place, it is good to revisit<br />
it yearly to make sure your beneficiary designations are up to<br />
date and that your plan still reflects your current wishes. This<br />
is also a good time to consider tax-efficient gifting strategies,<br />
so you can potentially minimize gift and estate taxes and keep<br />
more of your assets for those you care about.<br />
You may have additional concerns unique to your situation, but this<br />
checklist may help you keep your investment portfolio in order.<br />
1<br />
Asset allocation and rebalancing do not assure a profit or protect against loss in a declining market. There may be<br />
a potential tax implication with a rebalancing strategy. Please consult your tax advisor before implementing such<br />
a strategy.<br />
2<br />
For nonqualified withdrawals, restrictions, penalties and taxes may apply.<br />
If you’d like to learn more, please contact The Hofman Group at Morgan Stanley.<br />
December <strong>Whitmoor</strong> <strong>Life</strong><br />
<strong>Whitmoor</strong> Real Estate<br />
Activity Summary<br />
Please contact the Yuede team for a complete list of homes for sale.<br />
Address Neighborhood List Price Sale Price Sold Date DOM Beds Bath Square Feet Parking<br />
SOLD-<strong>12</strong>05 Grey Fox Run <strong>Whitmoor</strong> $675,000 $642,500 10/28/2015 47 4 4 Full/1 Half 3372 3 Car<br />
UNDER CONTRACT-186 Portmarnock Lane (Contingent NK) <strong>Whitmoor</strong> $500,000 207 4 3 Full/1 Half 2462 2 Car<br />
UNDER CONTRACT-531 Malinmor Drive <strong>Whitmoor</strong> $550,000 79 4 3 Full/1 Half 2711 3 Car<br />
UNDER CONTRACT-620 Roundstone Drive <strong>Whitmoor</strong> $600,000 54 3 3 Full/2 Half 2960 3 Car<br />
UNDER CONTRACT-<strong>12</strong>19 Grey Fox Run <strong>Whitmoor</strong> $699,000 92 5 3 Full/1 Half 3830 3 Car<br />
UNDER CONTRACT-1029 <strong>Whitmoor</strong> Drive (Contingent NK) <strong>Whitmoor</strong> $989,900 146 5 5 Full/2 Half 3723 4 Car<br />
FOR SALE-115 Lissadell Lane <strong>Whitmoor</strong> Cluster $269,900 148 3 2 Full 2081 2 Car<br />
FOR SALE-19 Shaelah <strong>Whitmoor</strong> Villa $289,900 49 3 3 Full 1715 2 Car<br />
FOR SALE-171 Blackrock Lane <strong>Whitmoor</strong> $399,000 137 4 3 Full 2274 3 Car<br />
FOR SALE-1183 <strong>Whitmoor</strong> Dr. <strong>Whitmoor</strong> $498,500 56 5 3 Full/1 Half 2762 3 Car<br />
FOR SALE-562 Malinmor Drive <strong>Whitmoor</strong> $525,000 141 4 2 Full/2 Half 3308 3 Car<br />
FOR SALE-769 Hillenkamp Dr. <strong>Whitmoor</strong> $550,000 4 4 3 Full/2 Half 3254 3 Car<br />
FOR SALE-671 Clifden <strong>Whitmoor</strong> $599,000 34 3 3 Full/1 Half 2572 3 Car<br />
FOR SALE-932 <strong>Whitmoor</strong> Drive <strong>Whitmoor</strong> $600,000 207 4 3 Full/1 Half 3332 3 Car<br />
FOR SALE-741 Hillenkamp Dr. <strong>Whitmoor</strong> $1,600,000 25 3 3 Full/2 Half 3377 3 Car<br />
FOR SALE-6 Upper <strong>Whitmoor</strong> Drive <strong>Whitmoor</strong> $2,890,000 188 4 4 Full/3 Half 5<strong>12</strong>9 4 Car<br />
FOR SALE-11 Upper <strong>Whitmoor</strong> Drive <strong>Whitmoor</strong> $3,995,000 203 6 7 Full/1 Half 11748 6 Car<br />
FOR SALE-1088 <strong>Whitmoor</strong> Dr. <strong>Whitmoor</strong> Lot $179,500 745 22,521<br />
FOR SALE-5 Upper <strong>Whitmoor</strong> Drive <strong>Whitmoor</strong> Lot $429,900 62 142,441<br />
This section is a paid advertorial. All information has not been verified and is not guaranteed.<br />
35<br />
Article by Wealth Management Systems, Inc. and provided courtesy of The Hofman Group at Morgan Stanley.<br />
Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and<br />
Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice and are not “fiduciaries”<br />
(under ERISA, the Internal Revenue Code or otherwise) with respect to the services or activities described herein<br />
except as otherwise provided in a written agreement with Morgan Stanley. Individuals are encouraged to consult their<br />
tax and legal advisors (a) before establishing a retirement plan or account, and (b) regarding any potential tax, ERISA<br />
and related consequences of any investments made under such plan or account.<br />
The author(s) are not employees of Morgan Stanley Smith Barney LLC ("Morgan Stanley"). The opinions expressed by<br />
the authors are solely their own and do not necessarily reflect those of Morgan Stanley. The information and data in<br />
the article or publication has been obtained from sources outside of Morgan Stanley and Morgan Stanley makes no<br />
representations or guarantees as to the accuracy or completeness of information or data from sources outside of Morgan<br />
Stanley. Neither the information provided nor any opinion expressed constitutes a solicitation by Morgan Stanley<br />
with respect to the purchase or sale of any security, investment, strategy or product that may be mentioned.<br />
Morgan Stanley Financial Advisor(s) engaged <strong>Whitmoor</strong> <strong>Life</strong> to feature this article. The Hofman Group may only transact<br />
business in states where they are registered or excluded or exempted from registration http://www.morganstanleyfa.com/<br />
thehofmangroup/. Transacting business, follow-up and individualized responses involving either effecting or attempting to<br />
effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to<br />
persons in states where The Hofman Group is not registered or excluded or exempt from registration.<br />
© 2015 Morgan Stanley Smith Barney LLC. Member SIPC. CRC <strong>12</strong>47922 07/15
<strong>Life</strong><br />
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