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<strong>Life</strong><br />

the official social magazine for the residents of whitmoor December 2015<br />

MEET JOHN AND MARY HOFMAN AND THEIR FAMILY INSIDE.<br />

Look Inside:<br />

HALLOWEEN AT THE CLUBHOUSE<br />

STREET DANCE SUCCESSFUL<br />

CHRISTIAN WOMEN’S LUNCHEON<br />

WHITMOOR WOMEN HEAD TO NEW YORK CITY


2 <strong>Whitmoor</strong> <strong>Life</strong> December<br />

December <strong>Whitmoor</strong> <strong>Life</strong><br />

3<br />

IMPORTANT PHONE NUMBERS<br />

EMERGENCY<br />

Ambulance, Fire, Police 911<br />

St Charles County Sheriff’s Office 636.949.3000<br />

Cottleville Fire Protection District 636.447.6655<br />

Poison Control 314.772.5200<br />

Emergency 314.772.5200<br />

www.n2pub.com<br />

© 2015 Neighborhood Networks Publishing, Inc.<br />

AREA DIRECTOR Bryan Cooper<br />

(314) 496-5303<br />

bryan.cooper@n2pub.com<br />

Terry Potts<br />

(636) 244-0559 home<br />

EDITOR<br />

Jeanne Ritter<br />

WHITMOOR HOMEOWNER’S ASSOCIATION<br />

BOARD OF DIRECTORS - 2015<br />

President<br />

Mike Kemp<br />

Vice President<br />

Secretary<br />

Bill Faulkner<br />

Treasurer<br />

Bob Feuerbacher<br />

Grounds/Sewers Committee/<br />

Gate Tag Sales<br />

(314) 497-6210 cell<br />

tfpotts@yahoo.com<br />

(314) 324-1990 Cell<br />

Kemper4@gmail.com<br />

(314) 609-7102 Cell<br />

billfaulkner1@gmail.com<br />

(314)756-5600 ext. 15 office<br />

(314)397-1417 cell<br />

bobf@ins-con.com<br />

CREATIVE TEAM Grant McGugin<br />

Heather McIlrath<br />

Alix Boyea<br />

DISCLAIMER: Any articles included in this publication and/or opinions expressed therein do not necessarily reflect the<br />

views of N2 Publishing but remain solely those of the author(s). The paid advertisements contained within the <strong>Whitmoor</strong><br />

<strong>Life</strong> magazine are not endorsed or recommended by N2 Publishing or the publisher. Therefore, neither N2 Publishing nor<br />

the publisher may be held liable or responsible for business practices of these companies. NOTE: When community events<br />

take place, photographers may be present to take photos for that event and they may be used in this publication.<br />

Pam Hartman<br />

(636) 922-5844 home<br />

Streets Committee/Signs<br />

phartman5844@charter.net<br />

Kim Smith<br />

(636) 578-9715 cell<br />

ARC Committee<br />

kimberle14south@aol.com<br />

Dale Oestreich<br />

(314) 574-9313<br />

Special Events<br />

eventschairperson@<br />

whitmoorHOA.org<br />

OTHER<br />

Animal Control<br />

Buschs Wildlife Area<br />

636.949.7387<br />

636.441.4554<br />

Missouri Dept of Motor Vehicles<br />

636.441.6074<br />

American Red Cross<br />

314.658.2000<br />

Kisker Road Library<br />

636.447.7323<br />

Elderly Abuse and Neglect<br />

800.392.0210<br />

Hotline (MO)<br />

Sara Fitzpatrick<br />

Financial Advisor<br />

332 Jungermann Road Suite A<br />

St Peters, MO 63376<br />

Ph: 636-477-8711<br />

Fax: 877-222-1404<br />

sara.fitzpatrick@edwardjones.com


4 <strong>Whitmoor</strong> <strong>Life</strong> December<br />

NeighborhoodSponsors<br />

December <strong>Whitmoor</strong> <strong>Life</strong><br />

NeighborhoodSponsors<br />

5<br />

MUSICAL<br />

REAL ESTATE AGENT<br />

ROOFING AND<br />

WINDOWS / DOORS /<br />

INSTRUMENTS /<br />

Berkshire Hathaway<br />

EXTERIOR<br />

GLASS<br />

INSTRUCTION<br />

HomeService-Chris Pauley<br />

RESTORATION<br />

A Pane In the Glass<br />

Band Instrument Service<br />

(636) 448-6498<br />

1st Choice Roofing and<br />

(636) 561-0474<br />

(636) 288-1895<br />

http: / /chrispauley.com /<br />

Construction<br />

These trusted local businesses are proud to partner with you and make this<br />

magazine possible. Please support them! For information on becoming a<br />

sponsor of <strong>Whitmoor</strong> <strong>Life</strong>, contact Bryan Cooper at<br />

(314) 496-5303 bryan.cooper@n2pub.com.<br />

ORTHODONTIST<br />

Bauer orthodontics<br />

(636) 447-2083<br />

REALTOR<br />

The Yuede Team<br />

(636) 936-3400<br />

(636) 282-0090<br />

www.1stchoicestl.com<br />

SEALCOATING<br />

WINERY &<br />

VINEYARD<br />

Sugar Creek Winery<br />

(636) 987-2400<br />

www.yuedeteam.com<br />

Sealmaxx of Greater St. Louis<br />

PAINT & SIP<br />

(636) 294-6299<br />

Pinot's Palette<br />

REMODELING<br />

(636) 778-2111<br />

Banner Construction<br />

TRAVEL AGENT /<br />

pinotspalette.com /<br />

(314) 569-1050<br />

SERVICES<br />

chesterfield<br />

bannerconstruction.com<br />

Kay Clancy, BellaRiva Travel<br />

AUTO DEALER<br />

Dave Sinclair Lincoln<br />

(636) 614-8758<br />

AUTO DEALER /<br />

AUTO REPAIR<br />

Bommarito Cadillac<br />

(636) 928-2300<br />

BUILDING SUPPLIES /<br />

HOME<br />

IMPROVEMENT<br />

C. Bennett Premium Building<br />

Supplies<br />

(636) 379-9886<br />

CLEANING &<br />

HOUSEKEEPING<br />

SERVICES<br />

Dees Cleaning LLC<br />

(636) 634-1513<br />

CLEANING / MAID<br />

SERVICES<br />

Molly Maid of St Charles<br />

County<br />

(636) 692-4203<br />

www.mymollymaid.com<br />

COUNTRY CLUB<br />

<strong>Whitmoor</strong> Country Club<br />

FINANCIAL<br />

INVESTMENTS AND<br />

INSURANCE<br />

Securus Insurance Financial<br />

and Estate Planning<br />

(636) 720-1900<br />

www.securusnow.com<br />

FINE JEWELRY<br />

Ragan's jewelry<br />

(636) 294-5558<br />

www.ragansjewelry.com<br />

FLOORING - CARPET,<br />

TILE, WOOD<br />

Charlie Shaw Nationwide<br />

Insurance<br />

(636) 345-9605<br />

www.nationwide.com<br />

INSURANCE - AUTO -<br />

HOME - LIFE<br />

Tom Wootten State Farm<br />

(636) 970-1515<br />

www.tomwootten.com<br />

JEWELER<br />

Harris Jewelers<br />

(636) 477-9800<br />

PAINTING,<br />

RESIDENTIAL &<br />

COMMERCIAL<br />

Fresh Coat of O'Fallon<br />

(636) 266-2026<br />

REAL ESTATE<br />

Shellie Bratton REMAX Edge<br />

(636) 448-1949<br />

REMODELING / HOME<br />

IMPROVEMENT<br />

Quality Building and<br />

Renovations<br />

(314) 657-8184<br />

RESTORATION /<br />

RENOVATION<br />

Eagle Construction and<br />

Restoration<br />

(636) 498-0041<br />

www.http: /<br />

/eagleconstructionandrestoration.<br />

com / contact.html<br />

(314) 378-9156<br />

www.bellarivatravel /<br />

WINDOWS &<br />

DOORS<br />

Renewal by Andersen _ St.<br />

Louis<br />

(314) 983-9977<br />

RBASTL.com<br />

CBennett.net<br />

(636) 926-9622<br />

Floors to Go at Wholesale<br />

LAWN SPRINKLERS<br />

Flooring USA<br />

Automatic Rain<br />

CARPET CLEANING<br />

FINANCIAL ADVISOR<br />

(636) 379-5859<br />

(636) 928-4480<br />

Sams Carpet Cleaning and<br />

Repair<br />

(636) 949-8229<br />

CHRISTIAN SCHOOLS<br />

Living Word Christian School<br />

Edward Jones - Sara Fitzpatrick<br />

(636) 477-8711<br />

The Hofman Group at Morgan<br />

Stanley<br />

(636) 733-7633<br />

FUNERAL SERVICES<br />

Stygar Funeral Home<br />

(636) 936-1300<br />

INSURANCE<br />

MASSAGE THERAPY /<br />

RELAXATION<br />

Elements Massage St. Peters<br />

(636) 875-1972<br />

www.elementsmassage.com /<br />

HOLIDAY<br />

SALE<br />

$50 OFF<br />

Gas Logs<br />

(636) 978-1680<br />

All State Insurance - Adam<br />

stpeters<br />

Smith<br />

(636) 970-2000<br />

MORTGAGE<br />

Paramount Mortgage<br />

(314) 372-4376<br />

1700 West Terra Lane • O’Fallon, MO 63366<br />

(636) 379-9886 • www.cbennett.net<br />

YOUR FIREPLACE SPECIALISTS<br />

Shower & Bath • Fireplaces • Appliances • Outdoor Living<br />

The Name You Know.<br />

The Quality You Trust.<br />

The Experience You Depend On.<br />

Visit our showroom this Holiday Season and explore the variety of products we carry.<br />

Monday through Friday 7:30am to 4:30pm<br />

Saturdays 8:00am to <strong>12</strong>:00pm


6 NeighborhoodNews<br />

<strong>Whitmoor</strong> <strong>Life</strong> December<br />

December <strong>Whitmoor</strong> <strong>Life</strong><br />

NeighborhoodNews<br />

7<br />

Meet Your<br />

<strong>Whitmoor</strong> <strong>Life</strong> Staff<br />

If you are interested in being a part of our staff we are always<br />

looking for great people for writers, photographers and<br />

columnists. It’s fun, easy and a great way to get involved with your<br />

neighborhood. Contact us at whitmoorlife@n2publishing.com.<br />

Bryan Cooper,<br />

Publisher<br />

Pam Hartman,<br />

Movie Reviews<br />

Jeanne Ritter,<br />

Editor<br />

Matison Ebert,<br />

Resident Junior<br />

Writer<br />

Lora Money-Fine,<br />

Resident Contributor/Writer<br />

Carly Weiss, Resident<br />

Junior Writer<br />

We also offer<br />

school band rentals<br />

and lessons!<br />

Rent Online!<br />

Visit our newly renovated St. Charles location!<br />

<strong>12</strong>32 Harvestowne Industrial Drive | St. Charles, MO 63304-7730 | 636-441-7707<br />

bannerconstruction.com<br />

Nomination Of<br />

board members<br />

Hello <strong>Whitmoor</strong> homeowners,<br />

We’re fast approaching the end of the year, and we have lots of<br />

matters to discuss. Besides the routine duties of our board, a few<br />

of the issues we plan to work on in the near future include:<br />

Nomination of Board Members – Several board members will<br />

fulfill their two year term, so we have opportunities for quality<br />

candidates to be nominated to replace them. If you, or someone<br />

you know, is interested in serving your community, please<br />

let one of the current board members know, so we can include<br />

them on the upcoming ballot.<br />

• Board members act as the voice of the homeowners.<br />

• Board members meet once a month to discuss any issues that<br />

need attention.<br />

• Each board member is assigned an<br />

area of responsibility to oversee and<br />

make recommendations to the board for<br />

approval/disapproval.<br />

Budget – we’re working on a budget for<br />

2016 and beyond, and there are a number<br />

of issues that will require additional<br />

funding, primarily street maintenance<br />

issues. Please be aware that your board<br />

is trading off necessary spending with<br />

costs to homeowners, so we will do our<br />

best for you. The budget that comes up<br />

for vote in late December will reflect<br />

our recommendations.<br />

Website – The new website is up and running strong, but there<br />

are still some of you that have not registered yet. This may mean<br />

you are missing vital information about your neighborhood.<br />

Now, and in the future, this is where you will find all updates,<br />

breaking news and everything regarding our neighborhood.<br />

Please log on and register at: www.<strong>Whitmoor</strong>HOA.org.<br />

Thanks for your continuing support of the<br />

board, and please feel free to contact any<br />

of us if you have an issue we may not be<br />

aware of.<br />

Terry Potts<br />

President<br />

BEFORE<br />

AFTER<br />

SIDING -<br />

WINDOWS -<br />

DECKS -<br />

ROOFS & MORE<br />

“ I am very impressed with the professional work done by Banner Construction. From start to finish, their eye for detail and their<br />

commitment to quality makes them the contractor I trust most for any home improvement. ” - John D. of Saint Louis, MO<br />

FREE 6” GUTTERS & DOWNSPOUTS<br />

WITH PURCHASE OF JAMES HARDIE SIDING<br />

Call today for a FREE estimate • 314-569-1050<br />

1177 North Price Road


8 NeighborhoodNews<br />

<strong>Whitmoor</strong> <strong>Life</strong> December December <strong>Whitmoor</strong> <strong>Life</strong><br />

NeighborhoodNews<br />

9<br />

Picnic Committee and is currently involved in the Archdiocese<br />

of St. Louis’ Beyond Sunday campaign for Catholic education.<br />

Professionally, John was recognized as one of the “Top Wealth<br />

Managers in St. Louis for 2015” by Five Star Professional in St.<br />

Louis Magazine for providing exceptional wealth management<br />

services to clients. The Hofman Group at Morgan Stanley will<br />

be taking over the Financial Fitness segment of this publication.<br />

<strong>Whitmoor</strong> <strong>Life</strong> is excited to have the Hofmans share meaningful<br />

and timely financial insights with each issue. To help you get to<br />

know the group and their successful practice, we caught up with<br />

them earlier this month. Here’s what they had to say.<br />

Family<br />

spotlight<br />

Meet The Hofman Family<br />

THE HOFMAN FAMILY: A WHITMOOR STORY<br />

John and Mary Hofman settled their<br />

young family in <strong>Whitmoor</strong> on Valentine’s<br />

Day 1990. As one of the first fifty<br />

houses built, John and Mary recognized<br />

the neighborhood’s potential early on.<br />

“We knew that <strong>Whitmoor</strong> would be a<br />

special place to raise our family,” said<br />

Mary. With four children under the<br />

age of five, John was excited about the<br />

family-friendly nature of the neighborhood.<br />

“We were thrilled about our new<br />

home, but even more excited by the<br />

community we joined,” said John.<br />

The couple reminisces about their early<br />

days in the neighborhood with a smile.<br />

They shared a memory from one of the<br />

first parties they attended at <strong>Whitmoor</strong> for<br />

Halloween 1990. “<strong>Whitmoor</strong> didn’t have a<br />

clubhouse back then, so the party was held<br />

in the golf cart shack,” Mary said. “Everyone<br />

had a blast! It didn’t matter where<br />

we were, just that we were together with<br />

friends and neighbors.” John recalls other<br />

early memories, too. “We loved watching<br />

all the houses being constructed as the<br />

neighborhood developed. People were<br />

constantly visiting the new homes because<br />

they were all so different.”<br />

As the neighborhood grew, John and<br />

Mary were involved in some of the early<br />

neighborhood developments. John is a<br />

past member of the <strong>Whitmoor</strong> Homeowners’<br />

Association Board of Directors<br />

and used to provide the “Ho Ho Ho”<br />

during the meet and greet with Santa<br />

Claus each December. Mary is a former<br />

Weldon Spring alderman and the founder<br />

of the neighborhood’s annual Fourth<br />

of July Bike Parade.<br />

As they had planned, <strong>Whitmoor</strong> was<br />

the perfect place for John and Mary to<br />

raise their four children. Molly, Brittany,<br />

Jimmy, and Bobby spent their childhoods<br />

at the Club, and it was as if the neighborhood<br />

grew and matured as they did. Each<br />

child attended St. Joseph-Cottleville for<br />

grade school, and they spent their summers<br />

splashing through the <strong>Whitmoor</strong><br />

pool, taking tennis lessons, and participating<br />

in junior golf. All four later served<br />

as lifeguards at the <strong>Whitmoor</strong> pool. In<br />

fact, there was a seven year stretch where<br />

not a summer went by without a Hofman<br />

on the lifeguard stand.<br />

After St. Joseph, Molly and Brittany<br />

went on to Villa Duchesne while Jimmy<br />

and Bobby attended Chaminade. Upon<br />

graduating from high school, each Hofman<br />

decided to spend their college years<br />

at Mizzou, where John and Mary met in<br />

30th wedding anniversary at Busch stadium<br />

Jimmy and Bobby on<br />

the number one Green<br />

of East Golf Course at<br />

<strong>Whitmoor</strong> circa 1994.<br />

1980. Molly, Jimmy, and Bobby graduated<br />

with Masters of Accountancy degrees and<br />

Brittany graduated with a business degree<br />

in 20<strong>12</strong> and will graduate this spring as a<br />

Doctor of Veterinary Medicine.<br />

The Hofman children have grown<br />

considerably since their pool-days and<br />

are now in their 20s. Molly worked as<br />

a CPA in Denver several years before<br />

moving to Clayton, MO to work at<br />

Edward Jones as a mutual fund product<br />

specialist. Brittany plans to return to St. Louis upon her<br />

graduation from veterinary school and hopes to one day buy<br />

into an existing veterinary clinic. Jimmy recently married his<br />

long-time <strong>Whitmoor</strong> sweetheart, Abby Jane (daughter of<br />

<strong>Whitmoor</strong> residents Jerry and Lesa Keeven), and the couple<br />

now lives in Webster Groves. Jimmy joined John at Morgan<br />

Stanley in 2013 and has since earned his Certified Financial<br />

Planner designation. After a successful college career, Bobby<br />

joined The Hofman Group at Morgan Stanley last June.<br />

Presently, John and Mary still live in their home on Gillette<br />

Circle Pass and cannot imagine living anywhere else. They<br />

enjoy participating in the men’s and women’s golf leagues at the<br />

Club and recently joined the Nine & Dine Couple’s league. In<br />

addition, John and Mary have been involved parishioners at<br />

St. Joseph-Cottleville for over 25 years. Mary has served both<br />

on the Parish Council and as President of the Parent-Teacher<br />

Association, while John has held integral positions on the Parish<br />

WL: John, you’ve been a financial advisor for nearly thirty<br />

years. What is the most important thing investors need to do<br />

to achieve their goals?<br />

John: Financial success comes from acting on a plan. Creating<br />

a financial plan enables you to see the big picture and set<br />

long- and short-term life goals, a crucial step in mapping out<br />

your financial future. With a financial plan in place, it’s easier<br />

to make financial decisions and stay on track to meet your<br />

goals. Just like when Mary and I moved into this community<br />

twenty-five years ago, it took a long-term plan. We moved into<br />

continued...


10 <strong>Whitmoor</strong> <strong>Life</strong> December<br />

...continued<br />

NeighborhoodNews<br />

December <strong>Whitmoor</strong> <strong>Life</strong><br />

11<br />

The guys celebrating MU Pride<br />

the Hofman Group at Morgan Stanley<br />

a neighborhood with a bunch of empty<br />

lots, and we’ve had to tweak the plan a<br />

few times, but it has worked out for us.<br />

Most financial failures come from not<br />

having a plan and thus reacting irrationally<br />

to market movements.<br />

WL: What is the biggest concern retirees<br />

face today?<br />

John: Retirement income is the biggest<br />

financial planning issue of our time.<br />

Investors are fearful they will outlive<br />

their money primarily because of low<br />

interest rates, rising healthcare costs,<br />

and longevity. This causes uncertainty<br />

on how much to withdraw from their<br />

retirement accounts and when to begin<br />

taking Social Security. Our written<br />

financial plans for our clients utilize<br />

strategies designed to maximize income<br />

in retirement. This approach considers<br />

an individual’s current situation and<br />

anticipates their lifestyle spending in<br />

retirement to help ensure they’re not<br />

derailed by an unexpected life event.<br />

The girls celebrating MU Pride<br />

WL: What is your investment approach?<br />

Jimmy: We run a very disciplined financial advisory practice, striving<br />

for low fees, high tax efficiency, and appropriate risk management.<br />

We are proud to utilize the world-class tools, support, and<br />

research of Morgan Stanley to help our clients achieve these goals.<br />

WL: Finally, what would you say differentiates your team<br />

from others?<br />

John: Our continuity plan is a big differentiator. Our clients<br />

know they won’t have to start over with a new financial advisor<br />

when I get old and retire. They will be serviced by a team that<br />

personally knows them and their unique goals. Ultimately, our<br />

clients are taking a lot of comfort knowing that they will be well<br />

taken care of throughout their lifetime.<br />

Be sure to see the great content The Hofman Group<br />

at Morgan Stanley will be sharing through <strong>Whitmoor</strong><br />

<strong>Life</strong>’s Financial Fitness segment. For more information<br />

regarding The Hofman Group at Morgan Stanley, feel<br />

free to call, email, or visit their website.<br />

Call: (636) 733-7608<br />

Email: Robert.Hofman@morganstanley.com or<br />

James.Hofman@morganstanley.com<br />

Website: www.MorganStanleyFA.com/TheHofmanGroup<br />

The Hofman Group are Financial Advisors with the Global Wealth Management Division<br />

of Morgan Stanley in Chesterfield. The information contained in this article is not a solicitation<br />

to purchase or sell investments. Any information presented is general in nature<br />

and not intended to provide individually tailored investment advice. The strategies and/<br />

or investments referenced may not be suitable for all investors as the appropriateness of<br />

a particular investment or strategy will depend on an investor’s individual circumstances<br />

and objectives. Investing involves risks and there is always the potential of losing money<br />

when you invest. The views expressed herein are those of the author and may not necessarily<br />

reflect the views of Morgan Stanley Smith Barney LLC, Member SIPC, or its affiliates.<br />

Five Star Professional, as a third party research firm, identified pre-qualified award candidates<br />

based on industry data and contacted all identified broker dealers, Registered<br />

Investment Advisor firms and FINRA-registered representatives to gather wealth manager<br />

nominations. Self-nominations are not accepted. Award candidates are then evaluated<br />

against 10 objective eligibility and evaluation criteria associated with wealth managers<br />

who must have a minimum of five years’ experience as an investment adviser representative<br />

or other accepted credentials, client retention rates, client assets administered, firm<br />

review and a favorable regulatory and complaint history as defined by Five Star. Five Star<br />

Professional determines the final list of Five Star Wealth Manager Award winners. The<br />

Award does not evaluate the quality of services furnished to clients and it is possible that<br />

the recipient may have received unfavorable ratings from those surveyed. Five Star Professional<br />

collected the information for this Award through surveys it conducted.<br />

• Wealth managers and/or their firms do not pay a fee to be considered or placed<br />

on the final list of Five Star Wealth Managers.<br />

• The Five Star award is not indicative of the wealth manager’s future performance.<br />

• Wealth managers may or may not use discretion in their practice and therefore<br />

may not manage their clients’ assets.<br />

• The inclusion of a wealth manager on the list should not be construed as an<br />

endorsement of the wealth manager by Five Star Professional.<br />

• Working with a Five Star Wealth Manager or any wealth manager is no guarantee<br />

as to future investment success, nor is there any guarantee that the selected wealth<br />

managers will be awarded this accomplishment by Five Star Professional in the future.<br />

• For more information on the Five Star award and the research/selection methodology,<br />

go to fivestarprofessional.com.


<strong>12</strong> <strong>Whitmoor</strong> <strong>Life</strong> December<br />

NeighborhoodNews<br />

December <strong>Whitmoor</strong> <strong>Life</strong><br />

NeighborhoodNews<br />

13<br />

ally recognized uniforms and takes<br />

pride in their work, receiving regularly<br />

updated training and supervision to<br />

ensure quality maid service.<br />

Can I call Molly Maid for a one-time,<br />

special event?<br />

Trust Molly Maid for a one-time<br />

residential housekeeping service that<br />

helps you bring your house up to par<br />

with your expectations. The holidays are<br />

a perfect time to enlist our help. Trust<br />

Molly Maid to bring some genuine<br />

holiday cheer into your family’s<br />

celebrations. Bringing Molly Maid into<br />

your home for any special request will be a decision that you<br />

will treasure.<br />

Renovations &<br />

remodels<br />

QUALITY BUILDING & RENOVATIONS<br />

Think About A Kitchen Remodel Now For The Next Year<br />

For some, one of the monumental resolutions around the corner<br />

might be to remodel your kitchen. As recent studies have suggested,<br />

kitchen remodels are the bane of our existence – many homeowners<br />

choosing to do it once and live with it for 16 or more years. Part<br />

of the difficulty comes from the sheer cost of undertaking what<br />

is perhaps the most costly room in the house, not to mention the<br />

transitioning process and constant decision making.<br />

Never fear, however! If you are one of the adventurous people<br />

that have decided it is time to make a change and update from<br />

avocado green or honey oak cabinets, there’s no better time than<br />

now to start putting your thoughts into action. From cabinetry<br />

and flooring to tile and lighting, Quality Building and Renovations<br />

can help you make the dream kitchen.<br />

Quality Building and Renovations offers inspiration, ideas and<br />

helps you plan from the smallest to the biggest remodel. You<br />

can start looking for ideas from your desktop by searching for<br />

your favorite kitchens, countertops and more. Get inspired with<br />

some great remodeling ideas for your kitchen from cabinetry<br />

to counters and fixtures. Keep a binder or print out your “must<br />

haves” and show them to your contractor.<br />

living spaces<br />

KEEPING YOUR HOME FRESH AND<br />

SPARKLING CLEAN YEAR ROUND<br />

With the holidays upon us many of us need a helping hand<br />

around this busy time of the year. Wonder what its like to work<br />

with Moly Maid? Here's some questions people like yourselves<br />

ask before calling Moly Maid.<br />

How do I know I can trust Molly Maid?<br />

Molly Maid is a professional maid service, and we employ<br />

bonded and insured residential maids who pride themselves in<br />

quality cleaning services. Upon being hired, each maid is trained<br />

to perform the detailed cleaning plans to our customers’ specifications.<br />

We stand behind our work with a 24-hour Guarantee.<br />

If you’re not completely satisfied, simply contact us within 24<br />

hours to arrange for us to come back and re-clean the specific<br />

areas that did not meet your expectations.<br />

Do I have to be home during house cleanings?<br />

Because we clean Monday – Friday, 8 a.m. to 5 p.m. most of our<br />

customers aren't home but the vast majority trust Molly Maid<br />

with the key to their home. For additional security, all house<br />

keys are individually coded and cross-referenced.<br />

Jaime Grosvenor<br />

Owner<br />

<strong>Life</strong> just got a little easier with Molly Maid. Jaime<br />

Grosvenor, an O’Fallon resident, opened Molly<br />

Maid, of St. Charles County, in July of 2005. She<br />

makes a point of listening to how her customers<br />

want things done and never compromises her<br />

expectations of the high-quality services for which the Molly Maid name<br />

stands. “The thing customers tell us they like most about our business is the<br />

detail and thoroughness of our workers,” Jaime said. “The specialized supplies<br />

and consistent procedures and the relationships they build with our team all<br />

contribute to ensuring our client knows how much we value their trust.”<br />

Molly Maid was voted Best Value by “Good Housekeeping” magazine and<br />

gives every customer’s home “The Pink Glove Treatment.”<br />

Without requiring contracts from its customers, Molly Maid staff knows they<br />

have to earn their clients’ continued business every time they walk in the door.<br />

“Each person’s expectations are different and not every cleaning company<br />

bothers to ask about personal expectations,” Jaime said. “Our customers often<br />

find that we offer more reliability and peace of mind than they’ve ever<br />

experienced from a maid service.”<br />

Bruce Porter<br />

314-657-8184<br />

qualityrenovations@sbcglobal.net<br />

www.qualitybuildingandrenovations.com<br />

After browsing, consider all of your needs, timing, budget and<br />

expectations. This will help your contractor create the right<br />

kitchen for you. So enjoy what might be your last holiday in<br />

linoleum and start dreaming of what next year’s holiday will<br />

look like in your new kitchen.<br />

Who does Molly Maid hire to clean my home?<br />

Our cleaning professionals are trained, bonded and insured.<br />

Our residential housekeepers respect customers by never<br />

eating, drinking, smoking or using appliances during home<br />

cleanings. And each Molly Maid employee wears our nation-<br />

636.939.MAID (6243)<br />

www.mollymaid.com


14 <strong>Whitmoor</strong> <strong>Life</strong> December<br />

NeighborhoodNews<br />

ELEMENTS MASSAGE<br />

Open House<br />

Former <strong>Whitmoor</strong> residents Tom and Cheryl Street have<br />

returned to the area and have come bearing gifts: The<br />

gift of peace and relaxation. They are the owners of the<br />

new Elements Massage on Mid Rivers Mall Drive. They<br />

recently held an open house and are inviting you to<br />

attend a “Women of <strong>Whitmoor</strong>” Open House Dec. 17, 5 to<br />

8 p.m. Come get re-acquainted or meet the Streets and<br />

see what a wonderful upscale place they have. Tom is<br />

so excited to be back in the area he has written a special<br />

letter to <strong>Whitmoor</strong>:<br />

My wife and I built a house (our first) at 573 Malinmor in<br />

1994, out of our screened porch we looked over the north third tee<br />

and our bay window, in which I had a chair overlooking the lake<br />

and second green. I enjoyed sitting reading in the morning looking<br />

over the lake and green and did find it enjoyable to see if the<br />

next shot would make it onto the green.<br />

We truly enjoyed our time in <strong>Whitmoor</strong> and our interactions with our<br />

neighbors, good people with good hearts. We subsequently moved to<br />

Defiance in 2000 on about four acres of land and love the serenity and<br />

space, although there are times when I certainly miss the walks on the<br />

course in the evenings or enjoying the fine facilities at <strong>Whitmoor</strong>.<br />

Interestingly, our son went to Howell and was an All-Conference,<br />

District and State baseball player on the 2003 State Championship<br />

team, he graduated in 2005. While we lived in <strong>Whitmoor</strong> he attended<br />

middle school at Living Word Christian School, but the year we moved<br />

to Defiance he started attending Howell, and guess what-a lot of his<br />

teammates, friends, girlfriend lived in <strong>Whitmoor</strong> – go figure!<br />

We opened Elements Massage on December 20, 2014 as the first<br />

Elements Massage franchise in the State of Missouri. Elements<br />

Massage is the second largest massage franchise in the country, but<br />

we were the first and broke ground in Missouri. I am a pharmacist<br />

working in the pharmaceutical industry and my wife is a nurse practitioner;<br />

we have learned that medicine can only give some answers<br />

and alternative methods, especially including massage, can relieve a<br />

significant number of medical and anxiety issues. We feel very good<br />

about the business we are involved in because we can help people. I<br />

believe this is a calling for us.<br />

Elements Massage is different, we raise the level of service to match<br />

you with the correct therapist to give you massage you need and are<br />

looking for. We also want to give you the best customer service in the<br />

industry from the moment you call our studio to the time you walk<br />

out the door, on a cloud, after your massage. We feel we have the best<br />

therapists who can give you the best massage, our goal is to meet<br />

and exceed your expectations and allow you to have that experience<br />

on an ongoing basis through our Wellness Program. We are smaller,<br />

we have five rooms giving a warm intimate relaxing feel when you<br />

walk in and experience our studio.<br />

The active lifestyle of the <strong>Whitmoor</strong> resident makes you a perfect candidate<br />

to be our best customers. You appreciate the finer things, but you<br />

are also extremely busy and stressed from the work a day world, kids<br />

and life. Elements Massage can be an oasis for you to spend an hour or<br />

two of retreat and rejuvenation. We have an article this month (Sept)<br />

in the Health and Wellness magazine that talks how massage can<br />

increase your serotonin levels and enhance your sleep. There is a wealth<br />

of information available on the medical and lifestyle benefits of massage<br />

that are at your fingertips and also at our studio.<br />

We offer a wellness program, as I mentioned, that will allow you to<br />

consistently treat yourself and maintain your level of wellness on a<br />

monthly basis. It offers significant discounts on our services without<br />

any contract. You can also have an associate member that can share<br />

your membership, as well as membership offers discounts on gift card<br />

purchases. We offer hour, hour and a half and two hour massages. We<br />

also offer hot stone and prenatal massage. Again, our goal is to match<br />

you precisely with the massage that you are looking for and we most<br />

importantly offer The Elements Promise, which states if the massage<br />

you received is not the best you have<br />

December <strong>Whitmoor</strong> <strong>Life</strong><br />

Harris Jewelry is now located at that great location. Business has<br />

been growing rapidly so owner, Bill Harris, wants to provide his<br />

loyal clients with the experience they deserve. He said, “I want to<br />

have a store big enough to provide the selection our upscale clients<br />

need, an easy to find and convenient location and a place that<br />

represents the type of service and quality that stands the test of<br />

time that we have been providing at Harris Jewelers since 2001.”<br />

The new location offers 2500 square feet of high quality space<br />

and the finest selection of rings, earrings, bracelets, necklaces,<br />

custom jewelry, diamonds and precious stones, gold, white gold,<br />

silver and all of the things that make the giving season magical.<br />

The store is easily located near Interstate 70 and Cave Springs<br />

with plenty of parking.<br />

Take advantage of the great deals just for residents this Christmas<br />

and give that special someone something that will last a lifetime.<br />

Stop by new yet old familiar location before Santa comes and<br />

treat yourself. It’s the most wonderful time of the year.<br />

NeighborhoodNews<br />

Grow Again<br />

Here We<br />

Spotlight On Harris Jewelers<br />

It’s the time of year when we give<br />

wonderful things to people we love. This<br />

year, long time area resident, Bill Harris,<br />

has a gift for all who love jewelry. In<br />

addition to his great Christmas discounts<br />

just for <strong>Whitmoor</strong> residents, Bill is moving<br />

his office to a great new location. For over<br />

25 years, Paul Stuart Jewelry was located<br />

at 4101 Mexico Road near Jungerman. It has<br />

become a landmark location.<br />

Pre Christmas Sale for<br />

<strong>Whitmoor</strong> residents only:<br />

UP TO 60 % OFF!<br />

Nov 17 - Nov 30<br />

Phone: (636) 477-9800 | Email: bill@harrisjewelers.com<br />

Website: www.HarrisJewelers.com<br />

15


16 <strong>Whitmoor</strong> <strong>Life</strong> December<br />

NeighborhoodNews<br />

December <strong>Whitmoor</strong> <strong>Life</strong><br />

17<br />

student life<br />

Chris Pauley<br />

Meet Art Teacher Bobbie Flannery<br />

Name: Mrs. Bobbie Flannery<br />

Position: Art Instructor 6-<strong>12</strong> grades, with LWCS for 26 years.<br />

What is the best part the art program at LWCS? The quality<br />

work students produce and the things that I learn from them.<br />

What art classes are offered at LWCS? Our art classes introduce<br />

students to watercolor, acrylic and encaustic painting.<br />

There are drawing classes in pencil, charcoal, pen and pastels.<br />

There are also printing workshops that include intaglio, relief,<br />

lithography, and silkscreen. Sculpture workshops include additive<br />

and subtractive techniques as well as assemblage. We have<br />

hand built ceramics, wheel work, Fiber, batik and bookmaking.<br />

Are there any upcoming events? We are submitting art to<br />

Picture The Music sponsored by the St. Louis Symphony and<br />

The Missouri Radon Poster Contest. We are also involved in<br />

Living Word Christian School Educating Tomorrow’s Leaders Today<br />

Christian High School/ Middle School<br />

1145 Tom Ginnever Ave.<br />

O’Fallon, MO 63366<br />

PreK–<strong>12</strong>th grade<br />

Christian High School named one of the Top 50 Christian High Schools in the U.S.<br />

By BestSchools.org<br />

Dually accredited<br />

Member of MSHSAA and AAA Athletic Conference<br />

Class of 2015<br />

Offered over $5.1 million in scholarship monies<br />

Christian Elementary School/PreSchool<br />

1610 Willott Rd.<br />

St. Peters, MO 63376<br />

For more information go to www.lwcs.us (636) 978-1680<br />

The mission of Living Word Christian School is to assist Christian<br />

families in equipping students with a Christ-centered education,<br />

empowering them to impact the world for the glory of God<br />

Getting the creative juices flowing with the students, Mrs. Flannery (far right) is always<br />

motivating the kids to express themselves through their art.<br />

Scholastic Art competitions,<br />

Congressional Competition,<br />

Veterans Art Competition<br />

and Missouri Senate<br />

Student Exhibition.<br />

Mrs. Flannery watches over a student<br />

who is working on calligraphy.<br />

On Wednesday, March 31,<br />

2016, Christian High School<br />

is holding a special event in<br />

the spring called an Evening<br />

of Arts. We will be displaying<br />

works created by Joseph<br />

Vorst, a member of the St.<br />

Genevieve artist colony with<br />

Thomas Hart Benton. Additionally,<br />

we will have classical guitarist, Christian Thomas Lee,<br />

www.themercyfoundation.com, displaying pieces of fine art<br />

works by Faberge, Picasso, Pirsch, documents and objects of<br />

royal provenance … many mediums and periods are represented.<br />

The Christian High School orchestra will be playing and Christian<br />

High School student artwork will be displayed. Refreshments<br />

will be served and all are welcome to attend.<br />

Anything outstanding about your students? We had four students<br />

selected from about 20,000 entries to be in the Top 100<br />

show at the St. Louis Symphony and one of those is going to<br />

the Sheldon for a more elite exhibit in the summer of 2015.<br />

Tell us a little about yourself. I am a Lindenwood graduate<br />

with four married children and four grandchildren. I am a<br />

member of the St. Louis puppetry guild and I share that interest<br />

with my students. They make national quality marionettes<br />

and have the opportunity to write a play and perform with<br />

their original puppets.<br />

The holidays are coming.<br />

Make your home beautiful with new flooring!<br />

Sale Ends <strong>12</strong>/31/15.<br />

636-379-5859<br />

O’Fallon<br />

YOUR PURCHASE<br />

OF $999 OR MORE<br />

*Cannot be combined with any other offer.<br />

Not valid on prior purchases, sale or clearance<br />

items. Exp. <strong>12</strong>/31/15.<br />

<strong>12</strong> MONTHS FREE FINANCING*<br />

* W.A.C. See store for details.<br />

Carpet • Hardwood • Laminate • Tile & Stone • Vinyl<br />

636-379-5859 • 823 W. Terra Lane • O’Fallon<br />

Mon. Wed. 9-7 • Tues. Thurs. Fri. 9-5 • Sat. 9-2<br />

Realtor<br />

<strong>Whitmoor</strong> Resident<br />

~ Buying<br />

~ Selling<br />

~ New Construction<br />

~ Relocation<br />

6149 Mid Rivers Mall Drive • St.Charles, MO 63304<br />

Direct 636-448-6498 • Office 636-720-1100<br />

cpauley@bhhsselectstl.com • www.ChrisPauley.com<br />

Chesterfield’s Favorite Night Out!<br />

Girls Night Out Bachelorette Parties<br />

Birthday Parties Date Night<br />

Corporate Events Team Building<br />

Now Booking Holiday Parties!


18 <strong>Whitmoor</strong> <strong>Life</strong> December<br />

December <strong>Whitmoor</strong> <strong>Life</strong><br />

19<br />

BellaRiva Travel is a full service travel company specializing in<br />

European vacations, cruises, and all inclusive vacations. We also<br />

offer specialty event packages like the Kentucky Derby and the<br />

Masters Golf Tournament. We can customize any trip for you to<br />

include shore tours and pre and post hotel arrangements.<br />

Kay Clancy<br />

Travel Consultant<br />

314 378 9156<br />

kay@bellarivatravel.com<br />

www.bellarivatravel.com<br />

Facebook.com/Bellarivatravels<br />

We work together with a group of professionals<br />

to create a plan that is specific to the<br />

individual needs of each client.<br />

Specializing in:<br />

• Retirement Planning<br />

• Estate Planning<br />

• Annuities<br />

• Long Term Care Insurance<br />

• Financial Planning<br />

• <strong>Life</strong> Insurance<br />

• Wealth Preservation/<br />

Wealth Transfer<br />

• Reverse Mortgages<br />

• VA Planning<br />

• Medicare Supplements<br />

• Pre-Paid Funeral Planning<br />

• Income/Estate Tax Planning<br />

• Medicaid/Crisis Planning<br />

• Gold & Silver for Retirement<br />

and Non-Retirement Accounts<br />

5330 HWY N<br />

Cottleville, MO 63304<br />

636-720-1900<br />

www.securusnow.com


20 A proud resident of <strong>Whitmoor</strong> <strong>Life</strong> Country December Club<br />

Best real estate app you will ever find!<br />

PROMISE!<br />

Be prepared to get addicted!<br />

T H E S H E L L I E B R A T T O N T E A M<br />

December <strong>Whitmoor</strong> <strong>Life</strong><br />

NeighborhoodNews<br />

Did You Know...<br />

21<br />

EXPERIENCE<br />

MATTERS<br />

636-448-1949<br />

SellWithShell.com<br />

Best real estate mobile app yet! And Team Bratton<br />

has it for you! We pay for it so you don’t have to!<br />

Great news from the Shellie<br />

Bratton Team! We have just<br />

set up a new app, compatible<br />

with iPhone/Android,<br />

called Home Scouting! This<br />

app is the most up-to-date,<br />

accurate, user friendly,<br />

home finder due to it<br />

containing 100% of the<br />

MLS listings in your local<br />

market, unlike Zillow, Trulia,<br />

and even Realtor.com,<br />

which tend to leave out up<br />

to 40% of listings in your<br />

desired search area.<br />

The App has ideal organizational<br />

features, allowing you<br />

to save homes to your favs,<br />

get immediate updates on<br />

price reductions, and view<br />

MLS property details! It is<br />

also GPS enabled, and<br />

allows you to tap to request<br />

a showing appt or to get<br />

lender advice.<br />

downloads. Who wouldn’t<br />

want to tap a button and<br />

see what homes are<br />

selling for “around me”?<br />

It’s amazing!<br />

EASY STEPS<br />

1. Go to your App Store<br />

2. Search Home Scouting<br />

3. Hit download<br />

4. Enter your info<br />

SellWithShell@gmail.com<br />

With the Home Scouting<br />

App, your personal<br />

information is secure and<br />

is not sold to any third<br />

party, whereas public<br />

search sites often may.<br />

MOST USER FRIENDLY APP EVER!<br />

In just 30 days of having<br />

this app we have over 100<br />

5. Enter VIP CODE (which<br />

is ShellieBratton)<br />

PLEASE FEEL FREE TO<br />

SHARE THE VIP CODE WITH<br />

YOUR FRIENDS!<br />

M-I-Z-Z-O-U<br />

Residents of <strong>Whitmoor</strong> took off to Columbia in style on a<br />

chartered bus to watch the Mizzou game on Saturday, October<br />

3. Once they arrived there was time for a tailgate before kickoff<br />

against South Carolina Gamerocks. Mizzou won 24-10. This<br />

group of fans look forward to this yearly <strong>Whitmoor</strong> outing to<br />

root on the Tigers. A great time was had by all, and they look<br />

forward to next year!<br />

SHELLIE'S PREFERRED SERVICES AND VENDORS<br />

Investors Title Company<br />

Terra Ritchie<br />

(314) 456-9951<br />

(636) 978-1782 f<br />

tritchie@investors-title.com<br />

www.investors-title.com<br />

Gershman Mortgage<br />

187 Hilltown Village Center<br />

Chesterfield, Mo 63017<br />

Scott Ripple<br />

Vice President<br />

Office (314) 496-4031<br />

Fax (636) 536-6165<br />

NMLS#489075<br />

sripple@gershman.com<br />

Golfers Making Noise<br />

A big CONGRATULA-<br />

TIONS going out to<br />

94-year young Bill Dunlap<br />

on his ACE this fall on #2<br />

South. Not to be outdone,<br />

Bob Rose also had a "ONE"<br />

the same day on #<strong>12</strong> South.<br />

Bob was playing in the foursome<br />

ahead of Bill so the<br />

South Course was a little<br />

louder than normal that day.<br />

Way to go Bob and Bill!<br />

Women's Bible Study<br />

The Christian Women’s Club meets for Bible Study every third<br />

Tuesday of the month at the clubhouse. All are welcome to<br />

attend; the meetings begin at noon. This is a great way to meet<br />

other Christian women in the area and we'd love to see you!


22 <strong>Whitmoor</strong> <strong>Life</strong> December<br />

NeighborhoodNews<br />

December <strong>Whitmoor</strong> <strong>Life</strong><br />

23<br />

where<br />

Begin<br />

GREAT COMEBACKS<br />

A Stronger Core Means A Healthier You!<br />

Do you ever find yourself slouching in a chair, slumping at the<br />

computer or your belly sticking out after standing for awhile?<br />

This is a sign of core muscle weakness that can negatively affect<br />

your health and create back or neck pain.<br />

What are Your Core Muscles?<br />

Your “core” is the group of muscles that help stabilize your<br />

body and give a strong point from which your skeleton can<br />

move properly with good posture. The core is made up of your<br />

abdominal, low back, pelvic and gluteus muscles. When any one<br />

of these groups is weak, it causes instability and makes it hard to<br />

use your body properly. The result is strain to different areas of<br />

Dave Bortfeld, PT<br />

St. Charles - 636-947-7678<br />

St. Peters - 636-441-7500<br />

4 Convenient Locations<br />

O’Fallon - 636-240-7000<br />

Wentzville - 636-332-1313<br />

Voted Best in St. Charles County<br />

www.StCharlesPhysicalTherapy.com<br />

Dennis Roth, PT<br />

your body, especially the back and neck muscles. This causes bad<br />

posture, fatigue, inflammation and pain.<br />

PATIENT SPOTLIGHT<br />

Forever Grateful!<br />

“I began using St. Charles<br />

Sports and Physical Therapy<br />

in September 2014 because<br />

I was having great difficulty<br />

walking. I have MS and use<br />

a walker, and when I first<br />

came in, I was walking with<br />

hyper-extended knees. From<br />

the minute I walked in, I was<br />

greeted with a friendly smile<br />

and attitude. I have gotten to know Sharon the receptionist, and<br />

the physical therapists Meghan and Bryan. I mainly see Bryan,<br />

but have also worked with Meghan.<br />

The exercise plan Bryan put together for me has corrected and<br />

even improved my abilities! I am happy to say I have gotten my<br />

life back. I am much more mobile now, and able to get around<br />

a lot better. I would recommend them to anybody in need of<br />

therapy. I will be forever grateful to them.”<br />

Windows • Deck • Interiors<br />

1004 Fox Chase Industrial Court • Arnold, MO 63010<br />

(636) 232-3497<br />

www.1stchoicestl.com • 1stchoicestl@gmail.com<br />

CALL TODAY<br />

and ask for<br />

Travis Griffaw<br />

RAGAN’S<br />

Jewelry<br />

FULL SERVICE REMODELING<br />

Contact 1st Choice Construction for<br />

expert repairs. We specialize in interior<br />

and exterior home remodeling. Our<br />

exterior service covers new roofs, siding,<br />

retaining walls and more. Our interior<br />

home remodeling provides remodeling<br />

in kitchens, bathrooms, basements,<br />

We have the rights skill and expertise to<br />

handle projects of any size. This means<br />

we are adept in handling the whole<br />

ensure that with every project we<br />

represent our guiding principles:<br />

Professionalism<br />

Innovation<br />

Creativity<br />

Customization<br />

Introducing<br />

Speed<br />

Dedication<br />

Quality<br />

Commitment<br />

Honesty<br />

34 Crossroads Plaza<br />

O’Fallon, MO 63368<br />

1-636-294-5558<br />

ragansjewelry.com


24 <strong>Whitmoor</strong> <strong>Life</strong> December<br />

NeighborhoodNews<br />

at the<br />

Movies<br />

by<br />

The Martian<br />

Starring Matt Damon and Jeff Daniels.<br />

Damon primarily carries this movie single<br />

handed, as Astronaut Mark Watney who<br />

is presumed dead after a perilous storm<br />

and is left behind by his crew during a<br />

mission to Mars. Watney, stranded and<br />

alone with limited supplies, uses his<br />

inventiveness to survive and his witty spirit to find a way to signal<br />

Earth that he is alive. The movie unfolds with sophisticated<br />

entertainment and a great blend between absurd and the thrilling.<br />

Between the four of us, we had varied opinions from poor<br />

to superb; therefore, I’ve given it an above-average rating.<br />

Rated: B-<br />

Bridge of Spies<br />

Starring Tom Hanks and Mark Rylance<br />

The story is based on attorney James B.<br />

Donovan (Hanks) and how he managed to<br />

exchange spies between East Germany, the<br />

USSR and the USA in the middle of the<br />

Cold War. It takes place in the late 50s, early 60s when the wall<br />

between East Germany and West Germany was being built.<br />

Donovan, recruited by the CIA, was involved in an intense mission<br />

to quietly negotiate the release and exchange of Francis<br />

Gary Powers, a CIA spy plane pilot who was arrested after his<br />

plan was shot down by the Soviet Union, with a KGB intelligence<br />

officer, Rudolf Abel (Rylance), who was arrested for<br />

espionage in the U.S.<br />

The assignment becomes more complicated and intriguing when<br />

Donovan is sent to Berlin to carry out his negotiations. Whether<br />

you know the story or the history, it becomes a thriller that will<br />

have you hanging on every word and action. Both Hanks and<br />

Rylance’s performances are compelling but it’s Rylance who<br />

dominates the film with his fine distinction that will surely win<br />

the hearts of many and likely an Oscar nomination.<br />

Rated: A<br />

Pam Hartman<br />

Shorten your Term and...<br />

Tim Leeker<br />

Mortgage Banker<br />

NMLS Office ID: 67856<br />

M<br />

AUREEN<br />

Watch<br />

your<br />

Principal<br />

Balance<br />

Fall<br />

• Over <strong>12</strong> years of mortgage<br />

banking experience<br />

• Expert knowledge of all loan<br />

options - Conventional, Jumbo,<br />

FHA, VA, USDA, 203k, & others<br />

• Great Rates!<br />

Contact Tim today at<br />

314-805-2618<br />

tleeker@paramountmortgage.com<br />

NMLS ID: 237674 • Missouri ID: 6278-MLO<br />

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December <strong>Whitmoor</strong> <strong>Life</strong><br />

The same featured lower level with side view angel of<br />

the game area, custom bar and living space with custom<br />

designed book shelving and entertainment center.<br />

Custom designed hearth area<br />

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fireplaces and total home renovations.<br />

When it comes to whole house renovations, trust your home to<br />

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Owners Rick and Mike Egelhoff have over 35 years of experience<br />

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Eagle Construction and Restoration is a certified restoration<br />

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26 <strong>Whitmoor</strong> <strong>Life</strong> December<br />

NeighborhoodNews<br />

December <strong>Whitmoor</strong> <strong>Life</strong><br />

NeighborhoodNews<br />

27<br />

Like a<br />

good neighbor<br />

<strong>Whitmoor</strong> Women Go To NYC<br />

By Sylvia Fuchs<br />

Six crazy whitmoor friends charged the<br />

big apple in october. Kathy Albright,<br />

Barb Dacus, Pat Bangert, BJ Pruscazyk,<br />

Sylvia Fuchs and Dee Welshans hit the<br />

ground running. The first night we went<br />

to a play A Gentleman's Guide to Love and Murder, a relatively<br />

new tony – award winning hilarious british comedy.<br />

The next morning we left our sheratin hotel in times square and<br />

took off to tour uptown manhattan, stopping by madame tussauds,<br />

central park, the famous apollo theatre in harlem, grants tomb<br />

and onto the bronx to yankee stadium. Coming back we went by<br />

Enjoying life in NYC! Left to right: Kathy Albright, Pat Bangert, Sylvia Fuchs, Barb Dacus, PJ Prusaczyk and<br />

Dee Welshans<br />

Next day, next stop ... Rockefeller center,<br />

ice rink, and top of the rock. Then<br />

off to saks fifth avenue (of course) and<br />

the empire state building, all the way<br />

up! We toured all five borroughs of new<br />

york: staten island, queens, the bronx,<br />

manhattan and brooklyn. Each distinctive<br />

with its own story to tell, from<br />

historic mansions, churches, speakeasies<br />

and jazz clubs.<br />

Lastly, we visited st. Patricks cathedral<br />

and thanked god for a wonderful trip<br />

with great friends and for all the new<br />

yorkers who made our trip an unbelievable<br />

experience.<br />

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museum row and hopped off and walked to tavern on the green for<br />

lunch. That evening went on a sunset cruise of new york harbor.<br />

Thursday morning Barb, Pat, Kathy and Sylvia caught the subway<br />

early to go on a tour of the new york stock exchange, which<br />

was set up by John Hoffman, a financial advisor and friend in<br />

<strong>Whitmoor</strong>. BJ and Dee followed via subway (yes we used every<br />

form of transportation from taxi, bus, ferry and subway. We may<br />

be old but we figured it out). On leaving wall street and new<br />

york's financial district, it was our day to visit the 9/11 memorial<br />

and museum, a striking and solemn tribute to this tragic event.<br />

The reflecting twin pools set in the footprints of the twin towers<br />

display the names of all who died.<br />

With heavy hearts we walked to battery park, caught the ferry<br />

and viewed the many islands where immigrants first entered<br />

america, and of course, the statue of liberty. Do you know her<br />

finger is eight feet long? Ended this day by working our way<br />

into the renound rainbow room to enjoy the breathtaking sights<br />

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28 <strong>Whitmoor</strong> <strong>Life</strong> December<br />

NeighborhoodNews<br />

December <strong>Whitmoor</strong> <strong>Life</strong><br />

NeighborhoodNews<br />

29<br />

Community<br />

WELLNESS<br />

Managing Grief During The Holidays<br />

The holidays are a busy time, full of joyful gatherings of family<br />

and friends, a time of reflection and fond memories. But<br />

for those who have experienced the death of a loved one, the<br />

holidays can seem much more daunting, especially stressful and<br />

lonely. For those affected by the recent hurricanes that devastated<br />

much of the south, this holiday season may present an even<br />

greater sense of loss.<br />

Street Dance<br />

At <strong>Whitmoor</strong><br />

On Friday, October 16, the pavilion was turned into a pig<br />

roast paradise for the Street Dance. The great outdoors was<br />

the perfect place to spend this crisp, fall night. There were<br />

fire pits to warm the body and good drinks and food to warm<br />

the soul. Music of the Beatles was provided by The Abbey<br />

Road Warriors. Great food and good times. Another great<br />

reason <strong>Whitmoor</strong> residents love the amenities of living here.<br />

While it may be a struggle, there are things that can be done<br />

to ease the grief and make coping less difficult. The National<br />

Funeral Directors Association offers the following suggestions<br />

for the bereaved to help them better cope with the<br />

holiday season:<br />

COMBINING<br />

QUALITY AND<br />

COST IS ONE OF<br />

THE THINGS<br />

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Knowing the families in our community,<br />

we understand quality service and cost are<br />

both important. We also know people are<br />

more comfortable when they have choices.<br />

Our list of services assures your family<br />

the dignity they deserve at a cost you<br />

determine. If you ever have a question or<br />

would like more information, feel free<br />

to call or stop by.<br />

Funerals • Cremations • Memorials<br />

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Take care of yourself, both physically and mentally. Don't<br />

be afraid to set limits. The holiday season is busy enough<br />

that it can exhaust anyone, but if you are shouldering an<br />

extra burden of grief, it only makes it more unappealing.<br />

Get enough sleep, eat well and take time out for yourself.<br />

Think about what family traditions you want to take part in,<br />

and what may be too much, and don't be afraid to say no to<br />

activities that may overwhelm you.<br />

Share your memories with others. Speaking about your loved<br />

ones and sharing remembrances can often help alleviate some<br />

of the pain of the season. If it helps, take part in a memorial or<br />

remembrance service at your local place of worship or family<br />

funeral home. Spending time with others who understand what<br />

you're going through is often a great source of comfort.<br />

Above all, do what's right for you. Your family and friends<br />

care about you, and will likely offer advice about what they<br />

think is best for the grieving process. Don't forget to do what<br />

feels most comfortable for you. If volunteering at a local hospital<br />

or food pantry helps you heal, then seek out opportunities in<br />

the community. If stepping back from a more active role in your<br />

family's celebratory activities is the best way, let them know. It is<br />

perfectly natural to need time and space to honor your feelings,<br />

and the memory of your loved one. But don't forget to seek out<br />

your family and friends for support. You are not alone.<br />

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Ohio 43215-2220. Nationwide, the Nationwide Framemark and On Your Side are federally registered service marks of Nationwide Mutual<br />

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30 <strong>Whitmoor</strong> <strong>Life</strong> December<br />

NeighborhoodNews<br />

December <strong>Whitmoor</strong> <strong>Life</strong><br />

NeighborhoodNews<br />

31<br />

COUNTRY CLUB CORNER ...<br />

Committee members who helped in the planning and implementing of the auction.<br />

Watch Party at the Sand Trap<br />

<strong>Whitmoor</strong> residents gathered on Saturday, October 10, to watch<br />

the NLDS 2015 Game 2, Cards vs. Cubs. It didn't end well for<br />

the Cards this season, but <strong>Whitmoor</strong> residents had fun getting<br />

together to watch the long standing rival Cubs take on our Redbirds.<br />

Drink specials and 50-cent wings made for a great time.<br />

There's always next year!<br />

Monthly Meeting of Women at <strong>Whitmoor</strong> Country Club<br />

On the first Tuesday of the month there's a large group of women<br />

from the Christian Women’s Club that meets for lunch at<br />

the Clubhouse. In addition to a fabulous lunch, they gather for<br />

faith, friendship and to support Stonecroft in a variety of ways.<br />

This past October's meeting was the annual auction. Guests bid<br />

on a variety of items including books, gift certificates, blankets,<br />

centerpieces, serving dishes and so much more. But the most<br />

popular items were the overflowing array of themed baskets.<br />

Money raised supports Stonecroft, whose mission is to share the<br />

gospel of Jesus Christ to women wherever they are, locally and<br />

worldwide. (visit www.stonecroft.org)<br />

A committee of women help prepare the monthly meetings.<br />

Area director Pam Gammon is assisted by some wonderful<br />

women like Betty Nelson and Cheryl Belzer. “This group is<br />

a great way for women to meet others who are Christian and<br />

want to help support the good work we do,” said Cheryl.<br />

The group has been meeting for over 20 years and usually has<br />

over 100 ladies at its monthly meetings. All women from the area<br />

are invited to attend any meetings, including non-<strong>Whitmoor</strong><br />

members. Each guest will then receive information to attend the<br />

next meeting. There are no fees and your only cost is lunch.<br />

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32 <strong>Whitmoor</strong> <strong>Life</strong> December<br />

NeighborhoodNews<br />

December <strong>Whitmoor</strong> <strong>Life</strong><br />

NeighborhoodNews<br />

33<br />

Halloween Party<br />

At The Clubhouse<br />

The little <strong>Whitmoor</strong> ghosts and goblins donned their Halloween<br />

costumes for a party at the Club. As usual, the staff outdid<br />

themselves and provided some amazing creepy crawly scary<br />

food and drink for all to enjoy. There were lots of families on<br />

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34 <strong>Whitmoor</strong> <strong>Life</strong> December<br />

NeighborhoodNews<br />

FINANCIAL FITNESS<br />

Your Annual Review Checklist<br />

Article Written By: Wealth Management Systems, Inc.<br />

Courtesy of: The Hofman Group at Morgan Stanley<br />

Branch Address: Morgan Stanley 14805 N. Outer Forty Rd, Ste 200, Chesterfield, MO 63017<br />

Phone Number: 636-733-7633<br />

Preparing for an annual financial review may be easier with a<br />

checklist to help you focus on important matters. With that in<br />

mind, here is a list of key considerations that you may want to<br />

discuss with your financial advisor.<br />

• Do I need to rebalance my asset allocation? Depending on<br />

the performance of your investments, you may want to examine<br />

whether your mix of stocks, bonds, cash, and other assets<br />

is close to your target. If you have not reviewed your portfolio<br />

lately, you may be surprised at what you find. It's possible that<br />

your current asset allocation has changed quite a bit since the<br />

last time you checked, due to the different performance of<br />

the various investments in your portfolio. 1 If that's the case,<br />

or if your outlook has changed, it may be time to readjust.<br />

Rebalancing can be accomplished in two ways: You can sell<br />

existing assets and use the proceeds to bring your portfolio<br />

closer to your desired mix. Or you can leave your portfolio as<br />

is and allocate new investments to the areas that you want to<br />

increase. Rebalancing may involve tax consequences, especially<br />

for non-tax-deferred accounts.<br />

• What were my yearly capital gains and losses? If your yearend<br />

planning entails selling certain assets, be aware of rules<br />

regarding capital gains and losses. Gains on investments held<br />

less than one year – known as short-term capital gains – are<br />

taxed as ordinary income, while those on investments held for<br />

one year or longer, or long-term capital gains, are taxed at a<br />

maximum rate of 20%, for federal income tax purposes. State<br />

tax rules may differ. On the federal level, capital losses offset<br />

capital gains and are netted against each other. If net capital<br />

losses still remain, up to $3,000 may be used to offset ordinary<br />

income. Capital losses not used in a given year can be carried<br />

forward to future years. Note that different rules apply for gains<br />

on the sale of collectibles, or qualified small-business stock.<br />

• Is my estate plan current? If you have not already made an<br />

estate plan, your annual review may be a good time to start.<br />

Even if you already have a plan in place, it is good to revisit<br />

it yearly to make sure your beneficiary designations are up to<br />

date and that your plan still reflects your current wishes. This<br />

is also a good time to consider tax-efficient gifting strategies,<br />

so you can potentially minimize gift and estate taxes and keep<br />

more of your assets for those you care about.<br />

You may have additional concerns unique to your situation, but this<br />

checklist may help you keep your investment portfolio in order.<br />

1<br />

Asset allocation and rebalancing do not assure a profit or protect against loss in a declining market. There may be<br />

a potential tax implication with a rebalancing strategy. Please consult your tax advisor before implementing such<br />

a strategy.<br />

2<br />

For nonqualified withdrawals, restrictions, penalties and taxes may apply.<br />

If you’d like to learn more, please contact The Hofman Group at Morgan Stanley.<br />

December <strong>Whitmoor</strong> <strong>Life</strong><br />

<strong>Whitmoor</strong> Real Estate<br />

Activity Summary<br />

Please contact the Yuede team for a complete list of homes for sale.<br />

Address Neighborhood List Price Sale Price Sold Date DOM Beds Bath Square Feet Parking<br />

SOLD-<strong>12</strong>05 Grey Fox Run <strong>Whitmoor</strong> $675,000 $642,500 10/28/2015 47 4 4 Full/1 Half 3372 3 Car<br />

UNDER CONTRACT-186 Portmarnock Lane (Contingent NK) <strong>Whitmoor</strong> $500,000 207 4 3 Full/1 Half 2462 2 Car<br />

UNDER CONTRACT-531 Malinmor Drive <strong>Whitmoor</strong> $550,000 79 4 3 Full/1 Half 2711 3 Car<br />

UNDER CONTRACT-620 Roundstone Drive <strong>Whitmoor</strong> $600,000 54 3 3 Full/2 Half 2960 3 Car<br />

UNDER CONTRACT-<strong>12</strong>19 Grey Fox Run <strong>Whitmoor</strong> $699,000 92 5 3 Full/1 Half 3830 3 Car<br />

UNDER CONTRACT-1029 <strong>Whitmoor</strong> Drive (Contingent NK) <strong>Whitmoor</strong> $989,900 146 5 5 Full/2 Half 3723 4 Car<br />

FOR SALE-115 Lissadell Lane <strong>Whitmoor</strong> Cluster $269,900 148 3 2 Full 2081 2 Car<br />

FOR SALE-19 Shaelah <strong>Whitmoor</strong> Villa $289,900 49 3 3 Full 1715 2 Car<br />

FOR SALE-171 Blackrock Lane <strong>Whitmoor</strong> $399,000 137 4 3 Full 2274 3 Car<br />

FOR SALE-1183 <strong>Whitmoor</strong> Dr. <strong>Whitmoor</strong> $498,500 56 5 3 Full/1 Half 2762 3 Car<br />

FOR SALE-562 Malinmor Drive <strong>Whitmoor</strong> $525,000 141 4 2 Full/2 Half 3308 3 Car<br />

FOR SALE-769 Hillenkamp Dr. <strong>Whitmoor</strong> $550,000 4 4 3 Full/2 Half 3254 3 Car<br />

FOR SALE-671 Clifden <strong>Whitmoor</strong> $599,000 34 3 3 Full/1 Half 2572 3 Car<br />

FOR SALE-932 <strong>Whitmoor</strong> Drive <strong>Whitmoor</strong> $600,000 207 4 3 Full/1 Half 3332 3 Car<br />

FOR SALE-741 Hillenkamp Dr. <strong>Whitmoor</strong> $1,600,000 25 3 3 Full/2 Half 3377 3 Car<br />

FOR SALE-6 Upper <strong>Whitmoor</strong> Drive <strong>Whitmoor</strong> $2,890,000 188 4 4 Full/3 Half 5<strong>12</strong>9 4 Car<br />

FOR SALE-11 Upper <strong>Whitmoor</strong> Drive <strong>Whitmoor</strong> $3,995,000 203 6 7 Full/1 Half 11748 6 Car<br />

FOR SALE-1088 <strong>Whitmoor</strong> Dr. <strong>Whitmoor</strong> Lot $179,500 745 22,521<br />

FOR SALE-5 Upper <strong>Whitmoor</strong> Drive <strong>Whitmoor</strong> Lot $429,900 62 142,441<br />

This section is a paid advertorial. All information has not been verified and is not guaranteed.<br />

35<br />

Article by Wealth Management Systems, Inc. and provided courtesy of The Hofman Group at Morgan Stanley.<br />

Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and<br />

Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice and are not “fiduciaries”<br />

(under ERISA, the Internal Revenue Code or otherwise) with respect to the services or activities described herein<br />

except as otherwise provided in a written agreement with Morgan Stanley. Individuals are encouraged to consult their<br />

tax and legal advisors (a) before establishing a retirement plan or account, and (b) regarding any potential tax, ERISA<br />

and related consequences of any investments made under such plan or account.<br />

The author(s) are not employees of Morgan Stanley Smith Barney LLC ("Morgan Stanley"). The opinions expressed by<br />

the authors are solely their own and do not necessarily reflect those of Morgan Stanley. The information and data in<br />

the article or publication has been obtained from sources outside of Morgan Stanley and Morgan Stanley makes no<br />

representations or guarantees as to the accuracy or completeness of information or data from sources outside of Morgan<br />

Stanley. Neither the information provided nor any opinion expressed constitutes a solicitation by Morgan Stanley<br />

with respect to the purchase or sale of any security, investment, strategy or product that may be mentioned.<br />

Morgan Stanley Financial Advisor(s) engaged <strong>Whitmoor</strong> <strong>Life</strong> to feature this article. The Hofman Group may only transact<br />

business in states where they are registered or excluded or exempted from registration http://www.morganstanleyfa.com/<br />

thehofmangroup/. Transacting business, follow-up and individualized responses involving either effecting or attempting to<br />

effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to<br />

persons in states where The Hofman Group is not registered or excluded or exempt from registration.<br />

© 2015 Morgan Stanley Smith Barney LLC. Member SIPC. CRC <strong>12</strong>47922 07/15


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