Charlie Professional IHT WARNING Alt.pdf 3-12-15
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INDEPENDENT FINANCIAL ADVICE<br />
Gatehouse IFA<br />
<strong>Professional</strong> Client Service
!<br />
INDEPENDENT FINANCIAL ADVICE<br />
INDEPENDENT FINANCIAL ADVICE<br />
FROM CHARLIE BROWN DipPFS<br />
“PROTECTING THE THINGS YOU CARE ABOUT MOST”<br />
<strong>Charlie</strong> Brown IFA Partner<br />
<strong>Professional</strong> Client Service<br />
At Positive Solutions, we provide a comprehensive range of services to <strong>Professional</strong><br />
clients.<br />
We understand your personal and professional lives are often intertwined, so we deliver<br />
a cohesive strategy that incorporates all aspects of your life.<br />
We appreciate that you are very busy people and that you value having someone you<br />
trust help and assist you with financial planning matters.<br />
Our <strong>Professional</strong> Client Service includes:<br />
Regular Meetings<br />
We realise you may wish to be seen regularly, so the question is how often. So we<br />
mutually agree a meeting schedule with you at the beginning of each year. This ensures<br />
nothing is missed and key dates or events are locked in.<br />
Keeping You Informed<br />
In an uncertain world clients tell us they like to stay close and be kept informed on a<br />
regular basis, so that’s exactly what we do<br />
We know you are busy, so we only get in touch when something affects you directly. All<br />
communications will be short, sharp and to the point – no fluff.<br />
Adviser Access<br />
If you need to contact us between review dates, we are available via a range of<br />
communication options, including telephone, email and Skype.<br />
Life Style Financial Planning<br />
We help you create a comprehensive plan that is designed to achieve your objectives,<br />
and get you to where you wish to be.<br />
Positive Solutions (Financial Services) Ltd. is authorised and regulated by the Financial<br />
Conduct Authority. Registered as a Limited Company in England and Wales No. 3276760.
INDEPENDENT FINANCIAL ADVICE<br />
How much is enough?<br />
It would be nice to know how much money you need to retire, semi-retire or simply<br />
achieve financial independence. You may even have an idea yourself but would like an<br />
expert to confirm if you are on the right track and to ensure you haven’t missed<br />
anything.<br />
We can not only do those calculations for you from time to time, but we can also<br />
provide you smart strategies that may:<br />
» Bring forward the date<br />
» Keep things flexible and assist your family if anything goes wrong.<br />
» Save you tax and safeguard your assets.<br />
Our <strong>Professional</strong> Network.<br />
If you do ever need another<br />
professional to deal with a<br />
specific<br />
issue, we have an extensive<br />
and<br />
trusted network of contacts we<br />
can connect you to.<br />
Members of our professional<br />
network have been hand<br />
selected for their<br />
complementary skills and<br />
expertise.<br />
With our guidance they will<br />
work<br />
together seamlessly to manage<br />
all aspects of your affairs.<br />
Dealing with broader<br />
family financial issues.<br />
We understand the issues that affect you, both personally and professionally. We also<br />
realise that sometimes members of your family face challenges, which may wish to help<br />
them through.<br />
These could include the following:<br />
» Care home funding for your parents<br />
» Paying for education, for children or grandchildren<br />
» Help with property purchase or debt reduction for your children<br />
» Gifting money safely, down through the generations<br />
Mortgage advice is usually offered by one of our associates. A typical mortgage advice<br />
fee is £250.00. Your home may be repossessed if you do not keep up repayments on<br />
your mortgage<br />
Positive Solutions (Financial Services) Ltd. is authorised and regulated by the Financial<br />
Conduct Authority. Registered as a Limited Company in England and Wales No. 3276760.
INDEPENDENT FINANCIAL ADVICE<br />
We provide advice on each of these matters, as part of our professional client service.<br />
Further inclusions in this service are described below.<br />
Wealth Administration: removing the hassle.<br />
Our aim is to simplify everything that can be simplified, speaking to you in a way you<br />
can understand without any jargon. We will take on as much or as little as you want us to<br />
- it is entirely up to you.<br />
Retirement Planning : pensions and property<br />
Where appropriate, we can help you to tap into the tax benefits associated with your<br />
pension to purchase business premises and factories. By using your pension, you can<br />
reduce your funding costs by as much as 40%. We will guide you through the pension’s<br />
framework, keeping it clear and simple at all times.<br />
Our investment approach is straightforward and sound<br />
Most clients have worked hard to accumulate what they’ve got and don’t want or<br />
need to be taking too much investment risk, so we don't either.<br />
The value of investments and pensions and they income they produce can fall as well as<br />
rise. You may get back less than you invested.<br />
<strong>IHT</strong> and Estate Planning : protecting your assets<br />
When it comes to estate planning you want to ensure the right funds end up in the right<br />
hands at the right time, without paying a fortune in tax to the government. Drawing on<br />
our years of experience and trusted network we can deal with your estate planning and<br />
<strong>IHT</strong> issues in a way that meets your exact requirements.<br />
The Financial Conduct Authority does not regulate on Estate Planning.<br />
Positive Solutions (Financial Services) Ltd. is authorised and regulated by the Financial<br />
Conduct Authority. Registered as a Limited Company in England and Wales No. 3276760.
INDEPENDENT FINANCIAL ADVICE<br />
A Little Bit More About Me<br />
I am an independent financial adviser and I focus on helping a small number of hand<br />
selected clients in Devon and the South West.<br />
In 2006, I became a partner in Positive Solutions, one of the UK’s largest national<br />
independent financial adviser firms. This allows me access to a vast network of support,<br />
the latest industry research and the freedom to choose the most competitive product<br />
solutions from the whole of the marketplace. This means I am truly independent of any<br />
financial product provider and that my advice is well researched and unrestricted in any<br />
way.<br />
It also means that you have the peace of mind that strong Company governance<br />
offers.<br />
Prior to this, I started in the financial services industry in 1987 and have worked for two<br />
major life companies both on and off shore.<br />
My aim is to offer you a thoroughly professional, highly individual and responsive service<br />
that puts you in a more advantageous position now and in the future. One that will help<br />
you protect the things you care most about.<br />
I live in Kingsbridge, Devon with my wife Caroline and our two teenage daughters. I am<br />
a passionate Arsenal supporter and a very keen cyclist.<br />
Please Get In Touch<br />
I may be the right person to help you organise and simplify your financial planning. To<br />
make your first step towards financial security, contact me via the details below.<br />
Our initial meeting is at my expense and without obligation. What do you have to lose<br />
by finding out?<br />
Contact me now.<br />
Thank you.<br />
<strong>Charlie</strong> Brown DipPFS<br />
IFA Partner<br />
T. 0<strong>15</strong>48 852691<br />
M. 07816 343 640<br />
E. charliebrown@thinkpositive.co.uk<br />
www.gatehouse-ifa.co.uk<br />
Positive Solutions (Financial Services) Ltd. is authorised and regulated by the Financial<br />
Conduct Authority. Registered as a Limited Company in England and Wales No. 3276760.
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