booklet

MAKING NEIGHBORHOODS
MATTER
YEARS
1991 - 2016
SILVER ANNIVERSARY
BENEFIT DINNER
PROGRAM BOOK
Page 1

WWW.NPHSINC.ORG
9551 PITTSBURGH AVENUE
RANCHO CUCAMONGA, CA 91730
PHONE: (909) 988-5979
HOURS: MONDAY – FRIDAY 8AM - 5PM

SEPTEMBER 15, 2016
NEIGHBORHOOD PARTNERSHIP HOUSING SERVICES, INC.
Making
Neighborhoods
Matter
A MESSAGE FROM OUR BOARD CHAIR AND CHIEF EXECUTIVE OFFICER
Transforming our neighborhoods into communities of choice
and opportunity is at the heart of what we do - it is the foundation
of NPHS’ mission. We transform people’s lives and make our
communities a better place to live and work. We house families,
reduce blight, promote inclusion, fight displacement, create
jobs, build and preserve equity, direct impact investments
and tackle issues that no one else will. These responsibilities
may overwhelm us at times. But this is why we march in faith
and hope, build on the resiliency of people, understand the
human condition and work with our partners to reconfigure old
strategies and deploy new ones to overcome what sometimes
seems insurmountable.
As we reflect on our twenty-fifth year of service, we will challenge
and stretch ourselves more than ever to innovate further, have
greater impact on the quality of life in our neighborhoods, and
build economic security for families. We will continue to take an
entrepreneurial and holistic approach to our work. This means
implementing market-driven strategies that build and preserve
economically-resilient neighborhoods, developing innovative
and interconnected programs that actually enable families to
build wealth and finding unique and collaborative cross-sector
approaches to direct more investment to our region. It is within
this framework of entrepreneurialism and social enterprise
innovation that NPHS strives to enrich the lives of families and
neighborhoods we serve.
Neighborhoods have always mattered. They house our
schools, playgrounds, community gardens, small businesses,
social gatherings, institutions of faith and our many cultures.
Neighborhoods are where we root ourselves, build our homes
and grow our families. It is for these reasons and so many more
that we continue to rally our partners and work together to fight
the good fight as we have done relentlessly for the past twentyfive
years.
Thank you for celebrating our milestone and accomplishments
with us. On behalf of the Board of Directors and the thousands
of families we served, thank you for working alongside us and
sharing in our collective journey.
Isaias Guzman
Chairman of the Board
Clemente Arturo Mojica
President and Chief Executive Officer
WELCOME
Page 3

MAKING
NEIGHBORHOODS
MATTER

TABLE OF CONTENTS
WHAT’S INSIDE
07 Welcome Message from Dinner Chair
09 About NPHS
14 Speaker Bios
18 NPHS History Timeline
20 Where We Were Gallery
21 Where We Are Today Gallery
22 Family Recognition
24 Overview of Services
25 Innovations in Social Enterprise
27 Community Wealth Building
28 Cultural Celebrations
30 Board of Directors
31 NPHS Team Members
33 Celebratory Letters
37 Sponsorships & Donations
40 NPHS Community Investment Trust
The Raddock Family
Page 5

NPHS HEALTHY HOMES GRANT
A Home Repair Grant for Qualified Senior Citizen Homeowners
or Eligible Homeowners with Permanent Mobility Disabilities
$1,500 GRANT AVAILABLE FOR SENIORS OR DISABLED HOMEOWNERS
QUALIFYING CRITERIA
HOUSEHOLD INCOME LIMITS
Must be 62 years of age or older or permanently disabled
with mobility disabilities.
1 MEMBER
2 MEMBERS
$37,550
$42,900
5 MEMBERS
6 MEMBERS
$57,900
$62,200
Be an owner occupant of a single-family home or mobile
home in San Bernardino or Riverside County.
3 MEMBERS
4 MEMBERS
$48,250
$53,600
7 MEMBERS
8 MEMBERS
$66,500
$70,800
Home may not be for sale or sold for a period of one (1)
year.
Have a total maximum family income of 80% or less of
the area median income. See chart.
For more information call Cecilia Gonzalez at (909)
988-5979 or visit www.nphsinc.org
NEIGHBORHOOD PARTNERSHIP HOUSING SERVICES, INC.
9551 Pittsburgh Ave,
Rancho Cucamonga, CA 91730
Neighborhood Partnership Housing Services Inc. does not discriminate on the basis of disability status in the admission or access to, or treatment or employment
in its federally assisted programs and activities. Section 504 (24 CFR, part 8 dated June 2, 1988).

WELCOME MESSAGE FROM THE DINNER CHAIR
DAVID WOODS
Dear Friends,
On behalf of JPMorgan Chase, welcome to the 25th Anniversary Benefit Dinner for
Neighborhood Partnership Housing Services. JPMorgan Chase is pleased to support this
event tonight, which brings together community members and leaders from across different
sectors to celebrate this important organization.
JPMorgan Chase has been proud to support Neighborhood Partnership Housing Services’
significant impact in Southern California since 2009. We are confident in the work of
Neighborhood Partnership Housing Services because the organization recognizes that
strengthening the community requires a multi-faceted approach. Expanding access to
affordable housing, increasing financial literacy, and supporting small business owners are all
necessary for communities to reach their full potential. We are particularly proud to support
this evening’s event which directly supports the Healthy Homes Grant Program, ensuring that
low-income seniors, veterans, and those with permanent mobility disabilities can make the
modifications necessary to stay in their homes.
Please join me in congratulating Neighborhood Partnership Housing Services on its 25th
Anniversary of service to the community.
David Woods
Executive Director
Real Estate Banking
JPMorgan Chase
WELCOME MESSAGE
Page 7

We believe in
transforming the
lives of people.
Neighborhood Partnership
Housing Services
WWW.NPHSINC.ORG

NEIGHBORHOOD PARTNERSHIP HOUSING SERVICES, INC.
ABOUT NEIGHBORHOOD PARTNERSHIP HOUSING SERVICES
Neighborhood Partnership
Housing Services
OUR MISSION
BUILDING STRONGER,
HEALTHIER COMMUNITIES
Neighborhood Partnership Housing
Services is a community and economic
development corporation that builds
stronger communities by providing
innovative housing opportunities, helping
families succeed in homeownership
and partnering to improve the quality
of life in neighborhoods throughout
San Bernardino, Riverside, and East Los
Angeles Counties.
AREAS OF IMPACT
AFFORDABLE HOUSING
NPHS acquires and renovates single family homes and multifamily
properties to help low and moderate income families obtain sustainable
homeownership and affordable rental housing.
NEIGHBORHOOD REVITALIZATION
Revitalizing distressed neighborhoods by transforming blighted properties
into safe, green and healthy homes.
COMMUNITY WEALTH BUILDING AND PRESERVATION
Our community wealth building and preservation strategies help protect
the equity our residents and neighborhoods have built over the years to
prevent further disinvestment in our most vulnerable communities.
GREEN BUILDING AND ENVIRONMENTAL SUSTAINABILITY
Greening homes to increase discretionary income among low income
families while lessening the overall impact to the environment. We
preserve the planet, its natural systems and resources, as well as help
homeowners save on their energy bills.
ECONOMIC DEVELOPMENT
In 2015, our programs and services generated over $54 Million in direct
investments into our local economy while creating 152 jobs throughout
the Inland Valley. Our economic development programs are designed to
enable small businesses to grow and succeed while helping support living
wage jobs in the Inland Valley.
ABOUT NPHS
Page 9

OVER
NEW HOMEBUYERS
COUNSELED & EDUCATED
DEPLOYED
IN DOWN PAYMENT
ASSISTANCE LOANS
COUNSELED OVER
$
27,500 9.24M 2,500
IN FORECLOSURE
PREVENTION
NPHS celebrates 25 years of
serving our communities with over
$689 Million of direct investment
in the Inland Valley resulting in over
3,800 jobs created.

REVERSE MORTGAGE
COUNSELING TO OVER
SENIOR
HOMEOWNERS
REPAIRED OVER
HOMES OF SENIORS &
DISABLED VETERANS
CREATED OVER
1,250 625 4,500
NEW HOMEOWNERS
NEIGHBORHOOD PARTNERSHIP HOUSING SERVICES, INC.
WHAT WE DO
NPHS applies a holistic approach to community and economic development to create
meaningful impact.
HOW WE DO IT
We achieve this by methodically engineering innovative programs and services that
create affordable housing opportunities, revitalize blighted neighborhoods, build and
preserve wealth and assets for low-income families, support the sustainability of the
environment and advance the economic well-being of our region.
WHY WE DO IT
NPHS advances the well-being of people, vitality of neighborhoods, creation of jobs,
and supports a healthy natural environment. It’s about transforming the lives of
people and making our communities a better place to live and work through innovative
programs and services that advance the economic strength of our region.
ABOUT NPHS
Page 11

© 2016 JPMorgan Chase & Co.

Commitment to
Community
By partnering for the common good, we can achieve
uncommon results. We proudly support
Neighborhood Partnership Housing Services and applaud
their positive impact on our community.
Page 13

VICE PRESIDENT, AFFORDABLE LENDING & ACCESS TO CREDIT
DANNY GARDNER
KEYNOTE SPEAKER
Danny joined Freddie Mac in March 2015 as its
new Vice President for Affordable Lending and
Access to Credit. He is a 23 year veteran of the
Mortgage Industry, with the majority of that time
spent in leadership roles focused on providing
opportunities for families to purchase their first
homes.
He began this journey in 1995 when he took
over management of the MRB Program
Administration Division of Lomas Mortgage
USA, primarily supporting Local Housing Finance
Agencies and their constituents by acquiring and
servicing mortgages originated through taxexempt
lending programs.
Danny maintained this role for 13 years and
through two acquisitions, eventually ascending to
the title of SVP and National Director of Strategic
Markets at Citimortgage, where he assumed
accountability for the company’s mortgage
lending performance under the Community
Reinvestment Act, including oversight of subsidy
programs, non-profit partnerships, diverse
segments strategies and LMI-focused portfolio
programs.
At the advent of the recent foreclosure crisis,
Danny was given a unique opportunity to help
build a new national non-profit intermediary
organization: the National Community
Stabilization Trust. Serving as its Chief Operating
Officer, the Trust established a national
infrastructure to help local municipalities
and non-profits in their mission to reclaim
neighborhoods devastated by the foreclosure
crisis by providing priority access to properties
that were vital to neighborhood stabilization
efforts.
Prior to joining Freddie Mac, Danny was Vice
President of CRA Lending at Capital One Home
Loans, where he built a diverse and LMI-focused
loan origination team. He is a lifelong Texan and
currently resides in Northern Virginia. He enjoys
spending time with his wife and two kids.
SPEAKER BIOS

SINGLE FAMILY AFFORDABLE LENDING DIRECTOR
SAMUEL LUNA
MASTER OF CEREMONIES
Samuel Luna is the Single Family Affordable
Lending Director at Freddie Mac. He leads the
Lender Engagement Team for the Affordable
Lending and Access to Credit Division. His team
of housing and mortgage professionals creates
production strategies and lending opportunities
for Freddie Mac’s lender customers. Working
collaboratively with lenders, non-profit agencies,
and government agencies, his team creates
outreach initiatives designed to increase
homeownership opportunities and preserve
homeownership for under-served families.
Prior to this position at Freddie Mac, he was
Managing Partner at Civic Center Home Loans,
a mortgage and real estate firm in Los Angeles.
Luna was responsible for Mortgage Lending,
Business Strategy, and Strategic Partnerships.
During his time there Luna grew lending
operations, developed productive partnerships,
and improved the bottom line. He created
new business channels and improved lending
operations, which created unprecedented
growth for the company. Civic Center Home
Loans specializes in helping first-time
homebuyers access the various government
assistance programs in Southern California
and promotes education and counseling for
low and moderate-income borrowers. Prior to
his position at Civic Center Home Loans, Luna
was the National Director of Strategic Markets
at Freddie Mac from 2008 to 2014. He held
positions with Community Development Lending
and Expanding Markets at Freddie Mac from
2002 to 2008. During that time, Luna spent 2
years serving on the board at NPHS.
Prior to 2002, Luna worked for the City of Los
Angeles since 1986. He held many positions
at the City, including General Manager of the El
Pueblo Historical Monument Authority. Prior to
his appointment as General Manager, he was the
Director of the Targeted Neighborhood Initiative
for the Mayor’s Office.
Most of his City experience was with the Los
Angeles Housing Department, where he held
several positions, including Director of the
Neighborhood Recovery Program. It was in this
position that he directed a team of professionals
engaged in neighborhood advocacy work. The
Neighborhood Recovery Program worked in
targeted areas of Los Angeles, developing
specific action plans for improving the quality of
life in those neighborhoods.
Luna is married and has six children. He holds an
Executive Leadership certificate from Columbia
University in New York, and a Bachelor of Arts
degree in History from California State University
at Fullerton.
SPEAKER BIOS
Page 15

Supporting
the events that
make our
community
feel like home.
At U.S. Bank, we’re dedicated to making lasting improvements to our
community for the greater good. We believe that if we all play our part,
our community will be better because of it. usbank.com/community
U.S. Bank is proud to support Neighborhood Partnership Housing Services.
Congratulations on 25 years of service to Inland Empire's communities.
Equal Housing Lender. Member FDIC. ©2016 U.S. Bank

Page 17

A RICH HISTORY
IN COMMUNITY & ECONOMIC DEVELOPMENT
NEIGHBORHOOD PARTNERSHIP HOUSING SERVICES, INC.
NEIGHBORHOOD PARTNERSHIP
OF MONTCLAIR, INC
NPHS, Inc. received its tax exempt 501(c)
(3) status in 1991 under its original name of
Neighborhood Partnership of Montclair, Inc.
The organization’s original mission was
to “revitalize very low to moderate income
neighborhoods in Montclair, primarily through
home improvement lending, neighborhood
projects and resident leadership.”
HOMEOWNERSHIP FUND
Neighborhood Partnership of
Montclair began offering its Family
Fund for HomeOwnership down
payment assistance program for first
time, very low to moderate income
homebuyers.
NEIGHBORHOOD PARTNERSHIP
HOUSING SERVICES, INC
Neighborhood Partnership of Montclair changed
its name to Neighborhood Partnership Housing
Services, Inc. (NPHS) to reflect its founding
history in the NeighborWorks Network and
to brand its programs and services to the
communities in San Bernardino, Los Angeles and
Riverside Counties.
1994 1999 2004
1991 1997
2002
EXTENDED SERVICES
Neighborhood Partnership of Montclair expanded its
services to include homebuyer education and financial
assistance, and extended its geographic service area
to include the cities of Pomona, Ontario, Chino and
Upland.
NEIGHBORWORKS®
HOMEOWNERSHIP CENTER
Opened the NPHS NeighborWorks®
HomeOwnership Center, an objective
one-stop shop with qualified and
highly trained bilingual, bi-cultural staff
to assist its customer base.
CDFI CERTIFICATION
NPHS became a certified Community
Development Financial Institution
(CDFI).
NPHS TIMELINE

FREDDIE MAC
BORROWER HELP CENTER
NPHS became a Freddie Mac Borrower
Help Center helping homeowners with
Freddie Mac-owned mortgages keep
their homes.
$500 MILLION
This year marks an important NPHS
milestone reaching over $500 million
in cumulative direct investments since
its inception in 1991.
GOING GREEN
NPHS goes green by integrating
“green” components into its housing
rehabilitation and new construction
projects, including building energy
efficient homes with solar panels.
COIN CERTIFIED
NPHS becomes a California Organized Investment
Network (COIN) certified CDFI. As a Community
Housing Development Organization (CHDO),
NPHS receives HOME funds directly from the
California Department of Housing and Community
Development for the first time.
NEW OFFICE
NPHS purchases and moves to their new office
headquarters in Rancho Cucamonga. This strategic
move allows for increased capacity and growth.
2011 2013 2016
2007 2012
2015
FANNIE MAE HELP NETWORK
NPHS joined the Fannie Mae Help Network,
providing assistance to struggling
homeowners with Fannie Mae-owned
mortgages.
CELEBRATING 25 YEARS
NPHS celebrates 25 years of serving
our communities with over $689
Million of direct investment in the
Inland Valley.
RIVERSIDE HOMEOWNERSHIP CENTER
NPHS opens Riverside office to offer
reverse mortgage counseling and
homebuyer education.
LEED SILVER CERTIFIED
NPHS receives Green Designation
from NeighborWorks America for
having a comprehensive commitment
to sustainable operations. New
headquarters receives LEED Silver
certification.
NPHS TIMELINE
Page 19

WHERE WE WERE
WHERE WE WERE

WHERE WE ARE TODAY
WHERE WE ARE NOW
Page 21

families.
WE EMPOWER
HOME IS WHERE
THE HEART IS
NPHS has invested over two decades in making
neighborhoods matter, yet there is much more
work to be done to create safe, quality and stable
homes that make up our neighborhoods.
We help families attain and sustain affordable
housing, improve their living conditions and
achieve economic security. NPHS understands
the importance of neighborhoods, but we believe
that families in homes matter even more.
These are the stories of families from our
neighborhoods that inspire us to remain
committed to our mission, constantly striving to
find new approaches and strategies to ensure
stable and long-term housing solutions. These
are the faces of individuals, children, parents,
grandparents who have hopes and dreams for
a better tomorrow, and who have reached out to
NPHS for support. These stories remind us that
a house is only a home until a family lives and
thrives in it…a home is truly a place in our hearts.
The Lewis Family
FAMILY RECOGNITION

JOHN & JONNA RADDOCK
The Raddock family are homeowners in Moreno Valley who worked with an NPHS counselor
and went through the Homeownership Preservation Program. Before their eviction date, Jonna
& John worked diligently with NPHS for months to acquire a loan modification. The day they
learned that they saved their home was also the day they welcomed their newest addition to
their family, the birth of their youngest son.
CAROL SMITH
After having suffered a foreclosure, Carol was able to become a
homeowner again, even as a senior with limited income. With the help
of NPHS, Carol was able to qualify for down payment assistance that
was leveraged with Union Bank’s WISH (Workforce Initiative Subsidy
for Homeownership) Program. Her mortgage for her home in Sun City
was only $15 more than what she was paying for rent.
JOSE AND AIDA CEVALLOS
Through the Healthy Homes Grant Program Jose and Aida, senior
residents of Chino, CA were able to replace a leaking water heater and
repair the rotted damaged wood caused when their boiler cracked and
flooded water through their home, forcing them to shut off the water
main. That very same day, a licensed contractor was at their home
performing repairs.
ROBERT AND IRMA MEDINA
The Medina family was going through a challenging period in their
lives - Irma Medina was recovering from an auto accident right before
Christmas, and then Robert lost his job a couple of months later.
The family was struggling on unemployment income to keep up with
their existing debt, including hospital bills and mortgage. Thanks
to a referral from the Employment Development Department (EDD),
they reached out to NPHS to determine whether they qualified for the
Unemployment Mortgage Assistance Program. An NPHS housing
services specialist was able to provide one on one counseling to the
Medina family and qualify them for the Keep Your Home California
program that prevented them from losing their home to foreclosure.
FAMILY RECOGNITION
Page 23

COMMUNITY LENDING AND
IMPACT INVESTMENT CDFI
OPPORTUNITY DOWN PAYMENT LOAN
Provides first time homeowners up to $20,000 in down payment/closing cost assistance
through a fully amortized, 15 year loan with monthly payments at a 3% interest rate.
CITY OF ONTARIO DOWN PAYMENT ASSISTANCE LOAN
Up to $60,000 of the purchase price for down payment assistance. Deferred silent
second mortgage for 30 years with 1% simple interest.
CITY OF RIALTO DOWN PAYMENT MORTGAGE ASSISTANCE
Up to $58,000 of the purchase price for down payment assistance. Deferred silent
second mortgage for 30 years at 3% simple interest. Sales price not to exceed $310,000
SOJOURNER SOLAR
Provides up to $25,000 to low to moderate income homeowners for the purchase and
installation of a solar panel system.
RENAISSANCE HOME REPAIR LOAN
Offers homeowners up to $15,000 for home repairs to help with health and safety, code
compliance or energy efficiency upgrades.
BUSINESS OPPORTUNITY LOANS
Provides small business owners access to microloans and revolving loan funds ranging
from $2,600 to $50,000 for working capital, equipment and more; $100,000 to $500,000
to finance tenant improvements and owner-occupied commercial acquisition.

NEIGHBORHOOD PARTNERSHIP HOUSING SERVICES, INC.
A HOLISTIC APPROACH TO COMMUNITY
AND ECONOMIC DEVELOPMENT
INNOVATIONS IN SOCIAL ENTERPRISE
SOJOURNER SOLAR
Sojourner provides a level of affordability not offered by traditional for-profit solar companies.
Qualified homeowners may purchase a solar panel system directly from NPHS with no down
payment requirements or any other upfront costs. Sojourner helps low to moderate income
homeowners save up to 25% on their purchase of a solar panel system.
NPHS COMMERCIAL REAL ESTATE SERVICES
NPHS has expanded its mission-driven realty services to offer a Commercial Real Estate Service
program designed to enable emerging entrepreneurs to grow, succeed and create jobs. We offer
personalized consulting to clients seeking to lease, list or purchase commercial property.
NPHS SPACE PLANNING SERVICES
We offer our small business clients space planning consulting to help facilitate tenant
improvements and office design layout to ensure the space available is structured in the most
efficient manner. We help small businesses maximize their space, encourage growth, foster
collaboration and meet budget requirements. All designs are developed using AutoCAD by our
in-house Space Planner.
CREATIVE VOICE
NPHS offers small business, nonprofit and government customers with professional graphic
and web design services at affordable rates. Design services include logo design, branding
and marketing consulting, brochures, flyers, website design and maintenance, and social media
banners.
NPHS SERVICES
Page 25

CBC-4009-SupportAds-5.5X8.5-MM.pdf 1 4/7/14 12:40 PM
Let’s raise
expectations of what
our community can be.
Join Comerica Bank in supporting our community.
As a proud sponsor, together we can raise expectations
of how great our community can be.
RAISE YOUR EXPECTATIONS.
®
MEMBER FDIC. EQUAL OPPORTUNITY LENDER.

NEIGHBORHOOD PARTNERSHIP HOUSING SERVICES, INC.
COMMUNITY WEALTH BUILDING &
PRESERVATION PROGRAMS
HOMEBUYER EDUCATION CLASSES
NPHS’ HUD-approved Homebuyer Education course is designed for potential first-time
homebuyers who are serious about taking control of the home buying process and want to be
prepared to make the right decisions. These classes take the mystery out of the home buying
process. A Certificate of Completion which fulfills the education requirements for certain loan
and assistance programs is provided upon course completion.
FINANCIAL WELLNESS FOR HOMEOWNERSHIP
Financial Wellness for HomeOwnership counseling sessions help consumers improve their
understanding of personal financial management concepts and services to take action and
improve their financial well-being as part of their first steps towards homeownership.
HOMEOWNERSHIP PRESERVATION
Specialists offer free foreclosure prevention counseling to individuals who may be facing
a possible foreclosure situation. By acting as a liaison between the homeowner and their
mortgage company, NPHS’ highly trained counselors work diligently to help homeowners
afford and keep their home.
REVERSE MORTGAGE COUNSELING
NPHS provides HUD-certified HECM Reverse Mortgage counseling services. Reverse mortgage
counseling assists seniors who want to convert the equity in their homes into income by
providing the necessary information to make an informed decision about Reverse Mortgage
loan products.
ECONOMIC INCLUSION
As a Community Development Financial Institution, NPHS believes that economic inclusion
– the opening of asset building opportunities for underserved social groups – is integral to
the economic and housing development of our region. Economic Inclusion programs include
Financial Wellness for Seniors, Financial Wellness for Homeownership workshops, VITA Free
Tax assistance workshops (seasonal) and more. Programs include both offsite workshops
available upon request for groups, and regularly scheduled on-site workshops.
NPHS SERVICES
Page 27

WE ARE A
NATION BUILT
ON DIVERSITY
Our society is defined and strengthened by our
many cultures, traditions, customs, and values.
Let us come together and celebrate!

CELEBRATING
DIVERSITY &
CULTURE
MOUNTAIN HAWK JR.
The Mountain Hawk Jr. drum group at the University of
California, Riverside provides a circle of support for UCR
staff, faculty, students, and friends of Native Americans.
Members of Mountain Hawk Jr. are Inter-Tribal and
come from various tribal backgrounds. Behind all of their
resources and activities is a network of mentors and student
peers who provide support for the community. Everything
they do is to help students achieve their educational and
career goals, celebrate their heritage and enjoy life at UCR
BALLET FOLKLORICO DE UCR
DIVERSITY
This inspirational group provides the community with
educational programs and preserves the beauty of Mexican
culture through traditional dance.
Neighborhoods throughout the Inland Valley are filled with
diverse and rich cultures that comprise the fabric of our
vibrant communities. Reflecting the residents we serve
in the Inland Valley, NPHS presents dance and musical
performances from some of many different cultures
prominent in our neighborhoods. Join us in celebrating
the wonderful sounds, colors and traditions that make our
communities vibrant and diverse.
AFRICAN SOUL INTERNATIONAL
This nonprofit preserves African Culture through dance,
song, rhythm, and story. They bring the community together
through positive artistic experiences.
SHOES TO FILL
This local San Bernardino band has entertained audiences
with their energy & breath-taking performances. They have
revitalized favorite oldies, swing, jazz, funk, pop, rock, and R&B
tunes, while also performing a collection of original songs.
CULTURAL CELEBRATIONS
Page 29

NEIGHBORHOOD PARTNERSHIP HOUSING SERVICES
NEIGHBORHOOD PARTNERSHIP HOUSING SERVICES, INC.
BOARD MEMBERS
BOARD OFFICERS
ISAIAS GUZMAN
Board Chair, Entrepreneur
CECILIA LEONARD
Vice Chair, Housing Services Specialist
Housing Authority County of San Bernardino
SYLVIA ROBLES
Treasurer, Project Manager
Housing Authority County of San Bernardino
CARLOS JOVER
Secretary, Los Angeles County Deputy Sheriff
and Army Veteran
BOARD MEMBERS
ALI TARZI
Community Reinvestment Officer, Chase
ANTHONY GARCIA
Executive Director, The FreeStyle Foundation
BEN STUELKE
Chief Financial Officer, HomeStrong USA
JACK T. OLREE
Vice President, Community Development
Wells Fargo
KEVIN MALSON
Community Representative
LUCY LESLIE
Senior Regional Communities Manager
Housing Authority County of San Bernardino
THOMAS GALINDO
Market President, BBVA Compass
BOARD OF DIRECTORS

NEIGHBORHOOD PARTNERSHIP HOUSING SERVICES
NEIGHBORHOOD PARTNERSHIP HOUSING SERVICES, INC.
NPHS TEAM
EXECUTIVE LEADERSHIP
CARLOS TENA
CLEMENTE ARTURO MOJICA
Chief Executive Officer
TREVOR MILES
Chief Financial Officer
ADAM HICKS
Vice President, Redevelopment Strategies
Vice President, Programs and Services
VICTOR RAMIREZ
Vice President, Strategic Advancement
and Communications
JENNY ORTIZ
Vice President, Social Enterprise Innovations
EDUCATION & COUNSELING
APRIL DELEON
Reverse Mortgage Counseling
Supervisor (HECM-Certified)
LISA VARGAS
Housing Services Specialist
LUIS TAPIA
Housing Services Specialist
SYLVIA TORRES
Housing Services Specialist
(HECM-Certified)
COMMUNITY LENDING
& INVESTMENT
CURTIS MILLER
Community Lending & Investment
Manager
AFFORDABLE HOUSING
DESIGN & CONSTRUCTION
RICHARD MOORE
Redevelopment Project Manager
CECILIA GONZALEZ
Redevelopment Project Coordinator
DEYANIRA PELAYO-BRITO
Redevelopment Program Associate
REALTY
MARISOL GARCIA
Real Estate Services Manager
INGRID BUONO
Realtor
JOSH CARRILLO
Broker of Record
RESOURCE DEVELOPMENT
& COMMUNICATIONS
JENNIFER L. RIVERA
Fund Development Assistant
JESSICA DEHONOR
Public Relations and Marketing Associate
PROGRAM SUPPORT
JESSICA FLORES
Program Support Specialist
MARIA RODRIGUEZ
Program Support Specialist
NPHS TEAM MEMBERS
Page 31

©2016 Bank of America Corporation | AR7NWC3L
Proud to
sPoNsor tHE
NEigHborHood
PartNErsHiP
HousiNg
sErvicEs.
Bank of America honors NPHS for helping our
neighborhood grow
Businesses are members of the community, too. The most extraordinary enterprises
take this connection to heart, investing valuable resources to help our neighborhoods
grow.
Bank of America is proud to support NPHS for their dedication to community service
and for playing a vital role in advancing the public good.
Visit us at bankofamerica.com/local
Life’s better when we’re connected®
Residential Lending
Gabriel Gomez
Producing Sales Manager
951-818-5385
Community Outreach
Rossina Gallegos
Director
714-565-5701
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Union Bank is a registered trademark and brand name of
MUFG Union Bank, N.A.

NEIGHBORHOOD PARTNERSHIP HOUSING SERVICES, INC.
CELEBRATORY LETTERS
A LETTER FROM
PAUL WEECH
Dear Friends,
It gives me great pleasure to congratulate Neighborhood Partnership Housing
Services for 25 years of serving the community economic development needs of
California’s Inland Valley.
Since 1991, NPHS has developed innovative, effective solutions to community
challenges. As a result, thousands of people have benefitted through the creation
of financially secure and sustainable homes. In fact, NPHS’ comprehensive
strategy is a model example of thought leadership in neighborhood revitalization.
I congratulate NPHS for its commitment to leading change, building stronger
communities and continuing to create opportunities for economic inclusion for
underserved residents.
Sincerely,
Paul Weech, CEO
NeighborWorks America
CELEBRATORY LETTERS
Page 33

BOARD OF DIRECTORS

NEIGHBORHOOD PARTNERSHIP HOUSING SERVICES, INC.
CELEBRATORY LETTERS
A LETTER FROM
WILLIAM R. BAILEY, III
CELEBRATORY LETTERS
Page 35

CELEBRATORY LETTERS

THANKS,
TO OUR SPONSORS
MADE POSSIBLE BY OUR GENEROUS DONORS
WHERE CONTRIBUTIONS GO.
Net proceeds from NPHS’ 25th Anniversary Benefit
Dinner will fund our Healthy Homes Grant Program.
This program provides low-income homeowners
62 years of age or older, or persons permanently
disabled with mobility disabilities with a $1,500
grant for health and safety home repairs anywhere
within NPHS’ service areas across the Inland Valley.
From first phone call to last inspection, NPHS
coordinators are there to facilitate in every step
and ensures all repairs are performed by licensed
contractors.
HOW THIS HELPS THE COMMUNITY.
The Healthy Homes Grant Program creates safer,
healthier and greener communities across the
Inland Valley. By providing safety grants, greening
and renovating blighted properties, redeveloping
vacant lots, and helping homeowners restore their
homes to healthy, livable conditions, we transform
vulnerable neighborhoods into communities of
opportunity.
INTERESTED IN BECOMING A FUTURE
DONOR?
For information on becoming an NPHS donor,
please contact Victor Ramirez, Vice President of
Strategic Advancement and Communications at
Victor@nphsinc.org.
SPONSORSHIPS & DONATIONS
Page 37

Congratulations NPHS
25 th Anniversary
Thank you for building stronger and
healthier communities and for all you
do to make neighborhoods matter.
pacificwesternbank.com
Member
FDIC
California United Bank
is proud to support
Neighborhood Partnership
Housing Services
at their 25 th Anniversary Benefit Dinner
we thank you for your dedication
to a better, stronger community.
WWW.CUNB.COM

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Member FDIC. (3098502_18872)
Page 39

OPPORTUNITIES FOR SOCIAL
IMPACT INVESTMENT
COMMUNITY INVESTMENT TRUST
The Community Investment Trust serves as NPHS’ CDFI which leverages both public
and private sector investments to finance the organization’s Affordable Housing Fund
for acquisition and construction, and capitalize its Community Lending Fund to provide
financial products serving low to moderate income families.
AFFORDABLE HOUSING FUND
The Affordable Housing Fund supports the construction of new homes, as well as the
acquisition, rehabilitation and resale of single family homes for first-time homebuyers.
Additionally, the fund supports the construction, acquisition and rehabilitation of multifamily
housing as part of NPHS’ affordable rental housing program.
COMMUNITY LENDING FUND
The Community Lending Fund supports NPHS’ homeownership financing program
which includes the Opportunity Down Payment Assistance loan to help families afford
the cost of homeownership. Additionally, the fund supports NPHS’ home improvement
financing program including the new Sojourner Solar loan and Renaissance home repair
programs.

TRANSFORMATIVE CHANGE
BEGINS WITH YOU!
Make a lasting change by considering a social impact investment
into NPHS’ Community Investment Trust.
For further information, please visit:
www.nphsinc.org/community-investment-trust
The printing of this program book was made possible through the generous contribution
of the Federal Reserve Bank of San Francisco.
Page 41

HOPE TO SEE
YOU NEXT YEAR!
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WWW.NPHSINC.ORG