Annual Report 2016

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10 11 VBS Mutual Bank | Annual Report | 2016 People With A Purpose
Page 1 and 2: Annual Report 2016
Page 4: Revamped Branches VBS Mutual Bank |
Page 8: 8 9 VBS Mutual Bank | Annual Report
Page 14: 14 15 INTRODUCTION - 2014-2016 HIGH
Page 18: 18 19 INTRODUCTION Vision A respons
Page 22: 22 23 Board members Belinda Mapongw
Page 26: 26 27 GOVERNANCE The board of direc
Page 30: 30 31 GOVERNANCE Risk appetite and
Page 34: 34 35 CHAIRMAN’S REPORT This is m
Page 38: 38 AUDIT AND RISK COMMITTEE REPORT
Page 42: 42 CHIEF EXECUTIVE OFFICER’S REVI
Page 46: 46 47 financial statements VBS Mutu
Page 50: 50 DIRECTORS’ report 51 - Year en
Page 54: 54 STATEMENT OF FINANCIAL POSITION
Page 58: 58 NOTES TO THE ANNUAL FINANCIAL ST
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62 NOTES TO THE ANNUAL FINANCIAL ST
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Annual Report 2016

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