UKMONEYSITE Precision Case study

Mr Norman Ganning
Sample Portfolio Review
This portfolio analysis report was compiled by the ukmoneysite’s research team. ©ukmoneysite 2016

Introduction to the portfolio review service
Portfolio review key findings
86% of investors state they have
a balanced investment profile
9 in 10 investment portfolios
contain underperforming funds
6 in 10 investment portfolios
assume excess risk
8 in 10 consumer investors site
loss & missed growth as their
primary investment concern
Review service - What’s included
2 branded or unbranded
portfolio reviews per month
1, 3 and 5 year performance
growth and rating of each fund
The position each fund ranked in
their sector for performance
Summary highlighting the
percentage of savings placed in
top, mediocre or poor funds
Volatility analysis & comparison
to your own recommended
portfolios
Portfolio growth & comparison
to your own recommended
portfolios
ukmoneysite, have completed thousands of reviews for consumer
investors with statistics showing that 9 in 10 contain poor performing
funds and 6 in 10 are comprised of an asset allocation model that is not
suitable to that investors personal risk profile.
The ukmoneysite portfolio reviews have proven to be highly effective in
communicating the true performance of an investors existing portfolio -
showcasing, with factual and easy to digest information the potential for
improvement.
For professional financial advisers, this is a highly engaging process that
helps to win trust, showcase their expertise and generate new clients.
The following sample review is based on an actual portfolio provided to
ukmoneysite for analysis by a private investor. Following the review, a
ukmoneysite client executive discussed options for improving that
investors portfolio by either subscribing to the ukmoneysites data service
or by being referred to a recommended local adviser who utilises our
data. Based on the findings from our review, the investor requested to be
referred to a professional adviser to manage over £300,000 of their
savings.
Por$olio review contents
Each portfolio review is comprised of the following three core sections.
1. 1 Fund performance analysis. This section rates and ranks each
individual fund based on how they performed alongside all other
competing same sector funds over the most recent 1, 3 and 5 years.
2. 2 Volatility Analysis. To provide each investor with a visual overview of
the volatility of their existing portfolio, we analyse the volatility of
their portfolio alongside a selection of model portfolios. Each
ukmoneysite model portfolio is comprised only of consistently top
performing funds and follows an asset allocation model as set by the
consumer watchdog Which?
3. 3 Portfolio Growth Analysis. The portfolio growth analysis section
highlights the overall growth achieved by that investors portfolio
over the most recent 1 and 5 year periods and compares this growth
to that achieved by our model portfolios.
Talk To Our Team
All professional advisers who subscribe to the ukmoneysite precision
adviser service will have unfiltered access to our model portfolios. When
utilising the portfolio review service, each adviser can replace the model
portfolios provided by ukmoneysite with their own portfolios should they
choose.

How ukmoneysite.com Rank Performance
ukmoneysite ranks each funds performance based on the colour coded chart below.
Performance Colour Definitions
Funds that achieve Top 25% sector performance (1 st Quartile)
Funds that achieve Second 25% sector performance (2 nd Quartile)
Funds that achieve 3 rd worst 25% sector performance (3 rd Quartile)
Funds that achieve worst 25% sector performance (4 th Quartile)
Based on how they rank over the most recent 1, 3 and 5 year period each fund is then
classified as either a TOP – MEDIOCRE or POOR performing fund.
Top Performing Funds
ukmoneysite classifies a top-performing fund as a fund that has consistently performed better
than 75% of competing funds within the relevant sector.
The funds that consistently achieve top 25% performance (1st quartile) within their sector will
be colour coded purple and ranked as a top-performing fund.
Mediocre Performing Funds
A fund will be classified as mediocre performing if at anytime during the 1, 3 and 5-year period
analysed they had performed worse than the top 25% of competing funds but maintained a
ranking which was better than the remaining 50% of competing funds.
Poor Performing Funds
ukmoneysite classifies a poor performing fund as one which has performed worse than 50%
of competing funds at anytime over the most recent 1, 3 and 5 year periods.

5 Year Vola;lity Analysis
You have informed us that you consider yourself to be a Cautious investor.
The below graph provides a volatility analysis of your existing portfolio over the
most 5 year period (31 st May 2011 to 31 st May 2016) and compares that to the
volatility of our model Moderately Aggressive, Balanced, Cautious and
Defensive portfolios.
Volatility is how sharply and how frequently a fund of share price moves up or
down over a certain period of time. Generally, when investors assume a higher
level of volatility they are either unaware they are doing so, or they are willing to
assume higher risk in the hope of netting extra investment growth.
A. UKMS Moderately Aggressive Portfolio
B. UKMS Balanced Portfolio
C. UKMS Cautious Portfolio
D. UKMS Defensive Portfolio
E. Mr. Norman Ganning Portfolio
The above volatility chart shows that over the most recent 5 year period your
portfolio has assumed a level of volatility that is similar to that of a moderately
aggressive investment profile.
(all ukmoneysite por1olios follow the Which asset alloca7on model and
each are comprised only of consistently top performing funds.)

1 Year Por>olio Growth Analysis
The below portfolio growth analysis highlights the performance growth of your
portfolio over the most recent 12 months (18 th July 2015 to 18 th July 2016).
To compare your portfolios growth during this period we also highlight the
growth achieved by our model Moderately Aggressive, Balanced, Cautious and
Defensive portfolio’s.
A. UKMS Moderately Aggressive Portfolio (24.38%)
B. UKMS Balanced Portfolio (24.13%)
C. UKMS Cautious Portfolio (23.30%)
D. UKMS Defensive Portfolio (17.19%)
E. Mr. Norman Ganning Portfolio (-­‐0.67%)
(all ukmoneysite por1olios follow the Which asset alloca7on model and
each are comprised only of consistently top performing funds.)

5 Year Por>olio Growth Analysis
The below 5 year portfolio growth analysis provides a longer term overview of
the performance growth of your portfolio during the period (18 th July 2011 to
18 th July 2016).
For your 5 year portfolio growth analysis we compare the growth achieved by
your portfolio alongside our model Moderately Aggressive, Balanced, Cautious
and Defensive portfolio’s.
A. UKMS Moderately Aggressive Portfolio (111.18%)
B. UKMS Balanced Portfolio (102.59%)
C. UKMS Cautious Portfolio (90.02%)
D. UKMS Defensive Portfolio (59.65%)
E. Mr. Norman Ganning Portfolio (44.13%)
(all ukmoneysite por1olios follow the Which asset alloca7on model and
each are comprised only of consistently top performing funds.)

Por>olio Performance Summary
There are 10 funds within your existing portfolio. Each of these 10 funds were analysed
and rated based on their comparative performance alongside every other competing
same sector fund over the most recent 1, 3 and 5 years.
From the 10 funds analysed 1 had managed to maintain consistent top performance
(top 75%) during the most recent 1, 3 and 5 year period. This fund was the ‘Jupiter
European’ fund, which managed to consistently outperform 92% of funds in its sector
during the most recent 5 years.
The remaining 9 funds within your portfolio were all classified as poor performing
funds. Each of these funds have performed worse than at least 50% of all other funds in
their respective sectors. The ‘Neptune Japan Opportunities A Acc GBP’ fund performed
worse than 99% of competing same sector funds over the past 5 years. The ‘Investec
American A Hedged Acc GBP’ fund was the worst performing fund in the entire UT
North American sector over the most recent 5 year period.
You have advised previously that you consider yourself to have a Cautious investment
profile. To determine the volatility of your existing portfolio we carried out a 5 year
volatility analysis comparing your portfolios volatility to that of a selection of our top
performing model portfolios. Our analysis established that your existing portfolio is
assuming a level of volatility that is greater than a Cautious profile and similar to that of
a Moderately Aggressive investor.
In order to maximise your investment growth in a manner that is suitable to your risk
profile all funds you invest within should be consistently top performing and fit within
an asset allocation model that is suitable to your ever changing risk profile.

Por>olio Review Service
Win more clients with our comprehensive portfolio review service. Show potential clients the exact ranking and
performance of each of their existing funds. Compare their fund performance and portfolio growth to that of your
recommended portfolio.
As a subscriber to the UKMONEYSITE.COM data service professional advisers have access to 2 comprehensive
branded por$olio reports each month. Each report includes:
• The 1, 3 and 5 year performance of each fund within their portfolio.
• The position each fund ranked in their sector for performance over the most recent 1 and 5 years.
• Rating of each fund based on consistent performance within their respective sectors.
• Summary report highlighting the number of ‘Top’, ‘Mediocre’ and ‘Poor’ performing funds are within their
existing portfolio and the percentage of their monies invested within each.
• Volatility analysis of their existing portfolio with comparisons to that of our model or your recommended
portfolios.
• Portfolio growth comparison of their existing portfolio to that our model or your recommended portfolios.
• Summary of their comprehensive portfolio analysis detailing the overall factual performance of their existing
portfolio
Our portfolio review service is a unique proposition that educates consumer investors, providing them with knowledge
and insights that they previously have not been exposed to. This service is proven to create trust and prompt investors to
make informed decisions about the management of their investment portfolio.
View Sample Por>olio Review

Registering for the precision adviser service
Adviser testimonials
Registration & more information
“Since registering as a partner of
ukmoneysite.com, in October
2015, I have been referred clients
with funds totalling £19million”
Richard (IFA, Derby)
“We have found ukmoneysite to
be an excellent source of High
Net Worth Clients.”
Stefan (IFA, London)
If you are interested in registering for the precision adviser service or
would like to find out more please follow the book consultation link
below and a ukmoneysite client executive will be in touch shortly to
help.
Book Consulta;on
“The portfolio reviews are a great
tool to visually showcase the
comparative growth of a
prospects existing portfolio and
my recommended portfolio. It
removes any doubt in their mind
and has helped me win 3 clients
in 2 months.”
Clayton (IFA, Glasgow)
“I have been an IFA for over 16
years and have invested quite
significantly over the years in
various marketing and paid lead
programs, which personally I
found unrewarding.
ukmoneysite.com, have created
a model that creates genuine
value for investors, the by
product of which is highly
engaging and rewarding
referrals.
Nathan (IFA, London)

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