Workbook

WHY LIVING BENEFITS?
If you have someone who depends on you financially, you need life insurance. Most people
purchase life insurance to provide a legacy of security to their loved ones at the time of their
death. Doesn’t it make sense for the benefits to be available for you if you need them while
you’re still living?
With Living Benefits, you have the power to accelerate your death benefit while you’re still living
if you suffer a heart attack, cancer diagnosis, stroke, or any other critical, chronic, or terminal
illness. This ability can help save your financial life, and helps protect you from the cause of 60%
of all bankruptcies in the U.S. every year – medical bankruptcy following a critical illness.
Shouldn’t you have the option to access your death benefit when you need it most?
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