December 2011 - The Bulletin Magazine
December 2011 - The Bulletin Magazine
December 2011 - The Bulletin Magazine
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www.<strong>The</strong><strong>Bulletin</strong><strong>Magazine</strong>.com<br />
THE<br />
<strong>Bulletin</strong><br />
EAST GWILLIMBURY’S COMMUNITY MAGAZINE<br />
Holiday Cacti<br />
Can Live for<br />
Decades<br />
© JW Photography<br />
PLUS Chocolate Covered Circles:<br />
Fruit Jellies Christmas <strong>2011</strong><br />
<strong>December</strong> <strong>2011</strong> Issue 10 Volume 14
Sharon Temple National Historic Site<br />
and Museum<br />
presents<br />
Darryl Withrow<br />
co-author of<br />
From Hands Now Striving to be Free<br />
Wednesday, February 8, 2012<br />
7:30 p.m.<br />
Admission $10 in support of Sharon Temple<br />
An interactive presentation about the boxes<br />
crafted by prisoners following the Rebellion of 1837<br />
Examples from the Sharon Temple collection<br />
will be on display<br />
www.sharontemple.ca<br />
Sharon Temperance Hall, 18990 Leslie Street<br />
Outdoor<br />
Skating<br />
on Main<br />
Street<br />
Kelly Ewing with her children Liam and Sophie at the<br />
Main Street, Mount Albert outdoor rink last February.<br />
<strong>The</strong> photos were taken after a snow storm leaving<br />
behind 6 inches of snow, so the background is a winter<br />
wonderland!<br />
Here’s to hoping that the rink this winter will be in<br />
great shape for family and player enjoyment all<br />
winter long!<br />
Bring your family<br />
over to our house<br />
for Christmas.<br />
A special Music Presentation just for you –<br />
“A Christmas Cantata”<br />
Christmas Eve at 6:30 pm<br />
Candlelight Communion at 10:00 pm<br />
Mount Albert United Church<br />
41 Alice Street, Mount Albert<br />
www.mauc.ca<br />
Submitted by Jack Parr
IN EACH ISSUE<br />
6 WHAT’S ON <strong>December</strong><br />
Community events you don’t<br />
want to miss<br />
contents<br />
8 Chocolate Covered Fruit Jellies<br />
In the Kitchen with Moira Sanders<br />
12 EG Athletes<br />
Reports and news<br />
14 Circles: Christmas <strong>2011</strong><br />
By Vicki Pinkerton<br />
16 Decorating<br />
By Susan Crema-Martin<br />
20 Wellness<br />
Holiday Nutrition Advice from Dad<br />
24 In the Garden<br />
Holiday Cacti Can Live<br />
for Decades<br />
26 Tax Tips<br />
CPP: Salary or Dividend<br />
1st Sunday of each month<br />
Food Bank<br />
at Mount Albert U.C.<br />
41 Alice Street, Mount Albert<br />
Please bring non-perishable items for<br />
the Food Bank. All food bank items<br />
will be going to Mt. Albert to feed<br />
the people of East Gwillimbury.<br />
FEATURES<br />
11 @ the LIBRARY news<br />
What’s happening at EG libraries<br />
28 Tis the Season<br />
Greetings from local<br />
merchants & friends<br />
This month’s contributors:<br />
Moira Sanders, Vicki Pinkerton,<br />
Susan Crema-Martin, Anne Hill,<br />
Brandi McCarthy, Gerri Sefi, Ian Hawkins,<br />
Mary Lou Swanson<br />
Next issue: February 2012<br />
EACH ISSUE DELIVERED BY<br />
CANADA POST<br />
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Everything we sell is grown on<br />
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<strong>The</strong><strong>Bulletin</strong><strong>Magazine</strong>.com <strong>December</strong> <strong>2011</strong> 3
Well once again we are nearing the end of a year... <strong>2011</strong> seemed to have flown by - where does<br />
the time go?<br />
I don’t suspect that there is any reasonable explanation other than our lives are filled with busy<br />
schedules... whether it be work, school, family or children, we all have too much on our plate. So how do we fix it...<br />
is there an answer? A book “CrazyBusy: Overstretched, Overbooked and About to Snap” by Edward M. Hallowel<br />
states, “You can feel like a tin can surrounded by a circle of a hundred powerful magnets”. “Many people are<br />
excessively busy because they allow themselves to respond to every magnet: tracking too much data, processing too<br />
much information, answering to too many people, taking on too many tasks,” “all in the sense that this is the way<br />
they must live in order to keep up and stay in control. But it's the magnets that have the control.”<br />
Something for all of us to think about!<br />
I don’t usually make a New Year’s resolution, my belief is that we should set goals (personal) and focus on one at a<br />
time. When you’ve reached that goal... move on to another. This year if feel the need to start off fresh in a new year,<br />
so I will have my resolution in mind when the clock rolls over at midnight.<br />
For those that sent well wishes for Ross’ dad, thank you. He is thankfully hanging in there and we are taking one day<br />
at a time... hoping for another.<br />
To all of our readers, contributors, friends and family have the merriest Christmas and Happy New Year!<br />
THE<br />
Editors’ Note<br />
EDITOR/PUBLISHER<br />
CHRISTINE BENNS<br />
info@thebulletinmagazine.com<br />
905-473-9742<br />
ADVERTISING SALES<br />
JULIE SMITH<br />
julie@thebulletinmagazine.com<br />
905-473-9788<br />
MAILING ADDRESS:<br />
4819 Holborn Road, Mount Albert, ON L0G 1M0<br />
Christine Benns<br />
<strong>Bulletin</strong><br />
EAST GWILLIMBURY’S COMMUNITY MAGAZINE<br />
WWW.THEBULLETINMAGAZINE.COM<br />
<strong>The</strong> <strong>Bulletin</strong> <strong>Magazine</strong> is published monthly 10 times per year, by<br />
Creative Graphics, 4819 Holborn Road, Mount Albert, ON L0G 1M0.<br />
Acceptance of advertising does not carry with it endorsement by the publisher.<br />
Opinions expressed by <strong>The</strong> <strong>Bulletin</strong> or any of its authors do not necessarily<br />
reflect positions of Creative Graphics.<br />
No part of this publication can be reproduced in any form without prior written<br />
consent from the publisher. We strive for accuracy and safety in presenting<br />
articles and photos. <strong>The</strong> publisher will not be responsible for advertising errors<br />
beyond the cost of the space occupied by the error.<br />
Contents copyright <strong>2011</strong>. All rights reserved.<br />
4 Merry Christmas to All!
<strong>2011</strong> East Gwillimbury<br />
Chamber of Commerce<br />
Spirit of Success<br />
Business Awards<br />
were presented to the following on<br />
Friday, November 4, <strong>2011</strong><br />
For All Occasions Gift Baskets Excellence<br />
in Small Business Award <strong>2011</strong> sponsored<br />
by: <strong>The</strong> ERA<br />
Home Hardware Building Centre<br />
Excellence in Large Business Award <strong>2011</strong><br />
sponsored by: Floyd Preston Limited<br />
<strong>The</strong> Ladle Restaurant<br />
Best New Venture/Start Up Award <strong>2011</strong><br />
sponsored by: South Lake Community<br />
Futures Development Corporation<br />
Four Hundred Auto Wreckers (Canada)<br />
Ltd. – Environmental Business of the Year<br />
Award <strong>2011</strong><br />
sponsored by: TD Canada Trust<br />
Mount Albert Royal Canadian Legion<br />
Business Community Service Award <strong>2011</strong><br />
sponsored by: East Gwillimbury Business<br />
Development Committee<br />
<strong>The</strong> Roast of Sharon – Young Entrepreneur<br />
of the Year Award <strong>2011</strong> – sponsored by:<br />
Workforce Planning Board of York Region &<br />
Bradford West Gwillimbury<br />
Marilyn Payne, Professional Dental<br />
Hygiene Services – Entrepreneur of the<br />
Year Award <strong>2011</strong>– sponsored: by RC<br />
Environmental<br />
Congratulations to all nominees and<br />
winners.<br />
•Renovations •Decks and Fences •Basements<br />
•Plumbing •Bathrooms •Electrical<br />
•Flooring •Soffit, Siding, Fascia •Roofing<br />
•Handy Man jobs •Kitchens Installations<br />
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ASK me: I’ll tell you about discounts on your Avon orders?<br />
Deal of the Day & Gift Baskets available<br />
Call me about your Fundraising Needs<br />
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Your East Gwillimbury Avon Lady<br />
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<strong>The</strong><strong>Bulletin</strong><strong>Magazine</strong>.com <strong>December</strong> <strong>2011</strong> 5
Now until <strong>December</strong> 25th<br />
East Gwillimbury Fire Hall Food and Toy Drive<br />
All Fire Halls in East Gwillimbury<br />
(Mount Albert, Holland Landing, Queensville)<br />
Drop off non-perishable food and toys. Get into the<br />
Holiday Spirit by donating and help local families in<br />
need.<br />
Tuesdays @ 11 am and Wednesdays @ 7 pm<br />
Yoga Classes for MS clients<br />
and their support teams. FREE<br />
MS Society of York. 905-830-4950<br />
MS Board Office, 17665 Leslie Street, Newmarket.<br />
1st Thursday of every month<br />
Seniors Luncheon 55+<br />
11:30, Come and enjoy a delicious lunch with a<br />
good old hymn sing and embrace God’s word. 905-<br />
473-3227, www.hillsidechurchmountalbert.com<br />
2nd and 4th Wednesday of each month<br />
Euchre at North Union Community Center<br />
2624 Boag Road east of Woodbine Ave.<br />
7.30pm – all you people that like to play Euchre -come<br />
on out and have some fun. Admission $2.00<br />
include coffee and snacks -- 905 478 4947<br />
WHAT’S ON<br />
Saturday, <strong>December</strong> 3<br />
Meet the Artists<br />
Newmarket <strong>The</strong>atre, 505 Pickering Cres., Newmarket<br />
Free admission and NO HST. 1:00 pm to 4:00 pm<br />
Artists from the East Gwillimbury Group of Artists will<br />
display tables of original greeting cards, book marks,<br />
photography and a new selection of paintings for<br />
Christmas giving. Enjoy complimentary "Red Cardinal<br />
Punch" and festive baking while listening to the<br />
sounds of Christmas music. Show and Sale will<br />
continue until <strong>December</strong> 17 (visit Monday - Friday<br />
from 1 - 5pm or Saturdays, noon to 4pm)<br />
Monday, <strong>December</strong> 5<br />
East Gwillimbury Group of Artists: Christmas Art<br />
Show and Sale<br />
Holland Landing C.C., 19513 Yonge Street<br />
Original artwork, photography, bookmarks, greeting<br />
cards (seasonal, one-of-a-kind, and others) will be on<br />
display and for sale. Free Admission and NO HST.<br />
Thursday, <strong>December</strong> 8<br />
Rick Hansen 25th Anniversary Relay<br />
10:30 am, Town Hall 19000 Leslie Street, Sharon<br />
Rick Hansen will not personally be attending.<br />
Saturday, <strong>December</strong> 10<br />
Lunch with Santa and Talent Contest<br />
Join Santa at 12 noon for a pancake lunch at the<br />
Mount Albert Canadian Legion, 31 Princess Street.<br />
At 1 p.m. an open fun amateur talent contest for<br />
children ages 5-14: musicians, magicians, dancers<br />
and singers welcomed. We are still looking for<br />
contestants to fill our schedule. Donation of non<br />
perishable food item for local food bank<br />
Pre-registration required 905-960-9186.<br />
Saturday, <strong>December</strong> 10<br />
Holiday Parties at Your Library<br />
Come to the Library for holiday fun with crafts,<br />
stories and singing.<br />
Mount Albert Branch — at 11:00 a.m.<br />
Holland Landing Branch — at 1:30 p.m.<br />
Saturday, <strong>December</strong> 10<br />
Family Christmas Fun Day<br />
York North Chapter of the MS Society. 17665 Leslie<br />
Street, Newmarket, Unit 7. Join us from 2 - 5 pm for<br />
crafts and refreshments. 905-830-4950.<br />
Saturday, <strong>December</strong> 10<br />
ELF DAY<br />
Sharon Public School, 18532 Leslie Street<br />
Let our elves “Wrap Up” your holidays!<br />
9 am to 1 pm. Pancake Breakfast, Gift Wrapping,<br />
Bake Sale, Fresh Trees, Vendors, Crafts, Movies for<br />
Kids and much more. This event is for raising money<br />
for music, arts, sports and technology programs at<br />
the school.<br />
6 Merry Christmas to All!
Sunday, <strong>December</strong> 11<br />
Healing Service, 7:00 pm<br />
Saturday, <strong>December</strong> 24, Christmas Eve Service, 7 pm<br />
Holt Free Methodist Church<br />
www.holtfmc.webs.com, 19198 McCowan Road<br />
(just North of Mt. Albert Road) 905-473-3783.<br />
WHAT’S ON<br />
Tuesday, <strong>December</strong> 13<br />
York Simcoe Naturalists Club Meeting<br />
Guest Speaker: Kevin Shackleton: His trip to Central<br />
America, Tishita Jungle Lodge: a cure for Nature Deficit<br />
Disorder. 7:30 pm<br />
20 Oak Street, River Drive Park Community Centre in<br />
East Gwillimbury. www.ysnaturalists.ca<br />
Please lug a mug.<br />
Saturday, <strong>December</strong> 10<br />
East Gwillimbury TRAILS WALK<br />
Scott-Zephyr Trail<br />
Meet at parking lot on north side of Holborn Road,<br />
east of Highway 48. 9:00 am.<br />
<strong>December</strong> 21, 22, 23 & 24<br />
ANNUAL NATIVITY PAGEANT<br />
<strong>The</strong> Church of Jesus Christ of Latter-day Saints, in cooperation<br />
with the Town of Newmarket, presents the<br />
annual Christmas Pageant, “A Journey to Bethlehem”.<br />
Fairy Lake Park, Water St. Performance is repeated<br />
twice each evening 7 p.m. & 8 p.m. <strong>The</strong>re is only one<br />
show on Dec. 24 Christmas Eve at<br />
7 p.m. Featuring a live cast and real animals<br />
representing the nativity scene and<br />
birth of Jesus Christ as told in the New Testament.<br />
Dress warmly and allow for a 20-minute walk.<br />
Admission is free.<br />
Saturday, <strong>December</strong> 31<br />
Celebrate New Year’s Eve with Tim Hortons First<br />
Night in Newmarket.<br />
800 Mulock Drive, Magna Centre. 5 to 9 pm<br />
Live outdoor family entertainment, horse drawn<br />
wagon rides, free skating and swimming. Enjoy a<br />
train ride on Tim Hortons Express (owned and<br />
operated by the Town of Newmarket). At the end<br />
of the evening be dazzled by the Grand Finale<br />
Countdown at 9 p.m.<br />
Saturday, <strong>December</strong> 31<br />
New Year’s Eve Celebrations<br />
8 pm-Midnight at the Newmarket Riverwalk<br />
Commons, Doug Duncan Drive. Presented by the<br />
Newmarket Main Street BIA. Bring your family and<br />
friends for an evening of skating, band music,<br />
wagon rides and refreshments. Free. For more<br />
information please visit<br />
ww.newmarketmainstreet.com<br />
Saturday, <strong>December</strong> 31<br />
New Year Eve Dance<br />
Come celebrate the New Year 2012<br />
Mount Albert & District Legion<br />
31 Princess Street, Mount Albert<br />
8 p.m. to 1 a.m.<br />
Dancing to a DJ, Party Favours, Buffet<br />
$45 per couple $20 per single<br />
To reserve tickets: 905-473-2565, leave a message<br />
or 905-715-1212<br />
HOLIDAY HOURS @ your LIBRARY<br />
Christmas Eve Saturday, <strong>December</strong> 24 at 1:00 p.m.<br />
Christmas Day Sunday, <strong>December</strong> 25 - Closed<br />
Boxing Day Monday <strong>December</strong> 26 - Closed<br />
Monday <strong>December</strong> 27 - Closed<br />
New Year's Eve Saturday, <strong>December</strong> 31 at 1:00 p.m.<br />
New Year’s Day Sunday, January 1 - Closed<br />
CHECK OUT PAGE 11 FOR DECEMBER EVENTS<br />
<strong>The</strong><strong>Bulletin</strong><strong>Magazine</strong>.com <strong>December</strong> <strong>2011</strong> 7
IN THE KITCHEN<br />
with Moira Sanders<br />
Giving homemade candy at Christmastime is a delicious<br />
way of spreading holiday cheer. <strong>The</strong>se candies taste very<br />
similar to the well-known chocolate bar, Big Turk, but<br />
without any of the stuff they put in there to make it last years<br />
rather than weeks. I make these with my homemade crabapple<br />
jelly and they end up being a pretty pink colour<br />
(which is perfect against the chocolate brown!). Any flavour<br />
of jelly will work, however, and store-bought is fine. Many<br />
candy recipes call for a candy thermometer, but not this one.<br />
Just bring the jelly mixture to a boil and cook it for two<br />
minutes. Very easy and when I bit into my first piece, I went<br />
a little weak in the knees. Imagine making your friends and<br />
family go weak in the knees with your holiday gifts this<br />
year. Joy to the World!<br />
Chocolate-Covered Fruit Jellies<br />
1 cup jelly, homemade or store-bought, your favourite<br />
flavour<br />
½ cup water<br />
¾ cup granulated sugar<br />
2 (1/4 ounce) envelopes unflavoured gelatine<br />
¼ tsp citric acid (available at the Bulk Barn)<br />
Dipping Chocolate (for the simplest dipping chocolate, try<br />
Merkens chocolate wafers from the Bulk Barn)<br />
Icing sugar<br />
Butter or spray a loaf pan and set aside. In a medium<br />
saucepan, combine the jelly, water, sugar, gelatine, and<br />
citric acid. Place over medium heat and stir constantly<br />
with a wooden spoon until the mixture comes to a boil.<br />
Boil for 2 minutes, stirring constantly. Pour into the<br />
prepared pan. Refrigerate for 3 hours or until firm.<br />
Using a spatula, flip the candy out onto a piece of waxed<br />
paper or parchment. Cut into 1-inch squares. Melt the<br />
chocolate in a bowl set over simmering water. Use<br />
bamboo skewers or strong toothpicks to dip each piece<br />
into the chocolate and then set on parchment paper. Allow<br />
to set and store in an airtight container for up to a few<br />
weeks.<br />
Moira Sanders has made a career of<br />
food which gives her inspiration for her<br />
local cooking classes, her website<br />
www.moirasanders.com, and cooking for<br />
her busy family. Moira co-wrote the<br />
award-winning cookbook "<strong>The</strong> Harrow<br />
Fair Cookbook" published by Whitecap<br />
Books. Moira can be reached at<br />
moira@moirasanders.com.<br />
8 Merry Christmas to All!
<strong>The</strong><strong>Bulletin</strong><strong>Magazine</strong>.com <strong>December</strong> <strong>2011</strong> 9
From all of us at<br />
Royal Le Page at Your Service Realty,<br />
Holland Landing Branch<br />
8 Bradford Street, Holland Landing<br />
905-836-6315<br />
905-478-4022<br />
OPEN 7 DAYS A WEEK • 10 - 6<br />
May the joy of Christmas be<br />
yours this season and in the<br />
coming year. 16,000 sq.ft. OF QUALITY ANTIQUES & COLLECTIBLES<br />
Free Ballot for a Shopping Spree<br />
Valid until <strong>December</strong> 20, <strong>2011</strong><br />
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E-mail: contact@queensvilleantiquemall.com<br />
www.queensvilleantiquemall.com<br />
Season’s Greetings from<br />
our families to yours!<br />
Virginia, Cathy, Marlene, Tara, John,<br />
and staff at the Town of East Gwillimbury<br />
10 Merry Christmas to All!
@<br />
Bedtime Stories: Drop by and join Ms. Jodi &<br />
Ms. Mary Ann for bedtime fun!<br />
All Ages! (with adult)<br />
Mount Albert Branch – Wednesday, <strong>December</strong> 14<br />
at 7:00 p.m. *No registration required.<br />
CIRCLE OF READERS @ Mount Albert Branch<br />
will be held on Dec. 7th from 7-8 p.m.<br />
Grades 1-4<br />
This program is designed to build confidence in the<br />
reluctant or hesitant reader by setting goals and<br />
keeping track of their progress in a book. Through<br />
interacting with their parent and other children, the<br />
child will soon build confidence and learn to read<br />
out loud in a group or at school. When they reach<br />
their goal, there will be a celebration party (pizza or<br />
ice cream) To register, please call 905-473-2472<br />
(Mount Albert) or email Acting Children's<br />
Coordinator, Heather @ halblas@primus.ca This<br />
program is free.<br />
Saturday Crafty Kids:<br />
Join us for a messy morning of fun!<br />
Holland Landing Branch - <strong>December</strong> 17 at<br />
10:30 a.m.<br />
Mount Albert Branch – <strong>December</strong> 3 at 10:30 a.m.<br />
Ages: 3 - 8 years (with adult) Please register.<br />
NEW Tween Advisory Board: Are you interested<br />
in meeting tweens and helping the Library?<br />
Check out the Tween Advisory Board on<br />
Wednesday, <strong>December</strong> 14 from 4 -5 p.m. at the<br />
Tues to Thurs 10am to 8pm<br />
Friday 10am to 5pm<br />
Saturday 10am to 4pm<br />
Sunday 1pm to 5pm<br />
(mid-Oct to mid-May)<br />
Holland Landing Branch<br />
19513 Yonge Street<br />
(905) 836-6492<br />
the LIBRARY news<br />
Mount Albert Branch. Ages 9 - 12. For more<br />
information, contact Mary Ann at<br />
mareilly@primus.ca. Please register.<br />
TEEN Volunteer Opportunity: Need community<br />
service hours? Join the Teen Advisory Board! We<br />
meet every 2nd Tuesday of the month. Drop in and<br />
see what we’re about.<br />
Next meeting: <strong>December</strong> 14 at 7 p.m. at the<br />
Holland Landing Branch. For more information,<br />
contact Heather at halblas@primus.ca.<br />
Cookie Decorating Program: Celebrate the final<br />
days of the season by decorating your own cookies.<br />
Ages 4 and up (with adult).<br />
Mount Albert Branch - Thursday, <strong>December</strong> 29 at<br />
10:30 am<br />
Holland Landing Branch - Friday, <strong>December</strong> 30 at<br />
10:30 am<br />
Groove & Play: Discover the joys of music with your<br />
child. Mount Albert Branch - Saturday, <strong>December</strong><br />
17 at 10:30 a.m. Ages: 1 - 5 years (with adult)<br />
Please register.<br />
Registration is required at least one week in<br />
advance for ALL Programs, unless otherwise noted.<br />
For<br />
more info and learn about<br />
other programs visit<br />
www.egpl.ca<br />
Tues to Thurs 10am to 8pm<br />
Friday 10am to 5pm<br />
Saturday 10am to 4pm<br />
Sunday 1pm to 5pm<br />
(mid-Oct to mid-May)<br />
Mount Albert<br />
19300 Centre Street<br />
(905) 473-2472<br />
<strong>The</strong><strong>Bulletin</strong><strong>Magazine</strong>.com <strong>December</strong> <strong>2011</strong> 11
EG ATHLETES<br />
Fulfilling Dreams<br />
Dylan Wallace has lived in Holland Landing his whole life. He started in EG<br />
Athletics at the age of 4 when he joined house league soccer. Even though he had<br />
learned to skate at age 3 in the local skating program at the Sharon arena, he did<br />
not start playing hockey until age 7 when he started playing 3-on-3 in the summer<br />
and EG house league in the fall of 2002. He then progressed quickly, playing for<br />
the EG 'A' team the following year (his team won the York-Simcoe championship),<br />
then York Simcoe Express AAA for the following 7 years (his team won back-toback<br />
OMHA championships and made the finals every year but one). Dylan is a<br />
left-shooting forward, his strengths being extreme lunge, deceptive speed, quick<br />
release and ability to score. Over the years he has consistently averaged between 1<br />
and 2 points per game.<br />
In 2010 he was chosen as a centre for the U16 Team OMHA, which beat the GTHL<br />
to win the Ontario Championship. He was interviewed on the telecast of one of the games for getting the gamewinning<br />
goal.<br />
Over the years, Dylan has also excelled at school sports, coming first in York Region in running long jump,<br />
high jump, and coming first in the Northern York area in badminton, triple jump, and helping his teams win<br />
the area in relay, volleyball and basketball. He also consistently maintained his Ontario scholarship status.<br />
Two of his proudest moments were when he was awarded the Male Athlete of the Year at Holland Landing<br />
Public School in 2009, and just recently the Junior Male Athlete of the Year at Denison High School.<br />
In May <strong>2011</strong>, one of his dreams came true when he was drafted to the OHL Windsor Spitfires (their 5th pick<br />
in the 7th round).<br />
He is currently very proud to be playing for the Aurora Tigers Jr A team, one of their two 16-year olds on<br />
the roster.<br />
Dylan still enjoys playing pickup hockey and ball hockey on the street with friends, and still holds onto his<br />
dream of one day possibly having the honour of playing in the NHL. But the most important thing to him is<br />
his conviction to do his best at whatever he does, and hoping that good things come of it.<br />
Calling All E.G. Athletes... any age, team or individual!<br />
<strong>The</strong> <strong>Bulletin</strong> along with the assistance of Owen M. Smith are looking for reasons to celebrate the successes of E.G.<br />
athletes. Share your story with our readers. Contact info@thebulletinmagazine.com or osmith@dundeewealth.com -<br />
please put EG Sports in the subject line.<br />
12 Merry Christmas to All!
East Gwillimbury Skating Club<br />
are all set for the EG Santa Claus Parade on Sunday, November 20 in Holland<br />
Landing. Don’t forget to join the club on Saturday, <strong>December</strong> 17 for the Annual<br />
Santa Skate. www.egskatingclub.com<br />
Holiday Skating<br />
Schedule<br />
Adults $2, Youth (under 16) $1<br />
East Gwillimbury Sports Complex<br />
<strong>The</strong><strong>Bulletin</strong><strong>Magazine</strong>.com <strong>December</strong> <strong>2011</strong> 13
Circles:<br />
Christmas <strong>2011</strong> By Vicki Pinkerton<br />
Christmas. Humans have been celebrating the lengthening of the days and the birth of a baby in a manger for<br />
thousands of years. In cold climates, it has been an occasion to snuggle near the fire telling stories and building<br />
traditions. As everything changes, so too does Christmas. I'm sure it is not the same as it was when I was a girl. <strong>The</strong><br />
Saturday before Halloween, I found myself in a toy store picking up a monster magnifying glass. While I was there,<br />
the staff was shoving Halloween decorations into a big garbage bag and pulling smiling Santas, reindeer and<br />
snowflakes out of a box. "You're kidding," I said, "it's way too early." Two of the workers disagreed with me, "it's<br />
never too early," I was told. <strong>The</strong> other just raised his eyebrows.<br />
As I drove home that day, I was nostalgic about the loss of Christmas past and the way the whole thing seems to have<br />
shifted its meaning, so I decided to do a little investigation. I called Ormond Toole and Ramona Paisley, two longtime<br />
residents of our area and Katarina Martynuik, a 10-year-old grade 5 student from Mount Albert Public School to give<br />
me their perspectives of Christmas. Here is some of what I learned.<br />
Ormand Toole's family has lived on a farm just outside of Mount Albert for 5 generations. He has been there for 92<br />
years. When I asked him about Christmas, he smiled. He remembered the Christmas tree, beautiful but not yet<br />
twinkling with electric lights. He told me that they didn't get many presents and what they did, was mainly clothing.<br />
One year, he remembered, he got the sleigh he had been wanting. <strong>The</strong> best and closest hill around was the Mount<br />
Albert hill and he still remembers the cold, mile, long trek to get there. It was worth it. On Christmas day, his dad<br />
would hitch up the team and the family would pile into the cutter to head for Mount Albert for Christmas Dinner<br />
with family. He can still bring to mind his excitement at getting oranges and bananas; real treats at that time and of<br />
course the rich Christmas cake made by his mother every year. Thinking back, he said the best part of the season was<br />
the time spent with family.<br />
Ramona Paisley is also a long time resident of the area and she remembered the school Christmas Concert as being<br />
the highlight of the season. She went to a one room grade 1-8 schoolhouse. Everyone had a part from the youngest<br />
to the oldest. <strong>The</strong>re were plays, poetry readings, recitations and music. One year her older sister did a long and<br />
complicated recitation all from memory. Today, she is still impressed at her sister’s ability to remember the whole<br />
thing and perform it flawlessly.<br />
Ramona's dad worked for Oldham's trucking company taking livestock to market in Toronto. When Christmas was<br />
coming he would do some special shopping in the city and come home with a 10 lb bag of peanuts in the shell and<br />
a smaller bag of mixed nuts for the season. Oranges, bananas and nuts would all be out along with some wonderful<br />
candies that only seemed to be available for Christmas. <strong>The</strong>y were so good.<br />
On Christmas morning she and the kids would jump out of bed early to peek at the tree. What had Santa brought?<br />
Often it was clothing. She doesn't think there was much wrapping done in those days and she remembers one year<br />
finding a beautiful new dress hung in the branches of the tree. When her parents finally got out of bed, there were<br />
barn chores to be done and then her mother would put the goose into the oven of the wood stove. Later the cooked<br />
goose and food goodies were bundled up and everyone headed for the family Christmas just south of Sandford. What<br />
merriment as 13 cousins found themselves together for dinner and the afternoon.<br />
She told me that her family always had a car, although sometimes the horses were still hitched up to make the trip<br />
depending on the weather. One Christmas she remembers her Dad and brothers shoveling out the road in front of her<br />
house to get to Davis Drive so they could make their way to the festivities. <strong>The</strong> big meal would be eaten at noon,<br />
14 Merry Christmas to All!
then the women would do the dishes and the kids would romp enjoying each others company. All day, oranges,<br />
bananas, dishes of nuts and candies would be available. Late in the afternoon, leftovers would be put out for anyone<br />
with any appetite left. After it was all over, everyone was bundled up again to head home for evening chores. It was<br />
a perfect day and repeated, without the gifts, New Years Day at a different family home.<br />
Katarina Martynuik is 10 years old with a younger sister<br />
named Payten. <strong>The</strong>y live in Mount Albert. “Christmas trees,”<br />
she told me. “When I think of Christmas I think of a<br />
beautiful Christmas tree decorated with red and green with<br />
a star on top.” She also dreams of snow for Christmas and<br />
Santa. In her family, she told me, the tree goes up near the<br />
beginning of <strong>December</strong>. This year is the first year that they<br />
will have a real tree and she is looking forward to searching<br />
out the perfect one. She will help her mom with the<br />
Christmas baking, which will include chocolate chip<br />
cookies, shortbread and of course, a gingerbread house.<br />
<strong>The</strong>re will be lots of Christmas music. Her favourite part of<br />
Christmas is the coming of family from all over the country<br />
and sometimes even from Germany. This year they are<br />
expecting aunts and uncles from Vancouver and Powell<br />
River in BC. Opa is from Germany so they open presents<br />
Christmas Eve in the German tradition. Christmas morning<br />
Opa will be in the kitchen whipping up his specialty, delicious, light, fluffy, Christmas waffles.<br />
This year Katarina helped Payten write a letter to Santa and she added her own Christmas wish at the very end. She<br />
only really wants one present this year and she is hoping that Santa, maybe with the help of her Mom, will be able<br />
to manage. It isn't the presents that make Christmas her favourite time of the year. It is getting together with family,<br />
the laughing and the feeling everyone gets being together.<br />
This was a great project for me. I loved being immersed in the memories of Christmas. As I write this, it is still<br />
November but in my heart it is Christmas. I am feeling the spirit in a different way than I did in the toy store at<br />
Halloween. I have realized through meeting Ormand, Katarina and Ramona that although things have changed, the<br />
important things still remain. <strong>The</strong> gifts might be different but it is the time with family that is important … and the<br />
food. It is the smells of Christmas, the laughter, the oranges, bananas, baking and the nuts. I am still carrying<br />
something Ramona said just before I walked out her door into a crisp, starry night. She had just been telling me how<br />
her whole family gathers in her home for Christmas dinners now and I asked, is there anything that you miss about<br />
the Christmases of long ago? “No,” she told me, “I live them again every year.”<br />
“I live them again every year.” It echoes in my mind still. And so we do, in our memories and in our actions through<br />
the season. So Merry Christmas everyone. I will see you again next year.<br />
Note: Not all of us have the same happy memories from Christmases past. <strong>The</strong>re are still opportunities to help<br />
families who are not able to have an abundant Christmas this year. If you can, share with someone who doesn't have<br />
as much. A small act of kindness can make a large difference.<br />
Vicki Pinkerton lives on a small farm just outside of Mount Albert when she is not driving the roads of Canada.<br />
She is a practicing life coach, a writer and adventurer who wonders about many things.<br />
www.questacrosscanada.com or lifelinescoaching.org<br />
Where do you see community? What makes it work? Let me know.<br />
Email egbulletin@rogers.com and put Circles in the subject line.<br />
<strong>The</strong><strong>Bulletin</strong><strong>Magazine</strong>.com <strong>December</strong> <strong>2011</strong> 15
decorating<br />
Does New Carpet Really Help Sell a Home?<br />
By Susan Crema-Martin<br />
New flooring makes a crucial first impression on prospective buyers and brings a property closer to being move<br />
in ready. I often have to face clients that do not want to replace flooring because they think it will be easier for<br />
the next person who buys their house to pick what they want. I quickly ask them if they like the “honey do list”,<br />
and I usually hear, “oh no! I have done that before and I want a place where I don’t have to do all that work”.<br />
<strong>The</strong>refore, it is important for a professional to look at different options when it comes to flooring to help reduce<br />
the risk of a large price reduction when a property goes on the market.<br />
Some popular types of flooring are hardwood, bamboo, cork, linoleum, laminate, stone and cozy carpeting.<br />
Carpeting is still a very cost effective way to cover large areas of flooring. Carpeting today can make any room<br />
feel warm, rich and inviting, dampen noise, provide a soft and comfortable underfoot, as well as being<br />
non-allergenic. Frances McConnell, at KMS Flooring in Newmarket suggests the following:<br />
3 types of carpeting:<br />
FRIEZE: cut pile carpet made with twisted fibre; has a slightly informal look and hides multitude of sins<br />
which is great for high traffic areas and will not show footprints; available in a large range of colours and patterns<br />
BERBER: cost effective; typically was multi coloured, but now comes in many solid colours; great for wear<br />
and tear; made of olefin which makes it easy to clean<br />
SEMI-TRACKLESS: this style of carpet hides footprints; flat and tight carpeting that does not show marks;<br />
popular for hall and stair installations.<br />
HomeGain statistic for replacing or shampooing carpets, on an average cost $400-$500, can increase your home<br />
price between $1000-$1500, which is a 295% (ROI)return on investment.<br />
Let’s Cozy up for winter…<br />
This York Region property sold in 4 days for 100% of the list price, June <strong>2011</strong> – staging works<br />
Left:<br />
before<br />
Right:<br />
After with<br />
new carpet<br />
and fresh<br />
paint!<br />
Susan Crema-Martin is a Certified Master Canadian Staging Professional – CCSP Mentor<br />
If you have a question for Susan, send your questions to: info@thebulletinmagazine.com<br />
16 Merry Christmas to All!
<strong>The</strong><strong>Bulletin</strong><strong>Magazine</strong>.com <strong>December</strong> <strong>2011</strong> 17
By Anne Hill<br />
hort happenings<br />
<strong>December</strong> News<br />
Last month I mentioned that Project Feederwatch was<br />
about to start for the season and I’ve had an exciting first<br />
count! For the first time ever a red-bellied woodpecker<br />
has been coming to the peanut feeder – this large<br />
handsome bird has not typically come this far north. It got<br />
me thinking about the changes we see from year to year as<br />
the climate changes. <strong>The</strong>re are still annuals, including<br />
snapdragons, in flower and the hanging baskets of annual<br />
geraniums are looking just fine although it’s<br />
November 20th.<br />
Of course, winter is just around the corner and the<br />
birdbath is now plugged in so that it won’t freeze. <strong>The</strong><br />
birds really do appreciate a water supply in winter<br />
We have been planning the flower shows to be held at the<br />
East Gwillimbury Gardeners meetings from May to<br />
October. Showing the flowers from your garden is a great<br />
way to ensure that you really take a close look at what’s<br />
growing and enjoy the details. It’s also a chance to let<br />
other gardeners see something new.<br />
This is a good time to think about delights and<br />
disappointments in the garden this year. I thoroughly<br />
enjoyed the containers that I put together using some<br />
plants I’d not tried before. A very tall grass, King Tut<br />
papyrus, looked exotic in a large pot with lower plants<br />
around it; that’s one I’ll use again next year.<br />
<strong>The</strong> first of the seed catalogues has arrived already – time<br />
to dream of setting up lights and starting seeds inside. It<br />
is a great way to get<br />
exactly what you want and<br />
avoid the winter blahs. Do<br />
you save cuttings from<br />
favourite annuals over the winter? Or keep a pot of<br />
rosemary indoors? We just don’t want to give up on<br />
things, do we.<br />
Our next meeting will be on Tuesday February 21st.<br />
Malcolm Geast will talk about Bugs in the Garden (he<br />
was to be our speaker in October but was sick). I expect<br />
there will be some questions about indoor plant bugs too<br />
as we are all eager to learn environmentally safe ways to<br />
control the little pests on our houseplants. We plan to have<br />
a mid-winter pick-me-up that evening with warm punch<br />
and tasty treats so join us for a social time at 7 p.m. <strong>The</strong><br />
meeting proper starts at 7:30 p.m.<br />
<strong>The</strong> Junior Gardeners will meet at 7p.m. on Feb 21st to<br />
kick off their year of learning about nature and growing<br />
things. <strong>The</strong>y took home bulbs planted in pots in October<br />
so in spring they will have the excitement of watching the<br />
growth. Youngsters aged 6 – 16 are very welcome to join<br />
them. Membership for a child is $5 per year, and a family<br />
membership is $30 (two adults and up to four children).<br />
All our meetings take place at Mount Albert Community<br />
Hall, 53 Main Street. For more information please call<br />
me at 905-478-8450 or check out our website at<br />
http://www.gardenontario.org/site.php/mountalbert<br />
Best Wishes for Christmas and the New Year.<br />
18 Merry Christmas to All!
Make sure your children are safe<br />
when they toboggan and skate.<br />
Children can strangle on a cord or scarf. Use a<br />
neck warmer instead of a scarf. Take the cords<br />
and drawstrings off their clothes.<br />
Safety Tips<br />
Keep children warm. Dress your children in layers.<br />
Make sure their heads and necks are covered by a<br />
hat and a neck warmer. Watch for frostbite!<br />
On sunny days, put sunscreen on their skin.<br />
Check your children's equipment to make sure that<br />
it fits and is in good condition.<br />
When tobogganing or sledding:<br />
Make sure your children wear a helmet.<br />
Choose a hill that is away from roads and parking<br />
lots. <strong>The</strong>re should be no rocks, trees, fences or<br />
other dangers in the path.<br />
Teach your children to slide down the middle of<br />
the hill, climb up the side and watch up the hill.<br />
Teach them to move out of the way quickly when<br />
they get to the bottom.<br />
When skating:<br />
Children should wear a helmet.<br />
If you skate on lakes or rivers make sure the ice is<br />
smooth and at least 10 centimetres or 4 inches<br />
thick. Never skate near open water.<br />
Children should skate in the same direction and at<br />
the same speed as the crowd.<br />
Skaters who cannot keep up with the crowd<br />
should move to the side.<br />
When playing hockey, only wear a CSA-certified<br />
helmet. Replace hockey helmets at least every 5<br />
years.<br />
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<strong>The</strong><strong>Bulletin</strong><strong>Magazine</strong>.com <strong>December</strong> <strong>2011</strong> 19<br />
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Holiday Nutrition Advice from My Dad<br />
By Brandi McCarthy<br />
WELLNESS<br />
Well, the holidays are officially upon us and at this<br />
time of year I am always at a bit of a loss as to what to<br />
write. No one really wants to be told what they are<br />
doing wrong this time of year; no one is really<br />
interested in making a big lifestyle or nutrition change<br />
right now. We all have too many things going on now<br />
that making another change (or reading another article<br />
about what you shouldn’t be eating at that holiday<br />
party) just isn’t a priority. So, what is a nutritionist to<br />
write about over the holiday season? Another “holiday<br />
survival” tip? Maybe some healthy appetizer ideas for<br />
Christmas parties? Nothing seemed right.<br />
I was discussing my dilemma over lunch with my Dad<br />
the other day (we aim to have a weekly lunch that is<br />
great downtime for both of us) and he said something<br />
so perfect that I thought – that’s it! That’s what my<br />
<strong>December</strong> article should be about! So what perfect<br />
nutritional advice did dear old Dad have to share?<br />
“It’s not what you eat between Christmas and New<br />
Years that matters, it what you eat between New Years<br />
and Christmas.”<br />
Leave it to Dad. It’s not that I haven’t heard the<br />
expression before, I’m sure I have even said it before,<br />
but it came at just the right time. Why stress out over a<br />
couple of weeks when we have fifty other ones to make<br />
a difference with!<br />
<strong>The</strong> holidays should be a time to enjoy, not dread! <strong>The</strong>y<br />
only come once a year and before you know it they’re<br />
gone. We get so filled with anxiety at the prospect of<br />
the family gatherings or the company holiday party<br />
with all of the temptations lying in wait for us. We<br />
worry about our waistlines and lack of gym time, we<br />
stress out that we “overdid it” and then worry about<br />
working it off for the rest of the week. That’s no way to<br />
enjoy the holidays! If you’re doing your best all year<br />
round, enjoy a holiday cookie, enjoy a cocktail or two,<br />
just don’t indulge like that all year round! It’s really<br />
pretty simple when you think of it. Two weeks out of<br />
the year isn’t going to make it or break it. I’ve always<br />
been a big believer that stress is one of the worst things<br />
we can do to our body – if you stress about every little<br />
thing that you do “wrong” over the holiday season you<br />
will miss the enjoyment of the holidays altogether! If<br />
you want to indulge a little, go for it, but do it without<br />
the guilt!<br />
Now, before you head out to the next party and eat<br />
everything in sight, remember, you’re relaxing a little,<br />
not storing for hibernation! A few parties and treats<br />
won’t ruin a season but try not to treat the holiday<br />
season like a two week “all you can eat” buffet!<br />
I promise Kim and I will be back to motivate you guys<br />
to get right back on track in January, but for now, relax<br />
just a little, enjoy the good times and good food with<br />
your friends and family. Unwind, de-stress and really<br />
enjoy everything the holidays have to offer.<br />
(Thanks Dad!)<br />
Brandi (age 2) with her dad enjoying a cookie.<br />
By Brandi McCarthy, RHN. Brandi is a Registered Nutritionist and certified Personal Trainer at<br />
Body Design. Body Design offers personal training, nutrition and lifestyle coaching to assist individuals<br />
achieve their fitness and weight loss goals. www.bodydesign.ca<br />
20 Merry Christmas to All!
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East Gwillimbury Council Meeting Schedule<br />
<strong>December</strong> 5 10:00 am – Committee of the Whole Council<br />
<strong>December</strong> 5 3:00 pm – Council Meeting<br />
<strong>December</strong> 19 1:00 pm – Committee of the Whole Council<br />
<strong>December</strong> 19 7:00 pm – Council Meeting<br />
All meetings are held in Council Chambers at 19000 Leslie Street, Sharon<br />
<strong>The</strong> <strong>Bulletin</strong> <strong>Magazine</strong>’s February 2012 Issue (no January edition)<br />
Advertising Deadline: January 18/12. Delivery starts February 1/12<br />
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<strong>The</strong><strong>Bulletin</strong><strong>Magazine</strong>.com <strong>December</strong> <strong>2011</strong> 21
FROM EMPLOYMENT TO<br />
EMPOWERMENT 3 - Part 3 By Gerri Sefi<br />
This is the final part of the article on questions to ask both the franchise and yourself before you begin the<br />
lengthy and often costly investigative process.<br />
What makes a good franchise operation?<br />
<strong>The</strong>re are a number of factors that contribute to good operation, notwithstanding the obvious i.e. high ROI. Here<br />
are a few:<br />
Management tenure – this is often a good example of how solid the business culture is, and staff longevity<br />
indicate that management knows how to keep good employees. <strong>The</strong>ir philosophy for franchisees will often be<br />
the same.<br />
Franchises are awarded – not bought – so it’s important to assess the quality and quantity of corporate data<br />
provided to you. A good coach can provide you with a list of questions to ask to ensure you cover all the bases.<br />
Many companies will hold a “Discovery Day”. This is your opportunity to meet the management team at their<br />
Head Office and kick the tyres.<br />
Training - Does the franchisor have initial and on-going training, and are they accessible to assist and guide you<br />
when required?<br />
Franchisee Input - Does the franchisor have an advisory group i.e. does management listen to those in the field,<br />
or are all decisions made unilaterally?<br />
What is life like as a franchise owner?<br />
Franchise owners experience much the same work life as any other small business i.e. you are responsible for<br />
everything from marketing to administration to technology. In my experience, very few small business owners<br />
ever completely leave the business behind when they leave for the day – business owners are never “off-duty”.<br />
However, the franchisee has an added dimension to his business in that he has support and assistance from the<br />
franchisor, as well as access to non-competitive associates, some of whom will have been in the business longer<br />
and are experienced with the business cycle. <strong>The</strong> anxiety of having all the responsibility is somewhat mitigated<br />
by being able to share with those in exactly the same position in the same industry.<br />
What are some of the work life expectations?<br />
Even if you choose a business that operates during business hours, owners rarely work 9-5, 5 days a week. Be<br />
prepared to work harder than you have ever done before but with the knowledge that all the rewards are yours,<br />
as well as pride and satisfaction.<br />
What are the 5 biggest challenges about owning your own franchise?<br />
• <strong>The</strong> larger investment up front instead of gradual capital injection as the business grows.<br />
• On-going fees - most franchises will take either a percentage of revenue, or a fixed cost, as this is how the<br />
company itself makes a profit. This can be challenging in lean times.<br />
• Exit strategy – contracts vary but 10 years is fairly common. You may not be able to quickly sell the business<br />
as, unlike a normal sale of a business, the franchise company will want to approve the new buyer. It’s not<br />
just a question of capital, fit is important.<br />
• You may not agree with some of the decisions made by the management team. Rarely is a franchise company<br />
a democracy, so you have to be prepared to live with what works for the majority.<br />
continued on page 30<br />
22 Merry Christmas to All!
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<strong>The</strong><strong>Bulletin</strong><strong>Magazine</strong>.com <strong>December</strong> <strong>2011</strong> 23
in the garden<br />
Holiday Cacti Can Live for Decades<br />
By Mary Lou Swanson, Lake Simcoe South Master Gardener<br />
One of the houseplants in my living room often sparks a conversation amongst visitors. In its native Brazil, this plant<br />
is called “Flor-de-Maio” because it blooms in May, the month when winter begins there. Here in North America,<br />
clever marketers renamed this plant the Christmas cactus (Schlumbergera x buckleyi). As our days shorten in<br />
<strong>December</strong>, its bold colourful blooms, ranging from red to white, appear just in time to brighten our homes during the<br />
holiday season.<br />
Many people growing these succulents are confused about the bloom time. <strong>The</strong> reason is that there are so many<br />
cultivars of closely related species being sold today. <strong>The</strong>ir commonality is that they’re all originally forest cacti. <strong>The</strong>y<br />
grow in trees at high elevations in the mountain regions above Rio de Janeiro. Like orchids, these epiphytes don’t<br />
require soil in their natural setting, but get their nourishment from the air.<br />
One such plant is the Easter cactus (Hatiora gaertneri)<br />
which generally blooms from April through May. It<br />
differs in appearance from the Christmas cactus in leaf<br />
shape. Whereas the<br />
Christmas cactus has<br />
scalloped or rounded leaf<br />
edges, the Easter cactus has<br />
pointed margins. Once<br />
established, the Easter<br />
Striking blooms of Thanksgiving Cactus (S. Truncata) add a touch of colour to holiday celebrations.<br />
cactus will grow as a<br />
cascading plant, with stems<br />
that reach up to 30 cm long.<br />
Its funnel shaped blooms<br />
appear in shades of red,<br />
lavender or pink and can<br />
produce more than 50<br />
flowers at a time, depending<br />
on the variety.<br />
<strong>The</strong> Thanksgiving cactus<br />
(Schlumbergera truncata) is so named for the fact that its bloom time coincides with the holiday south of our border.<br />
Its flat stem segments are long and narrow and connected by a mid-rib. <strong>The</strong> deeply indented stems look like crab<br />
claws, giving it a second common name, Crab cactus. In late fall it bears an abundance of large, striking flowers which<br />
may be red, pink, peach, orange, white or bicoloured.<br />
For obvious reasons, this entire group of plants has acquired the name Holiday cactus. Considered heritage<br />
houseplants because of their longevity, these cacti can live for decades. To propagate by cuttings, simply twist or snip<br />
off segments from existing plants and dip them into a rooting hormone. Allow two or three days for the cut end to<br />
callous over and then plant in a damp, fast draining potting mix. It won’t be long before new growth appears.<br />
Holiday cacti require bright indirect light. <strong>The</strong> soil should be allowed to dry out before watering. Fertilize twice a<br />
month with a balanced houseplant fertilizer at half strength. Provide the plant with cool, dryer conditions for a couple<br />
of months prior to its bloom time to encourage the formation of flower buds. After blooms have dropped, stop<br />
fertilizing for a month.<br />
24 Merry Christmas to All!
This versatile group of plants are easy to grow. If<br />
taken care of properly, a single plant can add a<br />
delightful touch of colour to your holiday celebrations<br />
for decades.<br />
Lake Simcoe South Master Gardeners provide free<br />
gardening advice. Send your questions to our<br />
gardening hotline at lssmastergardeners@gmail.com<br />
Health Canada helps protect the Canadian public<br />
by researching, assessing and collaborating in the<br />
management of the health risks and safety hazards<br />
associated with the many consumer products,<br />
including pest management products, that<br />
Canadians use everyday.<br />
http://hc-sc.gc.ca/cps-spc/index-eng.php<br />
Merry Christmas from<br />
Harrogate Hills Riding School<br />
www.harrogatehills.com<br />
Start Your Riding<br />
Experience Now!<br />
Call for a Free Assessment<br />
Ask about Savings<br />
for Summer Camp ‘12<br />
18786 McCowan Road, Mount Albert<br />
905-473-3847<br />
GIFT CERTIFICATES AVAILABLE<br />
Like us on<br />
you’ll find events, photos and a whole lot<br />
of horsey stuff!<br />
<strong>The</strong><strong>Bulletin</strong><strong>Magazine</strong>.com <strong>December</strong> <strong>2011</strong> 25
Tax Tips<br />
CPP - Salary or Dividend<br />
By Ian Hawkins<br />
This month’s topic is of particular interest to majority shareholders of Canadian Controlled Private Corporations<br />
(CCPCs). It might also be of interest to the self-employed (or those about to create a new business) who are<br />
wondering whether to incorporate or not.<br />
In general terms, Canada’s tax laws work to make one indifferent about receiving remuneration by way of salary or<br />
dividend. With dividends, the corporation has to first pay tax on its income and then pay out the dividend from<br />
retained earnings. Due to dividend tax credits, an individual can receive just over $40,000 in dividend income<br />
without having to pay personal income tax. With salary, the salary is a pre-tax expense that reduces taxable income<br />
in the corporation but the recipient individual pays tax on the income. <strong>The</strong> total income tax Ottawa receives is<br />
approximately identical whichever way the small business owner chooses to pay herself.<br />
Where an individual can save money is by deciding to NOT pay CPP. To make this decision one has to first contact<br />
Service Canada - 1-800-277-9914 - to get a CPP pension benefit estimate. <strong>The</strong> maximum monthly payment you<br />
can receive from CPP at the present time is $960 per month. <strong>The</strong> average actual being paid right now is $512 per<br />
month. <strong>The</strong> reason for calling for an estimate is to find out what your own CPP pension payout is likely to be<br />
provided nothing changes between now and retirement date. Service Canada will provide you with an estimate of<br />
what you will get when you choose to retire. (Previous articles dealt with making a decision on taking CPP early).<br />
You do not pay CPP on dividend income. Also, if you already elected to take CPP early and still operate a<br />
corporation you are CPP exempt and no added benefit can accrue to you from taking dividends. NOTE: If you are<br />
only taking a small income from your corporation it may be beneficial to continue paying yourself a salary as you<br />
may be eligible for the Working Income Tax Benefit and you would lose this by taking your income by dividend.<br />
<strong>The</strong> next step is to ask Service Canada what your pension will be if you STOP making contributions today. You<br />
may be in for a shock. If you are at, near or over 50, you might find that the additional contributions that you would<br />
make if you continued to pay yourself by way of salary make very little difference to the amount of CPP pension<br />
you receive. You might well be better of putting this money into a Tax Free Savings Account and taking your<br />
remuneration by way of dividend. If the only income you have is from your own company and you pay yourself by<br />
dividend, RRSPs do not work for you as dividends are not considered ``Earned Income``.<br />
This really hits home when you consider that as a small business owner of a corporation, you pay CPP twice! <strong>The</strong><br />
maximum CPP contribution (based on only $43,700 of income) per year per employee is $2,163.15. You pay this<br />
as the employee and then your corporation has to pay this again for the employer`s portion. Say you intend to<br />
continue to operate your corporation for another ten years. Based on today`s numbers, that is $43,263 you will be<br />
paying to Ottawa. You can easily work out how much your CPP Pension would have to increase per month to have<br />
any chance of making this sum back before interest on the principal. So check it out and make an informed<br />
decision. This is even more important if you pay your spouse remuneration from your corporation also.<br />
Self-employed individuals do pay CPP on self-employed earnings. <strong>The</strong>y have to complete a Schedule 8 to the T1<br />
return and remit the CPP if there is a balance owing. If there is a refund, the CPP owing will be deducted from the<br />
refund. If you are self-employed you cannot pay yourself dividends and cannot avoid paying CPP.<br />
continued on next page...<br />
Ian Hawkins owns and operates Holland Landing Tax Company at Grist Mill plaza and Mount<br />
Albert Tax Company next to the post office - ``the LOW-COST providers of professional tax<br />
services``. Call for an appointment to review your options on this or any other topic of interest<br />
to you.<br />
26 Merry Christmas to All!
For retired persons generally that have bothered<br />
reading this far (and for the benefit of seniors you<br />
may know) REMEMBER there is also the GIS.<br />
Many seniors do not know about or forget to apply<br />
for the GIS. Persons over 65 are not limited to CPP<br />
and OAS. <strong>The</strong> guaranteed income supplement is<br />
currently only based on income and NOT assets. If<br />
you are reliant on CPP and OAS for your retirement<br />
income you may well qualify for GIS –so apply and<br />
find out.<br />
<strong>The</strong> Perfect Tree - Keep it<br />
Real!<br />
With Christmas just around the corner, many<br />
may recall last years trek through deep snow,<br />
axe in hand, circling evergreens and sizing<br />
up countless prickly specimens.<br />
For many families this annual tree hunt is a<br />
favourite holiday tradition so it's nice to<br />
know that not only is it a great winter outing<br />
but it's also an environmentally friendly<br />
choice (not to mention a priceless photo<br />
opportunity!).<br />
Here a few things you might not have known<br />
about getting a 'real' tree from a farm or<br />
local vendor, and why it's a wise choice this<br />
Christmas.<br />
• Tree farms stabilize soil, protect water<br />
supplies and provide refuge for wildlife.<br />
• Real trees are a renewable, recyclable<br />
resource.<br />
• For every real Christmas tree harvested, 2<br />
to 3 seedlings are planted.<br />
• Each acre provides enough daily oxygen<br />
for 18 people!<br />
• Real trees are a product of local farmers,<br />
they are grown right here in York Region.<br />
• Many tree farms offer sleigh rides, cozy<br />
bonfires and hot chocolate.<br />
WORRIED ABOUT POOR WATER QUALITY?<br />
BRING US A WATER SAMPLE FOR A<br />
FREE TEST<br />
BUILDING THIS YEAR?<br />
DON’T FORGET RADIANT FLOOR HEATING!<br />
OVER 50 YEARS in BUSINESS<br />
<strong>The</strong><strong>Bulletin</strong><strong>Magazine</strong>.com <strong>December</strong> <strong>2011</strong> 27
Season’s Greetings<br />
from the<br />
Skwarchuk Family<br />
19153 Centre Street, Mount Albert<br />
905-895-8062<br />
Wishing you a<br />
Merry Christmas,<br />
Health & Happiness<br />
for 2012<br />
Professional Dental<br />
Hygiene Services<br />
905-960-6436<br />
During the holiday season<br />
and every day of the year,<br />
we wish you all the best!<br />
Merry Christmas<br />
and<br />
Happy New Year<br />
from Pizza 77<br />
19181 Centre St., Mount Albert<br />
905-473-7700<br />
Season’s Greetings<br />
from all of us<br />
at<br />
Mount Albert Veterinary Hospital<br />
19144 Highway 48, Mount Albert<br />
905-473-2400<br />
Merry Christmas,<br />
May your holidays be the brightest<br />
and your new year full of hope.<br />
From all of us at <strong>The</strong> <strong>Bulletin</strong> <strong>Magazine</strong><br />
28 Merry Christmas to All!
Merry Christmas<br />
and<br />
Happy New Year<br />
Julia Munro, MPP York-North<br />
18977 Leslie Street, Sharon<br />
905-478-2572<br />
Warmest wishes for the Holidays<br />
and a very Prosperous New Year.<br />
To all our friends, neighbours,<br />
and partners in the community.<br />
905-895-5972 • 1-877-895-5972<br />
Happy Holidays and<br />
Best Wishes for a healthy<br />
and prosperous New Year!<br />
From the board of directors<br />
and staff of the<br />
East Gwillimbury<br />
Chamber of Commerce<br />
Wishing you all a<br />
Happy Holiday Season<br />
Janet, Phyllis & Beth<br />
Christmas Toy & Food Drive DROP OFF<br />
Supporting the Mount Albert<br />
Fire Department Drive<br />
19124 Centre Street, Mount Albert<br />
905-473-6588<br />
During the holiday season and<br />
every day of the year,<br />
we wish you all the best!<br />
Wayne N. Dargus<br />
Financial Advisor<br />
19101 Leslie Street, Sharon<br />
Office: 905-478-8963<br />
www.edwardjones.com<br />
Member CIPF<br />
Best wishes<br />
throughout the<br />
holiday season!<br />
Bruce<br />
GEORGINA AUTO GLASS<br />
Your #1 Auto Glass Service In East Gwillimbury<br />
905-955-6365<br />
Happy Holidays and<br />
Best Wishes for the<br />
New Year!<br />
From all of us at<br />
Georgina Kitchens<br />
905-722-8555<br />
<strong>The</strong><strong>Bulletin</strong><strong>Magazine</strong>.com <strong>December</strong> <strong>2011</strong> 29
EMPLOYMENT TO EMPOWERMENT continued...<br />
company a democracy, so you have to be prepared to live with what works for the majority.<br />
• Mis-conceptions from other professionals. You may hear that franchises are a “rip-off ” and that only the<br />
franchisor will make money. This is patently untrue, as research proves, but it can be challenging to defend<br />
a franchised business rather than your own independent one.<br />
What are the top skills needed to own a franchise?<br />
BELIEF<br />
Will you trust and use the system you purchased?<br />
TRUST<br />
Can you follow someone else’s rules? Although you may have extensive business experience, you won’t yet know<br />
every facet of your new business. You will need an open heart and mind to listen and learn about a system that<br />
has already proved to be successful.<br />
ENTHUSIASM<br />
Are you willing, able and eager to learn new skills?<br />
CHANGE<br />
Can you set aside old habits and beliefs and embrace your new environment?<br />
STRONG WORK ETHIC<br />
You are no longer an employee who leaves it all behind at the end of the day knowing that someone else will<br />
ensure your pay cheque is processed correctly … are you willing to put in the time and effort required to push<br />
and pull your business to success? Are you willing to take responsibility for every aspect of your business?<br />
Self-employment is not for the faint-hearted! But if you truly want to control your financial and lifestyle,<br />
working for corporate is not going to get you there. A crucial advantage of your search for a franchise business<br />
is to work with a coach who will keep you focused, objective and accountable.<br />
Gerri Sefi is a self-employment coach who is dedicated to helping aspiring<br />
entrepreneurs fulfil their dreams of owning a business. She can be contacted at<br />
gsefi@rogers.com or 416-628-3171.<br />
<strong>The</strong> Pet Nanny<br />
Need pet sitting services?<br />
Contact Lynda Annall<br />
t: 905-473-6708<br />
c: 905-830-2487<br />
e-mail: lannall@xplornet.com<br />
30 Merry Christmas to All!
My name is John Hayes and my wife Julia and I own and operate Blackwater Golf<br />
on Highway #48. As <strong>2011</strong> draws to a close, It is time for me to write my annual letter<br />
to Santa - so here goes…<br />
Dear Santa.<br />
Please fill my stocking with wishes and such and maybe just a few candies and nuts.<br />
I know that modern chimneys are small, I’ll leave cookies and milk (low fat) for you all.<br />
Number one on my list refers to the Town – I hope this can be done with nary a frown.<br />
We expect a new budget the start of the year – a zero increase would bring us all cheer…<br />
Come on you guys – the economy’s tuff… don’t be so rough – go easy on us…<br />
And an apple…<br />
My stocking is hung right by the fire so now can I present another desire.<br />
Meetings a plenty are held before noon, could a few in the evenings be made to come soon?<br />
Adjust the agenda, allow us to speak, on upcoming issues that pertain to that week.<br />
And a pear…<br />
Am I being too wishful to ask for a dishful.<br />
Of pure water – for all of the town,<br />
Not low pressure, full of chlorine and eerily brown.<br />
And an orange…<br />
Enough of the local – lets widen our net<br />
<strong>The</strong> state of the world is making me fret<br />
If there’s room in my stocking for more of my gift<br />
<strong>The</strong> global economy could use a big lift.<br />
<strong>The</strong> powers that be need to talk and agree<br />
If we are to remain the Land of the free<br />
Avoid a global recession – that’s a biggie I know -<br />
Plant the seeds to recovery – and then let them grow.<br />
Last on my list - but high in desire<br />
Peace and goodwill set down by the fire<br />
For all to enjoy – no matter who<br />
Make this a wish for both me and for you.<br />
ADVERTISEMENT<br />
THROUGH THE HAYES<br />
Christmas is coming – oh joy of joy. And I have been a very very good boy…<br />
That’s it for this month. Please feel free to contact me at Blackwater Golf (905) 473-6684 or<br />
contact@blackwater-gc.ca. No rude mails or I can’t forward them…<br />
<strong>The</strong><strong>Bulletin</strong><strong>Magazine</strong>.com <strong>December</strong> <strong>2011</strong> 31
Holland Landing Tax Company<br />
(Grist Mill Plaza – Mount Albert Rd.)<br />
Mount Albert Tax Company<br />
(next to Post Office – Centre St.)<br />
``the LOW-COST providers of professional tax services``<br />
We want to thank our loyal clients for<br />
making <strong>2011</strong> another year of record growth.<br />
Your kind referrals are the greatest compliment<br />
that we ever receive.<br />
www.t42.ca<br />
Mount Albert: 905-473-6522<br />
Holland Landing: 289-319-0506