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Who We Are<br />

Iron Funding is the leading equipment financing<br />

company which specializes in financing of<br />

Agriculture, Construction, Forestry and Titled<br />

equipment with years of experience. We aim to be<br />

your first choice in providing your customers with the<br />

financing solutions they need. Our happiness lies in your<br />

growth, success and increasing your profits.<br />

At Iron Funding, we work with your customers to understand<br />

their needs and budget. Accordingly, we propose customized<br />

financing options for businesses of all sizes and credit<br />

situations to provide strong equipment finance solutions<br />

with attractive terms and rates. Iron Funding will never<br />

cherry pick your<br />

customers. We will treat everyone with the respect they<br />

deserve regardless of credit and background.<br />

Who We Are<br />

In the late 1970's, John M. Bowling went to purchase a stump<br />

grinder for his tree service business. At that time,<br />

his choices were limited, and the manufacturing lead-time<br />

was almost one complete calendar year. Unable to wait for<br />

delivery, John designed his own stump cutter,<br />

incorporating similar features of the most widely<br />

accepted model. His design, which became<br />

known as the RG 145, developed a following<br />

in the local market, and John moved<br />

from owning a tree service company<br />

to manufacturer/entrepreneur.<br />

IRON FUNDING<br />

DEALER<br />

PRESENTATION<br />

AGRICULTURE, FORESTRY, CONSTRUCTION & TITLED<br />

EQUIPMENT RATES AND TERMS<br />

C100LGP<br />

Forestry Mulcher<br />

RG13 Series II<br />

Mini Work-Force<br />

RCT150<br />

Crawler Truck<br />

RC6D25 & RC6D35<br />

Brush Chippers<br />

RM27<br />

Multi-Tool Carrier<br />

IRON FUNDING IS A PROUD SPONSOR OF.<br />

Iron Funding Finances New And<br />

Used Equipment For All Manufacturers.


5 Years time in Business<br />

Financing For Non-titled and<br />

Titled Equipment Up To 30 Years<br />

Old To 60 Months!<br />

Financing Up To $2.5 Million<br />

(Financials Needed).<br />

TIER 1<br />

2/3 Comparable Dept<br />

700+ FICO Score *<br />

Clean D & B and<br />

Satisfactory PayNet<br />

Rates for nontitled equipment 6 years old or less*<br />

TERM 20-75K 75K+<br />

24 5.125% 4.75%<br />

36 4.99% 4.75%<br />

48 5.15% 4.75%<br />

60 5.25% 4.99%<br />

72 5.40% 5.125%<br />

CREDIT<br />

PROGRAM<br />

GUIDELINES<br />

No Suits, Liens<br />

No judgements or BK<br />

Non-titled Rates For Over<br />

7 Years Old Add .5-1%<br />

Titled Rates For Over 7<br />

Years Old Add 1-2%<br />

ALSO SPECIALIZING IN SMALL LOANS FROM $500-$20,000<br />

WITH RATES AS LOW AS 5.99%<br />

All rates and terms below are $1 buyout contracts. Please call for FMV and TRAC lease programs.<br />

RATES FOR TITLED EQUIPMENT<br />

TRAILER/ DUMP/ DAYCABS<br />

2006-2010 36,48 and 60 month term rates<br />

10-20k 9.25%<br />

20-40k 8.75%<br />

40-75k 7.50<br />

75k 5.75%<br />

RATES FOR TITLED EQUIPMENT<br />

SLEEPER TRACTORS<br />

2006-2010 36, 48 and 60 month term rates<br />

RATES FOR TITLED EQUIPMENT<br />

TRAILER/ DUMP/ DAYCABS<br />

2011 and newer 36,48 and 60 month term rates<br />

20-40k 6.50%<br />

40-75k 5.50%<br />

75k+ 5.25%<br />

RATES FOR TITLED EQUIPMENT<br />

SLEEPER TRACTORS<br />

2011 and newer 36,48 and 60 month term rates<br />

20-40k 8.50%<br />

20-40k 7.25%<br />

40-75k 8.25%<br />

40-75k 5.99%<br />

75k+ 7.99%<br />

75k+ 5.75%<br />

WE ALSO OFFER FINANCING TO START-UP BUSINESSES. PLEASE CALL FOR PROGRAM GUIDELINES<br />

1-844-607-IRON<br />

www.ironfunding.com


CREDIT<br />

PROGRAM<br />

GUIDELINES<br />

3 Years time in business<br />

Other conditions may apply<br />

Equipment up to 30 years old<br />

TIER 2<br />

50% Comparable dept<br />

Clean D & B and<br />

satisfactory paynet<br />

No open, liens<br />

judgements or BK<br />

680 + FICO score<br />

RATES AND TERMS UP TO 60 MONTHS<br />

1-20K 7.99% - 11.99%<br />

20-60K 7.99% - 9.99%<br />

60K+ 7.99%<br />

Application only from $250,000<br />

Clean D & B and Satisfactory PayNet<br />

TIER 3<br />

2 Years time in Business<br />

625+ FICO Score*<br />

RATES RANGING FROM 10.99%-18.99%<br />

TIER 4<br />

Application only up to $150,000<br />

2 Years time in Business<br />

RATES START AT 19% CALL FOR PROGRAM GUIDELIENS<br />

Personal Service Mon-Friday 8am-7pm Eastern Time to answer questions and take applications over the phone.<br />

Applications can be filled out online on our website, or faxed and emailed in of course!<br />

If you do not have access to a computer and its after hours, no worries<br />

Call-In 24/7 TO OUR APPLICATION CENTER AND ANSWER 8 SIMPLE QUESTIONS !<br />

Turn around time for credit decisions are between 1-4 business HOURS depending on credit respectively.<br />

All rates and guidelines are subject to change without notice. Inquire within for latest rates and programs. Rate buy-down fee program available.<br />

Iron Funding offers $1 buyout, FMV and Trac Leases. As well as straight simple interest loans.<br />

CALL TODAY WITH ANY QUESTIONS YOU HAVE!<br />

WE ALSO OFFER FINANCING TO START-UP BUSINESSES. PLEASE CALL FOR PROGRAM GUIDELINES<br />

1-844-607-IRON<br />

www.ironfunding.com

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