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PLAYER Z<br />

NE<br />

Release No. 1 - 2017<br />

Committed to Protect the Rights of Football <strong>Player</strong>s


2 Table of Contents<br />

Letter from the General Secretary 3<br />

C O N T E N T S<br />

LAST FEW<br />

MONTHS IN A<br />

NUTSHELL<br />

man<br />

Gareth<br />

Sciberras<br />

<strong>Player</strong> & Family<br />

<strong>Player</strong> <strong>Zone</strong> | Spring 2017<br />

LIFE AFTER<br />

FOOTBALL<br />

WHEN<br />

DISPUTES<br />

ARISE<br />

WAY<br />

FORWARD<br />

MFPA<br />

AWARDS 2017<br />

SOMETHING<br />

ABOUT US<br />

05 10 14 19 21 23 26<br />

MESSAGE FROM THE<br />

GENERAL SECRETARY<br />

CARLO MAMO<br />

Back in 2011 we set out with the goal to give a voice to players, and<br />

to ensure their workplace is respectful of their rights. Consequently,<br />

MFPA was formed. Today, 6 years later, our mission remains the same.<br />

Since its establishment, MFPA has been run for players, by players. The players<br />

that drove its beginnings, had the vision of forming a players association in Malta,<br />

that reflected the dignity and professionalism associated with playing the world’s<br />

greatest game. In pursuing our vision, we understood that the wellbeing of the<br />

game is a precondition to the wellbeing of the players and vice versa, so we set<br />

out to work.<br />

In our brief history, we have already left our mark by successfully challenging a<br />

number of unjust matters. Amongst the many achievements we count; A sports<br />

medical insurance set up for football players; The right for players to be paid for<br />

at least 6 months if injured; The removal of salary capping; The establishment of<br />

a standard contract with minimum requirements.<br />

We believe in a spirit of good faith and transparency, in view of which, our<br />

association, always seeks to engage in collaborative discussion as a first step.<br />

However, when fundamental rights of players are breached and no acceptable<br />

remedy is found through round table discussions, MFPA promises to work<br />

tirelessly to have the rights of its members acknowledged and enforced.<br />

As a Founding member of MFPA, my work has provoked in me a broad range<br />

of contrasting emotions, from pure joy, to anguish. Such is the power of football.<br />

What makes our association drive results, is our unequivocal and undimmed<br />

passion for local football. From our end, we promise to continue on building a<br />

highly credible and visible players association, worthy of its members. We will<br />

strive to educate, and empower all our players to work for the betterment of<br />

their sport, whilst also protecting the integrity of the local game from the external<br />

threats of racism, discrimination, violence and corruption.<br />

Representing hard working and passionate players for the past six years, has<br />

been an absolute privilege. Today, I call on all of our players, to never allow<br />

themselves to be played out against each other. MFPA will continue<br />

to confront challenges head on, but it can only do so with the full<br />

collaboration of its players. Collectively our voice is stronger.<br />

<strong>Player</strong> <strong>Zone</strong> | Spring 2017


Last few months in a nutshell<br />

5<br />

LAST FEW MONTHS<br />

IN A NUTSHELL<br />

It has been a productive couple of months at the MFPA. Some of our main<br />

projects these past months included;<br />

Ongoing assistance of players in disputes<br />

with their club at NDRC.<br />

MFPA has in the past months, assisted several<br />

players with varying degrees of disputes. In the<br />

vast majority of cases, players represented<br />

by MFPA officials, won the dispute and were<br />

effectively able to continue enjoying their<br />

football career.<br />

MFPA held regular discussions with European<br />

Stakeholders regarding the minimum<br />

requirements in Standard Contracts for<br />

professional players, as well as the player’s<br />

fundamental right to have access to the national<br />

courts. MFPA represented local players both in<br />

Brussels under the auspices of the European<br />

Union, as well as locally during a country visit<br />

by the European Professional Football Social<br />

Dialogue Taskforce.<br />

MFPA has also been actively following the<br />

precarious situation of proper medical facilities<br />

and services during training and matches, or<br />

lack thereof. Following numerous dangerous<br />

events which transpired, MFPA has mounted<br />

pressure on clubs and MFA to assume their<br />

responsabilities by ensuring these events<br />

never happen again. MFPA will continue working<br />

towards this aim until this crucial matter is<br />

satisfactorily resolved.<br />

<strong>Player</strong> <strong>Zone</strong> | Spring 2017


6 Last few months in a nutshell<br />

Last few months in a nutshell 7<br />

MFPA launched a Nursery<br />

Compensation Fee Petition.<br />

Following numerous complaints lodged by<br />

parents, and a review of the rules in place,<br />

the MFPA saw that there is ample space<br />

for abuse in a system that incentivises<br />

nurseries, to hold on to children for a<br />

profit, even if this is not in the best interest<br />

of the child. Measures implemented to fix<br />

this issue proved ineffective.<br />

In its bid to continuously encourage players to seek an educational path<br />

in parallel to their football career, MFPA has visited the National Sports<br />

School. Because a player’s career is short and alternate career paths<br />

should be planned, MFPA actively promotes education and assists players<br />

who want to further their studies. Furthermore, during its visit at the<br />

National Sports School, the association was able to give important tips<br />

and information to youths currently thinking about signing with a club. This<br />

platform also afforded youths the opportunity to ask questions themselves,<br />

get clarifications and seek guidance.<br />

DID YOU<br />

KNOW?<br />

In the end it became evident that the<br />

only way to protect minors is to abolish<br />

the nursery compensation fee. Following<br />

various discussions with different entities,<br />

MFPA lodged a petition. The petition,<br />

was presented to Malta’s Prime Minister<br />

Joseph Muscat and Leader of Opposition<br />

Simon Busuttil.<br />

What FIFPro stands for?<br />

FIFPro is a World <strong>Player</strong>’s Union that represents<br />

players on a global spectrum. In fact it<br />

represents more than 65,000 players in total.<br />

It has 60 national players’ associations as its<br />

members, one of which is the Malta Football<br />

<strong>Player</strong>s Association.<br />

MFPA seeks to branch out to the community via Corporate Social<br />

Responsability incentives. In the past months, MFPA has assisted the Down<br />

Syndrome Association in Malta, by donating time and service to help build a<br />

new website. Also in recent months, MFPA has made a monetary donation<br />

to the Marigold Foundation.<br />

<strong>Player</strong> <strong>Zone</strong> | Spring 2017


Dziugas Bartkus - Valletta F.C.<br />

Photo by Christine Borg<br />

Jake Grech - Hamrun Spartans F.C.<br />

Photo by Christine Borg


10<br />

<strong>Player</strong> Profile - Gareth Sciberras<br />

<strong>Player</strong> Profile - Gareth Sciberras 11<br />

GARETH SCIBERRAS<br />

PLAYER AND FAMILY MAN<br />

He made history as Captain of a Birkirkara side that became the first<br />

ever Maltese club to move to the third round of a European competition,<br />

by beating Scottish Premiership side Hearts of Midlothian 2-1. While he<br />

deems this success as one of his favourites to date, in truth, this is only the<br />

cherry on the cake in an illustrious career that spans over 17 years in the<br />

local top division. Gareth won multiple premiership titles with Marsaxlokk<br />

and Birkirkara as well as an FA Trophy and 2 Super Cups with<br />

the latter. Before his 51st cap<br />

for the National team, Gareth<br />

announced his plans to retire<br />

at the end of this season.<br />

We met up with the 33 year<br />

old Maltese-International<br />

playmaker and picked his<br />

brains on an array of<br />

subjects.<br />

We obviously asked<br />

about Birkirkara’s<br />

historic win.<br />

Sciberras,<br />

achievement,<br />

side’s journey towards<br />

Birkirkara’s captain<br />

into the tournament<br />

strong foundation and<br />

that they could not<br />

overly confident. He<br />

result of the first leg, the<br />

and went in with more<br />

of a successful result.<br />

visibly proud of the<br />

spoke to us about his<br />

the momentous win.<br />

explained how they went<br />

fully aware of the team’s<br />

capabilities, but conscious<br />

afford to be arrogant and<br />

also described how after the<br />

Birkirkara side grew in confidence<br />

conviction and belief in the possibility<br />

We asked Sciberras whether he<br />

believes a similar success by the<br />

National side is in the cards and<br />

whether he believes we are in<br />

with a chance to qualify for an<br />

international competition.<br />

Sciberras was pragmatic in his reply<br />

“we need to be honest with ourselves”<br />

he said, “there is currently a big gap<br />

in quality”. He went on to draw an<br />

example from his recent experience<br />

with Birkirkara. Each round, he said,<br />

brought with it a whole new level of<br />

quality. According to Sciberras there<br />

is yet a lot of work ahead if Malta ever<br />

wants to compete in international<br />

competitions. He then talked to us<br />

about the word ‘professionalism’<br />

being tossed around often. He said<br />

when you look at professionally run<br />

teams abroad, it is obvious that<br />

it is not just the players that are<br />

professional, but so is the whole<br />

structure of the club and the<br />

association in question. Sciberras<br />

acknowledged the immensely<br />

valuable work done by volunteers in<br />

local team management, however,<br />

he believes that professionalism<br />

should be in all strata of football, for<br />

football to become professional in<br />

Malta.<br />

As an executive member, we<br />

wanted Sciberras to tell us why he<br />

believes in the mission of MFPA.<br />

He believes in the association’s<br />

work because players are at the<br />

very heart of the game and should<br />

be appreciated and respected as<br />

such. Being a professional player<br />

involves more than the 90 minutes<br />

in the pitch. Sciberras spoke to us<br />

about his daily routine, juggling work,<br />

training and family. He explained<br />

how the life of a footballer is a 24/7<br />

commitment, because it takes a<br />

certain lifestyle and commitment to<br />

do it at a high standard. He praises<br />

the MFPA for the crucial work done<br />

with regards to the recognition<br />

and enforcement of players’ rights.<br />

Sciberras also offered the same<br />

valuable advice given to him in the<br />

past, to the young players of today;<br />

“No individual is greater than the<br />

team and the good of the team<br />

must always come first”.<br />

<strong>Player</strong> <strong>Zone</strong> | Spring 2017<br />

<strong>Player</strong> <strong>Zone</strong> | Spring 2017


12<br />

<strong>Player</strong> Profile - Gareth Sciberras<br />

<strong>Player</strong> Profile - Gareth Sciberras 13<br />

We wanted to know what he enjoys in<br />

his free time and what his plans post<br />

retirement from football are.<br />

He explained how he tries to balance<br />

out his football career and his family<br />

commitment, spending as much of his<br />

free time with his family as he can. After<br />

work and training, he hurries home to try<br />

to catch his kids while they are still awake<br />

and he looks forward to making up, on<br />

some quality time with his family once he<br />

retires from football.<br />

Other plans post retirement include,<br />

further developing his other current<br />

career, but most importantly for football<br />

fans, Sciberras plans on finding a new<br />

role within local football in which he can<br />

continue to be beneficial, namely by<br />

being more active within the MFPA.<br />

For the full interview with Gareth<br />

Sciberras, go on our YouTube channel:<br />

Malta Football <strong>Player</strong>s Association<br />

We were curious to know about the players away from the bright lights of<br />

the pitch, so we asked Gareth Sciberras who happily obliged.<br />

Worst Dresser?<br />

Let’s say most<br />

extravagant, not<br />

necessarily worse. It has<br />

to go to Frank Temile.<br />

Most Aggressive?<br />

No doubt, Joseph<br />

Zerafa.<br />

CONFESSIONS FROM THE<br />

DRESSING ROOM<br />

Most Vain?<br />

Without hesitation,<br />

Ryan Scicluna.<br />

Team Joker?<br />

This also goes to<br />

Joseph Zerafa.<br />

Sorest Loser?<br />

Since I cannot name<br />

myself, I would go for<br />

Shaun Bajada.<br />

Grumpiest?<br />

We tease him a lot –<br />

Matteo Desira Buttigieg.<br />

Most Physically Fit?<br />

Nikola Vukanac.<br />

Fastest <strong>Player</strong>?<br />

Frank Temile.<br />

<strong>Player</strong> <strong>Zone</strong> | Spring 2017<br />

<strong>Player</strong> <strong>Zone</strong> | Spring 2017


14<br />

Life After Football<br />

Life After Football 15<br />

FIFPRO ONLINE ACADEMY<br />

FIFPro is currently offering<br />

2 main educational paths,<br />

both of which are online,<br />

allowing for the flexibility<br />

needed for a player’s hectic<br />

schedule:<br />

LIFE AFTER FOOTBALL<br />

Far from the perceived glamour, the<br />

reality faced by most professional<br />

football players, is a career full of<br />

threatening uncertainties. A player<br />

faces not only an extremely short<br />

career, but is regularly faced<br />

with the possibility of being out<br />

of contract. In the ultimate worst<br />

case scenario, a player is only an<br />

injury away from his last game.<br />

When football has been your<br />

main goal throughout your entire<br />

existence, life after football can be<br />

frightening, but it doesn’t have to<br />

be.<br />

Suffering an injury or being out of<br />

contract is a circumstance which<br />

the player has no control over.<br />

What the player can control, is<br />

having an alternative plan should<br />

the worst-case scenario result.<br />

<strong>Player</strong> <strong>Zone</strong> | Spring 2017<br />

What are you waiting for?<br />

Why risk your financial stability for<br />

your passion, when you can have<br />

both? Getting yourself an education<br />

would mean giving yourself and<br />

your family a much bigger chance<br />

of success, prosperity and stability,<br />

once your football career is over.<br />

At MFPA we realise that studying,<br />

whilst maintaining the highest<br />

standard as a professional athlete<br />

can be a challenge. We are also<br />

aware that a professional football<br />

player must fit every aspect of<br />

his life around his training and<br />

competitive programmes. With this<br />

in mind, MFPA has collaborated on<br />

2 main ventures.<br />

FIFPro in collaboration with University College Northern Denmark (UCN)<br />

offers a Sport Management programme leading to a Bachelor’s degree.<br />

There is currently no tuition cost for EU-Citizens, following a one-time<br />

registration fee of €300 payable to FIFPro. The fee for non-EU- Citizens<br />

is €32,600 .<br />

The entry requirements to follow this educational programme are as follows:<br />

1(a) - Matriculation Certificate, OR<br />

1(b) - A VET MQF Level 4 qualification comparable to an MCAST Level 4<br />

qualification with a minimum of 120 ECVET, and<br />

2 - Applicants will be provided with an online English test (Oxford<br />

Placement Test), to ensure an English level that is sufficient for academic<br />

purposes.<br />

FIFPro has also recently launched a new global initiative with the<br />

University of Nicosia (UNIC), that will allow professional footballers to<br />

study either:<br />

- Sport Management leading to a Bachelor’s degree, or<br />

- Master’s degree in Business Administration (MBA)<br />

The 5-year cooperation offers a series of benefits to the participating<br />

athletes, including a Scholars Scheme that provides for full scholarships<br />

to active professional players, as well as hundreds of other partial<br />

scholarships. In all, the University of Nicosia will be providing 2 million Euros<br />

in scholarships.<br />

Continues on Page 18<br />

<strong>Player</strong> <strong>Zone</strong> | Spring 2017


Enrico Pepe - Floriana F.C.<br />

Photo by Christine Borg<br />

Emmy Pena Beltre - Luxol St. Andrews F.C.<br />

Photo by Christine Borg


18<br />

Life After Football<br />

When Disputes Arise 19<br />

MFPA has also held discussions with<br />

MCAST to discuss possible ways in which<br />

professional football players can benefit<br />

from the wide array of courses available<br />

at the MCAST Campuses. Courses range<br />

from Level 1 Foundation Course up to<br />

Level 7 Master’s degree programmes, in<br />

fields such as Journalism, Engineering,<br />

Sports, ICT, and Accounts, to name a<br />

few. Part-time and Full-time courses run<br />

by MCAST require physical attendance in<br />

class.<br />

For a full list of courses, you can log on<br />

http://www.mcast.edu.mt/<br />

If you are interested in furthering your<br />

studies, feel free to contact MFPA via<br />

email on info@maltafpa.com or by calling<br />

on 27135505.<br />

WHEN<br />

DISPUTES<br />

ARISE<br />

One of the most important functions of the<br />

Maltese Football <strong>Player</strong>s’ Association is the<br />

service it offers to individual players who come<br />

across contractual difficulties or employment<br />

disputes with their respective clubs.<br />

Having legal disputes may feel like<br />

alien territory for a player and his<br />

family, and this is why the <strong>Player</strong>s’<br />

Association is available to guide,<br />

advice and support players throughout.<br />

MFPA representatives will meet with the player<br />

to discuss the case and identify the best way<br />

forward. Should the case go all the way in front of the Complaints Board<br />

(also known as NDRC – National Dispute Resolution Chamber), MFPA will<br />

assist the player from the initial filing of the case at MFA, all the way to the<br />

legal representation of the player in front of the Complaints Board.<br />

MFPA continuously works hard to attain justice for its members. The<br />

following are examples of possible scenarios.<br />

DID YOU KNOW?<br />

What NDRC stands for?<br />

NDRC (National Dispute<br />

Resolution Chamber)<br />

in essence is the<br />

competent authority<br />

to decide on disputes<br />

between clubs and<br />

players as well as<br />

disputes arising between<br />

clubs themselves and<br />

coaching staff. In Malta<br />

this is better known as<br />

the Complaints Board,<br />

which is currently made<br />

up of 3 members<br />

nominated by the clubs,<br />

3 members nominated<br />

by the MFPA, and<br />

chaired by a member<br />

nominated by the MFA.<br />

Case 1<br />

<strong>Player</strong> A was an amateur player who was not<br />

called for training by Club 1. The player was<br />

not allowed to train for 3 months and wanted<br />

to be released, so that he can join another<br />

team. Team 1 disagreed.<br />

MFA statute gives power to the ‘Complaints<br />

Board’ to order release if a ‘good and<br />

just cause’ is shown by the player. MFPA<br />

representative argued that not providing<br />

training to <strong>Player</strong> A is at the very essence of<br />

‘good and just cause’.<br />

The Complaints Board upheld MFPA’s<br />

request and <strong>Player</strong> A was awarded free and<br />

unconditional release.<br />

<strong>Player</strong> <strong>Zone</strong> | Spring 2017


20<br />

When Disputes Arise<br />

Way Forward 21<br />

Case 2<br />

<strong>Player</strong> B was a part time professional<br />

player who was owed arrears on his<br />

salaries from Club 2. Moreover, Club<br />

2 was not providing <strong>Player</strong> B with the<br />

possibility to train.<br />

Club 2 argued that some of the<br />

money claimed by <strong>Player</strong> B were<br />

not owed, since during said time the<br />

player was suspended. Club also said<br />

that the player was not allowed to<br />

train pending decision on the case.<br />

MFPA argued that;<br />

- Suspension was irregular since<br />

proper procedure as per MFA rules<br />

was not followed and so player B was<br />

owed salary for the duration of the<br />

suspended period.<br />

- Not allowing the player to train,<br />

constituted ‘a good and just cause’ to<br />

cancel player’s registration and issue<br />

free release.<br />

- Not allowing player to train and<br />

not paying the player his salary,<br />

constituted a breach of contract.<br />

In view of this the player was owed<br />

payment of salaries for the remaining<br />

period of the contract.<br />

The Complaints Board declared<br />

null the suspension imposed by the<br />

club, and as a result all salaries<br />

were declared due. The player was<br />

granted unconditional release.<br />

MFPA encourages players<br />

to read any contract or<br />

form carefully before<br />

signing. In case of any<br />

doubt, players should<br />

always consult MFPA for<br />

guidance BEFORE the<br />

contract is signed.<br />

Our work continues to grow and we are<br />

excited to share with you what is on the<br />

horizon for the next few months.<br />

WAY<br />

FORWARD<br />

The annual FIFPro European Congress<br />

will, for the first time ever, be held in<br />

Malta. MFPA has been a full FIFPro<br />

member since 2014 and it is a great<br />

honour and privilege to be entrusted to<br />

host this important event after only 3 years of membership. The Congress<br />

will take place on the 16 and 17 of May and preparations are well underway<br />

to ensure a smooth running and successful European Congress.<br />

The MFPA Awards have become a<br />

staple and anticipated event in local<br />

sport calendars. This year the award<br />

ceremony will be held on the 8 of May<br />

at the Limestone Heritage in Siggiewi.<br />

The ceremony will award 24 individuals<br />

for their performance throughout the<br />

preceding season and their contribution<br />

to local football. The awards are unlike<br />

any other on the island, because the<br />

winners are selected and chosen by the<br />

players themselves, making the award<br />

all the more prestigious.<br />

<strong>Player</strong> <strong>Zone</strong> | Spring 2017


22<br />

Way Forward | Your Association<br />

MFPA will continue holding discussions and<br />

incessantly working to ensure that the<br />

minimum standard contract criteria agreed to<br />

at European level, are transposed in practice<br />

to Maltese contracts.<br />

MFPA will also remain vigilant about the<br />

situation with regards to medical facilities and<br />

services during training and matches. The<br />

health and well being of players remains a top<br />

priority and all measures possible, will be taken<br />

to ensure satisfactory safeguards are in place.<br />

The agenda with regards the Nursery<br />

Compensation fee will be pushed further.<br />

This will remain a contested issue until the<br />

regulations ensure there is no room for further<br />

abuse and the child’s interests are put first.<br />

The 2017 MFPA Awards ceremony, is fast approaching. The shortlist of<br />

nominees was made public at the beginning of April, with voting ballots<br />

distributed to players at their respective clubs a few weeks later.<br />

Televoting<br />

Following last year’s success, MFPA has once more decided to open up 4<br />

awards to televoting. For these awards only, the winner is selected after<br />

the votes of the players (50%) has been added to that of the general public<br />

(50%). You can vote for your favourite players by sending an sms to the<br />

following numbers attached to our nominees:<br />

YOUR<br />

ASSOCIATION<br />

Best Young Goalkeeper<br />

Jurgen Borg (50614301), Jake Galea (50614302), Philip Schranz (50614303)<br />

Best Young Defender<br />

Cain Attard (50614304), Jean Borg (50614305), Daniel Zerafa (50614306)<br />

MFPA was founded with the intention of giving football players in<br />

Malta a stronger voice, in view of this, MFPA is asking you, as a<br />

player, to help set its agenda.<br />

The Maltese <strong>Player</strong>s’ Association does not want to be a prescriptive<br />

association, far from the reality of its members. On the contrary, it<br />

wants to hear from the very members it represents.<br />

Here, at MFPA we want to know what concerns you as a player. We<br />

want you to tell us what you believe our priorities should be and<br />

what you think we should be spending our energy and resources on.<br />

Best Young Midfielder<br />

Johann Bezzina (50614307), Jake Grech (50614308), Ivan Paz (50614309)<br />

Best Young Forward<br />

Juan Corbalan (50614310), Jurgen Degabriele (50614311), Kyrian Nwoko (50614312)<br />

Each SMS costs 0.47c. (from all networks)<br />

The award show seeks to celebrate the beautiful game and the players<br />

that are at the very heart of it. The event will be televised on TVM 2 the<br />

following day. It will then be broadcasted on One TV on the 3rd of June<br />

2017 at 20:15 as well as on the 4th of June 2017 at 15:00. Finally it will be<br />

televised on Net TV on the 11th of June 2017 at 21:30.<br />

<strong>Player</strong> <strong>Zone</strong> | Spring 2017


Paul Fenech - Balzan F.C.<br />

Photo by Christine Borg<br />

Jackson Lima - Hibernians F.C.<br />

Photo by Christine Borg


26 Something About Us<br />

Contact Us 27<br />

SOMETHING ABOUT US<br />

ANTHONY GALEA - PRESIDENT<br />

Anthony has been involved in Maltese football<br />

for the bigger part of his life. He started off as<br />

a player, with a brief stint with Pieta Hotspurs<br />

and subsequently with Luxol St. Andrews.<br />

DID YOU KNOW?<br />

That a contract should<br />

never be signed, unless<br />

the player understands<br />

and agrees with all that<br />

the contract contains.<br />

There should be no<br />

discrepancy between<br />

the verbal agreement<br />

made and the written<br />

contract signed. The<br />

player should always<br />

retain an original copy of<br />

the signed contract.<br />

In recent years, he assisted in the foundation<br />

of the Malta Football <strong>Player</strong>s Association,<br />

where he took on the role of MFPA President.<br />

Anthony dedicates his time and expertise to<br />

the cause and undertaking of the <strong>Player</strong>’s<br />

Association.<br />

Away from football, Anthony, graduated with<br />

a Doctorate Degree from the University of<br />

Malta in 2003 and today practices as a lawyer<br />

with expertise in fields such as, Corporate Law,<br />

Financial Services, International Tax Planning<br />

and Sports Law.<br />

facebook.com/maltafpa<br />

www.maltafpa.com<br />

twitter.com/maltafpa 27135505<br />

Malta Football<br />

<strong>Player</strong>s Association<br />

MFPA,<br />

Central Business Centre,<br />

Tarxien Road,<br />

Gudja. GDJ 1907.

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