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your guide<br />

to home buying<br />

WITH TEAM CYNTHIA<br />

<strong>Cynthia</strong> Howe Gajewski<br />

cynthia@beyondpropertiesrealty.com<br />

312-933-8440<br />

Karen Baldwin<br />

karen@beyondpropertiesrealty.com<br />

708-288-1995<br />

Debra Rachal<br />

debra@beyondpropertiesrealty.com<br />

708-965-0014<br />

beyond properties<br />

www.beyondpropertiesrealty.com<br />

www.cynthiahowegajewski.com


YOUR BUYER’S AGENT TEAM<br />

CYNTHIA HOWE GAJEWSKI (SHE/HER/HERS)<br />

EACH CHANGE BRINGS OPPORTUNITY<br />

A self-professed optimist, <strong>Cynthia</strong> thrives on the challenge of finding the best properties<br />

for her clients. Her experience with home renovation and restoration makes her a valuable<br />

resource. She is a woman with vision! Looking for a move-in ready home? An investment<br />

property? A fixer-upper that you can work on and grow into? <strong>Cynthia</strong> will be your guide<br />

and trusted advisor.<br />

<strong>Cynthia</strong> is a creative personality with sharp business acumen. She ran a successful<br />

business as a professional photographer for 20-plus years, working for clients such as the New York Times,<br />

Chicago-area universities and hospitals, political consulting groups, health care corporations, national<br />

magazines, and The National Association of Realtors (including Realtor Magazine). In 2006 <strong>Cynthia</strong> purchased,<br />

renovated and sold a single-family home, further igniting her love of the real estate market. In 2011 she finally<br />

took the plunge and got her Illinois Broker and Managing Broker’s license and chose <strong>Beyond</strong> Properties Realty<br />

Group as her new business home. <strong>Beyond</strong> Properties mirrors <strong>Cynthia</strong>’s independent nature, belief in local<br />

business and passion for social responsibility.<br />

<strong>Cynthia</strong> has lived in Chicago since 1990, raised her family in Oak Park from 2001-2021 with her husband Joe,<br />

and now lives in Forest Park where they have inherited a fabulous pollinator garden! As your Realtor and leader<br />

of Team <strong>Cynthia</strong>, she will be your advisor and advocate, and negotiate strategically and smartly on your behalf.<br />

<strong>Cynthia</strong> knows that working as a team produces the best results for her clients. She recruited Karen Baldwin<br />

(a.k.a. the Duchess of Detail) in 2014 and welcomed Debra Rachal to the team in 2021.<br />

M. KAREN BALDWIN (SHE/HER/HERS)<br />

HOME IS WHERE YOUR STORY BEGINS<br />

Our lives have cycles, just like seasons. I am here to help you through one of your biggest<br />

transitions. As a life-long Oak Parker, I am passionate about Oak Park, and know the<br />

surrounding areas inside out. And, with Oak Park as my home base, I support buyers<br />

throughout the Chicagoland area, from the city and to the suburbs. I fully understand the<br />

desire to find just the right fit in a home, and can help you see “beyond” the decorating,<br />

to find the potential in your future space. Through patience, dedication and honesty, let<br />

me help you handle all the details as you turn over your new leaf<br />

DEBRA RACHAL (SHE/HER/HERS)<br />

WHERE DREAMS COME HOME<br />

I had the thought to become a real estate agent before I chose a career as an ultrasound<br />

technician. My communication skills and ability to assess or anticipate needs made me<br />

successful in that field. Listening and gathering information is the key to problem solving.<br />

These skills have followed me to my current role at <strong>Beyond</strong> Properties Realty.<br />

Each time I speak to a potential client, I make a connection. I listen, I ask questions, act<br />

and follow up. My goal is to assist buyers in making wise informed choices leading to a<br />

good real estate investment. I am always passionate and excited as I join a client for their<br />

journey. I am happy to be on a team that works hard to ensure each client is educated and well cared for in this<br />

process. Team <strong>Cynthia</strong> is a team dedicated to earning your confidence.<br />

I look forward to going beyond your expectations with your real estate experience.<br />

THE POWER OF THREE<br />

WE’VE GOT YOU COVERED<br />

If one of us has a commitment or is out with another client, a partner is there for you. Holidays, vacations,<br />

meetings – you will not be stranded.


HOME BUYING TIMELINE SNAPSHOT<br />

1<br />

PRE-SEARCH APPOINTMENT<br />

Share your goals and needs.<br />

2<br />

FINANCING PRE-APPROVAL<br />

Partner with a proven lender. Obtain a Pre-Approval to present with your future offer.<br />

3<br />

IDENTIFY PROPERTIES<br />

Set up your search and view daily. Start marking properties by interest level.<br />

4<br />

ACTIVE SHOWINGS<br />

View properties. Identify likes & dislikes. Get serious, get excited!<br />

5<br />

THIS IS IT! MAKE AN OFFER<br />

Review CMA (Comparative Market Analysis) prepared by Team <strong>Cynthia</strong> as a guide to offer price.<br />

Meet with your Team and write an offer, review and sign disclosures.<br />

6<br />

OFFER & NEGOTIATION<br />

Experience the strategic negotiation with Team <strong>Cynthia</strong> working on your behalf.<br />

7<br />

UNDER CONTRACT!<br />

Hire attorney to review contract and work your way towards closing, Apply for your loan.<br />

8<br />

INSPECTIONS<br />

Have a home inspection and learn about your future home (during first 5 days under contract).<br />

Identify any repairs you’d like seller to address; communicate with attorney.<br />

9<br />

FINANCING<br />

Stay on track to close on time. Promptly provide all documents requested by lender.<br />

10<br />

FINAL WALK-THRU BEFORE CLOSING<br />

Double-check that all is as expected, any repairs completed. Day prior or day of closing.<br />

11<br />

CLOSING!<br />

Meet at the title company with attorney to execute all paperwork - then celebrate!


WHAT SETS BEYOND PROPERTIES APART?<br />

<strong>Beyond</strong> Properties Realty Group is one of the few woman-owned, independent real estate<br />

companies left in the area. <strong>Beyond</strong> Properties is small but mighty, and has assembled a team of the<br />

best and brightest real estate professionals in the Chicago area.<br />

You can be sure that we are not only on top of the current market strategies, but also embrace the<br />

latest technologies and strategies to better serve our clients. Best of all, we provide a level of trust,<br />

honesty and integrity that is second-to-none. The list of accomplishments for <strong>Beyond</strong> Properties<br />

agents run deep, but those achievements pale in comparison to the satisfaction we get from helping<br />

you sell your home and move onward and upward to reach your goals.<br />

“We contracted with <strong>Cynthia</strong> for both the sale of our<br />

condo unit in the city and our purchase of a singlefamily<br />

home in the western suburbs. Each of these<br />

transactions were journeys with twists and turns along<br />

the way. We could not have been more delighted to<br />

have had <strong>Cynthia</strong> to guide us along these journeys. Her<br />

competence and confidence were evident throughout<br />

the process, and she kept us encouraged, even when<br />

things got tough.<br />

<strong>Cynthia</strong>’s competence was important to us, but perhaps<br />

even more important to us was her ability to read us.<br />

She provided us with space when we needed space,<br />

a push when we needed a push, or an answer that<br />

made sense when we did not understand something.<br />

She made us feel comfortable and always seemed to<br />

anticipate how we would respond to news and changes.<br />

<strong>Cynthia</strong> developed her relationship with us to the<br />

point that we will always consider her to be a friend,<br />

while at the same time being nothing less than 100% a<br />

professional and a leader in her field.”<br />

— Jim Ransel & Hilary Quinn<br />

“It was a real pleasure doing business with Karen. She<br />

took us to every property we requested to see and<br />

devoted a lot of time out of her day to drive us all over<br />

the place. She was super easy to stay in touch with<br />

and was immensely helpful both during and after the<br />

whole process. Once we closed, she continued to stay<br />

in touch and helped answer our many important and<br />

difficult questions. It was most fortunate that we got<br />

paired off together and I would highly recommend her<br />

to everybody.”<br />

— Thomas Lyman<br />

<strong>Cynthia</strong> and Karen worked as a seamless team to help<br />

us buy our new home. They worked with our schedules;<br />

someone was always available at a moment’s notice.<br />

<strong>Cynthia</strong> kept us all calm and patiently answered all<br />

our questions in detail so we knew exactly what was<br />

happening. They have assembled a professional team of<br />

experts to help you with the home buying process. We<br />

were very pleased with Team <strong>Cynthia</strong>.<br />

— Jessica Filbey<br />

“<strong>Cynthia</strong> is so kind and pleasant to be around and,<br />

obviously, has great experience. She did her research<br />

and really helped us talk through our decision. In<br />

hindsight, one of the reasons <strong>Cynthia</strong> was such a<br />

good fit for us is because of her ability to give you her<br />

professional opinion in a subtle way that helps a buyer<br />

feel comfortable in the decision-making process. I<br />

immediately got a sense that she really cared that we<br />

found exactly what we were looking for in a home. I<br />

distinctly remember walking into what is now our home<br />

and turning to her and saying “this is the best we’ve<br />

seen” and she just nodded and said “yes.” <strong>Cynthia</strong><br />

confirmed what I felt and knew it was the right house<br />

for us, too.”<br />

— Mayra Bacik<br />

Karen was extremely helpful! Always available, always<br />

asked the right questions, never too pushy! I would<br />

recommend Karen to anyone who is interested in<br />

purchasing a home! My experience with her was<br />

wonderful!<br />

— Jelena Simunovic<br />

beyond properties<br />

109 N. Marion St., Oak Park, IL 60301 · (708) 386-1366<br />

www.beyondpropertiesrealty.com

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