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your guide<br />
to home buying<br />
WITH TEAM CYNTHIA<br />
<strong>Cynthia</strong> Howe Gajewski<br />
cynthia@beyondpropertiesrealty.com<br />
312-933-8440<br />
Karen Baldwin<br />
karen@beyondpropertiesrealty.com<br />
708-288-1995<br />
Debra Rachal<br />
debra@beyondpropertiesrealty.com<br />
708-965-0014<br />
beyond properties<br />
www.beyondpropertiesrealty.com<br />
www.cynthiahowegajewski.com
YOUR BUYER’S AGENT TEAM<br />
CYNTHIA HOWE GAJEWSKI (SHE/HER/HERS)<br />
EACH CHANGE BRINGS OPPORTUNITY<br />
A self-professed optimist, <strong>Cynthia</strong> thrives on the challenge of finding the best properties<br />
for her clients. Her experience with home renovation and restoration makes her a valuable<br />
resource. She is a woman with vision! Looking for a move-in ready home? An investment<br />
property? A fixer-upper that you can work on and grow into? <strong>Cynthia</strong> will be your guide<br />
and trusted advisor.<br />
<strong>Cynthia</strong> is a creative personality with sharp business acumen. She ran a successful<br />
business as a professional photographer for 20-plus years, working for clients such as the New York Times,<br />
Chicago-area universities and hospitals, political consulting groups, health care corporations, national<br />
magazines, and The National Association of Realtors (including Realtor Magazine). In 2006 <strong>Cynthia</strong> purchased,<br />
renovated and sold a single-family home, further igniting her love of the real estate market. In 2011 she finally<br />
took the plunge and got her Illinois Broker and Managing Broker’s license and chose <strong>Beyond</strong> Properties Realty<br />
Group as her new business home. <strong>Beyond</strong> Properties mirrors <strong>Cynthia</strong>’s independent nature, belief in local<br />
business and passion for social responsibility.<br />
<strong>Cynthia</strong> has lived in Chicago since 1990, raised her family in Oak Park from 2001-2021 with her husband Joe,<br />
and now lives in Forest Park where they have inherited a fabulous pollinator garden! As your Realtor and leader<br />
of Team <strong>Cynthia</strong>, she will be your advisor and advocate, and negotiate strategically and smartly on your behalf.<br />
<strong>Cynthia</strong> knows that working as a team produces the best results for her clients. She recruited Karen Baldwin<br />
(a.k.a. the Duchess of Detail) in 2014 and welcomed Debra Rachal to the team in 2021.<br />
M. KAREN BALDWIN (SHE/HER/HERS)<br />
HOME IS WHERE YOUR STORY BEGINS<br />
Our lives have cycles, just like seasons. I am here to help you through one of your biggest<br />
transitions. As a life-long Oak Parker, I am passionate about Oak Park, and know the<br />
surrounding areas inside out. And, with Oak Park as my home base, I support buyers<br />
throughout the Chicagoland area, from the city and to the suburbs. I fully understand the<br />
desire to find just the right fit in a home, and can help you see “beyond” the decorating,<br />
to find the potential in your future space. Through patience, dedication and honesty, let<br />
me help you handle all the details as you turn over your new leaf<br />
DEBRA RACHAL (SHE/HER/HERS)<br />
WHERE DREAMS COME HOME<br />
I had the thought to become a real estate agent before I chose a career as an ultrasound<br />
technician. My communication skills and ability to assess or anticipate needs made me<br />
successful in that field. Listening and gathering information is the key to problem solving.<br />
These skills have followed me to my current role at <strong>Beyond</strong> Properties Realty.<br />
Each time I speak to a potential client, I make a connection. I listen, I ask questions, act<br />
and follow up. My goal is to assist buyers in making wise informed choices leading to a<br />
good real estate investment. I am always passionate and excited as I join a client for their<br />
journey. I am happy to be on a team that works hard to ensure each client is educated and well cared for in this<br />
process. Team <strong>Cynthia</strong> is a team dedicated to earning your confidence.<br />
I look forward to going beyond your expectations with your real estate experience.<br />
THE POWER OF THREE<br />
WE’VE GOT YOU COVERED<br />
If one of us has a commitment or is out with another client, a partner is there for you. Holidays, vacations,<br />
meetings – you will not be stranded.
HOME BUYING TIMELINE SNAPSHOT<br />
1<br />
PRE-SEARCH APPOINTMENT<br />
Share your goals and needs.<br />
2<br />
FINANCING PRE-APPROVAL<br />
Partner with a proven lender. Obtain a Pre-Approval to present with your future offer.<br />
3<br />
IDENTIFY PROPERTIES<br />
Set up your search and view daily. Start marking properties by interest level.<br />
4<br />
ACTIVE SHOWINGS<br />
View properties. Identify likes & dislikes. Get serious, get excited!<br />
5<br />
THIS IS IT! MAKE AN OFFER<br />
Review CMA (Comparative Market Analysis) prepared by Team <strong>Cynthia</strong> as a guide to offer price.<br />
Meet with your Team and write an offer, review and sign disclosures.<br />
6<br />
OFFER & NEGOTIATION<br />
Experience the strategic negotiation with Team <strong>Cynthia</strong> working on your behalf.<br />
7<br />
UNDER CONTRACT!<br />
Hire attorney to review contract and work your way towards closing, Apply for your loan.<br />
8<br />
INSPECTIONS<br />
Have a home inspection and learn about your future home (during first 5 days under contract).<br />
Identify any repairs you’d like seller to address; communicate with attorney.<br />
9<br />
FINANCING<br />
Stay on track to close on time. Promptly provide all documents requested by lender.<br />
10<br />
FINAL WALK-THRU BEFORE CLOSING<br />
Double-check that all is as expected, any repairs completed. Day prior or day of closing.<br />
11<br />
CLOSING!<br />
Meet at the title company with attorney to execute all paperwork - then celebrate!
WHAT SETS BEYOND PROPERTIES APART?<br />
<strong>Beyond</strong> Properties Realty Group is one of the few woman-owned, independent real estate<br />
companies left in the area. <strong>Beyond</strong> Properties is small but mighty, and has assembled a team of the<br />
best and brightest real estate professionals in the Chicago area.<br />
You can be sure that we are not only on top of the current market strategies, but also embrace the<br />
latest technologies and strategies to better serve our clients. Best of all, we provide a level of trust,<br />
honesty and integrity that is second-to-none. The list of accomplishments for <strong>Beyond</strong> Properties<br />
agents run deep, but those achievements pale in comparison to the satisfaction we get from helping<br />
you sell your home and move onward and upward to reach your goals.<br />
“We contracted with <strong>Cynthia</strong> for both the sale of our<br />
condo unit in the city and our purchase of a singlefamily<br />
home in the western suburbs. Each of these<br />
transactions were journeys with twists and turns along<br />
the way. We could not have been more delighted to<br />
have had <strong>Cynthia</strong> to guide us along these journeys. Her<br />
competence and confidence were evident throughout<br />
the process, and she kept us encouraged, even when<br />
things got tough.<br />
<strong>Cynthia</strong>’s competence was important to us, but perhaps<br />
even more important to us was her ability to read us.<br />
She provided us with space when we needed space,<br />
a push when we needed a push, or an answer that<br />
made sense when we did not understand something.<br />
She made us feel comfortable and always seemed to<br />
anticipate how we would respond to news and changes.<br />
<strong>Cynthia</strong> developed her relationship with us to the<br />
point that we will always consider her to be a friend,<br />
while at the same time being nothing less than 100% a<br />
professional and a leader in her field.”<br />
— Jim Ransel & Hilary Quinn<br />
“It was a real pleasure doing business with Karen. She<br />
took us to every property we requested to see and<br />
devoted a lot of time out of her day to drive us all over<br />
the place. She was super easy to stay in touch with<br />
and was immensely helpful both during and after the<br />
whole process. Once we closed, she continued to stay<br />
in touch and helped answer our many important and<br />
difficult questions. It was most fortunate that we got<br />
paired off together and I would highly recommend her<br />
to everybody.”<br />
— Thomas Lyman<br />
<strong>Cynthia</strong> and Karen worked as a seamless team to help<br />
us buy our new home. They worked with our schedules;<br />
someone was always available at a moment’s notice.<br />
<strong>Cynthia</strong> kept us all calm and patiently answered all<br />
our questions in detail so we knew exactly what was<br />
happening. They have assembled a professional team of<br />
experts to help you with the home buying process. We<br />
were very pleased with Team <strong>Cynthia</strong>.<br />
— Jessica Filbey<br />
“<strong>Cynthia</strong> is so kind and pleasant to be around and,<br />
obviously, has great experience. She did her research<br />
and really helped us talk through our decision. In<br />
hindsight, one of the reasons <strong>Cynthia</strong> was such a<br />
good fit for us is because of her ability to give you her<br />
professional opinion in a subtle way that helps a buyer<br />
feel comfortable in the decision-making process. I<br />
immediately got a sense that she really cared that we<br />
found exactly what we were looking for in a home. I<br />
distinctly remember walking into what is now our home<br />
and turning to her and saying “this is the best we’ve<br />
seen” and she just nodded and said “yes.” <strong>Cynthia</strong><br />
confirmed what I felt and knew it was the right house<br />
for us, too.”<br />
— Mayra Bacik<br />
Karen was extremely helpful! Always available, always<br />
asked the right questions, never too pushy! I would<br />
recommend Karen to anyone who is interested in<br />
purchasing a home! My experience with her was<br />
wonderful!<br />
— Jelena Simunovic<br />
beyond properties<br />
109 N. Marion St., Oak Park, IL 60301 · (708) 386-1366<br />
www.beyondpropertiesrealty.com