28350W Brochure-final-indiv pages

The Carter Ryberg Group
Private Wealth Management
Building Your Financial Future

Rod Carter is a Senior Vice President and Branch Manager for Baird’s
Mount Vernon and Anacortes branches. Rod’s professional successes have
been born from a client-centric approach that has led to long-lasting,
trusted investment relationships. Rod provides comprehensive fee-based
portfolio management where accounts are attentively constructed and
managed according to the clients risk tolerance and objectives. Rod also
has extensive experience acting as an advisor to retirement plan sponsors
for 401(k) and profit-sharing plans.
Dave Ryberg is a Senior Vice President with extensive experience in
retirement planning, as well as portfolio management using equities,
mutual funds and fixed income securities. With the resources of Baird’s
own research, Dave can build portfolios specific to each client’s investment
objectives. Along with Rod, Dave provides comprehensive and transparent
fee-based portfolio management.
Brandon Carter, CFA, provides clients with estate and financial planning,
as well as portfolio management solutions from his offices in Anacortes and
Mount Vernon. Brandon holds the prestigious CFA designation, a highly
respected professional credential that takes a minimum of three years to
attain and is held by only a small percentage of advisors.

Our Philosophy
We build wealth with an aim in mind … a cause … a vision. It can
be a client’s aim of a secure and ample retirement or a lasting family
legacy. It can be a growing company’s desire to provide an exceptional
retirement plan for its employees. It can be a foundation’s vision to
extend resources for the betterment of generations.
This is what drives us:
Your Aims
Your Priorities
Your Vision For the Future
We become partners to your vision.
“Never test the depth
of the river with both feet.”
–Warren Buffett
We believe risk management is as important as our pursuit
for return. That is why we take care to manage assets in a
risk-appropriate, well-balanced and prudent manner.

Our Blueprint
We have developed an asset management process that is designed to
efficiently manage the wealth and risk of our clients.
We incorporate a risk and suitability review with each client prior to
customizing an investment portfolio to serve their aims.
Our process drives our performance.
What You Can Expect
• Regular screening for best-of-breed funds in each asset category
• Allocations carefully tailored to your risk tolerance and objectives
• The effective utilization of our strengths in fixed income and
equity research
• Ongoing strategic and tactical analysis and portfolio rebalancing
• Regular updates on strategy, performance and market trends
• A transparent and competitive asset-based fee for our advisory services
Account Value
Advisor Rate
$0 – $250,000 1.25%
$250,000 – $500,000 1.15%
$500,000 – $1 million 1.0%
$1 million – $2 million .90%
$2 million – $5 million .75%
More than $5 million .65%

DISCOVERY
Your Vision of
SUCCESS
PORTFOLIO
REVIEW
INVESTMENT
STRATEGY
Team
Philosophy
Process
FINANCIAL
PLANNING
WEALTH
ENHANCEMENT
WEALTH
TRANSFER
WEALTH
PROTECTION
WEALTH
MANAGEMENT
MUTUAL
ACCEPTANCE
The Architecture of Success
The Carter Ryberg Group has built an asset management and
client delivery strategy that focuses on the realization of the client’s
vision of success. This comprehensive, client-centric approach provides
the structure on which each investment relationship is built.
We call it the Architecture of Success.
The Carter Ryberg Group
1404 E. College Way, Suite 103
Mount Vernon, WA 98273
877-907-0348
Rod Carter 360-848-0348
Dave Ryberg 360-848-0348
Brandon Carter 360-419-4880
bairdfinancialadvisor.com/thecarterryberggroup

Why Baird?
An employee-owned, international firm, Baird is a trusted partner
serving the wealth management needs of families, individuals and
organizations from offices across the United States. Our culture has
remained strong since 1919 by remaining true to our core ideals:
• Clients come first
• Integrity is irreplaceable
• Quality is our measure of success
• The best financial advice is the result of expertise and teamwork
• How we succeed is as important as if we succeed
• We seek personal balance in home, work and community involvement
Our mission is simple: to provide the best financial advice and service
to our clients and be the best place to work for our associates. And we’ve
found over time that the best way to achieve this is to act in our clients’
best interests – always.
Robert W. Baird & Co. does not offer tax or legal advice.
©2017 Robert W. Baird & Co. Incorporated. Member SIPC. rwbaird.com. MC-28350W.