Preferred Vendor Booklet

Advantages To Using Our Mortgage Lenders
Not all lenders are alike, they all have different
programs, different fees and even different interest rates.
One lender may deny you for a loan and the next lender
may approve you based on different qualifications and
programs available. Over the years, we have worked
with some of the best and some of the worst lenders
ever. Our Lenders are the best of the best. There are no
financial ties between us and them. This is based strictly
on their prior performance and dedication to our clients.
The DO NOT’s of purchasing a home:
1. DO NOT change jobs, become self-employed or quit
your job.
2. DO NOT buy a car, truck, or van.
3. DO NOT use Charge Cards excessively or let your
accounts fall behind.
4. DO NOT spend money you have set aside for closing.
5. DO NOT omit debts, liabilities or tax issues from your
loan application.
6. DO NOT buy Furniture, TV’s, Appliances or any other
big ticket items.
7. DO NOT originate any kinds of inquiries into your
credit, such as applying for any other credit cards.
8. DO NOT make Large Deposits without first checking
with your loan officer.
9. DO NOT change bank accounts.
10. DO NOT co-sign a loan for anyone.
Lenders
Keep things as they were when you applied for your loan.
If in doubt, ask your loan officer in advance!
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