EVEREX6
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WHO WE ARE<br />
CONTENT<br />
3<br />
4<br />
5<br />
6<br />
7<br />
9<br />
WHO WE ARE<br />
PRODUCT SUITE<br />
USE CASES<br />
OUR CLIENTS & SECURITY<br />
TRACTION<br />
FINANCIAL INCLUSION<br />
WHO<br />
WE<br />
ARE<br />
Everex is a blockchain technology provider offering global<br />
money transfer, payment and currency exchange solutions<br />
to financial and non-financial institutions worldwide.<br />
Everex technology enables its partners to usher individuals<br />
and SMEs, with or without access to banking services, into<br />
the new global economy with real-time fiat payments using<br />
10<br />
BLOCKCHAIN & SMART CONTRACTS<br />
distributed ledger technology. Fiat currency transactions are<br />
11<br />
COMPANY INFORMATION<br />
& LEGAL COMPLIANCE<br />
powered and governed by smart contracts in compliance<br />
with existing regulations. Everex payment ecosystem brings<br />
the best of banking and blockchain together, through:<br />
• Real-time currency conversions<br />
• Instant payment confirmation anywhere in the world<br />
in under 30 seconds settlement time<br />
• Secured and verified transactions<br />
• Immutability and military grade security via<br />
distributed ledger technology<br />
• AML/KYC of all participants<br />
• Regulatory compliance<br />
CHINA<br />
THAILAND<br />
EVEREX HQ<br />
SINGAPORE<br />
• Fiat currency-linked smart contracts operating<br />
payments on a basis similar to travelers checks<br />
• Financial inclusion of 2 billion of underserved users<br />
into the global economy<br />
• Access and control mechanisms for product<br />
administrators<br />
• Transparent and omnipresent environment<br />
MYANMAR<br />
• Integration into existing banking infrastructure and<br />
independent payment channels<br />
• Drastic reduction of physical cash usage and<br />
associated costs with full traceability and control<br />
AUSTRALIA<br />
2 3
PRODUCT SUITE<br />
USE CASES<br />
PRODUCT SUITE<br />
Everex’s proprietary technology provides an open system for public and private<br />
institutions to manage financial transactions with greater transparency and lower<br />
cost. Everex was amongst the first companies to build applications based on<br />
Ethereum technology with its suite of operational products.<br />
EVEREX E-WALLET<br />
Everex’s e-wallet allows purchase,<br />
storage, conversion, and transfer of<br />
national fiat currencies over the<br />
blockchain. Payments are managed<br />
by financial institutions, corporates,<br />
governments and available to SMEs<br />
and individual users worldwide.<br />
CURRENTLY, THE FASTEST<br />
WAY TO TRANSFER MONEY<br />
FROM NEW YORK TO HONG<br />
KONG IS TO FLY IT THERE.<br />
EVEREX CHANGES THAT.<br />
ETHPLORER<br />
Everex’s popular and widely-used Ethereum token explorer with open API,<br />
is also the backbone of Everex' back-end infrastructure.<br />
CHAINY<br />
Chainy is an independent, open source, Ethereum-based document management<br />
and proof-of-existence smart contract (DAPP) offering immutable URL links and<br />
messages on the blockchain.<br />
SMART CONTRACTS<br />
Under regulatory guidance, Everex develops smart contracts to operate<br />
and manage transactions for domestic and cross-border transfers, merchant<br />
payments, and other financial services.<br />
GLOBAL CREDIT SCORING SYSTEM<br />
Our existing product suite tracks user transactional and personal data<br />
which will ultimately serve as the basis for our blockchain-based<br />
credit-rating and lending offerings, expanding the range of financial<br />
services available to our customers.<br />
USE CASES:<br />
• Domestic and cross-border money transfers<br />
• Currency exchange and trade settlements<br />
• Local and international merchant and P2P payments<br />
• Crowdfunding, lending and microfinance business<br />
• Financial data collection and processing with AI for<br />
credit scoring and management<br />
4<br />
5
OUR CLIENTS & SECURITY<br />
TRACTION<br />
OUR CLIENTS<br />
TRACTION<br />
CENTRAL BANKS | COMMERCIAL BANKS | FINANCIAL INSTITUTIONS<br />
Central banks can use Everex to modernize payment infrastructures through local<br />
financial institutions (ex. commercial banks and payment providers) and reach into<br />
other broader corridors. By digitizing national currency, central and commercial<br />
banks can embrace a cashless economy of transparent and traceable transactions,<br />
which benefit AML and tax oversight. Regulators have real-time access to all<br />
information created by the ecosystem and Everex provides additional data-mining<br />
tools and the ability to embed financial regulations into smart contracts.<br />
Transparent and traceable transactions through the use of blockchain's distributed<br />
ledger technology makes financial data collection and analysis easier. The higher<br />
volume and quality of data means reaching underserved clients with access to<br />
credit and capital, thereby spurring economic development.<br />
MTOS | CURRENCY EXCHANGE BUSINESSES<br />
Everex’s solutions provide transparent, and traceable cross-border transactions<br />
without intermediaries, enabling our customers to experience faster and fee-less<br />
money transfers and other services.<br />
TELCOS | RETAILERS | MANUFACTURERS | ERP SYSTEMS<br />
Companies looking to enter and/or optimize their cross-border financial transactions<br />
can utilize Everex’s white label e-wallet for payments, payroll, lending and targeting<br />
of underserved customer base. Large service companies can also integrate Everex's<br />
payment solution into existing infrastructure. We can build use cases for companies<br />
like SAP, Uber, Salesforce, Expedia, Uniqlo and others, integrating real-time payment<br />
functionality within existing ERP systems.<br />
SECURITY IS OUR PRIORITY<br />
• Controllable smart contracts with autonomous administration rights<br />
• Multiple E-Wallet security levels based on account balances and transaction amounts<br />
• Advanced private keys security management minimizing threats of tampering,<br />
fraud and cyber-crime<br />
• Robust operational processes that mitigate hacking, fraud and unintended losses<br />
10M monthly visitors<br />
for Ethplorer.io<br />
Seed funding from<br />
Holley Group (China)<br />
Products are fully developed for<br />
the launch stage, functionality<br />
and beta tested for over 6 months<br />
Pilot e-wallet launched in late<br />
2016 between Thailand and<br />
Myanmar: 600+ sign-ups and<br />
100+ unbanked users transferred<br />
over THB 1million as remittance<br />
payments using Everex’s<br />
technology via our fully functional<br />
e-wallet mobile solution<br />
Token Sale raised US $26M in<br />
September 2017 from<br />
8,000+ supporters<br />
10,000 registered users<br />
of the e-wallet<br />
10,000+ Everex utility Tokens<br />
(EVX) token holders trade on 18<br />
exchanges including OKex,<br />
Huobi, Binance, and BX Thailand<br />
6<br />
7
FINANCIAL INCLUSION<br />
FINANCIAL INCLUSION<br />
IN A CAPITALIST GLOBAL ECONOMY, YOU HAVE TO HAVE CAPITAL TO<br />
ACCRUE CAPITAL: AND THE WORLD’S UN(DER)BANKED LACK ACCESS<br />
TO THE KEY DRIVER OF ECONOMIC GROWTH.<br />
FINANCIAL INCLUSION<br />
2 billion people around the world have little to no access to<br />
financial services. They lack bank accounts, pay usurious interest<br />
rates to send money to friends and family, rely on untrustworthy<br />
networks to move money across border—and this all results in an<br />
inescapable poverty cycle.<br />
Everex is disrupting this cycle by providing the un(der)banked<br />
with access to its pioneering blockchain technology, allowing<br />
Peer-to-Peer fast and fee-free transactions from the touch<br />
of a smart phone.<br />
HOW EVEREX CAN SUPPORT HUMANITARIAN<br />
AND DEVELOPMENT PROGRAMMING<br />
LAND AND PROPERTY<br />
REGISTRATION<br />
AID FINANCING<br />
REMITTANCES/<br />
CROSS-BORDER<br />
PAYMENTS<br />
IDENTIFICATION AND<br />
DOCUMENTATION<br />
CASH<br />
PROGRAMMING<br />
MICRO-LENDING<br />
CROWD-FUNDING<br />
PARTNERING FOR IMPACT<br />
Everex is a member of ConsenSys’ Blockchain for Social Impact Coalition, which<br />
incubates, develops, and implements blockchain solutions to address social and<br />
environmental challenges across the United Nation’s Sustainable Development<br />
Goals. We also partner with UN and NGOs to leverage blockchain technology in<br />
humanitarian programming, bringing the forefront of technology to solve the<br />
most challenging contexts. For more information on how you can partner with<br />
Everex to support your impact goals, visit our Team at www.everex.io<br />
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9
BLOCKCHAIN & SMART CONTRACTS<br />
COMPANY INFORMATION & LEGAL COMPLIANCE<br />
BLOCKCHAIN & SMART CONTRACTS<br />
Everex technology is built on the Ethreum blockchain, an open-source, public,<br />
blockchain-based distributed computing platform and operating system<br />
featuring smart contracts. This distributed system records transactions and stores<br />
them in a decentralized and encrypted manner. What this means is that<br />
transactions are immutable, once on the blockchain, a transaction cannot be<br />
amended or deleted; transparent and can be tracked and monitored in real time;<br />
and secure, unlike traditional internet transactions which are stored in central<br />
servers and targeted for hacks, the decentralized nature of the blockchain makes<br />
it near impossible to attack.<br />
There is no limit to the type of information that can be stored on the blockchainfrom<br />
identity cards to home deeds- the blockchain can store and transfer<br />
digitalized assets in seconds and at near zero fees. Smart Contracts are the<br />
encoded agreements that allow for this transfer of digital assets to take place.<br />
Also immutable, they keep the parties to a contract beholden to their agreement,<br />
without the need for an trusted third party, by automating the terms of an<br />
agreement.<br />
COMPANY INFORMATION<br />
Everex was founded in 2014 and was registered in Singapore as Everex One Pte.<br />
Ltd in 2016. The company's wholly-owned subsidiary, Amilabs, Ltd., was set up in<br />
2015 under the Board of Investment of Thailand to promote innovation. A<br />
pioneer in blockchain development, Everex is a solution integrator for financial<br />
institutions and corporates. We offer technology and white label product<br />
licensing. Our targeted markets include Australia, Myanmar, China and domestic<br />
Thailand payments.<br />
With global reach and successful expertise in the fields of Finance, Banking,<br />
Payment, Interbank FX and Derivatives Markets, Financial Inclusion and<br />
Blockchain technology, Everex team has grown over time to reach an<br />
international presence and brings experience from major global companies,<br />
including Bain & Company, Morgan Stanley, Credit Suisse, responsAbility, The<br />
United Nations, and Shearman and Sterling LLP.<br />
Everex is funded via traditional equity and crowdfunding and is not looking for<br />
additional investments.<br />
STEP 2<br />
A triggering event, such as a<br />
deadline, is reached, and the<br />
contract executes itself according<br />
STEP 1<br />
to agreed-upon rules. This<br />
A contract between parties is contract runs automatically if the<br />
written into code in the blockchain. conditions are fullfilled, without<br />
The individuals involved are<br />
the need for a third-party<br />
anonymous, but the public ledger is overseeing the transaction.<br />
the contract. For instance, person A<br />
and person B agree that ownership<br />
of an asset is transferred only if a<br />
certain amount of money is sent from<br />
person A to person B.<br />
STEP 3<br />
Other parties in the blockchain,<br />
such as regulators, can use the<br />
blockchain to understand<br />
activity while still maintaining<br />
the privacy of individual parties.<br />
LEGAL COMPLIANCE<br />
• Everex operates a blockchain-based payments system equivalent to travelers checks<br />
• We enable required due diligence procedures and AML/KYC checks to comply<br />
with local regulations<br />
• Regulators have real-time access to all information and Everex provides additional<br />
data-mining tools and the ability to embed financial regulations into smart contracts<br />
CREDITS : UN OCHA<br />
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www.everex.io<br />
22 North Canal Road #02-00 Singapore 048834<br />
contact@everex.io<br />
Singapore: +65-944-81-222<br />
Thailand : +66-99-720-1213<br />
UK: +44 20 3290 9011