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WHO WE ARE<br />

CONTENT<br />

3<br />

4<br />

5<br />

6<br />

7<br />

9<br />

WHO WE ARE<br />

PRODUCT SUITE<br />

USE CASES<br />

OUR CLIENTS & SECURITY<br />

TRACTION<br />

FINANCIAL INCLUSION<br />

WHO<br />

WE<br />

ARE<br />

Everex is a blockchain technology provider offering global<br />

money transfer, payment and currency exchange solutions<br />

to financial and non-financial institutions worldwide.<br />

Everex technology enables its partners to usher individuals<br />

and SMEs, with or without access to banking services, into<br />

the new global economy with real-time fiat payments using<br />

10<br />

BLOCKCHAIN & SMART CONTRACTS<br />

distributed ledger technology. Fiat currency transactions are<br />

11<br />

COMPANY INFORMATION<br />

& LEGAL COMPLIANCE<br />

powered and governed by smart contracts in compliance<br />

with existing regulations. Everex payment ecosystem brings<br />

the best of banking and blockchain together, through:<br />

• Real-time currency conversions<br />

• Instant payment confirmation anywhere in the world<br />

in under 30 seconds settlement time<br />

• Secured and verified transactions<br />

• Immutability and military grade security via<br />

distributed ledger technology<br />

• AML/KYC of all participants<br />

• Regulatory compliance<br />

CHINA<br />

THAILAND<br />

EVEREX HQ<br />

SINGAPORE<br />

• Fiat currency-linked smart contracts operating<br />

payments on a basis similar to travelers checks<br />

• Financial inclusion of 2 billion of underserved users<br />

into the global economy<br />

• Access and control mechanisms for product<br />

administrators<br />

• Transparent and omnipresent environment<br />

MYANMAR<br />

• Integration into existing banking infrastructure and<br />

independent payment channels<br />

• Drastic reduction of physical cash usage and<br />

associated costs with full traceability and control<br />

AUSTRALIA<br />

2 3


PRODUCT SUITE<br />

USE CASES<br />

PRODUCT SUITE<br />

Everex’s proprietary technology provides an open system for public and private<br />

institutions to manage financial transactions with greater transparency and lower<br />

cost. Everex was amongst the first companies to build applications based on<br />

Ethereum technology with its suite of operational products.<br />

EVEREX E-WALLET<br />

Everex’s e-wallet allows purchase,<br />

storage, conversion, and transfer of<br />

national fiat currencies over the<br />

blockchain. Payments are managed<br />

by financial institutions, corporates,<br />

governments and available to SMEs<br />

and individual users worldwide.<br />

CURRENTLY, THE FASTEST<br />

WAY TO TRANSFER MONEY<br />

FROM NEW YORK TO HONG<br />

KONG IS TO FLY IT THERE.<br />

EVEREX CHANGES THAT.<br />

ETHPLORER<br />

Everex’s popular and widely-used Ethereum token explorer with open API,<br />

is also the backbone of Everex' back-end infrastructure.<br />

CHAINY<br />

Chainy is an independent, open source, Ethereum-based document management<br />

and proof-of-existence smart contract (DAPP) offering immutable URL links and<br />

messages on the blockchain.<br />

SMART CONTRACTS<br />

Under regulatory guidance, Everex develops smart contracts to operate<br />

and manage transactions for domestic and cross-border transfers, merchant<br />

payments, and other financial services.<br />

GLOBAL CREDIT SCORING SYSTEM<br />

Our existing product suite tracks user transactional and personal data<br />

which will ultimately serve as the basis for our blockchain-based<br />

credit-rating and lending offerings, expanding the range of financial<br />

services available to our customers.<br />

USE CASES:<br />

• Domestic and cross-border money transfers<br />

• Currency exchange and trade settlements<br />

• Local and international merchant and P2P payments<br />

• Crowdfunding, lending and microfinance business<br />

• Financial data collection and processing with AI for<br />

credit scoring and management<br />

4<br />

5


OUR CLIENTS & SECURITY<br />

TRACTION<br />

OUR CLIENTS<br />

TRACTION<br />

CENTRAL BANKS | COMMERCIAL BANKS | FINANCIAL INSTITUTIONS<br />

Central banks can use Everex to modernize payment infrastructures through local<br />

financial institutions (ex. commercial banks and payment providers) and reach into<br />

other broader corridors. By digitizing national currency, central and commercial<br />

banks can embrace a cashless economy of transparent and traceable transactions,<br />

which benefit AML and tax oversight. Regulators have real-time access to all<br />

information created by the ecosystem and Everex provides additional data-mining<br />

tools and the ability to embed financial regulations into smart contracts.<br />

Transparent and traceable transactions through the use of blockchain's distributed<br />

ledger technology makes financial data collection and analysis easier. The higher<br />

volume and quality of data means reaching underserved clients with access to<br />

credit and capital, thereby spurring economic development.<br />

MTOS | CURRENCY EXCHANGE BUSINESSES<br />

Everex’s solutions provide transparent, and traceable cross-border transactions<br />

without intermediaries, enabling our customers to experience faster and fee-less<br />

money transfers and other services.<br />

TELCOS | RETAILERS | MANUFACTURERS | ERP SYSTEMS<br />

Companies looking to enter and/or optimize their cross-border financial transactions<br />

can utilize Everex’s white label e-wallet for payments, payroll, lending and targeting<br />

of underserved customer base. Large service companies can also integrate Everex's<br />

payment solution into existing infrastructure. We can build use cases for companies<br />

like SAP, Uber, Salesforce, Expedia, Uniqlo and others, integrating real-time payment<br />

functionality within existing ERP systems.<br />

SECURITY IS OUR PRIORITY<br />

• Controllable smart contracts with autonomous administration rights<br />

• Multiple E-Wallet security levels based on account balances and transaction amounts<br />

• Advanced private keys security management minimizing threats of tampering,<br />

fraud and cyber-crime<br />

• Robust operational processes that mitigate hacking, fraud and unintended losses<br />

10M monthly visitors<br />

for Ethplorer.io<br />

Seed funding from<br />

Holley Group (China)<br />

Products are fully developed for<br />

the launch stage, functionality<br />

and beta tested for over 6 months<br />

Pilot e-wallet launched in late<br />

2016 between Thailand and<br />

Myanmar: 600+ sign-ups and<br />

100+ unbanked users transferred<br />

over THB 1million as remittance<br />

payments using Everex’s<br />

technology via our fully functional<br />

e-wallet mobile solution<br />

Token Sale raised US $26M in<br />

September 2017 from<br />

8,000+ supporters<br />

10,000 registered users<br />

of the e-wallet<br />

10,000+ Everex utility Tokens<br />

(EVX) token holders trade on 18<br />

exchanges including OKex,<br />

Huobi, Binance, and BX Thailand<br />

6<br />

7


FINANCIAL INCLUSION<br />

FINANCIAL INCLUSION<br />

IN A CAPITALIST GLOBAL ECONOMY, YOU HAVE TO HAVE CAPITAL TO<br />

ACCRUE CAPITAL: AND THE WORLD’S UN(DER)BANKED LACK ACCESS<br />

TO THE KEY DRIVER OF ECONOMIC GROWTH.<br />

FINANCIAL INCLUSION<br />

2 billion people around the world have little to no access to<br />

financial services. They lack bank accounts, pay usurious interest<br />

rates to send money to friends and family, rely on untrustworthy<br />

networks to move money across border—and this all results in an<br />

inescapable poverty cycle.<br />

Everex is disrupting this cycle by providing the un(der)banked<br />

with access to its pioneering blockchain technology, allowing<br />

Peer-to-Peer fast and fee-free transactions from the touch<br />

of a smart phone.<br />

HOW EVEREX CAN SUPPORT HUMANITARIAN<br />

AND DEVELOPMENT PROGRAMMING<br />

LAND AND PROPERTY<br />

REGISTRATION<br />

AID FINANCING<br />

REMITTANCES/<br />

CROSS-BORDER<br />

PAYMENTS<br />

IDENTIFICATION AND<br />

DOCUMENTATION<br />

CASH<br />

PROGRAMMING<br />

MICRO-LENDING<br />

CROWD-FUNDING<br />

PARTNERING FOR IMPACT<br />

Everex is a member of ConsenSys’ Blockchain for Social Impact Coalition, which<br />

incubates, develops, and implements blockchain solutions to address social and<br />

environmental challenges across the United Nation’s Sustainable Development<br />

Goals. We also partner with UN and NGOs to leverage blockchain technology in<br />

humanitarian programming, bringing the forefront of technology to solve the<br />

most challenging contexts. For more information on how you can partner with<br />

Everex to support your impact goals, visit our Team at www.everex.io<br />

8<br />

9


BLOCKCHAIN & SMART CONTRACTS<br />

COMPANY INFORMATION & LEGAL COMPLIANCE<br />

BLOCKCHAIN & SMART CONTRACTS<br />

Everex technology is built on the Ethreum blockchain, an open-source, public,<br />

blockchain-based distributed computing platform and operating system<br />

featuring smart contracts. This distributed system records transactions and stores<br />

them in a decentralized and encrypted manner. What this means is that<br />

transactions are immutable, once on the blockchain, a transaction cannot be<br />

amended or deleted; transparent and can be tracked and monitored in real time;<br />

and secure, unlike traditional internet transactions which are stored in central<br />

servers and targeted for hacks, the decentralized nature of the blockchain makes<br />

it near impossible to attack.<br />

There is no limit to the type of information that can be stored on the blockchainfrom<br />

identity cards to home deeds- the blockchain can store and transfer<br />

digitalized assets in seconds and at near zero fees. Smart Contracts are the<br />

encoded agreements that allow for this transfer of digital assets to take place.<br />

Also immutable, they keep the parties to a contract beholden to their agreement,<br />

without the need for an trusted third party, by automating the terms of an<br />

agreement.<br />

COMPANY INFORMATION<br />

Everex was founded in 2014 and was registered in Singapore as Everex One Pte.<br />

Ltd in 2016. The company's wholly-owned subsidiary, Amilabs, Ltd., was set up in<br />

2015 under the Board of Investment of Thailand to promote innovation. A<br />

pioneer in blockchain development, Everex is a solution integrator for financial<br />

institutions and corporates. We offer technology and white label product<br />

licensing. Our targeted markets include Australia, Myanmar, China and domestic<br />

Thailand payments.<br />

With global reach and successful expertise in the fields of Finance, Banking,<br />

Payment, Interbank FX and Derivatives Markets, Financial Inclusion and<br />

Blockchain technology, Everex team has grown over time to reach an<br />

international presence and brings experience from major global companies,<br />

including Bain & Company, Morgan Stanley, Credit Suisse, responsAbility, The<br />

United Nations, and Shearman and Sterling LLP.<br />

Everex is funded via traditional equity and crowdfunding and is not looking for<br />

additional investments.<br />

STEP 2<br />

A triggering event, such as a<br />

deadline, is reached, and the<br />

contract executes itself according<br />

STEP 1<br />

to agreed-upon rules. This<br />

A contract between parties is contract runs automatically if the<br />

written into code in the blockchain. conditions are fullfilled, without<br />

The individuals involved are<br />

the need for a third-party<br />

anonymous, but the public ledger is overseeing the transaction.<br />

the contract. For instance, person A<br />

and person B agree that ownership<br />

of an asset is transferred only if a<br />

certain amount of money is sent from<br />

person A to person B.<br />

STEP 3<br />

Other parties in the blockchain,<br />

such as regulators, can use the<br />

blockchain to understand<br />

activity while still maintaining<br />

the privacy of individual parties.<br />

LEGAL COMPLIANCE<br />

• Everex operates a blockchain-based payments system equivalent to travelers checks<br />

• We enable required due diligence procedures and AML/KYC checks to comply<br />

with local regulations<br />

• Regulators have real-time access to all information and Everex provides additional<br />

data-mining tools and the ability to embed financial regulations into smart contracts<br />

CREDITS : UN OCHA<br />

10<br />

11


www.everex.io<br />

22 North Canal Road #02-00 Singapore 048834<br />

contact@everex.io<br />

Singapore: +65-944-81-222<br />

Thailand : +66-99-720-1213<br />

UK: +44 20 3290 9011

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