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Home Buying Guide

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of<br />

Assessment<br />

Wants<br />

and<br />

Appraisal<br />

Underwriting<br />

the Search for<br />

Start<br />

New <strong>Home</strong><br />

Your<br />

Process and<br />

Loan<br />

Work Starts<br />

Title<br />

Days Before<br />

The<br />

Closing<br />

and Negotiate<br />

Write<br />

Offer an<br />

the<br />

Negotiate<br />

Inspection<br />

HOME BUYING<br />

OVERVIEW<br />

A<br />

What You Should Expect In This <strong>Home</strong> <strong>Buying</strong> Process<br />

Set expectations.<br />

Ask any questions.<br />

Meet the Team<br />

Establish Wants Vs.<br />

Needs.<br />

Find your home using our<br />

IDX integrated website.<br />

Coordinate with us to<br />

view the homes.<br />

View 4 - 6 homes a day.<br />

Discuss the offer terms<br />

with your Agent.<br />

Write and send offer<br />

through CTMe Contracts.<br />

Seller has the right to<br />

accept, counter, or reject.<br />

Go Under Contract<br />

Inspection and Earnest<br />

Money timelines begin.<br />

Transaction Coordinator<br />

starts processing the<br />

deal.<br />

Contract sent to Title and<br />

lender.<br />

Earnest Money<br />

deposited.<br />

Title requests necessary<br />

documents.<br />

Lender requests any<br />

necessary documents.<br />

Schedule an Inspector,<br />

and attend the inspection.<br />

Write Inspection<br />

Objection with your<br />

Agent.<br />

Negotiate all repair items.<br />

Final Issues<br />

6<br />

Review appraisal results.<br />

Negotiate any appraisal<br />

issues.<br />

Provide lender and Title<br />

any further documents.<br />

Loan gets Clear to Close.<br />

Closing scheduled by all<br />

parties.<br />

Closing disclosure<br />

provided with all funds<br />

due at closing.<br />

Schedule final walk<br />

through of your new<br />

home.<br />

Schedule utility turn on.<br />

Close the deal.

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