Edvest_May18-web

Environmentally-friendly changes to
your life and your finances
When it is time to seek a home loan, have you thought
about what you want your future home to be? Do
you want it to be something that you build from
scratch, or are you searching for something easy to
suit your lifestyle? Whatever the answer, you should
note that more and more home buyers around the
world and especially Australia are looking for more
environmentally efficient lifestyles.
At Police Bank, there is a Green Loan initiative not
only encourages you to save the environment, but save
money as well. The Green Loan offers low interest
rates, fixed rates, a reduced fees program and no
ongoing account fees just to name a few. Here are the
palpable benefits of a Green Loan will allow you to live
a green life.
What you can buy with your green loan
• Solar panels
• Battery systems to store solar energy
• Hot water systems
• Pump systems
• Rain water tanks
• Double glazing for windows
Energy efficient white ware and home appliances If
you decide that going green is the way for you, talk
to the experienced team at Police Bank. We can
discuss the benefits of the loan and exactly what
you can purchase with it. It’s not only an investment
for your immediate future, but for the long term as
well. Buyers are becoming more aware of the need
to preserve the planet and are looking at ways their
home can do that. If you eventually decide to sell your
home, it will have that extra bit of value if it is a green
home. Choice reiterates that just like energy-efficient
stickers on appliances, all new houses built need to
have at least a six star energy rating. The fact that this
is now become regulations means that the housing
industry is well aware of the changing climate and our
need to do all we can to protect the environment.
Why not make your car go green as well? Going
green doesn’t just apply to your home and contents,
but under Police Bank’s Green Loan you can buy
a environmentally friendly car. The Australian
Government Institute released a list of the most
popular and environmentally friendly vehicles. The
financial benefits range from tax benefits and saving
on the cost of fuel. Also hybrid cars seem to be higher
than others when reselling them as more and more
people are looking for cleaner, greener cars. Whether
your are travelling the countryside and stopping at
recharge stations or if you’re staying at home with
solar powered electricity, every action you take will
affect the world in return.
The smallest of changes, whether it is to your car or
home, can make a big difference to your finances as
well. Cost versus saving Initially installing solar panels
is going to cost you money without return straight
away. However, Choice says that solar panels can save
up to 30% of your monthly bills. This will happen if you
are energy-conscious in your home, turning off the
appliances that you don’t need on 24 hours a day and
using only energy efficient appliances.
With small adjustments to your daily life, your savings
will be greater than if you just switch over to solar
power. It is by having solar panels that will make you
more conscious of the energy you are using. There are
number of reasons why the a Green Loan with Police
Bank can help the environment. However, it can also
drastically change your living conditions and what you
put back out into the world. Check out your personal and
green loan options on www.policebank.com.au/green
(www.customsbank.com.au/green for Customs Bank
Members) or talk to our friendly team on 131 728.
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