Cleaning Buyers’ Guide

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How to protect your company from liability and avoid legal mistakes? As you probably noticed, the last few interview questions listed are regarding insurance and avoiding liability or legal mistakes. This is one of the crucial things you need to know before hiring a commercial cleaning company. Hiring the wrong company can seriously cost you if property is lost, stolen or damaged. So make sure you are well-informed on this subject. There are 4 types of insurance: General Liability Insurance – this is the first line of defense against a variety of claims from alleged negligence to wrong doing by your commercial cleaning company and it is a must have. It’s strongly recommended that you make sure your cleaners have at least a minimum of 1 million dollars of general liability insurance. NEVER HIRE a company without General Liability Insurance. Workers Compensation Insurance – is basically a form of “social insurance” which covers job related injuries or in worst situation death of an employee. It compensates the employee or their heirs regardless of whose fault it was. It covers employees’ injury both at your place of business and during business related travel. Again, make sure to verify that the cleaning company has this insurance and their coverage is at least 1 million dollars and it’s clearly stated on the insurance certificate. Automobile Liability Insurance – as the name states itself, this insurance policy protects people and property from accidents that occur involving your cleaning Commercial Cleaning Buyers’ Guide – citywidejani.com Page: 11
company’s auto fleet. Any accidents that can occur on their way to your company can easily put your business at risk. You never know the way they operate their vehicles and what may happen on the road. Therefore in order to be completely sure that you are not holding any liability and putting your business in jeopardy make sure the cleaning company has this type of insurance. Umbrella Policies – this is the worst case scenarios preventers: it covers all losses in excess over General Liability, workers compensation and auto liability insurance. In simple words, if the worst happens and you have a claim settlement that exceeds the 1 million dollars in general ability coverage of your cleaning company, then the umbrella policy will pick up the additional expense together with the legal expenses and you won’t have to worry about anything. Considering that this is the ‘ultimate’ insurance, make sure the cleaning company has at least 5 - 6 million dollars Umbrella Coverage on their insurance certificate. Now, the question you may ask, is how to make sure the insurance certificate is authentic? Well, the authentic insurance certificate will be mailed to you by a insurance carrier and will contain your company’s name and the BSC’s name as the insured, it will list the insured limits and has an expiration date. You can always check it with the insurance company to be 100% sure it is legit. Insurance is not the only thing that can cause you problems and put your reputation in jeopardy. If the commercial cleaning company you hire has illegal workers (no matter if it is a immigrant without proper documentation or workers who are intentionally misclassified as independent contractors so Commercial Cleaning Buyers’ Guide – citywidejani.com Page: 12
Page 1 and 2: Commercial Cleaning Buyers’ Guide
Page 3 and 4: Table of Contents Why commercial cl
Page 5 and 6: If split the cleaning between your
Page 7 and 8: Once you have a list and know what
Page 9 and 10: The right interviewing questions to
Page 11: Interview Questions Suggestions Do
Page 15 and 16: How to play the pricing game? The l

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