Surrey Homes | SH44 | June 2018 | Kitchen & Bathroom supplement inside

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specific circumstances, such as death or loss of mental capacity. Some software collates password information automatically, while others require this to be updated manually. In this case, care must be taken to ensure the record is kept up to date. If you are less sensitive about the way your password data is stored, you may wish to notify your next of kin during your lifetime, or provide instructions on where to find the information. The trick is to remember to update that information each time a password change takes place, or whenever you open a new online account. For the less tech-savvy, physical storage of your data using a memory stick, hard drive or even on paper might offer a more practical solution. This method also protects your information from improper access by hackers, though you should of course ensure that the documents are stored in a secure place. Whatever the extent of your digital assets, it would be sensible to consider these when planning for the future. Making a list of these is a good place to start, allowing you to judge the size and significance of each account. If you already have a Will in place, you should think about making details of these assets known to your executors, along with instructions on how to access them. You could keep a list of these with your Will or in a safe place at home. The most important thing is to make these details known in advance. Specialist solicitors will offer an opportunity to discuss how to manage your digital inheritance as part of the Will-making process and enable you to decide what arrangements suit you best. For further information please contact Kate Arnold LLB TEP, at kate.arnold@cripps.co.uk or call 01892 506337. What’s in a will? Samantha Ewing of Charles Russell Speechlys explains why it’s essential to get professionals to draw up your will More and more people are trying to prepare their own wills at home, but the reality of the problems this can cause are often overlooked. A will is an important legal document and there are various strict legal requirements which determine how a will must be signed and witnessed for it to be valid. Best practice when executing a will is for two witnesses to remain in the same room with the testator and, once the testator has signed the will, the witnesses should then sign the will all in each other’s presence. Sounds straightforward enough? Not necessarily so. A recent Court case had to consider the validity of two wills from 1998 and 2012 where the parties argued over, amongst other things, whether or not they had been executed or ‘signed’ correctly by the witnesses. Even a simple mistake could mean that your will is invalid. This could mean a previous will might take effect, if you had one, which could contain gifts you no longer want to make or include people you no longer want to benefit – or leave someone else out. It may lead to you dying ‘intestate’ meaning the members of your family who benefit will be decided by law, rather than according to your wishes. Glossy flyers handed out by will-writing companies or non-lawyers may seem to offer a cut price deal for preparing a will, but there are always dangers in using unqualified individuals to prepare one for you. ‘Will writers’ are often unregulated and don’t have to comply with the same codes of conduct or regulation as a law firm. For the price quoted you are unlikely to receive full and detailed advice on all the issues that could affect how you should prepare your will, including tax and trusts (for example for your minor children, or for anyone whom you wish to help but who lack capacity to manage money themselves). Problems with signatures - and even the specific wording that is used to leave someone money or a gift - can lead to expert reports being required to prove who may or may not have signed the will, as well as court proceedings to determine what you meant by the terms of your will. This all adds to the expense of sorting out a dispute. It may seem that by making a homemade will you are saving money, but often it will be your loved ones, or friends named in your will (and those who are left out and want to challenge that decision) who have to pay for legal advice to sort out any claim. Will validity claims are a costly affair both financially and emotionally. Claims are often against other family members and can cause irreparable damage to family relations. There is no absolute way to prevent someone from challenging your will, or making a claim against your estate after your death, but by taking some simple steps you can minimise that risk for those you remember in your will: 1. Get professional help from a law firm, particularly if you think someone may challenge your will after you die. 2. Get tax advice on your will. Many law firms offer this or can put you in touch with a suitable financial adviser. 3. If you have had a diagnosis of dementia or similar condition, that does not stop you from making a will. A law firm can advise you on the best steps to take to minimise any risk of a will challenge being made, should you want to exclude someone significant, or have concerns that someone might be upset with the terms of your will. Finally, don’t forget that your will is private to you. You have no obligation to tell anyone in your life what is in it (with one or two exceptions), but it is obviously sensible to tell someone that you have made a will and where it is. Law firms will also usually offer to store it free of charge for you, so you can be reassured it is safe. Samantha Ewing is a specialist in will and estate disputes. 01483 252579 charlesrussellspeechlys.com surrey-homes.co.uk 76
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PRICELESS JUNE 2018 KITCHEN & BATHR
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Our huge range of customisable furn
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Please call for a brochure or visit
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DIAMOND JEWELLERY FROM PRESTONS Pre
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Contents June 2018 48 104 124 28 39
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GUILDFORD GU1 2QY National strength
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Embrace quintessential village life
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PICTURE PERFECT INSIDE & OUT 4 Bedr
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OVER 50% NOW SOLD CONVENIENT APARTM
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adVertiseMent Feature A penthouse l
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83 Bates Road, Brighton cliveemson.
Page 26 and 27: PHASE 2 LAUNCH UNRIVALLED COUNTRY L
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Page 30 and 31: House Month of the £2,700,000 June
Page 32 and 33: As with all investments, your capit
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Page 36 and 37: ADVERTISEMENT FEATURE Promotional d
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Page 40 and 41: CELEBRATE WITH US Whatever your occ
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Page 45 and 46: DBS checked and fully insured Edito
Page 47: © 1996 Forest Stewardship Council
Page 50 and 51: stylish living for your home www.la
Page 52 and 53: onto a terrace with decking laid in
Page 54 and 55: Luxury bespoke carpets and area rug
Page 56 and 57: “Renovation is addictive because
Page 58 and 59: Elwyns supplying beautifully crafte
Page 60 and 61: Above: The master suite. The bed is
Page 62 and 63: G S WINDOWS & DOORS by ECOHAUS IS T
Page 64 and 65: Previous page: The master suite’s
Page 66 and 67: “Surrey Hills Concierge is all ab
Page 68 and 69: Above: Daughter Madeline’s bedroo
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Page 80 and 81: York Handmade Brick are an award wi
Page 82 and 83: Above: In the family breakfast room
Page 84 and 85: THE HISTORIC BRITISH STONE WITH A B
Page 86 and 87: Above: In the drawing room, barred
Page 88 and 89: British Luxury Furniture Since 1977
Page 90 and 91: Above: The first floor is largely t
Page 92 and 93: INSTANT HEDGES AND LARGE TREES
Page 94 and 95: Previous page: A small seating area
Page 96 and 97: A world beneath your feet Jacaranda
Page 98 and 99: allowing the personality of the peo
Page 100 and 101: D&S Wealden Times Ads 1-4 (Feb'18)_
Page 103 and 104: Kitchen& Bathroom A Surrey Homes Su
Page 105 and 106: 27 13 Kitchen trends: furniture Con
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Page 112 and 113: schmidt-kitchens.com schmidt-kitche
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Page 116 and 117: Designer and maker of handmade besp
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CATCHPOLE & RYE KENT ENGLAND EXCLUS
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Range of Tiles, Bathrooms and Showe
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SH Kitchen & Bathroom Supplement A
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AstonMatthews bathrooms Guildford s
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1978 | CELEBRATING FORTY YEARS | 20
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INDUSTRIAL STYLE BATHROOMS • SHOW
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Outstanding care within an independ
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Sunny spells Summer’s here at las
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Previous page: Bikini top, £41, bi
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Left: Hat, £19.95, Charity Farm Co
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Sizzling hot summer at The One Stop
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Linen jacket, £90, One Life Clothi
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ADVERTISEMENT FEATURE Coming to Por
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DISCOVER AN UNRIVALLED RANGE OF QUA
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Beauty Travel light When you’re h
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www.cntraveller.com................
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Natural wisdom Natasha Richardson i
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Food Long-established as a restaura
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Gin & Lime Cheesecake Serves 12 Equ
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Garden feed plants much past the su
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Garden Above: Caterpillar eggs warm
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Traditional Craftsmanship for Moder
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Garden I liked one double-fronted h
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Garden Above: large specimens of th
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Education Jump to it Exercise is as
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Denbies Wine Estate England’s Lar
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HOTEL SUPERIOR SATEEN 400 THREAD BE
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Jane Howard’s Fables from the Far
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Have you been affected by the Volks
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