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4 | October 4, 2018 | 22nd century media Active aging 22ndCenturyMedia.com Exploring common questions about Medicare Advantage plans At DuPage Medical Group, our patients often approach us with questions regarding Medicare coverage and which plans might be right for them. One such option is Medicare Advantage, which can offer improvements in both cost and overall care. What are some of the extended benefits? Medicare Advantage plans offer the same coverage as traditional Medicare, plus additional features through Medicare-approved private companies. Coverage under Medicare Advantage plans often includes preventative care and wellness services such as disease prevention, chronic care management, and even gym memberships. Dental and vision coverage are also common features included in Medicare Advantage plans. Lastly, most Medicare Advantage policies include Medicare prescription drug coverage (also known as “Part D”) and do not require Medigap (supplemental) coverage. Who are good candidates? Medicare Advantage can be the perfect solution for seniors looking to take more control of their health through expanded healthcare services. Medicare Advantage policyholders secure coverage for a number of services which would not be deemed “medically necessary” under traditional Medicare plans, potentially offering them more peace of mind when it comes to their health. With a variety of different plans to choose from, you’ll be able to find a Medicare Advantage policy that’s best suited to your lifestyle and healthcare needs. How does it work? Each Medicare Advantage plan operates a little differently, making the options more flexible. However, Medicare Advantage costs also change on an annual basis depending on factors like copayments, deductibles, plan network policies and charges for extra benefits. When is a good time to consider plans? Any time is good for starting your research. We encourage patients to discuss health care decisions with their family members, and meet with a licensed insurance agent to compare their plan options. Since Medicare costs and plan benefits do change every year, it’s important to review how these fluctuations may impact your health care the following year. In preparation, here are some other important questions to consider: • What will the plan cost, and is it yearly or monthly? • Will I pay something at the time of a provider visit? • Will my current medications be covered? • Do I need a referral to see a specialist? • Which hospitals are in the plan network? Are there exceptions? • How will this plan coordinate with the healthcare provided by my former employer or veterans benefits? • Are there special programs that I qualify for this year? DuPage Medical Group helps coordinate Medicare education seminars at many of our offices, as well as other convenient locations around the community. Submitted by DuPage Medical Group. For more information, visit www.dupagemedicalgroup.com/ medicare or call (844) 543-3762. To learn more call today! (708) 479-1082 Memory Exceptional Support The Legacy is structured to provide seniors with a simple, uncomplicated lifestyle and a safe environment in which they can experience meaningful activity and daily opportunities for success. 10820 183rd Street • Orland Park, IL 60467 EvergreenSLC.com/OrlandPark Facebook.com/EvergreenSeniorLivingOrlandPark DOWNLOAD OUR FREE E-BOOK! Now, dementia caregivers at home can take advantage of this successful method at NO CHARGE! Please visit EvergreenSLC.com/OrlandPark to download a FREE copy of Life Unrehearsed: Learn How to Live with Peace And Joy! This publication is like no other, offering a unique approach and detailed examples you will benefit from.
22ndCenturyMedia.com active aging 22nd century media | October 4, 2018, 2018 | 5 $ 0 *with copay on flu shots* or $25 without insurance Care for all your family’s minor illnesses and injuries Walk-ins welcome, or book online at Ingalls.org/InQuicker most insurance Many insurance plans accepted; services are often less expensive than care from a drugstore clinic For more information about the UChicago Medicine Ingalls Care Center, stop by or call 708-915-ASAP (2727) HOURS Monday - Friday: 8 a.m. to 8 p.m. Saturday and Sunday: 8 a.m. to 4 p.m. LOCATION 4742 Cal Sag Road in Crestwood (at Cicero and Cal Sag Road) ingalls.org
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