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KNOW THE HISTORY<br />
OF THE FIRTHS<br />
BANK IN HONDURAS<br />
III Banca Y Finanzas<br />
01
With the rising cost of living, it’s imperative that we invest, whether<br />
that’s $10,000 or $100,000. And, obviously, when we invest our hard-earned dollars, we<br />
want to generate high returns while enduring little risk.<br />
Possible?<br />
Well, to a point. In terms of returns, there are better low-risk investments than others, but<br />
it is definitely still true that the higher return you want, the more risk you’ll have to accept.<br />
But as you near retirement, or if you’re saving for your high school senior’s college fund,<br />
your appetite for risk drops precipitously. You simply cannot afford to see a huge drop in<br />
the market right before you need to begin withdraws.<br />
The top 12 best low risk investments<br />
with the highest returns:<br />
1. Peer to Peer Lending<br />
2. High Interest Savings<br />
3. Credit Card Rewards<br />
4. Certificate of Deposit<br />
5. Annuities<br />
6. Treasury Inflation Protected<br />
Securities (TIPS)<br />
7. Money Market Funds<br />
8. Municipal Bonds<br />
Help they Employees to be Better!<br />
At BAC Credomatic we give you the opportunity to develop and<br />
enhance your talents, innovate and contribute ideas to achieve<br />
your personal and professional success, as well as that of the<br />
organization and that of thousands of families and companies in<br />
the Region.<br />
We rely on the values of innovation and leadership as a standard<br />
that guides us in everything we do; in the daily effort to<br />
achieve and provide work excellence; in respect for people who<br />
have some type of disability, providing opportunities for employment<br />
inclusion; and to offer health and leisure services, as<br />
well as to motivate the growth and professional development of<br />
our collaborators, so that they have a better quality of life both<br />
personally and professionally.<br />
All of the above, allows us to promote the development of the<br />
Central American Region, positively impacting the lives of thousands<br />
of people every day.<br />
9. U.S. Savings Bonds<br />
10. Cash Value Life Insurance<br />
11. Online Checking Account<br />
12. Bank Bonuses
Stock market, markets and<br />
quotes<br />
Wall Street recovers part of the lost<br />
and closes with strong increases<br />
The ups and downs of the US stock<br />
market in recent weeks have returned to be evident this<br />
Thursday, in which the main indices have registered strong<br />
increases that have not managed to compensate for the<br />
falls on Wednesday.<br />
At the end of the session, the Industrial Dow Jones rose<br />
1.63% to 24,985.06 points, while the S & P 500 improved<br />
1.86% to 2,705.57 points and the Nasdaq Composite rallied<br />
2.95% up the 7,318.34 units.<br />
Almost all the sectors finished in green, among which<br />
stood out the non-essential<br />
consumer goods (3.41%),<br />
the technological (3.32%),<br />
the telecommunications<br />
(2.67%), the financial (1,<br />
64%), raw materials<br />
(1.38%), healthcare (1.24%), real estate (1.22%), and
financial proverbs that are<br />
still true today:<br />
Spending money you don’t have is the first step on the slippery<br />
slope of debt. Of course, it’s pretty impossible to buy everything<br />
you need with cash these days, so some debt (mortgage, car<br />
loan, student loans, etc.) is a given. It’s the non-essentials that<br />
will get you, so when it comes to credit purchases be careful.<br />
<br />
Spending is quick; earning is slow. – Russian<br />
Spending is quick, alright. Thanks to modern technology, the<br />
“convenience” of buying has never been greater – we can spend<br />
hundreds of dollars in the swipe of a card, the click of a mouse<br />
and the tap of a smartphone. Just remember, no matter how easy<br />
it is to spend your money, it’s not getting any easier to make that<br />
money.<br />
<br />
A fool and his money are soon parted. – Dr. John<br />
Bridges<br />
Don’t take this one the wrong way. Smart people and money are<br />
parted all the time, too. It just means that all money decisions are<br />
important and you can’t take it for granted that your money will<br />
always be there. The more you do to educate yourself about finances,<br />
the better equipped you’ll be to take your money in line.<br />
Creditors have better memories than debtors. –<br />
Ben Franklin