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Page 8 www.TheTownCommon.com November 14 - 20, 2018 AMERICAN ARCHITECTURAL GENERAL CONTRACTORS L.L.C. Consultation to Project Completion . Carpentry . Masonry . Landscaping . Roofing . Basements . Water Entry . All Phases of Construction . Commercial/Residential . All Maintenance Work . OVER 25 YEARS of All Types of Restorations . Free Initial Consultation . Project Management “In the Field” Experience PROPERTY MANAGEMENT/CONSTRUCTION SUPERVISION All Types of Property Repairs Vincent A. Iafrate, G.C. (617)835-3550 AMERICAN ARCHITECTURAL GENERAL CONTRACTORS L.L.C. 51% of marriages end in Consultation to Project Completion . Carpentry . Masonry . Landscaping . Roofing . Basements . Water Entry . All Phases of Construction . Commercial/Residential . All Maintenance Work . OVER 25 YEARS of All Types of Restorations . Free Initial Consultation . Project Management PROPERTY MANAGEMENT/CONSTRUCTION SUPERVISION DIVORCE “In the Field” Experience All Types of Property Repairs Vincent A. Iafrate, G.C. (617)835-3550 Kathryn has been a results driven RE/MAX Realtor* for 35 productive years. She has been a Real Estate Divorce Specialist since 2008. She has her Master’s degree in psychology. She is a successful negotiator (1300+ homes SOLD on the North Shore). (c) 2018 King Features Syndicate, Inc. Why should you immediately call Kathryn O’Brien if you are going through a divorce an need to sell your marital home? These three qualities plus honesty and compassion will help you survive the stress of a divorce while selling your largest asset for top dollar. If you, or someone you know, has a house they have to sell and is facing a divorce, call Kathryn today for a FREE and confidential consultation and a FREE copy of her book: ARIES (March 21 to April 19) Keep your feelings to yourself as you work through an awkward circumstance. Complaining is useless, and also unwise since your words could come back to haunt you. TAURUS (April 20 to May 20) A sudden flash of Bovine practicality shows you how you might be able to turn your artistic pursuits into a profitable venture. A spouse or partner offers some sage advice. GEMINI (May 21 to June 20) Be prepared with several “Plan Bs” that you might have to use as backups just in case you encounter some troublesome complications with your carefully constructed schedule. CANCER (June 21 to July 22) You might think you’ll never have a free moment again with the demands of the workplace piling on. Cheer up. The pressure eases as holiday time nears. An old friend brings good news. LEO (July 23 to August 22) Your Leonine pride might make it difficult to offer an apology to a co-worker you unintentionally offended. But a quick and sincere “I’m sorry” could prevent problems down the line. VIRGO (August 23 to September 22) This is a good time to tackle those backed-up chores that have kept you from moving into other, potentially more worthwhile projects. A personal matter needs your attention. LIBRA (September 23 to October 22) You usually have no problem rushing to the defense of someone you perceive as being treated unjustly. But perceptions could be deceiving this week. Check the facts before you act. SCORPIO (October 23 to November 21) Before you point fingers at who might be to blame for the unexpected change in your plans, take a few moments to reflect on how this turn of events might be a blessing in disguise. SAGITTARIUS (November 22 to December 21) You seek out advice in the first part of the week. But be careful not to let counsel from others overshadow your own sense of perception. Things become clearer by the week’s end. CAPRICORN (December 22 to January 19) The trusted colleagues you relied on earlier continue to offer support with your project. But you take more control, and by the week’s end, you should be in full command. AQUARIUS (January 20 to February 18) Rely on your practical side while exploring investment possibilities. Caution is still your watchword in these matters. Your social life takes a gratifying turn by the week’s end. PISCES (February 19 to March 20) An already confusing situation appears to grow murkier during the first part of the week. But it all starts to clear by the week’s end. Plan to spend the weekend with someone special. BORN THIS WEEK: You have a passion for life that inspires others to follow your example. You could be a motivational speaker. TIDE CHART “Best Selling Options in a Divorce” Kathryn O’Brien 978-465-1322 The call is free, the results are priceless. 42o 49’N 070o 49’W NOV HIGH LOW SUN 14 Wed 3:51 7.25 4:04 7.85 9:54 1.51 10:31 0.73 6:33 4:21 15 Thurs 4:44 7.17 4:58 7.64 10:50 1.60 11:24 0.86 6:35 4:20 16 Fri 5:38 7.19 5:55 7.52 11:46 1.58 xx xx 6:36 4:19 17 Sat 6:32 7.34 6:51 7.50 12:18 0.91 12:43 1.42 6:37 4:18 18 Sun 7:24 7.59 7:44 7.57 1:10 0.88 1:38 1.15 6:38 4:17 19 Mon 8:12 7.92 8:34 7.69 1:59 0.79 2:28 0.79 6:40 4:16 20 Tues 8:57 8.28 9:21 7.85 2:45 0.68 3:15 0.40 6:41 4:16 21 Wed 9:39 8.65 10:06 8.01 3:28 0.54 4:00 0.00 6:42 4:15 22 Thurs 10:21 9.00 10:51 8.16 4:11 0.41 4:44 -0.37 6:43 4:14 SPONSORSHIP AVAILABLE 978-948-8696
November 14 - 20, 2018 www.TheTownCommon.com Page Health & Wellness By J. Peter St. Clair, DMD Most people who visit the dentist hope they leave the dental office hearing the final salutation from the dentist, “Everything looks great!” Teenagers who have made it without any cavities get used to hearing this…..until the wisdom teeth come into play. Mother Nature is generous when it comes to our teeth. First, we get 20 baby teeth; next we grow 28 permanent teeth; and finally around age 16-18, we start getting our 4 wisdom teeth (unless of course teeth are congenitally missing). There are usually 4 wisdom teeth, although some may have as few as none. The removal of wisdom teeth is usually recommended for one of the following reasons: • When the jaw is not large enough to accommodate the wisdom teeth, causing the teeth to become impacted (unable to grow in) or misaligned. • When wisdom teeth only partially erupt, leaving an opening for bacteria to enter around the tooth and cause infection. The news is in. We now know how much our Social Security benefit will increase for 2019. It’s going to be a seemingly large 2.8 percent, the biggest since 2012. For the average person now receiving $1,422 per month, that means a $39 increase to $1,461 after the COLA kicks in, which is what the financial gurus have been predicting. Medicare Part B premium is going up from $134 per month to $135.50. If your individual income ranges from $85,000 to $107,000, your premium will be $189.60. There are a few other changes Brighter Smiles... • When there is a chance that poorly aligned wisdom teeth will damage adjacent teeth. • When the wisdom teeth, because they are difficult to clean, cause periodontal (gum) problems with adjacent teeth. • When a cyst (fluid-filled sac) forms and destroys surrounding structures, such as bone or tooth roots. As soon as it is determined that the wisdom teeth are, or will become partially or fully impacted, they should be removed. This usually occurs between ages 16 to 18, as soon as the jaw has attained the majority of its adult size. Although it is less common, there are times when wisdom teeth will fit and do not need to be removed. You need either a large mouth or small teeth for this to occur. Removing impacted wisdom teeth at this time has several advantages. First, at this age, the roots are seldom fully formed, even though the tooth has become impacted. If left in place, the tooth will not erupt any further into the mouth but the roots will continue to grow. Removing an impacted wisdom tooth before the roots are fully formed is easier and less traumatic for the patient. Also, at this stage in the patient’s development, the bone surrounding the impacted tooth is more pliable. Typically, The Smartest of Teeth Senior Scene patients having wisdom teeth removed in their mid-teens heal more rapidly and have a shorter and less complicated postoperative recovery. There are many adults who still have their wisdom teeth. In my experience, I have seen very few adults who are able to keep their wisdom teeth for their lifetime. The Town smile say Common about you? They usually cause some kind Whether you are missing teeth or are unhappy with the of problem, which often times ones you have, it may be time to explore your options. does not hurt, as the problem All Phases of Dental Care Including: develops. For example, my fatherin-law recently needed a partially • Sleep Apnea/Snoring Treatment • Grinding/Clenching/TMJ Therapy impacted wisdom tooth removed Learn More: www.stclairdmd.com (which should have been removed Please call our office to schedule about 50 years ago) and lost the a comlimentary 30-minute consultation. molar in front of it because of the damage it had caused. Today, the vast majority of patients have their wisdom teeth 151 Central Street, Rowley | 978-948-2030 removed in an oral surgeon’s office. It’s not something anyone really wants to do, but the result in most cases is a lifetime of less potential issues. If you still have your wisdom teeth, ask your dentist about their status. Dr. St. Clair maintains a private dental practice in Rowley and Newburyport dedicated to healthcentered family dentistry. If there are certain topics you would like to see written about or questions you have please email them to him at jpstclair@stclairdmd.com. You can view all previously written columns at www.jpeterstclairdentistry.com/ blog. Social Security Increase for 2019 as well. Taxable earnings for those still working will go up from $128,400 annually to $132,900. For those who retire during the year, the maximum income exemption will rise from $45,360 to $46,920. The Senior Citizens League (seniorsleague.org) did a study with frustrating results. Since 2000, our benefits have gone up 46 percent, but our expenses have gone up 96 percent. Real estate taxes up 129 percent, heating oil up 181 percent, out-of-pocket drug costs up 188 percent. For every $100 worth of groceries we could buy in 2000, today we can only buy $66 in groceries. It’s no wonder we don’t dance for joy when we get a Social Security benefit increase. We’re struggling to just keep up with rising costs. Something to be considered: There’s a significant difference between the Social Security benefit you get if you quit working at your full retirement age (depends on your year of birth) and if you wait until you’re 70 years old. If you’re still working now, you need to ask yourself if you want to keep working a few more years. Investigate thoroughly, because there are compelling reasons on both sides of the question. (c) 2018 King Features Synd., Inc. Northern Essex Fuel Corp. Automatic Delivery 24 Hour Burner Service (978)388-5240 Dr. Laura anne Potvin, P.C. oPtoMetriStS EYE CARE FOR THE ENTIRE FAMILY! Dr. nYLa LaMBert Dr. KatHLeen Horn Dr. CatHLeen DouCette NOw LOCATED AT 939 SALEM ST., GROvELAND 978-374-8991 $2.75 per gallon 100 gallon min Prices subject to change. (978)374-1540 What does your WANTED ... one professional Marketing / Advertising Consultant to join our sales team. • Earn generous commissions and residuals while enjoying your freedom to work independently. • Growth Company • No cap on earnings • Quality Leads • Supportive Team • This is a great opportunity for an advertise@thetowncommon.com individual that wants to maintain a flexible schedule 978-948-8696 and earn a great income. To arrange an interview, send your resume to: admin@thetowncommon.com Contact your advertising consultant today.... 77 Wethersfield Street, Rowley, MA 01969
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