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Search. See. Love.<br />
The Serenity of<br />
Malaysia<br />
www.richland.com.my
Selamat Datang<br />
( Welcome to Malaysia)<br />
The capital of Malaysia, Kuala Lumpur, is<br />
well-known for its skyscrapers and<br />
luxurious shopping malls and one can<br />
spend their leisure time exploring the<br />
city.<br />
Welcome To Malaysia<br />
Malaysia is South East Asia’s<br />
multicultural hub celebrating ethnic,<br />
cultural and religious diversity among its<br />
people.<br />
Peninsular Malaysia is separated from<br />
East Malaysia (Sabah and Sarawak) by<br />
the South China Sea. From its pristine<br />
beaches to highland getaways and<br />
national parks, Malaysia’s landscape is<br />
equally diverse and fascinating.<br />
Enjoy the idyllic beaches of Redang<br />
Island and Perhentian Island or discover<br />
the Taman Negara Nasional Park with its<br />
unique ora and fauna.<br />
The cities of George Town (Penang), and<br />
Melaka; Gunung Mulu National Park and<br />
Kinabalu National Park are among the<br />
locations in the ‘UNESCO World Heritage<br />
Sites’ list.<br />
There are also many cultural events and<br />
festivals to experience such as the<br />
Borneo Jazz Festival, the Kelantan<br />
International Kite Fest and the Putrajaya<br />
International Hot Air Balloon Fiesta<br />
among others.<br />
The best of Malaysia is represented by<br />
its beautiful and exciting attractions,<br />
both traditional and modern, a delight<br />
to sense and joy to the spirit.<br />
Living in Malaysia is an enriching<br />
experience where students get to<br />
immerse themselves in the natural<br />
beauty of the county while being<br />
welcomed by the warmth and hospitality<br />
of the people.<br />
Malaysia’s many attractions provide a<br />
getaway for foreigners who want a<br />
break from their busy routines.<br />
Foreigners may explore and discover<br />
these interesting sites at their leisure.<br />
www.richland.com.my
Guide for Foreign Property Investor in Malaysia<br />
You may also get to know a bit about<br />
Malaysians and their lifestyles through<br />
their cuisine, their many religious and<br />
their traditional customs.<br />
1. Kuala Lumpur is ranked eighth out<br />
of the top 10 destination cities in<br />
the world by Forbes (2017).<br />
2. A multiracial country where English<br />
language is widely spoken.<br />
3. Kuala Lumpur was named the<br />
fourth best shopping city in the<br />
world by CNN Travel (2014).<br />
4. The fth highest Gross Domestic<br />
Product per capita in South East<br />
Asia according to the IMF (April<br />
2018).<br />
5. A preferred destination for<br />
students from everywhere around<br />
the globe.<br />
6. It’s summer all year long here.<br />
7. Kuala Lumpur the world’s most<br />
a ordable city in 2016 and 2017<br />
(QS World’s Best Student Cities<br />
Guide).<br />
8. It is ranked among the most diverse<br />
countries in Asia according to<br />
Business Insider US.<br />
Brief Introduction<br />
Key Advantages for Foreigners to<br />
Invest in Malaysia Property<br />
Attractive Socio-Economic<br />
Advantages of Malaysia<br />
Reasons why you should Invest in<br />
Malaysia Property<br />
Property Terminology of Malaysia<br />
Property Buying Method<br />
Cost of Purchasing Property<br />
The Property Buying Restrictions<br />
The Properties that Foreigners<br />
cannot Buy Altogether<br />
Malaysia My Second Home (MM2H)<br />
Financing Facilities for Foreigners<br />
Investing in Malaysia Property<br />
How to get started?<br />
Brief Introduction<br />
Malaysia’s property investment is now<br />
one of the cheapest in South East Asia.<br />
Malaysia is politically stable, the<br />
economy is growing, free of natural<br />
disasters and multi-ethnic with well<br />
diversi ed cultural as Malaysia rated as<br />
the World's Best 5th Places to Retire in<br />
2018 by international living<br />
www.richland.com.my
Guide for Foreign Property Investor in Malaysia<br />
Malaysia is one of the top spots for<br />
retirees and investors alike. It’s not<br />
strange, buying a property here is<br />
reasonably easy and the process<br />
comparatively transparent. Malaysia has<br />
some of the most generous and<br />
favorable ownership regulations for<br />
foreigners in Southeast Asia. You’ll also<br />
enjoy an excellent quality of life with<br />
surprisingly low costs.<br />
If you’re planning to buy property in<br />
Malaysia as an expat or as a foreign<br />
investor, this eBook will guide you in<br />
purchasing property in Malaysia.<br />
Key Advantages for Foreigners to Invest<br />
in Malaysia Property<br />
Malaysia o ers one of the best places<br />
for foreigners to invest!<br />
1. Direct foreign ownership is allowed<br />
2. Security in legal ownership with title<br />
document<br />
3. You can own landed property<br />
4. You can possess freehold<br />
properties (held in perpetuity)<br />
5. You can own an unlimited number<br />
of properties<br />
6. Low entry point only MYR 1,000,000<br />
to own property.<br />
7. Freely allow selling any time in the<br />
open market<br />
8. Foreigners can purchase bulk units,<br />
buildings, hotels, lands, and<br />
projects<br />
9. No capital control and repatriation<br />
restriction for property investment<br />
and gains<br />
10. Liberal property nancing<br />
for foreigners for MM2H<br />
participants<br />
11. Minimal Tax on disposal. Real<br />
Property Gain Tax after 5 years is<br />
only 10% on net margin.<br />
12. Legal fees, Stamp duty, and<br />
Reimbursements payable for<br />
purchase and selling for foreigners<br />
is the same as local Malaysians<br />
13. All properties with a value lower<br />
than MYR10 million does not<br />
require Foreign Investment<br />
Committee approval.<br />
www.richland.com.my
Guide for Foreign Property Investor in Malaysia<br />
Attractive Socio-Economic Advantages of<br />
Malaysia<br />
1. Living cost is relatively low in the<br />
region.<br />
3. Malaysia Top 10th Tourist Destination<br />
in the World.<br />
4. A place of peaceful living free from<br />
major natural disasters such as<br />
Volcanoes, Floods, Tsunami, and<br />
Earthquakes.<br />
5. Harmonious multicultural society.<br />
6. English language is widely used -easy<br />
to communicate with locals.<br />
7. Malaysia is ranked 3rd Best Place to<br />
Retire by International Living Inc. in 2014<br />
for its retirement residency program –<br />
Malaysia My Second Home program<br />
(MM2H).<br />
8. Comfortable and a ordable<br />
connectivity to other countries with the<br />
well-developed infrastructure of<br />
Airports, highways, and seaports.<br />
9. Private Hospitals and Health Care<br />
System attracts foreigners for quality<br />
services with world-class healthcare<br />
facilities.<br />
1. Still super a ordable. Despite the<br />
high growth over the last two<br />
decades, Malaysia remains an<br />
a ordable place to buy. It is the<br />
right place you can get great value<br />
for money. The Malaysia Ringgit is<br />
also relatively weak compared to<br />
many currencies at the time of<br />
writing this.<br />
2. Buying costs are low. Compared to<br />
Singapore, Thailand, Australia or<br />
the UK, the buying costs are still<br />
incredibly low at circa 4-5%.<br />
Financing is available, and the free<br />
3. ow of capital<br />
. Firstly, many banks are eager to<br />
lend to foreigners. And no<br />
restrictions on the transfer of<br />
capital (funds) to and from other<br />
countries.<br />
4. Relatively low capital gains tax. The<br />
capital gains tax that the Malaysian<br />
government imposes on the sale of<br />
property is relatively low compared<br />
to other countries in the region -<br />
especially if you hold the property<br />
for more than 5 years.<br />
Reasons Why You Should Invest In<br />
Malaysia Property<br />
If you’re looking for properties<br />
investment in Malaysia, here are a few<br />
great reasons:<br />
www.richland.com.my
Guide for Foreign Property Investor in Malaysia<br />
Property Terminology of Malaysia<br />
Properties in Malaysia can be:<br />
1. Freehold Properties - land ownership<br />
held in perpetuity<br />
2. Leasehold Properties – land owned by<br />
State Government for a term of usually<br />
of 99 years. Renewal of leases is usually<br />
accepted with payment of premium to<br />
the State Government.<br />
Property Titles:<br />
Property ‘title’ usually refers to property<br />
ownership rights. Malaysia operates<br />
under the ‘ Torrens Titl e System" of land<br />
registration, which is common amongst<br />
most Commonwealth Nations.<br />
In Malaysia, one typically needs to be<br />
aware of three types of titles: Master<br />
Title, Strata Title, and Individual Title.<br />
A Master Title usually refers to the<br />
‘top-level’ title held by a property<br />
developer, which a ords the<br />
developer full control and rights<br />
over the land they own. Typically<br />
you’ll nd references to the Master<br />
Title when new properties are being<br />
constructed before Individual or<br />
Strata Titles are granted.<br />
A Strata Title is usually granted to a<br />
property owner who buys a<br />
property in a shared building or<br />
non-landed property. So, for<br />
example, owners of Condominiums<br />
usually have Strata Titles.<br />
An Individual Title is similar to a<br />
Strata Title, but it typically refers to<br />
landed properties like houses,<br />
bungalows, semi-detached houses<br />
and so forth - where the property<br />
owner has a discrete piece of land,<br />
usually below the property.<br />
As a rule of thumb,<br />
typically landed properties have an<br />
Individual Title, and nonlanded<br />
properties tend to have Strata<br />
Title. Although, some landed properties<br />
(speci cally in gated and guarded<br />
developments) may have Strata Titles.<br />
www.richland.com.my
Guide for Foreign Property Investor in Malaysia<br />
There are two main methods for buy<br />
property in Malaysia:<br />
1. Buying New Launch Properties<br />
2. Buying Sub-Sale Properties.<br />
1. Buying New Launch Properties<br />
‘New launch’ properties are under<br />
construction properties that are<br />
sold directly by the property developer,<br />
often “o -plan,”i.e, before they are<br />
completed.<br />
When you buy a new property, you<br />
typically pay for the property in<br />
‘installments’ based on pre-agreed<br />
milestones. This is generally<br />
standardized, and developers usually<br />
use the installment money to fund the<br />
construction.<br />
Depending on the stage of the<br />
development, the payment that needs<br />
to be made to the developer depends<br />
on the stage of the construction’s<br />
completion.<br />
1. Signing of SPA usually 1 10% of<br />
the purchase price.<br />
2. Various completion stages of the<br />
development<br />
3. Vacant Possession/upon<br />
completion<br />
4. Submission for subdivision of<br />
building<br />
5. Final payments.<br />
Purchase of Under Construction<br />
Property<br />
For under construction “o -plan”<br />
property, a purchaser will deal directly<br />
with the developer.<br />
The payment made by you or your<br />
banker (if your property is being<br />
nanced) will be in stages according to<br />
the development progress of the<br />
property.<br />
All residential property developments in<br />
Malaysia are subject to The Housing<br />
Development (Control & Licensing) Act<br />
2002, and the Strata Titles Act.<br />
st<br />
The payments are broken down into 5<br />
main phases. They are the:<br />
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Guide for Foreign Property Investor in Malaysia<br />
Always select a reputable developer that<br />
has a valid Developer’s License and a<br />
valid Sales and Advertising permit, with<br />
a good record of past performances on<br />
the delivery of their projects. it’s<br />
essential to do due diligence on the<br />
developer to ensure they will deliver on<br />
time and budget.<br />
Most projects will have a timeline of 36<br />
months to deliver the property from the<br />
date of Sale and Purchase Agreement<br />
(SPA) signed.<br />
Any delay of delivery, the developer will<br />
be liable and the reimbursement of late<br />
delivery compensation as per agreed<br />
terms and conditions in your SPA.<br />
2.Buying Sub-Sale Properties<br />
Sub-Sale Properties are properties<br />
which have been owned previously,<br />
being resold in the ‘secondary market’<br />
by the individual owners via their<br />
appointed real estate agent.<br />
A Standard Purchase Procedure of<br />
Completed Property in Malaysia<br />
Once you selected the property via the<br />
services of registered real estate agent,<br />
the agent will negotiate the right terms<br />
& timeline.<br />
The earnest deposit, usually 3% of the<br />
purchase price paid to the real estate<br />
agency which they will act as a<br />
stakeholder.<br />
The major terms and conditions in the<br />
booking document will be translated<br />
into the Sales and Purchase Agreement<br />
(SPA).<br />
Upon appointing a lawyer to start the<br />
legal proceeding, usually within 14 days,<br />
the appointed lawyer and seller’s lawyer<br />
will discuss and agree with the terms<br />
and conditions to generate the Sales<br />
and Purchase agreement (SPA) for you<br />
and seller to sign.<br />
At this stage, you will need pay the<br />
balance deposit of 7% of the purchase<br />
price (10% down payment minus the 3%<br />
earnest deposit paid earlier).<br />
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Guide for Foreign Property Investor in Malaysia<br />
Your appointed lawyer will then send<br />
the stamped SPA together with the<br />
other required documents of the<br />
property to the Land O ce to apply for<br />
consent of transfer ownership. The land<br />
o ce’s consent average within 1 1/2 to 2<br />
months depending on the property’s<br />
pro le.<br />
After the Land O ce’s approval has<br />
been obtained, you will be given 90 days<br />
to pay up your di erential sum of 90%<br />
together with the stamp duty.<br />
The whole legal proceeding will take an<br />
average of 3-6 months to complete for<br />
foreigners.<br />
If your purchase is with bank facilities,<br />
you are required to pay your di erential<br />
sum before the bank release the loan<br />
amount. Both payments of your cash<br />
and bank loan made of total 90% have<br />
to be completed within 90 days after<br />
land o ce’s consent is obtained.<br />
Other standard clauses in the Purchase<br />
Agreement will also include all payments<br />
paid by the buyer will be refunded if<br />
land o ce consent is not obtained.<br />
Approval is solely at the discretion of the<br />
State Government (Land O ce).<br />
Cost of Purchasing Property<br />
Sale and Purchase Agreement Fees<br />
The Sales and Purchase Agreement<br />
(SPA) is the most important document<br />
that buyers will have. These are proof<br />
that the buyers have purchased a<br />
property, whereby the contract will<br />
contain all the facts and blueprint of the<br />
property. The charges for these follow a<br />
price tier.<br />
The First MYR 500, 000 – 1.0% of the<br />
transacted property price.<br />
Next MYR 500,000 – 0.80%<br />
Next MYR 2,000,000 – 0.70%<br />
Next MYR 2,000,000 – 0.60%<br />
Next MYR 2,500,000 – 0.50%<br />
Stamp Duty on Memorandum of<br />
Transfer (MOT)<br />
The MOT is only paid when the<br />
development is completed. These are<br />
the fees that the purchaser has to pay<br />
for transferring the property from the<br />
developer’s name into the owner’s<br />
name. The charges for these fees also<br />
follow a table:<br />
The First MYR 100,000 – 1% of the<br />
transacted property price.<br />
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Guide for Foreign Property Investor in Malaysia<br />
Next MYR 500,000 – 2%<br />
Next MYR 5,000,001 and above – 3%<br />
Malaysia Real Property Gain Tax (RPGT)<br />
for Foreigner<br />
Real Property Gains Tax (RPGT) is a form<br />
of Capital Gains Tax that is imposed on<br />
the disposal of property in Malaysia.<br />
Based on the Real Property Gains Tax<br />
Act 1976, RPGT is a tax on chargeable<br />
gains derived from disposal of property.<br />
For a quick calculation, the formula is:<br />
Disposal<br />
1) Less or Equal To 3<br />
Years<br />
2) Less or Equal To 4<br />
Years<br />
3) Less or Equal To 5<br />
Years<br />
A chargeable gain is a pro t when the<br />
disposal price is more than the<br />
purchase price of the property. RPGT<br />
applies to both residents and nonresidents.<br />
Non-<br />
Citizens<br />
Companies<br />
30% 30%<br />
30% 20%<br />
30% 15%<br />
4) More than 6 Years 10% 10%<br />
You will only be taxed on the positive<br />
net capital gain, which is disposal price,<br />
less than the purchased price, less than<br />
the miscellaneous charges such as:<br />
stamp duty, legal fees, advertisement<br />
charges, and real estate agent fee, etc.<br />
The holding period is from the date on<br />
the S&P agreement until the disposal<br />
date.<br />
www.richland.com.my
Guide for Foreign Property Investor in Malaysia<br />
The Property Buying Restrictions<br />
Malaysia Government imposes<br />
a minimum purchase price for foreign<br />
property buyers.<br />
This is generally based on three things:<br />
Where the property is located<br />
(which State)<br />
The Title of the property - Strata or<br />
Individual Title<br />
Whether the buyer holds a Malaysia<br />
My Second Home (MM2H) visa or<br />
not<br />
Presently, the guideline is MYR 1,000,000<br />
for non-landed residential properties in<br />
Kuala Lumpur, and currently, Selangor<br />
has set the highest minimum price at<br />
which foreigners can buy a property<br />
(MYR2,000,000 in most areas of the<br />
state).<br />
The Properties that Foreigners cannot<br />
Buy Altogether<br />
In addition to the minimum price<br />
thresholds mentioned above, there are<br />
a few more types of properties that<br />
foreigners cannot buy.<br />
These are as follows:<br />
Malay Reserve Land - Malay Reserve<br />
Land is exclusive land that can’t be sold<br />
to any race other than Malay Muslim.<br />
Bumiputra Lots - Properties distributed<br />
to Bumiputera interest in any property<br />
development project as determined by<br />
state authority<br />
Low to Medium Cost Properties -<br />
Foreigners are not allowed to purchase<br />
low to medium cost housing. This is<br />
determined by State authorities, but<br />
these are usually ats.<br />
Agricultural Land - Most agricultural land<br />
in Malaysia is o limits for foreigners.<br />
www.richland.com.my
Guide for Foreign Property Investor in Malaysia<br />
Financing Facilities for Foreigners<br />
Investing in Malaysia Property- An<br />
Overview<br />
Most bankers in Malaysia adopt a liberal<br />
nancing system for all foreigners. They<br />
provide a full range of nancing facilities<br />
for foreigners investing in Malaysia’s<br />
property from Conventional to Islamic<br />
banking to choose from. Property<br />
nancing approval is based on your<br />
pro le & property pro le<br />
Margin and Tenor of Financing<br />
The amounts which will be approved<br />
varies based on these factors:-<br />
• Type and Location of the Property<br />
• The valuation of the Property<br />
• Your age and Income<br />
• For some countries, the bank may<br />
perform a World Check on your pro le<br />
and background.<br />
In general, most foreigners can get a<br />
margin of nancing up to 70%, and the<br />
length of loan can range up to 30 years<br />
or to a maximum age of 65, whichever is<br />
earlier, at the discretion by the bankers.<br />
Malaysia My Second Home (MM2H)<br />
Malaysia My Second Home (MM2H)<br />
Programme is introduced by our<br />
government to allow people from all<br />
over the world to live or retire in<br />
Malaysia in a long term basis. The<br />
MM2H is open to all citizens of the world<br />
and has no restrictions on race, religion<br />
or gender.<br />
MM2H visa is a Ten (10)-Year Social Visit<br />
Pass with Multiple Entry Visa which is<br />
renewable every 10 years. It’s a long-stay<br />
programme that allows the participants<br />
to live in Malaysia and not worry about<br />
their short term visa renewals. You are<br />
welcome to stay here for 365 days a<br />
year without having to leave the country<br />
because the MM2H Pass extension or<br />
renewal can be done during your stay in<br />
Malaysia.<br />
Apart from having the opportunities to<br />
enjoy the good quality lifestyle and the<br />
unique values of Malaysia, our<br />
government is o ering you who<br />
obtained the MM2H Pass with<br />
attractive incentives to make your stay<br />
more comfortable and enjoyable in<br />
Malaysia :<br />
www.richland.com.my
Guide for Foreign Property Investor in Malaysia<br />
Freedom to Travel<br />
There is no minimum stay requirement.<br />
You are free to enter and leave the<br />
country anytime.<br />
Parents’ Special Visa<br />
Your parents who are over 60-year old<br />
will be eligible to live in Malaysia under a<br />
special 6-month social visit visa<br />
renewable as long as your MM2H Pass is<br />
valid.<br />
Tax<br />
Your foreign-sourced income or pension<br />
are not subject to tax if such income is<br />
remitted to Malaysia.<br />
Only Income earned within Malaysia is<br />
subject to taxation.<br />
House Purchase<br />
Any foreigner may purchase any<br />
number of residential properties in<br />
Malaysia, subject to the minimum rates<br />
established for foreigners by the<br />
di erent states. However please be<br />
informed that property purchase is not a<br />
pre-requisite for participating in MM2H<br />
programme.<br />
Education<br />
Your children can receive education (up<br />
to age of 18) under MM2H study permit<br />
in public or private schools in Malaysia.<br />
Healthcare<br />
Advanced medical facilities are widely<br />
available to you in Malaysia. Part of your<br />
medical needs will be covered under the<br />
compulsory medical insurance.<br />
Investment<br />
MM2H participants are allowed to invest<br />
and actively participate in business,<br />
subject to existing Government policies,<br />
regulations and guidelines which are in<br />
force for the relevant sectors.<br />
Live-in Maid<br />
You are allowed to apply for one foreign<br />
maid subject to the prevailing guidelines<br />
of the Immigration Department of<br />
Malaysia.<br />
20-hr per week Special Work Permit for<br />
Main Applicant (Age 50 & above)<br />
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Guide for Foreign Property Investor in Malaysia<br />
You are allowed to apply for special<br />
work permit to work under the critical<br />
sectors subject to the prevailing<br />
guidelines of the Immigration<br />
Department of Malaysia.<br />
How to Start Investing in Malaysia<br />
Property?<br />
Buying property overseas needs<br />
thorough consideration and planning.<br />
Future outlook, capital appreciations,<br />
the rental yield, living standards, and<br />
personal preferences are essential<br />
aspects to many investors.<br />
Malaysia as one of the most favorite<br />
foreign friendly countries in Asia, in<br />
terms of foreign ownership regulations.<br />
Medical Care, Living Standards, better<br />
Infrastructure, and other personal<br />
preferences like English pro ciency,<br />
Multi-Racial, Multi-Religious and Multi-<br />
Cultural aspects.<br />
Malaysia o ers some of the most<br />
favorable foreign ownership regulations<br />
in the region.<br />
We at Richland Properties, registered<br />
real estate agency, fully regulated and<br />
governed by Board of Valuers,<br />
Appraisers, Estate Agent and property<br />
Managers Malaysia ( BOVAEP) provide<br />
service, acting as your independent<br />
property investment consultant to assist<br />
and to make your property buying<br />
and/or selling experience one you’ll<br />
remember for all the right reasons!<br />
We will guide you on these areas of<br />
concern:<br />
1. De ne your property investment<br />
objectives in Malaysia<br />
2. De ne your special needs<br />
3. Con rm your budget, type<br />
(residential or commercial or land)<br />
and location<br />
4. Recommendation of nancing<br />
facilities available according to your<br />
pro le<br />
5. Propose a timeline and make a<br />
recommendation of various<br />
properties with a schedule of<br />
property viewing<br />
www.richland.com.my
Guide for Foreign Property Investor in Malaysia<br />
Our professional services to foreign<br />
property buyers include<br />
1. Sourcing investment properties at a<br />
premium location, developed by a<br />
developer with an excellent record<br />
2. Financing arrangement for the<br />
purchase<br />
3. Assisting the buyer in a legal matter<br />
4. Updating development progress<br />
regularly<br />
5. Assisting buyer in collecting<br />
keys/vacant possession upon<br />
completion<br />
6. Inspecting defects and monitoring<br />
defect recti cation works<br />
7. Getting tenant & vet thru the tenant<br />
pro le<br />
8. Assist the buyer to ip the property<br />
on the best possible price to<br />
maximize pro ts margin.<br />
We assist foreign property investors in<br />
all aspects of real estate investment in<br />
Malaysia in terms of saving time and<br />
money.<br />
Malaysia Property Tour :<br />
Richland Properties provides an<br />
exclusive, non-obligatory, free of charge<br />
property tour services to clients who<br />
want to explore Kuala Lumpur real<br />
estate market on the ground.<br />
The 3 hours tour is dedicated to any<br />
individual/group who are seeking to<br />
invest and wants to understand the<br />
investment properties being o ered in<br />
Kuala Lumpur. Just reach us at<br />
dselvem@richland.com.my or<br />
+60166261745 via call/WhatsApp.<br />
“We simplify your property investment<br />
experiences in Malaysia.”<br />
We remain at your disposal should you<br />
require any further information or<br />
assistance investing in Malaysia<br />
properties. Our contact details are as<br />
below for your reference.<br />
Richland Properties<br />
Registered Real Estate Agency (E30877)<br />
No 33, 2nd Floor, Jalan Puteri 4/1,<br />
Bandar Puteri,47100 Puchong,<br />
Kuala Lumpur, Malaysia<br />
Tel: +603-80683141 fax: +603-80684658<br />
Email: dselvem@richland.com.my<br />
Web: www.richland.com.my<br />
www.richland.com.my