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Renovate your<br />

home with<br />

financing designed<br />

to fit your plans<br />

beautifully.<br />

Thinking of renovating your current home or remodeling a home you’re buying? With construction-to-permanent<br />

financing from Citizens Bank®, you can put your plans into action and enjoy great benefits and savings.<br />

It’s a smart solution that lets you combine your renovation costs and mortgage financing into one loan.<br />

So, whether you want to update your kitchen and bath, add a bedroom or garage, or even add a second story,<br />

we have the financing to help make it happen.<br />

Just a few of the many benefits:<br />

• Peace of mind. You can lock in the interest rate on the permanent loan before renovation begins.<br />

• Flexibility. Choose from fixed- or adjustable-rate mortgages, with jumbo financing options available. Your loan<br />

amount is based on the improved value of the property after renovation.<br />

• Convenience. Make interest-only payments on disbursed funds during the renovation process.<br />

• Savings. With just one loan to close, you’ll save time and money.<br />

With our program, you’ll know upfront that the financial aspects of renovating your home are in place before<br />

you begin.<br />

For more information, please contact us today!<br />

Glenn Mack<br />

NMLS ID# 6110<br />

Senior Loan Officer<br />

c - 516.924.3043<br />

glenn.mack@citizensbank.com<br />

lo.citizensbank.com/gmack<br />

Bob Negrin<br />

NMLS ID# 18003<br />

Senior Loan Officer<br />

c - 516.375.7089<br />

robert.negrin@citizensbank.com<br />

lo.citizensbank.com/rnegrin<br />

Mortgages are offered and originated by Citizens Bank, N.A. (NMLS ID# 433960). All loans are subject to approval. Member FDIC.<br />

(06/17)<br />

Equal Housing Lender. © 2019 Citizens Financial Group, Inc. All rights reserved. HLFL2057L_593555_Reno<br />

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