Ashland November 2019

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Page 6 Ashland Local Town Pages www.localtownpages.com November 2019 Girl Scouts’ Community Projects Earn Bronze Awards By Cynthia Whitty Members of Girl Scout Troop 76017, who are working towards their Bronze Award, the highest honor a Girl Scout Junior can achieve, have completed two projects. Inter-generational Relationships. One project focuses on the need for inter-generational relationships in a dementia-friendly community. The girls are making fidget mats, which will be donated to local organizations, such as Stones Public House, a Purple Table Reservation participant (www.purpletables.com). The scouts have visited adult day centers with a therapy dog through Pet Partners. At The Residence at Valley Farm, they coordinated visits with the therapy dog and helped residents with a craft project. At Pleasantries Adult Day Services, they visited during pet week to help the guests make catnip toys and bake dog bones. Assisting Area Animal Shelter. The second project focuses on raising awareness for and assisting adoptable cats through the MetroWest Humane Society, a VETERINARY CARE for your companion Our veterinarians provide personalized, compassionate care Troop 76017 (l to r) First Row: Bella Bordieri and Sarah Greco. Second Row: Samantha Elwell, Taylor Kotch, Lucy Reid and Gabby Ilin pose with fidget mats for residents with dementia. (Photo/supplied) shelter in Ashland. The girls held several drives in their neighborhoods and at The Corner Spot and have helped at the shelter for an afternoon. They collected donations (cat food or treats, toys, or money) for the shelter. “The girls are driven by their love of animals and their desire to help those in need,” parent Melissa Devlin said. “Through the years they often asked for donations to shelters in lieu of presents for their birthdays. Combined, they and their families have rescued 6 dogs, 4 cats and 3 guinea pigs from local shelters!” Members of Ashland Girl Scout Troop 68290, Katie Lymburner-Jensen, Erica Brown, and Robyn Lester, built and installed, with the help of the Conservation Commission and Brian Cheever at Ashland Lumber, a large bat house this summer at Warren Woods as part of their Bronze Award for Ashland Girl Scout Troop 68290. The Bronze Award is the highest award a Junior Girl Scout can earn. Troop 76017: Maeve Devlin, Quinn Herter, Elizabeth Stevens and Annalise Wilson (l to r) collect donations for the MetroWest Humane Society. (Photo/supplied) Troop 68290: Robyn Lester (left), Erica Brown (front, right), and Katie Lymburner-Jensen (rear, right) pose with their completed bat house. (Photo/supplied) The Plight of Bats. Their project consisted of raising public awareness about the dangers bats are facing, such as white-nose syndrome that has killed millions of bats across North America; encouraging the community to take action; and building/raising the bat house. The project began in 2018 when the scouts hosted an information table and bat house-making opportunity at the Ashland Farmers Market; held an educational event and bat house-making event with Daisy and Brownie scouts that summer; and made a presentation to the Conservation Commission. They also raised money for supplies and built the large bat house that was recently installed in Henry’s Orchard-Warren Woods. PREVENTATIVE MEDICINE, VACCINATIONS, SPAY & NEUTER, EXAMS AND CONSULTATIONS, PUPPY AND KITTEN CARE, SURGICAL CARE Call us today to schedule an appointment! FREE First Visit for Dogs and Cats Dogs 12 months or older, cats 6 months or older New clients only with this ad. Expires 10/31/19 508-231-1223 300 Eliot Street, Ashland www.thefamilypethospital.com Medicine • Surgery • Exotics • Retail • Cat Friendly Certified Doggie Daycare • Dog Training • Grooming • Medical Boarding
November 2019 Ashland Local Town Pages www.localtownpages.com Page 7 Your Money, Your Independence Tax Loss Harvesting: Be Thankful & Mindful Glenn Brown Time to give thanks for family, health, pumpkin pie and finding tax losses in portfolios. How can you be thankful for selling something at a loss? Through a strategy called tax-loss harvesting, losing investments can offset realized profits as well as up to $3,000 in non-investment income each year. While IRS doesn’t reference “tax-loss harvesting”, there are plenty of rules for the strategy and need to mindful Form 8949, Schedule D and these items: Know your cost basis. Unless entire investment was purchased at a single time without dividend reinvestment, then the price is varied. Good news is firms record cost basis and make available online to view before taking action. Short-term and long-term capital gains. Short-term is sale of investment owned one year or less and taxed at your ordinary income rate (up to 37%); long-term is sale of investment held more than one year and taxed at either 0%, 15%, or 20% for 2019. Short-term losses are deducted against short-term gains, next long-term against longterm, then remaining net losses of either type can be deducted against the other. If still more losses, can deduct up to $3,000 against income. Still more? Then carry to subsequent years against capital gains and/or $3,000 of income. Avoid a wash sale. A realized loss is disallowed if, within 30 days of selling the investment (either before or after) you or your spouse invests in something that is identical or “substantially similar” to the one you sold. This is across accounts as well, meaning if you sell something in taxable brokerage and buy it in an IRA, you can’t use the realized loss. Value of rebalancing. Have a diversified portfolio based on your risk level and goals in 2009, 2013 or even to start this year and practiced “buy-and-hold”? It’s out of whack. Rebalance back to your target allocation, or at some point economic and market cycles unmercifully will. More to consider beyond this limited space, including the role of your tax bracket, how to redeploy cash to good use and opportunity costs. To learn more, talk with your tax professional or Certified Financial Planner. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. Glenn Brown is a Holliston resident and owner of PlanDynamic, LLC, www.PlanDynamic.com. Glenn is a fee-only Certified Financial Planner helping motivated people take control of their planning and investing, so they can balance kids, aging parents and financial independence. Thanksgiving Dinner TO GO • AT YOUR HOUSE New England Steak & Seafood Restaurant ~ announces ~ TURKEY with all the FIXINS Fresh Birds Never Frozen • Cooked or Ready to Cook with Reheating and Cooking Directions • Let Us Do the Work for You! Call 508-478-0871 Approx 22-24 lb TURKEY Feeds approx. 14 People Includes: Stuffing, Mashed Potatoes, Gravy, Vegetable, Cranberry Sauce and Dessert $315.00 Approx 12-14 lb TURKEY Feeds approx. 7 People Includes: Stuffing, Mashed Potatoes, Gravy, Vegetable, Cranberry Sauce and Dessert $175.00 Note all Birds are Cooked Fresh Thanksgiving Day Cinnamon Rolls $12.99 doz • Onion Rolls $12.99 doz • Pumpkin Bread $12.99 doz All orders must be in by Nov. 26 & picked up on Nov. 28 between 11am & 2pm “NOTE PLEASE ORDER EARLY”!!!!!!! Please Look for Our Christmas Dinner To Go Special
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Ashland November 2019

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