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Issue #12 ¿ December <strong>2019</strong><br />

FREECOPY<br />

powered by<br />

4<br />

4<br />

4<br />

4<br />

4<br />

BUSINESS DIRECTORY<br />

Find businesses and conta<br />

CLASSIFIED SECTION<br />

Buy and Sell anything<br />

TRANSPORTATION<br />

Direct to every Direction<br />

REAL ESTATE<br />

Your guide to Home<br />

INSURANCE GUIDE<br />

The insurance you need<br />

Type: Studio, Bathroom:<br />

1<br />

Size: 50 sqm<br />

Agent:<br />

Phone:<br />

Lot area 120<br />

Floor area sqm<br />

Bedroom 86 sqm<br />

Something 4sell?<br />

Get your Ads Posted -


Classified Expert is the<br />

newest premier advertising<br />

powerhouse in<br />

the Philippines.<br />

A division of<br />

CITY GUIDE Philippines<br />

and Cloud 24.<br />

Classified Expert<br />

offers value for your<br />

advertising budget<br />

that is second to none.<br />

Did you miss some previous issues?<br />

Email us at info@cloud24.ph or send us a text message at<br />

(+63)921 6666 007 and we will reprint your copy and have<br />

them personally delivered right at your doorsteps** or we<br />

can send it via courier anywhere in the Philippines.<br />

Read our previous and latest issues anytime anywhere on<br />

your smartphones or access it on your desktop, just visit<br />

our websites.<br />

All Ads are also posted on our<br />

Facebook Page & Twitter account.<br />

Address: 620 Don Juico Ave,<br />

Angeles City, 2009<br />

Tel: +63 45 887 0143<br />

Mobile: +63 921 666 6007<br />

Printed Edition © 2020<br />

Classified Expert<br />

assumes no liability nor<br />

promises and availability of<br />

products / services offered by<br />

our advertisers in this Magazine.<br />

We reserve the right to refuse or<br />

edit any AD determined unacceptable.<br />

Material contained herein may not be<br />

redproduced in whole or in part by<br />

any means without permision from the<br />

Publisher or Advertiser.<br />

All Advertisers are fully in charge<br />

and take the liability in case of copyright<br />

violation in there publications.<br />

Logos, artwork and pictures used in this<br />

magazine are licensed by shutterstock.<br />

com, depositphotos.com, bigstock.com<br />

and / or created / taken by cloud24.<br />

Questions:<br />

Marketing:<br />

Layout:<br />

Website:<br />

Office Hours:<br />

info@cloud24.ph<br />

marketing@cloud24.ph<br />

design@cloud24.ph<br />

www.cloud24.ph<br />

9:00 - 18:00 daily<br />

www.classified.expert<br />

www.real-estate.guide<br />

Total distribution - 10,000 copies<br />

Distributed in 217 locations<br />

in Pampanga, visit our online<br />

location directory.<br />

https://distribution.classified.expert/<br />

Copyright @ 2018 - Cloud24<br />

Issue #12 ¿ December <strong>2019</strong> Classified Expert 3


s the government’s Build,<br />

I Build, Build scheme that good<br />

that there’s suddenly three<br />

different Clarks? There’s New<br />

Clark City, Clark Global City,<br />

and good old Clark now known<br />

as the Clark Freeport Zone.<br />

Learn the difference between<br />

the three, and you might find an<br />

opportunity for yourself.<br />

Clark Freeport Zone<br />

The Clark Freeport Zone,<br />

formerly known as Clark Air<br />

Base or Clark Special Economic<br />

Zone in the 90s, is a 314 km²<br />

piece of land wedged between<br />

the Cities of Mabalacat and Angeles.<br />

Still full of greenery with<br />

bustling development, it houses<br />

the Clark International Airport,<br />

1,092 companies, a world-class<br />

race track, and many more.<br />

Every day, more than 120,000<br />

workers get into Clark for their<br />

jobs. Multiple facilities of the<br />

Philippine Air Force still operate<br />

inside, too. Under the Bases<br />

Conversion and Development<br />

Authority (BCDA), Clark is projected<br />

to become a new center<br />

of commerce. The government<br />

has long been aware of the<br />

congestion in Metro Manila and<br />

the greater National Capital<br />

Region (NCR). Plans and deals<br />

have been made long ago to<br />

relieve some processes outside<br />

the Capital. The BCDA plans to<br />

make Subic, Clark, and Metro<br />

Manila closer through connectivity<br />

by road, rail, and closer to<br />

everything else via air. It comes<br />

as good news to foreign investors<br />

and top local companies.<br />

Billions of Pesos are being lost<br />

all because of traffic in Metro<br />

Manila, not to mention the effect<br />

it has on quality of life and general<br />

happiness of citizens. Clark<br />

is being brought in to provide<br />

respite.<br />

Clark Global City<br />

Don’t be confused if you’ve<br />

heard or seen the names Clark<br />

Global City or New Clark City<br />

being thrown around though.<br />

Clark Global City is a business<br />

district planned inside Clark<br />

Freeport. It is very accessible<br />

from surrounding Mabalacat,<br />

Angeles and from inside Clark<br />

itself, in fact, you may already<br />

have passed by it before reading<br />

this. For easier reference,<br />

the stretch of land that you<br />

see behind SM Clark will all be<br />

developed into a mix of residential,<br />

commercial, and office<br />

buildings.<br />

New Clark City<br />

Despite the name, New Clark<br />

City is a whole separate entity.<br />

Still under the BCDA but located<br />

in Tarlac, it too is touted to<br />

become a modern city with<br />

mixed-use facilities, good for<br />

1.12 million inhabitants. For the<br />

time being, current focus is on<br />

the Southeast Asian Games<br />

(SEA Games) from November<br />

30 Until December 11, <strong>2019</strong>.<br />

Outlook feedback with the developments<br />

with these different<br />

Clarks are mostly positive. The<br />

BCDA and its partner-developers<br />

have all brought in environmental-awareness,<br />

modern<br />

urban planning, pedestrian accessibility,<br />

high-speed internet;<br />

all that you could want from a<br />

modern city into account. Don’t<br />

fret though. All these development<br />

plans are expected to take<br />

a decade to execute, perhaps<br />

more. Expect the surrounding<br />

areas like Tarlac, Angeles,<br />

Mabalacat, Porac, and others<br />

to follow along with their own<br />

developments infrastructureand<br />

services-wise.<br />

The plans look good on paper,<br />

but as always, keep expectations<br />

realistic.<br />

About the WRITER<br />

Dr. Andreas Klipp<br />

Bldg. 11C-1 Berthaphil<br />

Industrial Park<br />

Jose Abad Santos Avenue<br />

Clark Freeport Zone<br />

Philippines 2023<br />

4 Classified Expert<br />

www.classified.expert


C<br />

lassified advertisement is a small message or<br />

advertisement that is placed in newspapers,<br />

magazines or periodicals. These messages are generally<br />

grouped under specific headings, also called classifications,<br />

in a separate section. * Classified advertising<br />

is a cheap and easy way for small businesses<br />

to connect with potential customers. It’s a great way<br />

to get the word out about your company, about your<br />

product, if you have something to sell, etc. especially<br />

if you can’t budget for other forms of advertising.<br />

Purchasing classified advertising for your business<br />

will typically work out a lot cheaper than buying other<br />

media space such as print, radio or TV ads. The<br />

low cost might allow small and medium businesses<br />

to effectively advertise their products or service while<br />

not burning a hole in their pockets. Some classified<br />

sites even allow businesses to advertise for free.This<br />

kind of advertisement has a wide reach. Classified ads<br />

placed in newspapers or magazines can be seen by<br />

everyone reading them while classified ads placed on<br />

online websites will be seen by every website visitor.<br />

Since the advertisements are short and simple, they<br />

are easy to create and need no rocket science. Get<br />

your products and businesses noticed. Give us a call<br />

at 0921 6666 007 / (045) 887 0143 or email us at info@<br />

classified.expert and our Sales Managers will be more<br />

than happy to assist you.* Hitesh, H. (2018, June 18).<br />

What is Classified advertising? Retrieved from www.<br />

marketing91.com/what-is-classified-advertising/<br />

Issue #12 ¿ December <strong>2019</strong> Classified Expert 5


6 Classified Expert<br />

www.classified.expert


www.baguio.directory<br />

Issue #12 ¿ December <strong>2019</strong> Classified Expert 7


..... get ready in 2020!<br />

8 Classified Expert<br />

www.classified.expert


Issue #12 ¿ December <strong>2019</strong> Classified Expert 9


Clarkton Hotels inc<br />

620 Don Juico Ave, Balibago,<br />

Angeles, 2009 Pampanga<br />

+63 45 322 3424<br />

www.clarkton.com<br />

K09<br />

Nice-Bike.com<br />

490-C Don Juico Ave, Malabanias, Angeles,<br />

2009 Pampanga<br />

+63 918 456 4957<br />

nice-bike.com<br />

ABC Hotel Group<br />

Don Juico Avenue (across SM Clark)<br />

Angeles City<br />

+63 45 625 6524 D05<br />

www.abchotel.ph<br />

Panorama Restaurant Clarkton<br />

620 Don Juico Ave, Balibago,<br />

Angeles, 2009 Pampanga<br />

+63 45 322 3424 K09<br />

panoramarestaurant24<br />

Thai Restaurant<br />

Don Juico Avenue<br />

Angeles City, Perimeterroad<br />

+63 917 624 4124<br />

www.spiceroad.ph<br />

D05<br />

John Power - VISA Services<br />

Corner Sierra Street & Mayon Street<br />

Angeles City<br />

+63 45 625 6074 B08<br />

www.australianvisas.ph<br />

Bunny Burger<br />

Fields Ave, Angeles, Pampanga<br />

+63 45 436-5868<br />

bunnyburgerac.com<br />

10 Classified Expert<br />

House For Less Real Estate<br />

46-B Sarmiento Street Plaridel 1<br />

Malabanias,Angeles City<br />

+63 917 854 5214<br />

zermattswissrestaurant<br />

www.classified.expert


Issue #12 ¿ December <strong>2019</strong> Classified Expert 11


12 Classified Expert<br />

www.classified.expert


Issue #12 ¿ December <strong>2019</strong> Classified Expert 13


14 Classified Expert<br />

www.classified.expert


Angeles City Pocket Book<br />

provides the most detailed<br />

listings of drinking & dining options,<br />

shops, markets, leisure<br />

activities, accommodation and<br />

travel information, together<br />

with articles on a wide range<br />

of topics, plus useful articles,<br />

reviews, maps and advice,<br />

it’s the number one guide for<br />

English-speaking residents<br />

and visitors seeking guidance<br />

about where to go, what do<br />

do and where to eat, drink &<br />

relax in Angeles City. Running<br />

to 65 pages in A6 and with a<br />

circulation of 50,000+ copies<br />

per year, the printed guide is<br />

updated every four months,<br />

and displayed at more than<br />

419 outlets throughout Angeles<br />

City!<br />

All the content from the printed<br />

guide, and much more, is<br />

available online at our mobile<br />

website www.angelescity.ph.<br />

Viewers can find what they’re<br />

looking for with a few clicks<br />

of a mouse or swipes on their<br />

mobile phone or tablet, and<br />

use the special mapping<br />

function to get directions to<br />

their chosen location.<br />

Get your business noticed<br />

-by tourists, expats and business<br />

travellers alike use our<br />

guides and website to help<br />

them decide where to spend<br />

their time and money, so<br />

don’t miss out – let them know<br />

where you are and what you<br />

have to offer!<br />

Call: 0921 666 6007<br />

Thank you for reading our<br />

classified issue, we hope you<br />

found what you were looking<br />

for and maybe a few other<br />

cool places to check out along<br />

the way.<br />

Maybe you’d like to get in<br />

touch, tell us what you think<br />

of the issue, say some nice<br />

things we can use to promote<br />

the issue. It’ll feel good.<br />

Issue #12 ¿ December <strong>2019</strong> Classified Expert 15


CONSTRUCTIONS<br />

Importer of Phenolic<br />

& Plywood 1/4, 1/2, 3/4<br />

Also Available: Coco Lumber (All<br />

sizes), Steel, Sand & Aggregates<br />

Call us now: 0906 504 8157<br />

(02) 925 5634<br />

Direct Seller of Construction<br />

Materials (Wholesaler)<br />

Coco Lumber, Good Lumber,<br />

Phenolic (Any Sizes), Plywood<br />

(Ordinary)(Marine), G.I Wire,<br />

Common Nail, Roofing Nail,<br />

Roof (Yero), Hardware/<br />

Contractor are very welcome!!<br />

Call us now: 0906 504 8157<br />

(02) 925 5634<br />

Direct Seller of Construction<br />

Materials (WholeSaler)<br />

Coco Lumber, Good Lumber,<br />

Phenolic (Any Sizes), Plywood<br />

(Ordinary)(Marine), G.I Wire,<br />

CommonNail, Roofing Nail, Roof<br />

(Yero)<br />

Call us now: 0906 504 8157<br />

Craftsman Jointer six<br />

inches USA Original<br />

₱ 23,000. Selling jointer 6inches,<br />

all original made in USA, 120<br />

volts. You can convert to 220v<br />

with a new 220v motor, pick<br />

up only heavy duty, googlemap<br />

country furnishing.<br />

Call us now: 0906 504 8157<br />

Circuit Breaker<br />

P9,500 Negotiable. Circuit breaker<br />

800 amps 400 volts<br />

3 phase<br />

Call Us: 0956 417 4101<br />

Affordable GRAVEL, Vibro<br />

and SAND<br />

Gravel 3/4”, G1, 3/8”, G2.<br />

Sand S1, White Sand, Vibro<br />

Sand, River Sand/Black Sand,<br />

Boulders, Basecourse, Sub-<br />

Basecourse, Lahar, Palanas<br />

For more information<br />

please call:<br />

02 925 5634 / 0906 5048 157<br />

Direct Importer of Steel<br />

Products<br />

Angle Bar, Sheet Pile, Def Bar,<br />

MS PLATE, Pipes, Plain Bar, Flat<br />

Bar, Square Tube, C Purlins<br />

Please call / message us for<br />

inquiry.<br />

0906 504 8157 / 02 925 5634<br />

Prime SuperStand Youth<br />

16 Classified Expert<br />

Versatile Multi Position<br />

PEDIATRIC Standing Sys<br />

₱ 95,800. Selling multi position<br />

pediatric standing system patient<br />

height 40 to 60 inches, base 24<br />

width x 48depth slightly used<br />

prestine condition pick up only<br />

direct import and Made in USA.<br />

Googlemap country furnishing<br />

for direction.<br />

Contact Us: 09398289077<br />

VEHICLES<br />

Rush for sale local unit<br />

2010 Mercedes Benz slk200<br />

Very efficient car, nothing to fix<br />

Working convertible roof, clear<br />

headlights. Around 23k true<br />

mileage. Includes stock wheel<br />

and tires. Wind diffuser valued at<br />

40k. Android head unit valued at<br />

80k. Includes carbon fiber wings<br />

(not shown on photo). Includes<br />

carbon fiber side mirror covers<br />

2015 For Ecosport, P725L<br />

O.B.O. Blue Titanium, Fully<br />

loaded / AT 30km. Foreigner<br />

owned. Maintained 16 months of<br />

Ford warranty & insurance paid<br />

till 5-1-<strong>2019</strong><br />

Call:09195971455<br />

Ford Ranger Wildtrak 2017<br />

P1,025,000. 23,000km.<br />

Automatic. Lots of extras.<br />

Same as Brand New<br />

Call Jack: 0929 184 8798<br />

Suzuki Celerio 2011<br />

₱ 210K or Best Offer. 40,000 km.<br />

Manual, Aircon, Power Windows<br />

Call 0929 184 8798<br />

Rush for sale local unit<br />

2010 Mercedes Benz slk200<br />

Very efficient car, nothing to fix<br />

Working convertible roof, clear<br />

headlights. Around 23k true<br />

mileage . Includes stock wheel<br />

and tires. Wind diffuser valued at<br />

40k. Android head unit valued at<br />

80k. Includes carbon fiber wings<br />

(not shown on photo). Includes<br />

carbon fiber side mirror covers.<br />

White leather seats<br />

Call Us: 0917 530 4990<br />

Three wheels Sidecar<br />

for ebike or bicycle tubeless tire.<br />

In good condition.<br />

For fast transaction call/text:<br />

0956 786 6611<br />

Mitsubishi Adventure<br />

GLX II 2012<br />

4d56 diesel engine Manual<br />

transmission All original Clean<br />

title Thick tires Not flooded Very<br />

good condition Trade in and<br />

financing accepted<br />

Contact: 0917 815 6752<br />

2007 Toyota Yaris at<br />

1.5 VVTi Engine<br />

Automatic Tansmission All<br />

original No history accident Not<br />

flooded Clean title All power Very<br />

good condition Thick tires Trade<br />

in and financing accepted<br />

Contact: 0923 736 2716<br />

2014 Ford Ranger XLT<br />

Original Paint. Powerful Engine.<br />

Financing Available. Fast Approval.<br />

30 percent DP. Payable up to<br />

3 years. 1.3 percent interest rate<br />

per month. LAST PRICE UPON<br />

VIEWING PLSSS<br />

Contact: 0908 860 0414<br />

2010 Honda JAZZ 1.3 VTEC<br />

Automatic transmission Still<br />

in the first owner All original<br />

No history of accident No<br />

flooded Clean title All power<br />

Very good condition Thick tires<br />

park@\&sell auto showroom for<br />

more units to view.<br />

Contact: 0923 736 2716<br />

2011 Nissan Xtrail<br />

Original paint. Good running condition.<br />

Xtroniccvt. Cool aircon.<br />

Financing available. Fast approval.<br />

Payable up to 3 years. At 1.3<br />

percent interest rate per month.<br />

LAST PRICE UPON VIEWING<br />

Contact: 0908 860 0414<br />

2012 Hyundai Santafe<br />

Original paint low km reading.<br />

Complete original documents.<br />

Updated registration till 2020.<br />

Cool Aircon. Very fuel efficient.<br />

Perfect for everyday use.<br />

FINANCING AVAILABLE. Fast<br />

approval. Payable up to 3 years.<br />

30 percent dp. 1.3 interest rate<br />

per month<br />

Contact Us: 0908 860 0414<br />

2010 Ford Explorer<br />

All original. Fresh in and out all<br />

functional. 20 inchmagwheels<br />

with thick tires. Complete all<br />

original document. Cool aircon.<br />

Dare to compare other SUV’s.<br />

FINANCING AVAILABLE. 30percent<br />

dp payable up to 3yrs. 1.3<br />

www.classified.expert


Issue #12 ¿ December <strong>2019</strong> Classified Expert 17


18 Classified Expert<br />

www.classified.expert


Issue #12 ¿ December <strong>2019</strong> Classified Expert 19


Find your next travel destination, future<br />

home, businesses, government offices,<br />

medical needs, etc. on www.city-guide.ph<br />

20 Classified Expert<br />

www.classified.expert


Issue #12 ¿ December <strong>2019</strong> Classified Expert 21


22 Classified Expert<br />

www.clarkton-bakery.com<br />

www.classified.expert


Get your ads postet free !<br />

www.real-estate.guide<br />

Issue #12 ¿ December <strong>2019</strong> Classified Expert 23


in the Philippines ,<br />

Insurance<br />

how to deal with it. Maybe one<br />

of the most discussed subjects all<br />

over the nation. We all know that<br />

medical expenses can rise sky high.<br />

So how can we protect ourselves?<br />

The healthcare market here in the<br />

Philippines is huge. I have noticed<br />

that during the last 20 years healthcare<br />

so many institutes jumped in<br />

this market.<br />

From the well known Phil health, to<br />

Live insurance companies , Non-Live<br />

Insurance companies, more or less<br />

as part of an accident insurance, Or<br />

the also popular HMO companies.<br />

And not to forget the specific stand<br />

alone medical insurance company<br />

who offers private medical insurances<br />

, groups contracts , as well also<br />

HMO contracts .<br />

In this article i would like to give<br />

more insight in the most famous<br />

HMO contracts.<br />

it let us first start at the bottom,<br />

the basic healthcare offered by Phil<br />

Health.<br />

Every citizen is entitled to healthcare<br />

under the Phil Health Insurance<br />

Corporation.<br />

The scheme is government- controlled<br />

and funded by local and<br />

national<br />

government subsidies , as well as<br />

by contributions from employers<br />

and employees. Phil Health offers a<br />

comprehensive. package of services,<br />

including inpatient care, catastrophic<br />

coverage, ambulatory surgeries,<br />

deliveries and outpatient<br />

treatment for malaria and tuberculosis<br />

.<br />

Phil Health will partly pay your bills<br />

from anywhere to 15% to 30% if<br />

you are<br />

a member. The remaining balance<br />

would be paid by a chosen HMO<br />

plan.<br />

Then the question what is that HMO (<br />

Health Maintenance Organisation) ?<br />

The HMO companies offer to , as well<br />

as individual as well as corporations,<br />

healthcare service.|Sounds interesting<br />

right? But the first question is ,<br />

where to go? Do you , individual or<br />

as a company, want to deal directly<br />

with a HMO company? Or do you<br />

prefer to take the services from a<br />

insurance broker or an insurance<br />

consultant. From these intermediaries<br />

you may expect that they know the<br />

market and will assist you to choose<br />

the best contract ! But most important<br />

to assist you with the claims<br />

settlement if necessary.<br />

Then of course you/ we have to<br />

choose which HMO provider can<br />

offer you the best conditions , competitive<br />

premium , with for you the<br />

best medical network and also with<br />

the best claims settlement system.<br />

When im talking about the network<br />

, then im looking at partners HMO<br />

providers<br />

are working with. Where they have<br />

their own clinics, accredited hospitals<br />

, dentists etc.<br />

Since there are more then 15 HMO<br />

providers you will agree that it will<br />

not be easy to find the right partner<br />

for you.<br />

Of course you must know what services<br />

these HMO providers offer.<br />

As i have mentioned before , HMO<br />

contracts can be offered to individuals<br />

(persona and families) and group<br />

contracts for corporations. Hereunder<br />

i would like to mention the most<br />

common services under a group<br />

Contract: XXX Inpatient / emergency<br />

care benefits<br />

a. members are allowed to access<br />

directly their preferred doctor<br />

b members are allowed full reimbursement<br />

up to the limits<br />

of their plan for confinement<br />

in non-accredited hospital<br />

whether elective or non-elective<br />

cases.<br />

c. no cash out for confinement<br />

in the Philippines in accredited<br />

hospitals<br />

d. in case of reimbursement<br />

, reimbursement limits are<br />

designed to be adequate.<br />

e. no coinsurance, no deductible.<br />

f. professional fee limits are<br />

superior vs HMO rates, which<br />

by Marinus Van Anholt<br />

allow your choise<br />

of best doctors to give members<br />

medical services.<br />

XXX Outpatient benefit<br />

a. expanded program which provides<br />

access to accredited clinics and<br />

hospitals through the healthcare<br />

company and accredited physician.<br />

b. flexible program which allows reimbursement<br />

for access of services<br />

of your preferred doctor in hospital or<br />

clinic facilities of your choice.<br />

XXX. Network Access<br />

a. The members enjoy access to the<br />

healthcare network of the company.<br />

b. members are assured of 24/7<br />

Customer Care Hotline access.<br />

There is so much to say more about<br />

HMO contracts, specially when it has<br />

to do with kind of members and the<br />

premium payments. Most contracts<br />

are taylor fitted. The corporation can<br />

allow to insure the principal members<br />

( the employee), but also the dependents<br />

, like legal partner, children ,<br />

parents etc. Also with the premium<br />

payment are some choices . Or premium<br />

paid in full by the employer or<br />

partly employer and partly employee!<br />

Aside from that, monthly, quarterly or<br />

annual payment is possible.<br />

About the WRITER<br />

Marinus ”Rien” Louis Van Anholt is the<br />

Founder / Vice Pres. / C.O.O. Ascolin<br />

Insurance Consultants & Agency Corp.<br />

(before Nicolas Insurance Brokers Ltd. Inc.<br />

Rm. 4 C&D, 4th Fl., EJ Building,<br />

#252 Friendship Highway crn Volga St.,<br />

Riverside Subd., Brgy Anunas,<br />

Angeles City 2009, CP +639178111015 /<br />

CP +639285037070 / LL +454580809<br />

Visit www.real-estate.guide for more real Estate properties.<br />

24 Classified Expert<br />

www.classified.expert


26 Classified Expert<br />

www.classified.expert


Issue #12 ¿ December <strong>2019</strong> Classified Expert 27


28 Classified Expert<br />

www.classified.expert


Issue #12 ¿ December <strong>2019</strong> Classified Expert 29


www.real-estate.guide<br />

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