Paynnovate 2019 AGS Special Edition

PAYNNOVATE 2019 - SPECIAL EDITION // 1
SPECIAL EDITION | JAN 2020
MARCHING TOWARDS A
FRICTIONLESS PAYMENT
ECOSYSTEM

2 // SPECIAL EDITION - PAYNNOVATE 2019
Get it
Now!
Introducing ‘QR Cash’ - India’s first UPI QR-based
Cash Withdrawal & Deposit Solution for ATMs
Seamless • Secure • Smart
FEATURES
Mr. Ravi B. Goyal, Chairman & MD, AGS Transact Technologies, showcasing ‘QR Cash’, the first ever UPI QR-based
cash withdrawal feature on ATMs, to Hon’ble Finance Minister, Ms. Nirmala Sitharaman, at FE Best Bank Awards.
Benefits of using QR Cash
Multiple Network Connectivity
i.e. 4G & Wi-Fi
Best-in-class Battery Backup
Compact & Elegant Design
Multi-app support: Ongo Billing++
QR++ | Ongo Prepaid++
Touchscreen-based Enhanced User
Experience
Withdraw cash using any smartphone
Use any UPI-based payment app
Process transaction using QR code
Faster and more secure
No need to carry card
No OTP required
For more details, connect with us at:
business@indiatransact.com | +91 88281 03688 | www.indiatransact.com
For more information, contact: Alok Singh
M: +91 99879 89285 | E: alok.singh@indiatransact.com
www.agsindia.com |

4 // SPECIAL EDITION - PAYNNOVATE 2019
FOREWORD
PAYNNOVATE 2019 - SPECIAL EDITION // 5
07 AGS BUZZ
08 COVER STORY
12 GUESTS SPEAK
14 EXHIBITION & DEMOS
16 AWARDS & ACCOLADES
17 CEBU THROUGH THE LENS OF PAYNNOVATE
D ear friends,
I am delighted to dedicate this edition of our newsletter to Paynnovate
2019. Paynnovate is an APAC payments innovation forum and 2019 was
the first ever Global Customer Meet organised by AGS Transact Technologies
and Novus Technologies.
Paynnovate is designed to bring together industry experts from all over
the world on the same platform for an enlightening exchange of thought
leadership ideas and success stories. The core idea behind Paynnovate
is to do justice to its name; that is, to discuss innovations in the payment
ecosystem.
We have entered the fourth industrial revolution and everything around us
is rapidly evolving. The FinTech landscape has undergone massive change
and the payment ecosystem has been revolutionised by frictionless form
factors. I strongly believe that the future of payments is frictionless. That is
what the customer wants and that is what the need of the hour is.
In this special edition of AGSTTL newsletter, you will read about our
first edition of Paynnovate which was held in the scenic town of Cebu
in Philippines. A one-of-its-kind summit, Paynnovate 2019 saw a unique
blend of keynote presentations by leaders from APAC region, revolutionary
exhibits and panel discussions with live audience polling and engaging
cultural & fun activities.
You will also read briefly about various milestones
AGS Transact Technologies continued to achieve.
Some of these milestones and industry trends
will be discussed in detail in the next issue of
AGSTTL Newsletter. For instance, the concept
of ‘Digital India’ which seemed like a far-fetched
dream is now closer to becoming reality. With
our recent industry-first solutions like ‘QR Cash’
which enables UPI QR-based cash withdrawals
on ATMs and Fastlane, we are looking to
transform how India transacts.
In addition to that, we will also discuss
“interoperability” which we believe can be
a promising force driving ‘frictionless future’
as it will benefit both, the end users as well
as FinTech players.
Speaking of the future, year 2020 is here and I
hope that it brings you great prosperity & joy.
Wishing you all a very Happy New Year!
Ravi B. Goyal
Chairman & Managing Director,
AGS Transact Technologies Limited
18 EVENT GALLERY
Conceptualised by AGSTTL - Marketing Team
For feedback/queries, mail to: marketing@agsindia.com

6 // SPECIAL EDITION - PAYNNOVATE 2019
PAYNNOVATE 2019 - SPECIAL EDITION // 7
Merchant PoS
Terminals
1,40,000+
Customer
Touchpoints
3,42,000+
AGS
BUZZ
Billing Terminals
40,000+
ATMs Installed
& managed
72,000+
Colour Dispensers
72,400+
Automated Fuel
Stations
14,000+
“Keeping up with the rapid developments, AGS Transact
Technologies offers host of digital payment solutions across
sectors including payment platforms, customised solutions
& related services to cater for end users, merchants, banks,
bank agents as well as other ecosystem partners. AGS
Transact Technologies has an installed base of 1,40,000
merchant PoS terminals pan India.”
Times Now – Brand Vision ‘Game Changers’
7 th December, 2019
“The UPI-based cash withdrawal service (on ATMs) has an
easy step-by-step process, the customer can initiate the
cash-out through QR code instructions on the terminal,
following which a dynamic QR code is flashed, which needs
to be scanned by the UPI app the customer chooses to use.”
Ravi B. Goyal, Chairman & MD | Economic Times
4 th December, 2019
“We consistently aim to simplify the digital payments
experience for consumers and merchants through our brand
ONGO. Our pan-India presence along with Mastercard’s
brand trust will be the catalyst for strengthening the digital
payments ecosystem in India.”
Ravi B. Goyal, Chairman & MD | Brand Equity –
Economic Times | 2 nd December, 2019
“This partnership (Assam Co-op Apex Bank) will help us
to deploy cost-effective innovative payment acceptance
solutions to bring larger merchant base into the digital
payment ecosystem.”
Sunil Khosla, Head Digital Business – Retail,
IndiaTransact | Business Standard | 5 th November, 2019
“This application (Fastlane) is all about providing a better
experience to consumers and it will help effective inventory
management for both individual and fleet owners as it allows
multiple vehicles of one user.”
Satish Zope, Head Petroleum Business | Sakal Times
13 th October, 2019
“We’ll be able to help in the transition from token and paper
tickets to QR code-based tickets (phase II of Bengaluru
Metro). By offering an integrated structure of collection,
compilation & computing for AFC system, we want to ensure
that the commuter has an efficient & hassle-free experience.”
Ravi B. Goyal, Chairman & MD | Times of India
20 th September, 2019
“For banks planning to deploy this (UPI QR Based withdrawal
feature) on their ATM network, there is no major investment
required as it is possible to offer the service by making a small
upgrade to the existing software in ATMs.”
Ravi B. Goyal, Chairman & MD | Livemint
10 th September, 2019
“To promote digital payments, the government and
regulators should ensure that every method, mode and
instrument of digital payment should be supported with
cash. For instance, I will start using UPI comfortably only
when I am able to withdraw using it because that gives me
the confidence that using this instrument I can access cash”
Mahesh Patel, Chief Technology Officer | 4 th BFSI CTO
Summit | 29 th August, 2019
WE ARE ADDING OUR NUMBERS TO THE NATION’S
ROBUST PAYMENT SYSTEMS INFRASTRUCTURE.
QUICK UPDATE
Having won a strategic tender of 200 Dedicated
Cash Vans (DCV) for Canara Bank, the proud team
of Securevalue India (SVIL) flagged of its first
cash van in Bangalore on 9 th December, 2019.
GROUP COMPANIES
CONSUMER BRANDS
R
TM
This tender, for which all top 5 industry players
competed, requires SVIL to deploy these dedicated
cash vans across the bank’s currency chests pan
India. A wholly owned subsidiary of AGS Transact
Technologies, Securevalue India is country’s 2 nd
largest Cash-in-Transit company.
ATM & Banking Automation Solutions | Payment Solutions | Cash Management Services
Digital Solutions | Retail Automation | Fuel Retail Automation | Toll & Transit Solutions | Colour Automation
SECUREVALUE INDIA WON 100%
BUSINESS FROM CANARA BANK
FOR DCV (DEDICATED CASH VANS)

COVER STORY
8 // SPECIAL EDITION - PAYNNOVATE 2019
PAYNNOVATE 2019 - SPECIAL EDITION // 9
MARCHING TOWARDS
A FRICTIONLESS
PAYMENT ECOSYSTEM
T
he world is evolving & the things we did not
foresee are becoming a reality. A few years
back, getting your food delivered with the help
of an app would seem incomprehensible; but today
it as an inseparable part of our lives. Long gone are
the days of waiting at restaurants to book a table,
or the struggle of hailing a cab. Everything is at your
fingertips. Everything is connected. Everything is
a network and one of the most vital threads of this
The payment ecosystem is ever-evolving & has gone
through substantial changes over the last decade.
The ways we manage and dealt with money have
revolutionised. For developing countries like India,
cash continues to be the king. However, the way we
access cash has changed; even though it took an
eventful Demonetisation to bring this change.
Fintech and digital
payments players
took this opportunity
to break the norms
of conformity and
enhanced the way
of transacting.
The entry of many Fintech players and their
innovations led to a domino effect and thus
began the evolution of the payment ecosystem.
The advancements in the payment ecosystem
have given rise to the new promise of ‘frictionless
payments’. This is also the core idea behind
Paynnovate.
network is PAYMENTS.
““We believe that the payment industry is
growing at an exponential pace and experts
from all across the globe should come together
under one roof to discuss the trends in the
payment ecosystem. For this we charted an
outstanding line-up of speakers who could share
their experiences through keynote speeches,
case studies and panel discussions. We wanted
to highlight success stories that spoke about
innovations and how these innovations brought
a positive impact on the lives of people.”
Ravi B. Goyal,
Chairman & Managing Director
AGS Transact Technologies
Designed exclusively
for industry experts
from all the over the
world, Paynnovate
hosted a distinguished
line-up of speakers
who discussed the
advancements in the
payment ecosystem.
The keynote speakers
at Paynnovate 2019
spoke about changes
that happened over
the course of time &
how adaption and
innovation is the key
to success.
“Since the beginning we wanted Paynnovate
to be a thought-leadership platform and salespitch
free event. However, unlike a regular
summit, we wanted these discussions to take
place in a relaxed environment. Hence, while
we ensured Paynnovate had only the bestin-industry
speakers & topics and that all the
interactions were organic and in the interest of
the industry at large, we did break away from
the regular format.”
Ricardos Khoury,
Founder & CEO
Novus Technologies
“

COVER STORY
10 // SPECIAL EDITION - PAYNNOVATE 2019
COVER STORY
PAYNNOVATE 2019 - SPECIAL EDITION // 11
DAY
ONE
Day one at Paynnovate began with Philippine’s national anthem played by violin artists. This knowledge exchange summit
was jointly hosted by Miss Cebu 2018, Steffi Aberasturi and Ricardos Khoury, Founder & CEO, Novus Technologies.
During this interactive session a live poll was conducted wherein guests expressed their agreement and disagreement
to industry trends being discussed on a scale of 1-10.
There were insightful keynote presentations from
across sectors like banking, retail, FinTech and
even on human design. At the same time, spurts
of cultural and entertaining acts in between the
sessions ensured that at no time the guests were
distracted. Ravi Vikram, Senior Director,
Capgemini, in his presentation on ‘World
Payments Report – Trends in APAC’ highlighted
that one-third to half of incumbents’ volume for
payments and investments are at risk of being
lost to disruptive models. The striking statistics
speak of the evolution of payments and the
penetration of digital modes of transaction in
various world markets.
On the other hand, Armand Hartono, Deputy
President Director, PT Bank Central Asia (BCA),
Indonesia, through his presentation ‘New Normal
in BCA’ discussed how the world is moving towards
a digital & frictionless ecosystem yet cash remains
important. To explain his point further, he said “In
case of typhoons, earthquakes and other natural
calamities, countries with cash-based economies
recover sooner.”
Lito Villanueva, Chief Innovations & Inclusion
Officer, RCBC Bank, Philippines and Chairman,
Fintech Alliance.PH, explained the ‘Evolution
and Innovation of FinTech in the Philippines’. He
explained how Philippines has become one of the
few countries in the world to have a national QR
code enabling interoperability.
“The one thing that will move the needle in
the payment industry is the regulator i.e.
the government”, he added while stating the
essentials for a frictionless tomorrow.
“
‘The Innovation in Human Experience Design’ was
yet another insightful presentation by Tim Kobe,
Founder & CEO, Eight Inc., and best known for
designing the original Apple Stores. Tim explained
the human aspect in design and emphasised on
the fact that any offering should not only improve
the process but also enhance human experience.
In all, the guests at Paynnovate 2019 had a common
goal, i.e. to drive the global payments industry to
next level. This is possible when we learn from the
success of our peers in their respective countries,
and this is what Paynnovate aims to facilitate. To
this tune, yet another impressive highlight of the
summit was the case studies.
Ritesh Pai, Group President & Chief Digital
Officer, Yes Bank, India, discussed how the
implementation of ‘Electronic Public Distribution
System (ePDS)’ digitized the Fair Price Shops (FPS)
for the less-fortunate section of the society & how it
has benefitted the fair shop owners in augmenting
their income while at the same time brought
transparency in the process.
Thilak Piyadigama, Chief Executive Officer,
SDB Bank, Sri Lanka, shared Sri Lanka’s journey
from rural to the urbanised way of transactions.
He reiterated Armand’s thought by saying, “We
are moving from a linear + local competition to an
exponential + global network.”
So Sopha, Chief Financial Officer, DaraPay,
took the audience through a journey of the
organisation and gave an insight about how
the organisation is adapting to the evolving
payment scenario.
The presentations
were followed by a
panel discussion with
twist. The esteemed
panellists discussed
‘The changing face of
payments and the
role of FinTechs’ and
gave the audience a
kaleidoscopic view
of the industry. They
also answered industrycentric
questions based
on their vast experience
& unmatched expertise.
The elite list of
panellists included
Ritesh Pai, Nigel Lee,
Stepan Auerbach,
Armand Hartono,
Thilak Piyadigama,
Ravi Vikram and Lito
Villanueva.
As closing remark, Ricardos Khoury, Founder &
CEO, Novus Technologies, who moderated the
panel, said, “One of the very important things that
happened in this room today was the diversity
of questions, topics and profiles of the speakers
coming from technology, design, security & retail.
Every topic we picked was very relevant around
financial inclusion and revolved around the ability
to not just innovate but also improve the lives of
the people using this technology in the rural parts
of APAC. This is the kind of dialogue we wanted to
have in Paynnovate 2019. We promise you that the
next Paynnovate will be more powerful, diverse
and industry concentrated.”
DAY
TWO
While the interactive
summit on exchange
of ideas had come to
an end, Paynnovate
had just begun. The
cultural evening was
based on the theme -
Sinulog Festival, which
encompassed cultural
performances by the
locals & finely crafted
local cuisine.
Day two was all about informal interactions, team-activities & local excursions
and once-in-a-lifetime experiences. Some of the highlights were Dragon-boat
race, Island hopping, incidental volley ball match with locals, city tour & some
water sports giving an adrenaline rush. The Copacabana night saw various
breath-taking performances by artists which were then followed by beautiful
fireworks, bringing this avant-garde experience to an official closure.

12 // SPECIAL EDITION - PAYNNOVATE 2019
GUESTS
SPEAK
PAYNNOVATE 2019 - SPECIAL EDITION // 13
▶
ARMAND HARTONO,
Deputy President
Director,
Bank Central Asia
In 2020, there will be a lot of new
trends. I believe AI will be the main
topic for the coming five years. More
people will realise the value of having
algorithms as a great tool to solve
problems in various aspects like
health, finance, government and of
course day-to-day payments. India,
today, with Aadhar has managed to
connect 1.2 billion people. I think
that is an accomplishment in itself.
It allows many banks to cover more
ground, more customers using
technology.
▶
DR. N. RAJENDRAN,
Chief Technology
Officer,
NPCI
Paynnovate 2019 has been an
excellent experience. Many people
from the domain as well as technology
experts were able to interact. The
payment industry is moving towards
QR-based payments and tap-andgo
payments. This will enhance
customer experience and will be
the demand in most of the world
markets. The payment infrastructure
has to be interoperable and not a
closed-loop system.
▶
RITESH PAI,
Group President and
Chief Digital Officer,
Yes Bank
Paynnovate 2019 has been a very
enriching experience as it was the
amalgamation of ideas of various
thought leaders in the industry. In
the future, analytics and algorithms
would play a great role. I think AI
as a technology will become more
prominent & important as the large
ecosystem starts embracing it.
▶
PIERRE HABIB,
Director, Eight Inc
Co-Founder & CEO,
GoPlus
I see Paynnovate as more than a
conference. It is a curated ecosystem
of business partners working towards
creating value & human progress. It is
really terrific and it is wonderful to be
a part of it. Thank you AGS & Novus.
▶
NIGEL LEE,
President,
APIS Partners
I am very happy to be here for
Paynnovate 2019 in Cebu. It has been
a great event, one of the few events,
where you actually get to meet real
practitioners in the payments and
banking space who are trying to deal
with cutting-edge issues. One of the
key issues of this year is the proliferation
of QR code as a payment mechanism.
This is going to continue through 2020
as well. Definitely, the one thing to
watch out for will be an increasing
use of wallets across multiple
countries.
▶
SO SOPHA,
Chief Financial Officer,
DaraPay
Each country participated in the
event share similar cultures and
challenges in the FinTech industry.
It was a good motive to meet,
understand & share best practices
of improvements & challenges of
each country.
▶
PARAKH DAVE,
Chief Information
Officer - Trading,
Trafigura
An excellent event, great speakers,
very interesting topics discussed and
covered. The trend that I see in the
next year and even in next couple of
months is blockchain payments;
that is going to redefine the industry.
Another trend I see is frictionless
payments, it will continue evolving.
Overall, the whole event has been
excellent and I will definitely come
back next year. Thank you very much
to Ricardos, Ravi, AGS, Novus & the
entire team. It was a very well put
together event.
▶
AMIT MANDAHAR,
Chief Information
Officer,
Modi Enterprises
Today’s session was brilliant with
a lot of learning from what people
have done. It was really exciting.
Experience is the future as it is all
about convenience. Technology
will definitely stay. But, everyone is
looking for a shift from technology to
experience in the future. I learnt a lot
from the keynotes as it was entirely
based on practical scenarios.
▶
DR. ROLAND SAVOY,
Chairman of the
Board G+D MS China
- Giesecke+Devrient
Mobile Security
I would like to commend Ricardos
& AGS for this successful conference.
It was designed in a very interesting
format & we had great discussions.
One of the major trends that I see
for the coming years is increase in
security in the payment sector. The
world will get into more diverse
payment methods and witness
a total increase in volume of
payment security.
▶
RAHUL BHAGAT,
Director,
AGS Transact
Technologies
This has been a tremendous day. I
have spent three decades in banking
and after a while you start to believe
that you come to another conference
or gathering and you have been there,
seen it all. But the way Ricardos and
Ravi have put Paynnovate together
has been simply amazing. The depth
of conversations, width of topics been
covered and the variety of speakers
covering the whole spectrum of both
payments and innovation has been
gripping, thought-provoking & has
certainly captured our interest. Kudos
& congratulations to the entire team!
▶
RAVI VIKRAM,
Senior Director,
Capgemini
Paynnovate was a very nice platform
where lot of innovative minds from
different walks of life like retail, banks
and technology came together and
discussed the future of payments &
where the industry was going. The
one trend that I picked from the
event is how frictionless payments
are going to come up in a big way in
the near future. Overall, it was a very
good and thought of event.
▶
MAHESH PATEL,
Chief Technology
Officer,
AGS Transact
Technologies
“I really enjoyed this gathering
of thought leaders from APAC at
Paynnovate 2019. We had interesting
discussions with industry experts
from banking, retail and payments
sector. The presentations from our
friends coming from Indonesia and
Philippines helped us gain an insight
of the payment ecosystem in their
respective countries. I personally
found Tim’s presentation on design
quite insightful. It provided a unique
perspective to the human aspect
of design in business. Overall,
Paynnovate was a great opportunity
to discuss trends in the industry.
EVENT
HIGHLIGHTS
12
Participating Countries
100 +
Industry Experts
Global
Success Stories
Technology &
Innovation Demos
Keynotes & Panel
Discussions

14 // SPECIAL EDITION - PAYNNOVATE 2019
EXHIBITIONS
& DEMOS
PAYNNOVATE 2019 - SPECIAL EDITION // 15
Fuel Station in the Box
Bank Branch in the Box
This solution demonstrated the use of RFID stickers and
wearables (for 2 wheelers) for authorising the fuel dispenser
and integrating it with payments. Additionally, it explained
the integration of billing software and fuel automation
for fetching the value of wet & dry stock both in order to
provide a seamless payment experience at a fuel station.
Designed especially for the unbanked population in the
Southeast Asian countries, branch in a box showcased
agency banking, wallets, wearable methods of payments,
and biometric authentication.
Retail Store in the Box
Blockchain Security & Post-Quantum Cryptography (Utimaco)
Created with an aim to bring in efficacy in the retail sector,
this solution integrates payments into the billing software.
This is a unique offering, especially for mom & pop store
owners as it includes hardware and software both.
Our event partner, Utimaco, explained Block-safe HSM
Simulator Solution for the protection of sensitive data.
Furthermore, it highlighted post-quantum cryptography
and blockchain security.

16 // SPECIAL EDITION - PAYNNOVATE 2019
AWARDS AND
ACCOLADES
CEBU THROUGH
THE LENS OF
PAYNNOVATE
PAYNNOVATE 2019 - SPECIAL EDITION // 17
AGS Transact Technologies has been listed among
Fortune India Next 500 Companies; ranked 111 by
revenue under Top Midsize Companies.
2
HP Fastlane won ‘Technology Disruption of the Year’
award at ‘Code-Studio 2019 – India Technology Awards
and Conference’.
1
AGS Transact Technologies was awarded ‘India’s
Greatest Brands 2018-2019’ by AsiaOne Magazine.
3
Our subsidiary, India Transact Services Ltd. was
honoured as ‘QR Champions’ by Mastercard - 2019
Mr. Ravi B. Goyal, Chairman & MD, AGSTTL was
honoured as ‘Promising Entrepreneur of India’ by
The Economic Times (ET Edge) & as ‘Global Indian
of the Year 2018-19’ by AsiaOne magazine.
4
NOVUS TECHNOLOGIES INTRODUCES
A NEW ‘REFRESHED LOGO’
Novus Technologies unveils a new ‘Refreshed logo’ symbolising its next phase of growth
An AGS Group company, Novus Technologies is one of the leading
names in the Asian FinTech world. At Paynnovate 2019, the company
unveiled its refreshed logo which represents a new, colourful phase
of the organisation and retains the values it stands for.
◆ Blue, the colour of the sky and sea for the association with open
spaces, freedom and imagination.
◆ Green, the colour of life, renewal and energy for its association
with growth, money, finances & banking.
◆ Orange & Yellow colour symbolise the new dynamism, positivity,
agility and congruence.
Novus’ new logo incorporates a font that represents the organisation’s
modern thinking and technological advancements.
5
7
6
1. Mesmerising performance
- Latino Dance
2. Musicians playing the
Fillipino National Anthem
3. Graceful depiction of the
Sinulog festival
4. Enthralling act with fire
5. Dancers depicting the
Sinulog festival
6. Performers in traditional
attire at the Sinulog
festival
7. Paynnovate stage setup
at Gala Night

18 // SPECIAL EDITION - PAYNNOVATE 2019
EVENT
GALLERY
PAYNNOVATE 2019 - SPECIAL EDITION // 19
1
7
2 3
4
5
8
6
1. Our esteemed guests at Paynnovate 2019
2. Steffi Aberasturi, Miss Cebu 2018, welcoming guests
3. (L - R) John Yong, Lito Villanueva, Armand Hartono and
Rajesh Bhojwani
4. (L - R) Madhav Rao with Stefan Auerbach
5. (L - R) Avnidher P. Shah with Soumya Ranjan Das
6. (L - R) Sunandar Suryajaya, Jerry Kasung, Umar Lakasamana
and Vijay Chugh
7. Ricardos Khoury setting the tone for Paynnovate 2019
8. Panel discussion (L - R): Ricardos Khoury, Thilak Piyadigama,
Stefan Auerbach, Ritesh Pai, Ravi Vikram, Nigel Lee, Lito
Villanueva and Armand Hartono

20 // SPECIAL EDITION - PAYNNOVATE 2019
PAYNNOVATE 2019 - SPECIAL EDITION // 21
14
9
13
15
10
16
11
12
9. Team of Novus Technologies (L - R): Nikesh Samaiya,
Chatura Jayanath Jayawardena, Ganesh Kamble,
Ariel Barandon Gumabao, Thorsten Hellwig, Shakira
Banu Shabdeen, Naveen Khairha, Ashani Dilhara
Rodrigo, Indra Gunawan
10. Team of Novus Technologies (L - R): Nikesh Samaiya,
Indra Gunawan, Antonio Hilario, Thorsten Hellwing,
Ricardos Khoury, Naveen Khairha, Ariel Barandon
Gumabao, Pauline, Francis Inocence Cusi, Dinesh Pal
11. (L - R) R.S. Bal, Barun Jain, Sukhpal Singh Sethi,
Virendra Singh
12. Sanjeev Tiwari with Naveen Khairkha
13. Lorenzo Tan addressing at the guests at Paynnovate
Welcome Dinner
14. Singers entertaining guests at the Welcome Dinner
15. Guests enjoying the performances
16. Just the right amount of adrenaline rush at the
Dragon Boat Race
17. Guests admiring the art of Cebu
18. Guests at a historic Cebu Monument
17 18

22 // SPECIAL EDITION - PAYNNOVATE 2019
INTRODUCING
PAYNNOVATE 2019 - SPECIAL EDITION // 23
19 20
21
22
19. Guests at a historic Cebu Monument
20. Glimpses from Cebu City Tour
21. Fireworks at the closing of Paynnovate
2019 during copacabana night
22. Paynnovate team with Guests
23. Copacabana - A night to remember
SALIENT FEATURES:
Single box acts as NVR, 4G VPN Router
and Alarm Panel
Non motion based continuous recording
with AVCA compression algorithm
Up to 40 sensor integration with alarm panel
Up to 30 scheduler configuration of AC and
light for efficient energy control
Inbuilt battery backup of 12 Hrs
Real time cloud backup of images
2-way VOIP communication
E2E 256-bit AES encrypted secure data
communication
Incident based real time alert
Sensor level alert configuration through
central monitoring software
WFM (Work Flow Management) based
template for all incident escalations
Dedicated custom reporting tool
(pre-defined and user based both)
Field android app for alert and response
23
For more information Abhishek Vaidya +91-7507566677 abhishek.vaidya@agsindia.com

24 // SPECIAL EDITION - PAYNNOVATE 2019