446735002-Pension-Fix-by-Martin-Lewis

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Help with your rentIf you pay rent you may be able to get some help from housing benefit,which is paid by the local authority. Housing benefit can also help towards someservice charges.Help with health costsEveryone 60 or over gets free prescriptions and eye tests. If you have lessthan £16,000 in savings you may be able to get some help towards dentaltreatment, glasses and travel costs to hospital if you fill in an HC1 form.Give yourself a full money makeoverAs you retire it’s likely you’ll have less cash to live off than you had before.As such, it’s crucial to ensure you’re budgeting correctly and not overpaying foranything. So first use the free budget planner tool at www.moneysavingexpert.com/budgetting then go to www.moneysavingexpert.com/moneymakeover whichwill take you through everything you can cut costs on – some people end up£1,000s better off after just a day.Happy retirement!30
31Your Notes
Page 1 and 2: Martin Lewis’GUIDE TOANNUITIESSPO
Page 3 and 4: Independence and integrityThis guid
Page 5 and 6: Martin’s IntroTHE BIGMESSAGEYou d
Page 7 and 8: Turning your pension pot into an in
Page 9 and 10: Never simply accept your pension pr
Page 11 and 12: For every month you delay buying yo
Page 13 and 14: What if I can’t remember what pen
Page 15 and 16: Tax mattersAnnuity income is taxed
Page 17 and 18: Annuity Angst: Martin’s TipsChoos
Page 19 and 20: Escalating annuitiesIncome grows wi
Page 21 and 22: Stats show how much annual income a
Page 23 and 24: The third way - variable annuitiesA
Page 25 and 26: Capped drawdownIf you have less tha
Page 27 and 28: 3How to ensure you getthe best rate
Page 29 and 30: Pensions companies will have their
Page 31 and 32: Annuity Angst: Martin’s TipsA not
Page 33: Other benefits to take advantage of

446735002-Pension-Fix-by-Martin-Lewis

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