stipendium_deck_march_2020_V3

Providing Ground Breaking Solutions That Solve Real World Payment Problems.
P o w e r e d b y F i n t e k L a b s
L i m i t e d

CURRENT SOLUTIONS
Slow Payment
High Fees
Complex Interfaces
Poor Customer Experience
02

OUR SOLUTION
Totally Contactless
Payment
Lowest
Rates
Easy & Accessible
to Everyone
Faster
Transactions
Highly Secured
Platform
03

HOW IT WORKS
Step
01
Step
02
Vendors with Stipendium
displays a QR CODE
Client SCANS the code and
Confirms Payment
04

WHY STIPENDIUM?
Require no new
additional hardware
We run our own
Blockchain Technology
Helps Business to
save running costs
Easy and fast
to deploy
Multiple
Locations
Zero fees for
merchants
05

STIPENDIUM: BENEFITS
100%
cheaper on
card fees
4X
faster on card payment
processing times
Stipendium:
takes less than 1hr to setup
and start receiving payments
Current Solutions:
+2 Days before vendors
start receiving payments
06

MARKET SIZE
CONTACTLESS CARDS
6.38bn GBP
Value of transactions UK
June 2019
761m
Contactless transactions
numbers UK October2019
46.93m
Number of contactless credit
cards UK October 2019
83%
Share of contactless cards
issued UK 2019
162.5m
Number of payment cards
in the UK 2018
103.9tn euros
Revenue in cashless
payments in the UK in 2018
S o u r c e : S t a t i s t a
07

TARGET MARKETS
08

COMPETI TIONS
Traditional Banks
Regular
Card Payments
Paypal
09

MARKETING STRATEGY
Social
Media/Influencers’
Marketing
Referral
Programs/Affiliate
Marketing
Brand
Partnerships
QR Code
Displays at
Vendors’ POS
SEO/Content
Marketing
Industry
Events/Exhibition
10

TRAC TIONS
Partnership: British
Super Bike racing
team (Kawasaki FS3)
Completed
Mobile Apps
(iOS & Android)
Partnership: Visa for
Stipendium Card.
Built Unique Apps
11

BUSINESS MODEL
We Operate a SaaS
Model; B2B and B2C
Users pay a flat fee
per transaction
12

FINAN CIALS
12000000
10000000
8000000
6000000
4000000
2000000
0
-2000000
-4000000
-6000000
Year 1 Year 2 Year 3 Year 4 Year 5
Revenue 1500000 3600000 4900000 6700000 10500000
Expense -1000000 -1500000 -2000000 -2400000 -4000000
Profit 500000 2100000 2900000 4300000 6500000
13

MANAGEMENT TEAM
RICHARD
Bohan
CEO/Founder
JAMIE
Recker
CTO
JOE
Dakwa
CHRO
A D V I S O R S
PAM
Sheemar
Board Advisor
DREW
Currie
Board Advisor
YIANNIS
Maos
Board Advisor
14

THE ASK
£2
Million (GBP)
USE OF FUNDS
• £150k for visa license to enable us to offer stipendium cards
• £250k staff costs
• £600k on marketing
• £350k brand partnerships
• £60k hosting/hardware
• £250k further software/platform development
15

Thank You.
We truly appreciate your time!
For more information, Contact us with the details below
Contact Person: Richard Bohan
Email address: richard@finteklabs.co
Phone: +44 121 281 4335