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regarded as
experts in
their field,
allied health
professions
fall into two
broad
categories -
technicians (assistants) and therapists/technologists. With education requirements and
curriculum varying depending on the chosen field, academic prerequisites range from less than
two years for technicians to a more intensive educational process for therapists and
technologists that include acquiring procedural skills. With such explosive growth in allied health
care career options and so many diverse fields from which to choose, it's no wonder students
preparing for their future are seeking opportunities in allied health fields. Yet, with more than 5
million current allied health professions in the U.S. and more on the horizon, careful examination
of the educational development and environment of emerging students identifies areas of
needed improvement to meet the diverse needs of this ever-changing landscape.
Under Australia's Medicare program, any treatment that does not fall into the "emergency"
category is considered to be elective, which places patients on a long public hospital waiting list
to be seen. There are many differences between California health insurance and other states
including how it is applied for. For example, while Blue Cross and Blue Shield are one company
in other states, here in California, each is separate and applied to individually as Anthem Blue
Cross of California and Blue Shield of California. California health insurance law AB 1672 is an
improvement over the federal HIPAA law that covers all states in that it includes the following
with regard to California group coverage:
Let me guide you through the maze of obtaining proper health insurance coverage for you, your
family or business, with an individual or group plan based upon your specific needs. I will find
the best coverage for your insurance dollar by analyzing the various plans of the major
insurance companies I represent. My experience of having worked for insurance companies as
a health insurance claims auditor and being an independent health insurance agent, gives me
the advantage of knowing the health insurance business on both ends, from coverage to claims.

If you're an individual over 50 who has a pension and are looking to enhance your health
coverage, comparing private insurance plans is a great start to learning all you need to know
about securing your health policy options. Although all private insurers offer options for
improved care above your Medicare supplement, each fund offers its own plan structures,
coverage options, and premium costs, so it pays to compare.
Whether you are already facing additional medical services related to an age-related injury or
illness, or you are simply planning ahead and making sure your health insurance coverage is
adequate as a prudent measure, comparing plans and purchasing a private insurance policy
can provide financial security if extra costs arise from medical services that are not covered by
Medicare alone.
Seniors with a preexisting condition may face a waiting period of up to 12 months before their
private coverage can be used for treatment. It is important to compare private health policies
and determine which have waiting periods that may not work for you. Remember, no medical
insurer can refuse to provide you with coverage based on your age or any preexisting
conditions.
Your private medical plan may cover services specific to seniors that are not covered by
Medicare, including ambulance costs, home nursing care, Podiatry services, physiotherapy,
occupational therapy, cataract surgery and glasses, and more.It may be a wise idea to get a
complete physical and discuss with your physician which health insurance features you should
have in place to meet your specific medical needs.
Remember, the Australian government reimburses 30 percent of the cost of every private
medical plan premium, a great incentive to make sure your health insurance coverage is
adequate. And that percentage increases for seniors to 35 percent at age 65, and 40 percent at
age 70, in order to make private coverage more affordable to aging citizens who are often living
on a pension alone, with no other source of income. Those seniors who do have more income
sources are still eligible for the same government reimbursement rates on private insurance
premiums.
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