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Beacon News- August 2020

Regional Reach. Community Commitment. Covering Dearborn, Franklin, Ohio, and Ripley Counties in Southeast Indiana and Southwest Ohio.

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Page 2B THE BEACON <strong>August</strong> <strong>2020</strong><br />

BRIGHT/<br />

SUGAR RIDGE<br />

By<br />

Bob<br />

Waples<br />

Community<br />

Correspondent<br />

bright@goBEACONnews.com<br />

This month’s salute to a veteran<br />

goes out posthumously<br />

as follows:<br />

Salute to my dad, Joe Waples,<br />

who would have been<br />

100 on July 23 this year. Dad<br />

served in the U.S. Navy from<br />

around 1943 and was honorably<br />

discharged in December<br />

1945. Dad served on the USS<br />

Yosemite in the Philippines.<br />

Salute to PFC Dorothy<br />

Emma (Hess) Jacob. Ms.<br />

Jacob would have been<br />

PFC Jacob<br />

ninety-nine<br />

in September<br />

this year.<br />

She served<br />

in the U.S.<br />

Army Air<br />

Corps from<br />

January<br />

1945 thru<br />

December<br />

1945. She<br />

sewed parachutes as well as<br />

serving as a driver for high<br />

ranking officials. Dorothy just<br />

passed in June <strong>2020</strong>.<br />

I would also like to recognize<br />

<strong>2020</strong> East Central grad<br />

Joe Buescher<br />

Joe Buescher.<br />

Joe<br />

leaves for<br />

basic<br />

training on<br />

July 20 at<br />

Fort Benning,<br />

Georgia. He<br />

will be<br />

training for<br />

Airborne Infantry with his<br />

goal of becoming an Army<br />

Ranger. Best of luck, and I<br />

salute you, Joe.<br />

A big thank you to Celeste<br />

Calvitto, our guest speaker<br />

Celeste Calvitto<br />

O<br />

ur<br />

at the<br />

Gibson<br />

Memorial<br />

Day service.<br />

Celeste gave<br />

a very<br />

moving talk<br />

about her<br />

first assignment<br />

as a<br />

journalist<br />

and writing about the loss of a<br />

veteran and who also was the<br />

son of a friend. Also, thanks to<br />

the Harrison Color Guard for<br />

the presenting of the colors<br />

and the emotional taps.<br />

The residents of the Sugar<br />

Ridge community enjoyed<br />

Communities<br />

a patriotic remembrance of<br />

Memorial Day with three<br />

hundred flags placed along<br />

<strong>August</strong>a Drive by Denny<br />

Mercurio, John Dinsmore,<br />

and Rich Martin. Thanks,<br />

guys.<br />

The tenth annual Jack’s<br />

Forever 3 run will be held on<br />

Sept. 12. Check out the website<br />

and register to participate<br />

at www.jacksforever3.com.<br />

The run/walk is held each<br />

year in memory of Jack Allan<br />

Carpenter. Please consider<br />

participating.<br />

Don’t forget to support the<br />

Bright Fire and EMS festival<br />

on July 25 by buying tickets<br />

and attending. All proceeds<br />

benefit the Bright Fire Dept.<br />

which in turn benefits us.<br />

<strong>August</strong> birthdays: JoAnne<br />

Creekbaum-Wahoff (17) and<br />

Mary Ann Pettit (7)<br />

<strong>August</strong> anniversaries: Jeff<br />

and Amy Milton (15), and<br />

Sara and Jeremy Chipman<br />

(15).<br />

What you are is God’s gift<br />

to you; what you become is<br />

your gift to God.<br />

HIDDEN<br />

VALLEY LAKE<br />

By<br />

Korry<br />

Johnson<br />

Community<br />

Correspondent<br />

NEW ALSACE<br />

By<br />

Laura<br />

Keller<br />

Community<br />

Correspondent<br />

newalsace@goBEACONnews.com<br />

If you attended the Memorial<br />

Day services led by<br />

the North Dearborn American<br />

Legion Post 452, you<br />

were treated to a trumpet<br />

solo at the conclusion of<br />

the services. Traditionally,<br />

a trumpeter performs taps<br />

to conclude the ceremony.<br />

After John Klosterman<br />

played taps, the crowd was<br />

pleasantly surprised to hear<br />

an echo of taps and service<br />

songs performed by Jim<br />

Carter. Jim surprised the<br />

legion members and crowd<br />

by playing at all four cemeteries-<br />

East Fork in Guilford,<br />

St. John’s in Dover, St.<br />

Martin’s in Yorkville, and<br />

St. Paul’s in New Alsace.<br />

Thank you, Jim, for sharing<br />

your talent!<br />

New Alsace gained two<br />

new residents in May. Matt<br />

and Missy Fox and big<br />

sister Mia welcomed twins<br />

Luke Matthew and William<br />

Michael Fox, born on May<br />

11. Proud grandparents are<br />

Irvin and Rosemary Fox.<br />

Congratulations to the Fox’s<br />

on their new additions!<br />

The North Dearborn<br />

American Legion Post 452<br />

in New Alsace is excited to<br />

resume their monthly euchre<br />

tournaments. Mark your calendar<br />

for July 19, Aug. 23,<br />

Sept. 20, and Oct. 11. Doors<br />

open at noon and games begin<br />

at 1 P.M. The entry fee<br />

is $5 per person, with cash<br />

payouts to the four highest<br />

scores. Refreshments<br />

are available for purchase.<br />

Call 812.623.3695 for more<br />

information.<br />

I would love to hear from<br />

you! If you have news in the<br />

New Alsace area you’d like<br />

me to share, please contact<br />

me at newalsace@go<br />

BEACONnews.com.<br />

NICOLE & JOHN WUESTEFELD<br />

Try Our<br />

New<br />

Entrees!<br />

Try Our<br />

New<br />

Entrees!<br />

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New<br />

Entrees!<br />

*Lime Only<br />

*Lime Only<br />

$3.99 Margaritas<br />

ALL DAY Monday<br />

$3.99 Margaritas<br />

ALL DAY Monday<br />

*Lime Only<br />

$3.99 Margaritas<br />

ALL DAY Monday<br />

A Family Tradition Since 1800’s<br />

QUALITY SERVICE • COMPASSION • DEDICATION<br />

25615 STATE ROUTE 1 • DOVER, IN<br />

(812) 576-4301 WWW.ANDRES-WUESTEFELDFH.COM<br />

24486 Stateline Road<br />

Bright<br />

$2.49 Bottle<br />

domestic beer<br />

Saturday<br />

$2.49 Bottle<br />

domestic beer<br />

Saturday<br />

$2.49 Bottle<br />

domestic beer<br />

Saturday<br />

We accept<br />

competitor’s<br />

coupons<br />

(Limit $5 maximum per coupon<br />

When You Spend $30 Or More.<br />

Or 1/2 price on 2nd meal.<br />

Not Valid Friday or Saturday.)<br />

812-747-7262<br />

Retirement Planning During Changing Times.<br />

According to the United Nations, across the globe, people older<br />

than 65 now outnumber children under five for the first time in<br />

history. In 1960, the average woman gave birth to five children<br />

in her lifetime; by 2017, that ratio had dropped to 2.4 children<br />

per woman. Meanwhile, our life expectancy has increased<br />

around the world. In 1960, the average lifespan was just over<br />

52 years of age; in 2017 the life expectancy was 72.<br />

Today, more than 60 percent of married households with<br />

children have two income earners. Yet many still struggle<br />

to make ends meet. That makes it difficult to save for both<br />

the exponentially rising cost of college and retirement. With<br />

fewer children in subsequent generations to contribute to the<br />

economy and bolster Social Security and Medicare programs,<br />

there may be fewer resources available to support the number<br />

of older adults in the future.<br />

It’s worth remembering that 2019 began with the longest U.S.<br />

government shutdown in history. On top of that challenging<br />

start to the year, some economists and media pundits have<br />

been suggesting we may be headed for a recession in the<br />

hvl@goBEACONnews.com<br />

Happy hot July!!!! HVL<br />

residents have been enjoying<br />

our incredible outdoor amenities<br />

this summer. We are<br />

incredibly fortunate to have<br />

our pool, beach, ballfields,<br />

and lakes open during this<br />

pandemic. Our residents take<br />

pride in our little hidden gem<br />

of a community. The company<br />

called Niche (a website<br />

with reviews from real people<br />

Try Our<br />

New<br />

Entrees!<br />

Buy 24486 1 Lunch Stateline or Road Dinner<br />

Bright<br />

at regular price<br />

Get 1 Lunch We or accept Dinner<br />

competitor’s<br />

at 1/2 coupons price<br />

Excludes steaks (Limit $5 and maximum seafood<br />

per coupon<br />

When You Spend $30 Or More.<br />

Expires Aug. July Or 1/2 14, 11, price on <strong>2020</strong> 2016 2nd meal.<br />

Not Valid Friday or Saturday.)<br />

Not Valid Fri. or Sat.<br />

Not valid with 812-747-7262<br />

daily specials.<br />

*Lime Only<br />

$3.99 Margaritas<br />

ALL DAY Monday<br />

Try Our<br />

New<br />

Entrees!<br />

$2.49 Bottle<br />

domestic beer<br />

Saturday<br />

24486 Stateline Road<br />

$5 Bright<br />

off purchase of<br />

on<br />

$30<br />

purchase We of accept<br />

$30<br />

Expires Aug. 14, <strong>2020</strong><br />

Expires Not Valid July competitor’s<br />

Fri. 11, or 2016 Sat.<br />

Not Valid Fri.<br />

coupons<br />

Not valid with or (Limit daily $5 maximum specials. Sat. per coupon<br />

Not valid When<br />

with You Spend<br />

daily $30 Or More.<br />

specials.<br />

*Lime Only<br />

$3.99 Margaritas<br />

ALL DAY Monday<br />

$2.49 Bottle<br />

domestic beer<br />

Saturday<br />

$5 off on<br />

future. It’s tough enough to<br />

plan for retirement during a<br />

robust economy, but to forge<br />

ahead during uncertain times<br />

can be stressful. Do you reduce<br />

retirement plan contributions to<br />

bolster an emergency savings<br />

fund? Do you reposition assets<br />

in your investment portfolio? We<br />

believe these questions are best<br />

addressed in consultation with an<br />

experienced financial advisor. If<br />

you’d like to discuss your specific<br />

situation, please contact us.<br />

Or 1/2 price on 2nd meal.<br />

Not Valid Friday or Saturday.)<br />

812-747-7262<br />

Roger Ford<br />

compared to fake people,<br />

LOL) has ranked HVL #13<br />

out of 232 places to retire in<br />

Indiana. They also ranked<br />

HVL #19 out of 115 for where<br />

to buy a house in the suburbs<br />

of Indiana. Not too shabby for<br />

a community with a population<br />

of almost 5,500 people!<br />

Thank you, Robert Starks,<br />

for sharing these rankings<br />

with us.<br />

Buy 1 Lunch or Dinner<br />

at Our regular price Children’s Activity<br />

Get 1 Lunch or Dinner<br />

Committee at 1/2 price will be hosting our<br />

Excludes steaks and seafood<br />

annual<br />

Expires July 11, 2016<br />

“Back to School Beach<br />

Not Valid Fri. or Sat.<br />

Not valid with daily specials.<br />

Bash” on Aug. 9. Outdoor<br />

Movie Night will be held<br />

on Aug. 15. More details on<br />

both events will be posted on<br />

Facebook.<br />

$5 off on<br />

purchase <strong>August</strong> of $30Birthdays: Amanda<br />

Expires July 11, 2016<br />

Not Branham, Valid Fri. or Sat. Bella Meadows,<br />

Lily Smith, Trish Clark.<br />

<strong>August</strong> Anniversaries: Eric<br />

Not valid with daily specials.<br />

One strategy for retirement planning during uncertain times is to<br />

create multiple income streams. For example, you could purchase<br />

an annuity contract for an insurer-guaranteed stream of lifetime<br />

income. In one recent report, several Brookings Institution fellows<br />

noted, “For many people, acquiring an appropriately consumer<br />

protective and reasonably priced income annuity with at least a<br />

portion of their savings will still be the best choice for retirement<br />

income, and for many others it will play a key role in a broader<br />

post-retirement financial strategy.”<br />

One reason an annuity can help address uncertainty is because<br />

Buy 1 Lunch or Dinner<br />

at regular price<br />

Get 1 Lunch or Dinner<br />

at 1/2 price<br />

Excludes steaks and seafood<br />

Expires July 11, 2016<br />

Not Valid Fri. or Sat.<br />

Not valid with daily specials.<br />

$5 off on<br />

purchase of $30<br />

Expires July 11, 2016<br />

Not Valid Fri. or Sat.<br />

Not valid with daily specials.<br />

“It’s tough enough to plan<br />

for retirement during a robust<br />

economy, but to forge ahead<br />

during uncertain times can<br />

be stressful. ”<br />

Siblings Toby and Shelby<br />

Lahey enjoyed swimming.<br />

Cousins, Giovanni McCafferty<br />

and Avery Branam at<br />

the pool.<br />

Carson Kitts pitches at a<br />

summer game.<br />

and Shawnee Airgood.<br />

Please email me, Korry<br />

Johnson, if you have something<br />

to share in next month’s<br />

article at hvl@goBEACON<br />

news.com. Share your positive<br />

news at The <strong>Beacon</strong>!<br />

none of us knows how long we are going to live. Therefore, it’s<br />

difficult to know how much money to save or how much you<br />

can afford to spend each year in retirement. An annuity can<br />

help address these financial uncertainties because it offers<br />

an option for income for life — as well as the life of your<br />

spouse. It’s important to remember that annuities are insurance<br />

contracts designed for retirement or other long-term needs.<br />

They provide guarantees of principal and credited interest,<br />

subject to surrender charges.<br />

As for how much income you’ll need in retirement, be aware<br />

that it will likely change as you get older. According to recent<br />

research from the National Bureau of Economic Research,<br />

people age 70 to 75 spend 10.17% of their household income<br />

on health care; after age 80, that share rises to 15.25%. Money<br />

spent on domestic services increases from 1.28% to 5.22%<br />

during those same time periods.<br />

Conservative Financial Solutions | Roger Ford<br />

10403 Harrison Ave., Harrison, OH 45030 (513) 367-1113<br />

307 Walnut Street, Lawrenceburg, IN 47025 (812) 537-1347<br />

ConservativeFinancialSolutions.com<br />

Securities offered through Madison Avenue Securities, LLC (MAS), member FINRA/<br />

SIPC. Investment advisory services offered only by duly registered individuals<br />

through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser.<br />

MAS and Conservative Financial Solutions are not affiliated companies. AEWM<br />

and Conservative Financial Solutions are not affiliated companies. 999599C<br />

Twenty-six Years of Bringing our Community and Businesses Together.

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