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) Safety-First Retirement Planning: An Integrated Approach for a Worry-Free
Retirement (The Retirement Researcher Guide Series) Unlimited
Safety-First Retirement Planning: An
Integrated Approach for a Worry-Free
Retirement (The Retirement Researcher
Guide Series)
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) Safety-First Retirement Planning: An Integrated Approach for a Worry-Free Retirement (The
Retirement Researcher Guide Series) Unlimited
) Safety-First
Retirement Planning:
An Integrated
Approach for a Worry-
Free Retirement (The
Retirement
Researcher Guide
Series) Unlimited
Description
Throughout his densely packed account, the author helpfully lays out for readers the various
aspects of his topic in a fierce amount of specific details. His book comes replete with useful charts
and graphs and extensive suggestions for further reading. All of this supporting material is
buttressed by Pfau's own considerable skill at clarifying even the most abstruse subject facing
retirees, whether it be the various kinds of annuities the author backs for his income-pooling
conception of retirement income or the complexities of navigating those instruments, in the form of
things like rollup and withdrawal rates. More and more Americans are retiring, and they are living
longer than ever before. But the contours of that retired life have been fundamentally changing for
decades; the days of people guaranteeing their financial securities with one simple retirement plan
are largely gone. Pfau's manual uses as its starting point this complicated new landscape. He
carefully takes readers through the arcana of terms and plans and the realities they'll face in their
retirement years, explaining everything with a straightforward prose that will be a boon to those
dealing with this challenging time. The author's goal is to help individuals lay the foundation for not
only financial competence in retirement, but also the ability to spend comfortably in those years.
Pfau wants this group to achieve what he characterizes as the four financial goals of retirement:
lifestyle, liquidity, longevity, and legacy.A formidably detailed and invaluably clear guide to not just
achieving retirement security, but also maintaining it.- Kirkus Reviews Wade D. Pfau, Ph.D., CFA,
RICP, is the director of the Retirement Income Certified Professional designation and a Professor
of Retirement Income at The American College of Financial Services in King of Prussia, PA. As
well, he is a Principal and Director for McLean Asset Management. He holds a doctorate in
economics from Princeton University and publishes frequently in a wide variety of academic and
practitioner research journals on topics related to retirement income. He hosts the Retirement
Researcher website, and is a contributor to Forbes, Advisor Perspectives, Journal of Financial
Planning, and an Expert Panelist for the Wall Street Journal. He is the author of the books, Safety-
First Retirement Planning: An Integrated Approach for a Worry-Free Retirement, How Much Can I
Spend in Retirement? A Guide to Investment-Based Retirement Income Strategies, and Reverse
Mortgages: How to Use Reverse Mortgages to Secure Your Retirement.