Malvern Living Mar - Apr 2021
Spring has arrived and this edition is a celebration of the best of it - great food, Easter bakes, spring cleaning and, an amazing home transformation.
Spring has arrived and this edition is a celebration of the best of it - great food, Easter bakes, spring cleaning and, an amazing home transformation.
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What is your equity<br />
in your home doing<br />
for you?<br />
“I’d love a holiday home somewhere<br />
warm” – this is one of the many starts to a<br />
conversation where the solution could be a<br />
lifetime mortgage...<br />
What is your equity in your home doing for you?<br />
It’s always been the dream of many homeowners to make that<br />
last payment to live mortgage free in their home for life but is this<br />
actually the best option for you or your family?<br />
For a surprisingly low interest rate with no monthly payments to<br />
make and no upfront costs you could release some of the money<br />
tied up in your home to<br />
• Repay an outstanding mortgage to reduce monthly costs<br />
• Enhance your retirement income and therefore your lifestyle<br />
• To help your children with a deposit for a house<br />
• To go on that holiday of a lifetime<br />
• To buy a holiday home in the UK or abroad<br />
• Or a multitude of other reasons<br />
Interest rates on lifetime mortgages are at an all-time low with<br />
many providers offering a fixed rate for life making it a great<br />
solution for people who would like to make more use of their hard<br />
earned equity.<br />
Most lifetime mortgage providers are offering inheritance<br />
guarantees so you can be reassured that you are able to leave a<br />
proportion of your property value as an inheritance.<br />
ADVERTISING FEATURE<br />
Putting any kind of mortgage on your house is not a decision to<br />
be taken lightly so we will always look at your specific situation to<br />
ensure you have considered all options. We will encourage your<br />
family to be involved in the discussions so that you are able to<br />
draw on opinions of your loved ones too.<br />
We are a family team regulated by the Financial Conduct<br />
Authority specialising in Financial Advice, Retirement Planning,<br />
Mortgages and Protection Insurance. We have a wealth of<br />
knowledge enabling us to make sure that you are comfortable<br />
that you’re making the right choices for your situation.<br />
Aged 55 and over and in need of more information, please give<br />
us a call or email on 07577 921 992 or dom@midasfp.co.uk and<br />
we can have a no obligation initial conversation.<br />
This is a lifetime mortgage which may reduce the value of your<br />
estate and may affect your entitlement to means-tested benefits.<br />
To understand the features and risks ask for a personalised<br />
illustration. Midas Financial Planning Services Ltd is authorised<br />
and Regulated by the Financial Conduct Authority<br />
Enjoy your life….<br />
What is your equity in your home doing for you?<br />
Enhance your income Help a family member Fund a dream holiday<br />
Clear an existing mortgage<br />
Dom Whitehouse CeRER, CeMAP<br />
Peter Whitehouse CeRER, DipFA<br />
Worcestershire Whole of <strong>Mar</strong>ket<br />
Equity Release Specialists<br />
To find out more and book a no obligation appointment, call:<br />
07577 921 992 or email dom@midasfp.co.uk<br />
This is a lifetime mortgage which may reduce the value of your estate and may affect your<br />
entitlement to means-tested benefits. To understand the features and risks ask for a personalised<br />
illustration. Midas Financial Planning Services Ltd is authorised and Regulated by<br />
the Financial Conduct Authority<br />
www.minervamagazines.co.uk | 29
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