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PUBLISHER’S NOTICE

EQUAL HOUSING OPPORTUNITY

All real estate advertising in this

newspaper is subject to the fair housing

act which makes it illegal to advertise

“any preference, limitation or discrimination

based on race, color, religion,

sex, handicap, familial status or

national origin, or an intention, to make

any such preference, limitation or discrimination.”

Additionally, Vermont’s Fair Housing

and Public Accomodations Act prohibits

advertising that indicates any preference,

limitation or discrimination based

on age, marital status, sexual orientation

or receipt of public assistance.

This newspaper will not knowingly

accept any advertising for real estate

which is in violation of the law. Our

readers are hereby informed that all

dwellings advertised in this newspaper

are available on an equal opportunity

basis.

To file a complaint of discrimination,

call the Vermont Human Rights

Commisson toll-free at 1-800-416-2010

(voice & TTY) or call HUD toll

free at 1-800-669-9777 (voice)

or 1-800-927-9275 (TTY).

RULE OF THUMB......

Describe your property,

not the “appropriate” buyer or

renter, not the landlord,

not the neighbors. Just describe

the property and you’ll

almost always obey the law.

Governor Scott Announces Launch of Vermont Housing

Improvement Program to Rehabilitate Housing Stock

Governor Phil Scott and the Vermont Department

of Housing and Community Development,

along with statewide partners have

launched the Vermont Housing Improvement

Program (VHIP) designed to bring housing

units back online by investing in existing, but

under-utilized structures. VHIP builds upon

past rental rehabilitation pilot programs that

used modest public investment to revitalize

housing in Vermont’s downtown areas, while

helping renters and property owners who are

most in need of assistance.

The program, funded using federal American

Rescue Plan Act (ARPA) funds, will invest

a total of $5 million into the state’s aging

housing stock. VHIP will provide grants of up

to $30,000 per unit with a 20% funding match

required to bring code non-compliant units

back into habitability. This round of grants is

dedicated to units serving renters who are exiting

homelessness.

“Expanding the housing stock has been

a top priority of me and my team, investing

more than any administration in history,” said

Governor Phil Scott. “In addition to building

new housing, VHIP will be critical for bringing

housing that has fallen into disrepair back

online, helping provide more housing for the

workforce, lift people out of homelessness,

and aid in the transformational change we are

COMMERCIAL

RENTALS/SALES

OFFICE SPACE RENTAL

Christ Episcopal Church,

Montpelier has an offi ce space

available for rental. This is a

centrally located basement offi

ce space of 280 sq.ft. it has a

transom window, free wifi and

parking. $300 / month. Lease

starts Jan. 1, 2022 If interested,

please call our administrator

at 802-223-3631 or email

administrator@christchurchvt.

org

APARTMENTS

ROOMS/HOUSES

FOR RENT

SOUTH BARRE. 3-bedroom

duplex apartment. Owner occupies

other half. Dead end

street. Off street parking. Yard.

Back porch. Washer and drier

provided. $1050 plus utilities.

Call 802-476-4814

• • •

• • •

REAL ESTATE

VACATION

RENTALS/SALES

Warm Weather is Year Round

in Aruba. The Water is safe,

and the dining is fantastic.

Walk out to the beach. 3-bedroom

weeks available. Sleeps

8. Email: carolactionaol.

com for more information.

HOMES

WORRIED ABOUT

FORECLOSURE?

Having trouble paying your

mortgage? The Federal Trade

Commission says don’t pay

any fees in advance to people

who promise to protect

your home from foreclosure.

Report them to the FTC, the

nation’s consumer protection

agency. For more information,

call 1-877-FTC-HELP or click

on ftc.gov. A message from

The World and the FTC.

seeking to create stronger communities.”

“Throughout the course of the pandemic

many businesses received financial assistance,

but one of the populations that has been

overlooked is the mom-and-pop landlords

across the state. We designed this program

for the long run with the success of the landlord

and the tenant in mind,” said Housing

and Community Development Commissioner

Josh Hanford. “With this program, you are

creating permanent housing and improving

neighborhoods.”

“We are working from the ground up, addressing

the needs of the most vulnerable,”

said Shaun Gilpin Housing and Community

Development Housing Division director. “We

have been working with ermont’s five home

ownership centers to create a new program

that is based on successful models and improves

upon past efforts to bring more housing

on-line.”

VHIP partners include Champlain Housing

Trust, Rural Edge, Downstreet Housing

and Community Development, Windham and

Windsor Housing Trust, and Neighborworks

of Western Vermont.

For more information: https://accd.vermont.gov/housing/vermont-housing-improvement-program.

BUSINESS FOR SALE

I want to let all the followers of Bear Naked

Growler know that I have decided to sell the

business. The business will still operate as

normal through the process.

All equipment is approximately 4 years

old. I am asking $135,000 with inventory. Any

serious inquiries can be sent on messenger,

emailed to dahadickinson@msn.com or call

me at 802-522-9018.

Thank you for all your support and I

am sure we will see you again before any

changes happen. -Floyd

Bear Naked Growler

186 River St., Montpelier www.bearnakedgrowler.com

BECKLEY HILL MEADOWS

BARRE TOWN

Single family & duplex

ranch style homes

Call for Pricing

Brand new, energy effi cient homes on private or

shared lots. Two or three bedroom, two baths,

full basement, covered porch, attached two car

garage on town paved road. Town sewer and

water. No association fees!

MANSFIELD LANE CONDOMINIUMS

BERLIN

TownHOUSE UNITS AVAILABLE

$284,500

Brand new, energy-effi cient condos in the

heart of Central Vermont. Two bedroom plus

den, 2 bathrooms, basement garage. Quick

access to Montpelier, I-89 and more!

Monthly association fee ONLY $220!

802-229-2721

www.fecteauhomes.com

ECFiber continued from previous page

taxing powers and has, since its transition to

a CUD in 2016, been funded mainly by municipal

bonds backed by customer payments

for service. “We are the model for how to

make world-class broadband available to

every home and business on the grid in rural

Vermont, infrastructure that is essential to

social and economic well-being,” said board

chair F. X. Flinn. “Investors have shown their

appreciation for the work we are doing by

paying a premium for our existing debt and

competing for our new debt.

That said, we will continue to

pursue the new grant funding

aggressively as we go all out

to complete the network.”

Stan Williams, CFO of

ValleyNet, Inc., and the principal

architect of the idea

which became ECFiber, led

the bonding effort. He said,

“We appreciate the work of

our investment banking team

at MCM, led by Jim

Anderson, and remain convinced

that the combination

of Vermont Community

Broadband Fund grants plus

municipal revenue bonds

means that every on-grid

location in Vermont will have

fiber-to-the-home (FTTH)

broadband available within

the foreseeable future now

that the CUDs are starting to

get funding.” ValleyNet is the

design, build, and operations

partner of the district. A notfor-profit

internet service

provider, it spun out of

Dartmouth College in the early 1990s to provide

dial-up internet access in the Upper

Valley region straddling Vermont and New

Hampshire.

ECFiber is one of a very few municipalities

to construct a broadband network almost

entirely from network revenues rather than

tax revenues, grants, or some other form of a

public guarantee. It is the financial model for

many rural broadband projects throughout the

U.S.

Updated Weekly

Home Mortgage Rates

LAST

DOWN

LENDER UPDATE RATE APR TERM PTS PAYMENT

Community National 12/15/21 3.375% 3.392% 30 yr fixed 0 5%

Bank 1-800-340-3460 2.625% 2.656% 15 yr fixed 0 5%

New England Federal 12/15/21 3.125% 3.148% 30 yr fixed 0 5%

Credit Union 866-805-6267 2.375% 2.416% 15 yr fixed 0 5%

Northfield Savings 12/15/21 3.125% 3.162% 30 yr fixed 0 5%

Bank (NSB) 2.500% 2.566% 15 yr fixed 0 5%

802-485-5871

VT State Employees 12/15/21 3.000% 3.038% 30 yr fixed 0 5%

Credit Union (VSECU) 2.375% 2.443% 15 yr fixed 0 5%

1-800-371-5162 X5345

Rates can change without notice.

***APRs are based on 20% down payment. Some products are available with as little as

5% down, with purchase of Private Mortgage Insurance (PMI). The cost of PMI is not

included in the APR calculations.

December 22, 2021 The WORLD page 31

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