Newcomers Guide2.1 - Happy Valley-Goose Bay

According to law, everyone who wants to drive a car in the province must buy a minimum amount of auto
insurance.
Car Car Accidents Accidents
Accidents
What should you do if you have an accident?
• Find out if anyone is hurt
• Exchange insurance information with the other driver
• Write down the other driver’s name, address, phone number, driver’s license number and car license
plate number
• Get the name, address and phone number of anyone who saw the accident
Reporting Reporting an an Accident Accident
Accident
Once you have made sure that everyone is safe after an accident, you must do the following:
• Write down details about the accident, including how it happened, the time, date and location, the speed
of all cars and the road conditions;
• Get the contact information (names, addresses, phone numbers) of the registered owners of all cars
involved, other passengers and other witnesses;
• Get insurance information from all drivers involved in the accident, including the driver’s licence and
plate numbers, and the names of their insurance companies and brokers;
• If possible, make a sketch of the accident scene noting the position and direction of the cars.
If you have been involved in a collision that may result in a claim, contact your insurance representation as
soon as possible. You must notify your insurer as soon as possible (some polices specify within seven days)
about any accident involving the automobile:
• That must, by law, be reported to police; or
• For which you intend to make a claim under the policy.
If you are making a claim against another driver, you should notify him or her as quickly as possible. It is a
good idea to notify the other driver’s insurance company of the claim yourself; do not assume that the other
driver has done so.
Reporting Reporting to to the the Police Police
Police
Report the accident to police if:
• Someone has been hurt or killed
• There is significant vehicle damage
• The other driver broke the law, if the other driver was drunk or drove through a red light
• Another driver hit your car and drove away (“hit and run”)
If you need the police to come, dial the emergency number 896-3383, or if it is not an emergency go to the
police station within 24 hours of the accident.
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