Real Estate Financing, Hard Money, and Private Lenders in San Antonio

Real Estate
Financing, Hard
Money, and
Private Lenders in
San Antonio
Hard money lenders in San Antonio

Do you have a magnificent
investment opportunity? Are the
banks refusing to give you a loan
because of bad credit or unpaid
mortgage? Fret not, hard money
lenders in San Antonio are your way
to finance all of your real estate
dreams.

Here’s a quick factsheet on what hard money loans are:
• Hard money loans are private asset-based bridge loans
used for real estate financing. They differ from
conventional bank loans in interest rates, accessibility,
approval period, and loan term.
• Unlike mortgages, hard money loans have little to no
government regulations like borrowers’ credit score and
debt history. The approval is solely dependent on the
lender's discretion and can happen within a few days.

Instead of looking at the borrower’s
income, hard money lenders in San
Antonio tend to focus more on the equity
value of the property. This makes hard
money loans riskier for the lender.
Because they pose a greater risk to the lenders, hard money
loans have a higher interest rates than regular loans. For
example, a typical mortgage might be offered at 12%, while
an equally-valued hard money loan will have around a 20%
interest rate.

Due to having high-interest rates but quicker payouts plan, hard
money loans are used in a singular fix-and-flip strategy rather
than as a means of acquiring a primary residence.

Capital
Concepts
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