personal loan | Everything you need to know
A personal loan is an unsecured loan. Unlike other loans, the borrower doesn’t need to give any collateral to the lender. Due to this reason the personal loan has a high-interest rate compared to other loans.
A personal loan is an unsecured loan. Unlike other loans, the borrower doesn’t need to give any collateral to the lender. Due to this reason the personal loan has a high-interest rate compared to other loans.
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Personal loan
www.bankofmaharashtra.in
What is a personal loan?
A personal loan is an unsecured loan. Unlike other loans the
borrower don’t need to give any collateral to the lender. Due this
reason the personal loan have high interest rate compared to other
loans. There is no follow ups for how you spend the loan money,
so you can ustilize this money for any of your needs like hospital
bills, buying car, for rent, buying house, etc.
www.bankofmaharashtra.in
Personal Loan Benefits (Bank Of Maharashtra)
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Low EMI
Higher Loan Amount
Minimal documentation
Low processing Fee
No prepayment penalty
No hidden charges
Simplified Disbursement
www.bankofmaharashtra.in
Documents Required
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Proof Of Identification
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Pan card
Election ID Card
Aadhar Card
Driving License
Proof Of Residence
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Electricity Bill
Election ID card
Aadhar card
Driving License
www.bankofmaharashtra.in
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For Salaried Person
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Original/Certified copy of the latest salary slips for the past 3 months
Copies of IT returns of last 2 years duly acknowledged by IT Dept/IT
assessment orders or Form 16 for last 2 years from the Employer.
Undertaking from employer for remittance of monthly installment, wherever
feasible.
Bank Account (Salaried Account) statement for the last 6 months (in case of
other Bank)
For Non Salaried Person
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Latest 3 years of IT returns
Shop establishment Act
Tax registration copy
Company registration license
Bank statement for past one year
www.bankofmaharashtra.in
Personal Loan Interest Rate(Bank of Maharashtra)
9.45%PA
www.bankofmaharashtra.in
Personal Loan Eligibility(Bank of Maharashtra)
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All confirmed employees Central / State Govt. / PSUs / Public
or Private Ltd Companies / Reputed Corporates */ MNCs
drawing salary from our Bank
Salaried customers, not having salary account with our Bank,
are to be considered for Personal loan subject to Employer
undertaking for deduction of loan instalment from salary.
Self–employed professionals (Only Doctors (MBBS, MD, MS),
CAs, Architects having own business) can also be given
personal loan in case they are banking with us (with Credit
facility) for the last one year.
www.bankofmaharashtra.in
Five steps to get personal loan
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Determine your requirements
Check loan eligibility
Calculate monthly Instalment
Approach the bank
Submit Documents
www.bankofmaharashtra.in
For Applying Click Below Button
APPLY NOW
www.bankofmaharashtra.in
Thank You…
Click ME
www.bankofmaharashtra.in