MFG Brochure 2022

THE PROBLEM

WHAT WE DO
At Mission Financial Group, we developed The Mission Master Plan - a 7-step process
designed to guide families towards greater financial confidence, security and purpose.

WE BELIEVE

ONBOARDING PROCESS
01
DEFINE YOUR VISION
Discuss your questions
Define your vision
Organize your numbers
02
CUSTOMIZE A PLAN
Follow our step-by-step
process
Customize a tailored
roadmap
Document your plan
03
MONITOR PROGRESS
Stay on track with regular
monitoring
Fine-tune as things change
Enjoy peace, fulfillment
and security

ONGOING SERVICES
REGULAR
PLANNING/REVIEWS
ONLINE FINANCIAL
ORGANIZER
DIGITAL DOCUMENT
STORAGE
MARKET
COMMUNICATIONS
RMD
MANAGEMENT
COLLECTIVE
WISDOM ADVISING
FINANCIAL GUIDANCE
IN LIFE EVENTS
SPECIAL
EVENT INVITATIONS

The 7-Step
Retirement
Roadmap
01 GET ORGANIZED
02 INCOME PLAN
03 DEBT PLAN
04 INVESTMENT PLAN
05 TAX PLAN
06 CONTINGENCY PLAN
07 GIVING AND ESTATE PLAN

STEP 1
GET ORGANIZED
Wisdom in knowing your numbers
Can you help me
understand my
various accounts and
numbers?
PROCESS
Establish system to organize your
numbers (assets, liabilities, income,
expenses)
Establish system to backup
important documents (vault)
Share your system so you and
other trusted people know where to
find information

STEP 2
INCOME PLAN
Core Income = Expenses = Security
How much can I
spend in retirement &
will it last?
PROCESS
Establish guaranteed income for
basic expenses
Ensure core income increase
Ensure a surviving spouse has
sufficient income

STEP 3
DEBT PLAN
Good Debt vs. Bad Debt
How and when
should I pay off debt?
PROCESS
Refinance high-interest rates &
shorten terms
Strategically utilize lines of credit
Implement acceleration strategies
(line of credit, chunking,
prepayments)

STEP 4
INVESTMENT
PLAN
Optimize investments
Can my investments
be improved?
PROCESS
Establish a target investment speed
Implement a disciplined investment
process
Diversify broadly

STEP 5
TAX PLAN
Build tax-free wealth
Can we save on
future taxes?
PROCESS
Develop a schedule to build taxfree
wealth
Explore most common tax
strategies
Optimize tax efficiency in
investments/income

STEP 6
CONTINGENCY
PLAN
Expect the unexpected
Do we need long
term care protection?
PROCESS
Establish an LTC plan (traditional,
hybrid, out-of-pocket)
Establish investment safety net
strategies
Establish resources for an
economic crisis

STEP 7
ESTATE PLAN
Your generosity is their miracle
Will our family be ok
when we’re gone?
PROCESS
Draft/update trust & will (diagram
how assets will be transferred and
taxed)
Written letter to family in plain
English (wishes, value)
Gifting schedule (529, gifts,
donations)
For a comprehensive review of your personal situation,
always consult your tax and/or legal advisor. Neither First
Allied Securities, Inc., nor any of its affiliates offer tax or
legal service.

FINANCIAL PLANNING CALENDAR
JAN / Goals
FEB / Get Organized
MAR / Income Plan
APR / Debt Plan
MAY / Investment Plan
JUN / Tax Plan
JUL / Contingency Plan
AUG / Gifting & Estate Plan
SEP / Annual Review
OCT / Annual Review
NOV / Year-End Follow Up
DEC / Year-End Follow Up
Each month we’ll focus on
an important topic in your
financial plan. You’ll receive
a customized analysis to
help us determine if you’re
on track or if we need to
discuss adjustments.

ABOUT
OUR FIRM BY THE NUMBERS
2018
750
FAMILIES
50-70
YEARS
$500k
FOUNDED
CLIENTS SERVED
AVERAGE CLIENT AGE
MINIMUM INVESTMENT

REGULATION & INSURANCE
SIPC COVERAGE
Investment asset insurance
www.sipc.org
FINRA
Safeguard against fraud & bad practice
www.finra.org
FDIC INSURANCE 1
Bank deposit insurance
www.fdic.gov
SEC
Government regulatory authority
www.sec.gov

INVESTMENT PHILOSOPHY
ESTABLISH A CORE
PORTFOLIO
DIVERSIFY BROADLY
ENHANCE WITH
SATELLITE STRATEGIES
REBALANCE
SYSTEMATICALLY
COST MATTERS

RESOURCES & ALLIANCES
ESTATE PLANNER
YOU
REAL ESTATE
PARTNERED WITH
YOUR ADVISOR
HEALTHCARE
TAX PREPARERS

OUR FIDUCIARY OATH TO YOU
I BELIEVE IN PLACING YOUR BEST INTERESTS FIRST.
Therefore, I am proud to commit to the following five fiduciary principles:
I will always put your best interests first.
I will act with prudence; that is, with the skill, care, diligence, and good
judgment of a professional.
I will not mislead you, and I will provide conspicuous, full and fair disclosure of
all important facts.
I will avoid conflicts of interest.
I will fully disclose and fairly manage, in your favor, any unavoidable conflicts.
Created by The Committee for the Fiduciary Standard

WHO SUPPORTS US
We have the strength and culture of a small private firm with the support of large alliances

AAMS®, AIF®
NICK
ABBOTT
MANAGING PARTNER & FINANCIAL ADVISOR
EXPERIENCE AND BACKGROUND
As a financial advisor, Nick believes it is important to invest his time in
developing deep relationships. Developing mutual trust with you and
gaining understanding of your unique situation allows him to create
appropriate and comprehensive strategies tailored to your needs.
Whether for personal estates or businesses, Nick's goal is to work
closely with you toward the most important long-term financial goals.
EDUCATION
Nick developed his investment experience and insurance planning
expertise over the past 12 years. 10 of those years were at Edward
Jones where he was recognized for his client service excellence
(2011-2017) and served on the Hawaii leadership team (2010-2018).
Nick completed a bachelor’s of business administration with a major
in finance, options and the derivative markets from the University of
Hawaii Manoa.
He also earned the AAMS® (Accredited Asset Management Specialist)
and AIF® (Accredited Investment Fiduciary) professional designations
and holds registrations, licenses, and designations recommended
for his work as a financial advisor: Series 7, Series 66, State Life and
Health Insurance licenses for Hawaii, California, Washington, Michigan,
Texas and Florida.
YOUR TEAM

CWS®, AIF®
CLIFTON
YASUTOMI
MANAGING PARTNER & FINANCIAL ADVISOR
EXPERIENCE AND BACKGROUND
With a background in engineering for the Central Intelligence Agency,
Clifton Yasutomi began his financial advising practice with Merrill Lynch
in 2005. He has been a special guest on business talk radio and was
a regular contributor to the Wall Street Business Network with weekly
“Money Thought” radio commentaries. Clifton regularly conducts financial
education classes focused on retirement planning and tax strategy and
was previously a member of the National Society of Financial Educators
and a volunteer with Junior Achievement of Hawaii.
In 2014 Clifton completed studies to earn the Certified Wealth Strategist
CWS® designation from the Cannon Financial Institute, and in 2019 he
attained the AIF® designation demonstrating an understanding of the
Prudent Practices® and methodology.
PERSONAL
Clifton is the Chairman of the Salvation Army Echelon Group, former
board member of the Iolani Alumni Association, and was the youngest
Rotary Club president in Hawaii. He also serves his church at Grace Bible
Honolulu as a board member and leads a weekly Bible study with his
wife, Renee. Outside of the office he enjoys spending time with his sons
(5 years and 2 years), surfing, basketball, golf, and photography.
YOUR TEAM

SERVICE & SUPPORT TEAM
DEDICATED TO YOUR SUCCESS
SAMANTHA
STARBUCK
CLIENT EXPERIENCE
MANAGER
CRYSTAL
CHING
OFFICE MANAGER

LOCATION AND CONTACT INFO
ALA MOANA PACIFIC CENTER
(808)445-9965
1585 Kapiolani Blvd. Ste. 1450
Honolulu, HI 96814
HAWAII KAI TOWNE CENTER
(808)395-8411
6600 Kalanianaole Hwy Ste. 108-B
Honolulu, HI 96825
Mission Financial Group, LLC is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Mission Financial Group, LLC and its representatives are properly licensed or exempt
from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Mission Financial
Group, LLC unless a client service agreement is in place.
We have the strength and culture of a small private firm with the support of large alliances
Registered Representatives offering securities through First Allied Securities, Inc. Member FINRA/SIPC. Advisory services offered through First Allied Advisory Services and Mission Financial Group, both Registered Investment
Advisers. First Allied entities are under separate ownership from any other entity.