Henley and Marlow Lifestyle Jul - Aug 2022
Summer is here – we’ve got an issue filled with sunshine! We’ve interviewed French chef Raymond Blanc, got some delicious recipes and are looking at all the ways to transform the home and garden in a few easy steps.
Summer is here – we’ve got an issue filled with sunshine! We’ve interviewed French chef Raymond Blanc, got some delicious recipes and are looking at all the ways to transform the home and garden in a few easy steps.
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The benefits of mediation when<br />
resolving family disputes<br />
Family mediation is a process in which<br />
an independent <strong>and</strong> professionally<br />
trained mediator helps separating<br />
couples resolve any challenges <strong>and</strong><br />
disputes faced when parting ways.<br />
The mediator will help you to work<br />
out arrangements for things such as<br />
housing, children, assets<br />
<strong>and</strong> finances.<br />
Mediation involves an initial<br />
assessment meeting where the<br />
mediator will see you on your own to<br />
discuss the process <strong>and</strong> find out what<br />
you are hoping to achieve. There<br />
will then be a series of face-to-face<br />
discussions between you <strong>and</strong> your<br />
partner, which are facilitated by a<br />
mediator. The mediator will help you<br />
<strong>and</strong> your partner make decisions in a<br />
constructive <strong>and</strong> confidential setting,<br />
making sure all disputes are resolved<br />
with as little conflict as possible.<br />
If you do not feel comfortable with<br />
face-to-face mediation, the mediator<br />
will offer video mediation or shuttle<br />
mediation – where you will each be in<br />
a separate room <strong>and</strong> the mediator will<br />
shuttle between you.<br />
What are the benefits?<br />
There are several benefits to the<br />
mediation process, some of which are<br />
set out below:<br />
Cost effective: Mediation tends to<br />
be more cost-effective than involving<br />
solicitors. Even if you do not come<br />
up with a complete agreement in<br />
mediation, the mediator should help<br />
you narrow the issues that are being<br />
disputed.<br />
Confidential: Disputes resolved<br />
through mediation <strong>and</strong> not in court<br />
are completely confidential for both<br />
parties involved.<br />
Faster outcome: Mediation generally<br />
takes less time to complete, allowing<br />
for an earlier solution than through<br />
the legal or court route.<br />
More control: Mediation increases<br />
the control both parties have over the<br />
resolution. Both parties are involved<br />
in negotiating their own agreement<br />
<strong>and</strong> no settlement can be imposed<br />
upon you.<br />
It improves communication: The<br />
mediation process helps both parties<br />
to focus on communicating effectively<br />
<strong>and</strong> relieves the pressure <strong>and</strong> stress<br />
that court disputes may bring.<br />
Flexible: The process is informal <strong>and</strong><br />
there are no formal rules <strong>and</strong> evidence<br />
required although the mediators<br />
at Blaser Mills Law will explain the<br />
advantages of full financial disclosure.<br />
How Blaser Mills Law can help<br />
By focusing on clear <strong>and</strong> open<br />
communication, family mediation<br />
has the potential to get you <strong>and</strong> your<br />
partner on the same page. We will<br />
support you every step of the way.<br />
The Family & Divorce team at Blaser<br />
Mills law currently holds two qualified<br />
mediators that can help, acting solely<br />
or together in co-mediation.<br />
Lucinda Holliday<br />
With over 10 years of experience in<br />
mediation, Lucinda Holliday qualified<br />
as a mediator in 2011. In 2018 Lucinda<br />
went on to get her accreditation in<br />
child inclusive mediation which means<br />
she can facilitate your children<br />
being heard in the mediation<br />
process when relevant.<br />
She is an expert in her field<br />
with expertise in dissolution,<br />
divorce, <strong>and</strong> separation <strong>and</strong> the<br />
associated financial issues <strong>and</strong><br />
children matters that might occur<br />
as a result of the breakdown of a<br />
relationship.<br />
Sarah Scriven<br />
Sarah is an experienced family<br />
lawyer <strong>and</strong> a Resolution qualified<br />
mediator. Her expertise covers<br />
a range of family law matters<br />
arising from the breakdown<br />
of a relationship including<br />
divorce, financial arrangements,<br />
cohabitation disputes, <strong>and</strong><br />
children.<br />
Get in touch<br />
To speak to the Family & Divorce<br />
team about how mediation<br />
could be a constructive <strong>and</strong><br />
positive solution to your divorce<br />
or separation, please contact<br />
the team on 01494 478 603 or<br />
email ljmh@blasermills.co.uk.<br />
blasermills.co.uk<br />
@BlaserMillsLaw blaser-mills BlaserMillsLaw
C O N T E N T S<br />
A NOTE<br />
from the editor<br />
14<br />
DISHES FROM RAYMOND<br />
I sit writing this in the most<br />
bucolic of settings - we are<br />
lucky in that our offices are<br />
within farml<strong>and</strong>s (we are<br />
actually housed in a former<br />
hen shed - we say that’s why<br />
we sometimes run around<br />
like headless chickens).<br />
From my desk, I get to<br />
watch the seasons change -<br />
we welcomed the swallows<br />
who put on the most<br />
wonderful of shows - <strong>and</strong><br />
only occasionally knocking<br />
into the windows during<br />
their frenzied activity!<br />
04<br />
COMPETITIONS<br />
We are really looking forward<br />
to the warmer months,<br />
<strong>and</strong> this issue is certainly<br />
a celebration of that. We<br />
caught up with French<br />
chef Raymond Blanc <strong>and</strong><br />
were lucky to have a really<br />
insightful chat with him<br />
about the British food scene<br />
<strong>and</strong> his love of teaching - we<br />
also managed to nab some<br />
recipes from his latest book.<br />
12<br />
RAYMOND BLANC<br />
Editor Katie Thomson<br />
e katie@minervapublications.co.uk<br />
Assistant Editor Kate Norris<br />
Publisher Sally Thomson<br />
Pre Press Manager Rebecca Rose<br />
Contributors<br />
Matthew Biggs, Angela Cave,<br />
Louise Thomson, Pete Lawrence<br />
FOR ADVERTISING<br />
Account Manager Lynda Shipton<br />
e lynda@minervapublications.co.uk<br />
t 01225 984497<br />
Cover image courtesy of CuisinArt<br />
HOME & GARDEN<br />
18<br />
MINERVA PUBLICATIONS<br />
Unit 21c, Paxcroft Farm,<br />
Hilperton BA14 6JB<br />
t 01225 984 550<br />
www.minervamagazines.co.uk<br />
Printed on sustainably sourced paper.<br />
Please recycle this copy or pass it along<br />
when you are finished for someone else<br />
to enjoy.<br />
Disclaimer: The publishers shall not be<br />
held liable for any loss occasioned by<br />
failure of an advertisement to appear, or<br />
any damage or inconvenience caused by<br />
errors, omissions <strong>and</strong> misprints. No part of<br />
this publication may be reproduced without<br />
prior permission from the publishers.<br />
The opinions expressed within are not<br />
necessarily those of the publishers.<br />
We’ve also got some<br />
fabulous editorial aimed<br />
at getting the house up<br />
together for the summer<br />
months - with a range of<br />
projects both large <strong>and</strong><br />
small to create that home<br />
you’ve always coveted. It<br />
can be really daunting, but<br />
ever so rewarding to refresh<br />
the spaces in your home - so<br />
we have a range of projects<br />
to consider.<br />
We hope you enjoy this<br />
edition - look out for the next<br />
one in September, when we<br />
will be hoping for an Indian<br />
Summer, <strong>and</strong> shining our<br />
shoes for a new school year.<br />
Until then, school’s out!<br />
Katie<br />
www.minervamagazines.co.uk | 3
COMPETITION<br />
To enter any (or all!) of our competitions, head to<br />
www.minervamagazines.co.uk/competitions.<br />
Find the competition <strong>and</strong> enter on that post,<br />
using the appropriate keyword.<br />
T&C’s apply <strong>and</strong> no cash alternatives available. Winners chosen at<br />
r<strong>and</strong>om - entries made after closing date will not be accepted.<br />
WIN<br />
A HOTEL<br />
STAY FOR<br />
TWO!<br />
Ready to relax, recharge <strong>and</strong><br />
recuperate? Soon you could<br />
be enjoying some ‘you’<br />
time, with the chance to<br />
win an incredible weekend<br />
away with spa treatments.<br />
We’ve teamed up with The<br />
QHotels Collection, to give one<br />
of our lucky readers an exclusive<br />
staycation for two people at a spa<br />
hotel within the collection.<br />
With 17 gorgeous spa hotels across the UK,<br />
you’ll be able to leave your worries behind<br />
at the likes of historic hideaway, Slaley<br />
Hall - nestled deep in the serene North-<br />
East l<strong>and</strong>scape, or Crewe Hall, set in eight<br />
acres of stunning grounds in the peaceful<br />
Cheshire countryside, with its lavishly<br />
decorated historic pile dating back to the<br />
17th century. Also in the collection, Norton<br />
Park, set in a blissful parkl<strong>and</strong> just outside<br />
historic Winchester <strong>and</strong> Oulton Hall, Spa &<br />
Golf Resort very accessible to Leeds city<br />
centre, while set within the rolling Yorkshire<br />
countryside.<br />
This incredible prize includes two night’s<br />
stay with breakfast, plus a two-course dinner<br />
<strong>and</strong> a spa treatment for two people.<br />
For a full list of The QHotels Collection spas,<br />
visit: www.qhotels.co.uk/our-spas/<br />
Closes 15/09/<strong>2022</strong> -<br />
Competition keyword: ‘RELAX’<br />
WIN<br />
A CBD<br />
BEAUTY BOX<br />
WORTH<br />
£77.99<br />
The MotherSage CBD Beauty Box is an ‘Evolution in Skincare’<br />
featuring a fantastic collection of the very best quality, legally<br />
registered, natural cannabinoid-based skincare products, in a<br />
beautiful gift box. Each contains their Anti-Cellulite <strong>and</strong> Slimming<br />
Gel, Body Butter, Bath Salts <strong>and</strong> Body Oil.<br />
They can be used individually or as part of a treatment regime<br />
ensuring the full range of benefits inspired by Mother Earth’s<br />
natural ingredients are used to ‘Soothe Your Soul’. Retailing<br />
at just £77.99 each, we have four fabulous MotherSage CBD<br />
Beauty Box’s to giveaway to four lucky readers.<br />
www.hir.global/collections/mothersage<br />
Closes 15/09/<strong>2022</strong> - Competition keyword: ‘MOTHERSAGE’<br />
Family run, online blinds<br />
retailer BlindsbyPost is<br />
offering you the chance<br />
to refresh your home <strong>and</strong><br />
spruce up any room with the<br />
opportunity to win fabulous<br />
new blinds. The £200 voucher<br />
works across the website,<br />
giving you the opportunity to<br />
choose from the huge variety<br />
of blinds available.<br />
From motorised blinds<br />
which can modernise your windows <strong>and</strong><br />
make them an integral part of a smart home,<br />
<strong>and</strong> blackout blinds for complete peace <strong>and</strong><br />
relaxation to aid sleep, to versatile, functional <strong>and</strong><br />
affordable roller blinds, <strong>and</strong> wooden venetian blinds which add<br />
a stylish touch to any room, the options really are endless. One<br />
lucky reader will win a £200 voucher to spend online. Find the<br />
full T&Cs on the Minerva website.<br />
www.blindsbypost.co.uk<br />
Closes 15/09/<strong>2022</strong> - Competition keyword: ‘BLINDS’<br />
WIN<br />
A £200<br />
ONLINE<br />
VOUCHER<br />
WITH<br />
BLINDSBYPOST<br />
WIN<br />
A STAY<br />
FOR 2 IN A<br />
BOUTIQUE<br />
LONDON<br />
HOTEL<br />
Win a night’s stay for<br />
two in Holmes Hotel.<br />
Located on London’s<br />
iconic Chiltern Street in<br />
the heart of Marylebone<br />
Village, Holmes Hotel is a<br />
chic boutique hotel that<br />
blends a unique sense<br />
of Baker Street heritage<br />
with contemporary style<br />
<strong>and</strong> luxury.<br />
On the doorstep of the crème de la crème of<br />
Marylebone’s shopping, cultural <strong>and</strong> dining<br />
destinations, it is the perfect base from which<br />
to explore the city.<br />
One lucky reader will win this fabulous stay.<br />
www.holmeshotel.com<br />
Closes 15/09/<strong>2022</strong> - Competition keyword ‘HOL,MES’<br />
WIN<br />
A HENRY<br />
VACUUM<br />
CLEANER!<br />
Reliable classic br<strong>and</strong> Henry has brought out<br />
two new offerings in the home. Henry Pet has<br />
all the great features of the Henry you know<br />
<strong>and</strong> love, with the added bonus of extra pet<br />
friendly features. Ready to remove stubborn pet<br />
hairs <strong>and</strong> reduce lingering pet odours, Henry Pet<br />
will become (almost) as important a part of the<br />
family as the furry-friends he’s cleaning up after.<br />
Awarded the British Allergy Foundation Seal of<br />
Approval, Henry Allergy is scientifically proven<br />
to reduce exposure to dust <strong>and</strong> pet-related<br />
allergens around the home.<br />
We have one of each of these amazing vacuum cleaners to give<br />
away – specify the one you’d like to win with the Keyword ‘Henry<br />
Pet’ or ‘Henry Allergy’.<br />
www.myhenry.com<br />
Closes 15/09/<strong>2022</strong> - Competition keyword:<br />
‘HENRY PET or HENRY ALLERGY’<br />
4 | www.minervamagazines.co.uk
We rescue <strong>and</strong> rehome dogs.<br />
REBECCA KINGWELL<br />
FINANCIAL PLANNER<br />
Comprehensive, bespoke, financial advice & planning<br />
Chloe<br />
Manolo<br />
Would you like to start making<br />
better provision for your future <strong>and</strong><br />
retirement?<br />
Do you need help underst<strong>and</strong>ing<br />
your existing pension<br />
arrangements?<br />
Tyrion<br />
Pesto<br />
Rebecca Kingwell<br />
BSc (Hons), DipFA<br />
I offer specialist advice on pension<br />
planning, investment planning,<br />
savings, tax efficiency <strong>and</strong> life <strong>and</strong><br />
critical illness protection.<br />
Please call to book an appointment to visit<br />
Pine Ridge Dog Sanctuary is a small independent animal<br />
rescue organisation. We do not operate a ‘walk around’<br />
option as we believe that an interview process helps<br />
determine the right companion for you.<br />
Registered Charity: 256728 | Established 1958<br />
Tel: 01344 882689 | pineridgedogs@yahoo.co.uk<br />
Priory Road, Ascot, Berkshire SL5 8RJ<br />
e: rebecca.kingwell@sjpp.co.uk t: 0330 053 6797<br />
www.rebeccakingwell.co.uk<br />
Oxfordshire . Berkshire<br />
Rebecca Kingwell Financial Planner is an Appointed Representative of <strong>and</strong> represents only<br />
St. James’s Place Wealth Management plc (which is authorised <strong>and</strong> regulated by the Financial<br />
Conduct Authority) for the purpose of advising solely on the Group’s wealth management products<br />
<strong>and</strong> services, more details of which are set out on the Group’s website at www.sjp.co.uk/products<br />
ARTISAN SHOPPING . AL FRESCO DINING . WORKSHOPS . FAMILY FUN<br />
A fabulous day out with over 200 craft stalls to discover!<br />
SAVE £2<br />
(book via our website before 21/08/22)<br />
with online<br />
Early Bird<br />
tickets!<br />
26 th - 29 th <strong>Aug</strong>ust <strong>2022</strong><br />
Stonor Park, <strong>Henley</strong>-On-Thames<br />
www.thecraftshows.co.uk<br />
Open<br />
10am ‘til<br />
5pm<br />
www.minervamagazines.co.uk | 5
Meet,<br />
engage with<br />
<strong>and</strong> purchase<br />
from 140<br />
selected<br />
international<br />
ceramic<br />
artists<br />
15 – 17 <strong>Jul</strong>y<br />
Waterperry Gardens<br />
near Wheatley, Oxford OX33 1LA Open: 10-5.30 Daily<br />
£7 at least 10 days in advance then £10<br />
With<br />
several<br />
contestants<br />
from TV’s<br />
The Great<br />
Pottery<br />
Throw<br />
Down<br />
Advance Booking<br />
Required<br />
Celeb_Ceramics_110x153.indd 1 31/05/<strong>2022</strong> 10:12<br />
6 | www.minervamagazines.co.uk
STYLISH<br />
stays<br />
THE ATLANTIC HOTEL<br />
Jersey, UK<br />
These days, travelling abroad has largely<br />
returned back to normal. There is no<br />
requirement to test or isolate, however<br />
if like me, you still feel a slight hesitancy<br />
in jumping on a 5+ hour flight to the med<br />
this summer, then you might find that<br />
Jersey makes a wonderful alternative.<br />
Flights with Blue Isl<strong>and</strong> (servicing the<br />
Channel Isl<strong>and</strong>s since 2006) are available<br />
from many airports across the UK, <strong>and</strong> in<br />
our case, traveling from Bristol to Jersey<br />
meant a flight time of less than an hour.<br />
No sooner were we in the air was there the<br />
announcement from the pilot that we were<br />
l<strong>and</strong>ing shortly. Amazing.<br />
A mere six minute taxi journey took us<br />
to our destination; The Atlantic Hotel.<br />
Situated in the parish of St Brelade on<br />
the west coast of Jersey, the hotel is<br />
surrounded by breathtaking coastal views<br />
as far as the eye can see. Our ocean<br />
view room gifted us scopes of the golden<br />
s<strong>and</strong>s of St Ouen’s Bay <strong>and</strong> the Atlantic<br />
ocean. With the sun beaming, who needs<br />
the med we thought!<br />
There is a timeless elegance to the feel<br />
of The Atlantic Hotel. Being situated right<br />
along the bay, every room you step into<br />
is bathed in light, <strong>and</strong> this continues right<br />
out into the Ocean Restaurant. I must<br />
admit, I was extremely eager to sample<br />
the menu. Since 2017 Chef Will Holl<strong>and</strong><br />
has been putting together menus at The<br />
Atlantic Hotel that celebrate the very best<br />
that the l<strong>and</strong> <strong>and</strong> the sea have to offer, so<br />
we knew we were in for a treat. And he<br />
didn’t disappoint. Each course had us in<br />
a state of wonder. Every element on the<br />
plate was so well thought out, so well<br />
pared, <strong>and</strong> so beautifully presented. With<br />
one Michelin Star under his belt before the<br />
age of 30, it certainly won’t be long before<br />
Will Holl<strong>and</strong> earns his next one under the<br />
The Atlantic Hotel. Watch this space.<br />
The breakfast menu continues the superb<br />
culinary offerings at The Atlantic Hotel,<br />
with a wide selection of cooked breakfast<br />
options, as well as a full continental spread<br />
available. If the weather is good you<br />
are able to take your dining experience<br />
outside beside the pool, which I would<br />
fully recommend as a gorgeous way to<br />
start your day.<br />
Ditch your passport (you don’t need one<br />
to fly to Jersey from the UK!), <strong>and</strong> book<br />
yourself in to The Altantic Hotel this<br />
Summer. You won’t regret it.<br />
Ocean View rooms available from<br />
£320 per night<br />
www.theatlantichotel.com<br />
THE CHEVAL COLLECTION<br />
London<br />
The Cheval Collection boasts a beautiful<br />
collection of serviced apartments,<br />
townhouses <strong>and</strong> penthouses in some of<br />
London’s most desirable neighbourhoods,<br />
as well as three beautiful properties in<br />
Edinburgh. On a recent trip to sample<br />
the best of London’s new exhibitions,<br />
we were delighted to stay at the Cheval<br />
Knightsbridge.<br />
Our location was unrivalled – the<br />
apartment being literally steps from The<br />
Victoria <strong>and</strong> Albert Museum <strong>and</strong> The<br />
Natural History Museums, <strong>and</strong> of course<br />
moments from the best of Knightsbridge’s<br />
luxury shopping.<br />
Cheval Knightsbridge opened in March<br />
2020 as a luxury all-apartment residence,<br />
following two years of full-scale multimillion<br />
pound refurbishments, <strong>and</strong><br />
features 98 beautifully appointed one,<br />
two <strong>and</strong> three bedroom apartments, as<br />
well as three spectacular five-bedroom<br />
penthouses on the upper floors, aptly<br />
named Gloucester, Cromwell <strong>and</strong><br />
Kensington.<br />
Our home for the weekend was a<br />
gorgeous Deluxe Three Bedroom<br />
Apartment, complete with a kitchen <strong>and</strong> a<br />
resplendent living area – it’s ideal if you are<br />
staying for a few nights <strong>and</strong> fancy winding<br />
down away from the city bustle. We were<br />
escorted to the door by a member of the<br />
team – pleasantly surprised to find out that<br />
our front door stepped onto the famous<br />
Brompton Road – we could stay for a<br />
month in this location <strong>and</strong> not manage to<br />
sample all the wonderful eateries on the<br />
doorstep.<br />
The Cheval Collection provides all the<br />
comforts of luxury city living with the<br />
convenience of a full concierge service<br />
just a phone call away. It really is a special<br />
treat for your next trip to the big smoke.<br />
Whether you are staying for a night or a<br />
month, it really does feel like an elevated<br />
home from home.<br />
Luxury Two Bedroom Apartments from<br />
£650 per night<br />
www.chevalcollection.com<br />
www.minervamagazines.co.uk | 7
Badgemore Park<br />
continues its<br />
development<br />
As Badgemore Park celebrates it’s 50th<br />
Anniversary in <strong>2022</strong>, this year also marks the<br />
completion of the club’s 5-year improvement plan<br />
that has seen them invest in a number of projects<br />
across the site...<br />
We take a quick look at the wide-ranging facilities available at this<br />
wonderful gem just outside the town centre.<br />
Golf Course<br />
A stunning 18-hole parkl<strong>and</strong> course set in the beautiful<br />
Oxfordshire countryside, complemented by an astonishing array<br />
of flora <strong>and</strong> fauna that can be seen during a round. The clever<br />
design of the course that opened in 1972 challenges golfers of all<br />
st<strong>and</strong>ards <strong>and</strong> has benefited from plenty of recent enhancements<br />
including new greens on the 1st <strong>and</strong> 5th holes, an 800sqm<br />
short-game practice area <strong>and</strong> more recently, the installation of a<br />
new pond just in front of the 18th green. With excellent playing<br />
surfaces all year round <strong>and</strong> use of the gym included at no extra<br />
cost, it’s no wonder that membership is flourishing.<br />
Health & Wellbeing<br />
Following the introduction of its state-of-the-art gym <strong>and</strong> fitness<br />
studios back in 2018 <strong>and</strong> the addition of an outdoor rig situated<br />
within a beautiful Walled Garden, FOCUS at Badgemore Park has<br />
continued to enhance its wellbeing offering with the creation of<br />
the Wellness Hub. There are now a number of specialist holistic<br />
businesses based on site which are dedicated to every aspect<br />
of health <strong>and</strong> wellbeing, whether recovering from surgery or<br />
ADVERTISING FEATURE<br />
a sporting injury, suffering with stress or anxiety or even just<br />
wanting a bit of pampering!<br />
Dining & Events<br />
Refurbishment has also taken place within the modern <strong>and</strong><br />
stylish bar <strong>and</strong> restaurant, located within a converted 18th<br />
century Coach House. Recent additions include the introduction<br />
of a lower terrace with lounge seating overlooking the beautiful<br />
golf course as well as an outdoor kitchen that is open 7 days<br />
a week complete with BBQ <strong>and</strong> pizza oven. In addition to its<br />
daily offering, the club is also a popular venue for weddings <strong>and</strong><br />
events throughout the year, with private use of the Coach House<br />
<strong>and</strong> its adjoining Courtyard available.<br />
As well as having a thriving membership for both golf <strong>and</strong> gym,<br />
Badgemore Park gladly welcomes non-members whether its for<br />
a round of golf, a workout or just to sit back, relax <strong>and</strong> enjoy the<br />
excellent hospitality on offer.<br />
It has certainly been a period of amazing enhancements <strong>and</strong><br />
they’re not finished yet! Following a year of celebration for the<br />
50th anniversary in <strong>2022</strong>, there will be a new 5-year improvement<br />
plan announced with some very exciting plans being discussed.<br />
SUMMER SCHOOLS<br />
Intensive, engaging <strong>and</strong> fun - our five-day Summer Schools<br />
<strong>and</strong> mock tests will maximise your child’s 11+ pass potential<br />
Dynamic teaching techniques 4<br />
Year 5 <strong>and</strong> Year 4 weekly classes 4<br />
Excellent success rates 4<br />
Small friendly classes 4<br />
Established 25 years 4<br />
Year-round courses 4<br />
BOOK NOW<br />
FOR <strong>2022</strong> - 2023<br />
www.headstarteducation.org<br />
T 01494 452025<br />
8 | www.minervamagazines.co.uk
Which nursery is right for you?<br />
You have your lovely baby <strong>and</strong> plan to go back to work shortly. You want<br />
them to go to a nursery to have a wide range of friends <strong>and</strong> quality learning<br />
<strong>and</strong> development experiences. But how do you go about choosing the right<br />
place for you <strong>and</strong> your precious bundle?<br />
KEEP LOCAL<br />
Initially look for a nursery close to where<br />
you live or work, depending on your<br />
circumstances.<br />
Check out your local authority’s website<br />
which will list nurseries in your area.<br />
Ask your family, friends <strong>and</strong> neighbours<br />
about their recommendations <strong>and</strong> where<br />
their children went. Do some research<br />
using your local social media groups.<br />
Visit a few nurseries before making such<br />
an important decision. Your child could<br />
be there for four years or more <strong>and</strong> you<br />
want them to be happy <strong>and</strong> develop<br />
well.<br />
PREPARATION<br />
It is important to know what questions to<br />
ask, what you should be looking for <strong>and</strong><br />
the legal requirements a nursery should<br />
follow. If they have a website, brochure<br />
or prospectus, this can help you prepare<br />
questions <strong>and</strong> give you an insight into<br />
their offering. Check out their social<br />
media channels – are they posting about<br />
a wide range of learning opportunities?<br />
Check the nursery’s latest Ofsted report<br />
to see what the regulatory body has<br />
graded the nursery during their most<br />
recent inspection. There should be a<br />
link to the report on the website; if not<br />
you can find any report using the Ofsted<br />
‘Find an inspection report’ website,<br />
all you need is the nursery address to<br />
locate the relevant report.<br />
ON THE DAY OF THE VISIT<br />
First impressions really do count. Some<br />
things to consider include:<br />
• Is there a car park or somewhere<br />
you can pull in easily to take your<br />
child out safely?<br />
• What is the nursery entry system?<br />
Were they welcoming <strong>and</strong> polite?<br />
• Is the nursery clean <strong>and</strong> friendly<br />
<strong>and</strong> does it feel safe?<br />
• Are the children playing happily<br />
<strong>and</strong> are they engaged in activities?<br />
• Are staff supporting children’s<br />
emotional <strong>and</strong> care needs?<br />
• Do the staff appear to be confident<br />
<strong>and</strong> caring?<br />
• What percentage of their staff have<br />
early years qualifications?<br />
• How do they work with parents<br />
to keep you informed about your<br />
child’s development?<br />
High quality nurseries will expect you to<br />
ask questions. Try to spend time with<br />
staff <strong>and</strong> see how they interact with your<br />
child. Do they offer settling in sessions?<br />
GOING OVER AND ABOVE<br />
Look out for professional st<strong>and</strong>ards<br />
or awards which show a setting’s<br />
commitment to quality improvement.<br />
Millie’s Mark, the gold st<strong>and</strong>ard in<br />
paediatric first aid, requires all staff<br />
within the setting to be trained <strong>and</strong><br />
confident in carrying out first aid.<br />
NDNA’s Champions programmes show<br />
dedication to Maths, Literacy or SEND.<br />
Nurseries who have achieved NDNA’s<br />
Quality Counts <strong>and</strong> e-Quality Counts<br />
show an ongoing commitment to high<br />
quality education <strong>and</strong> care where staff<br />
reflect <strong>and</strong> continually improve their<br />
practice. Find out more about these<br />
programmes at www.ndna.org.uk<br />
Check if they are members of any<br />
professional organisations such as<br />
NDNA, which supports nurseries to keep<br />
up to date with current issues <strong>and</strong> access<br />
high quality training for their staff.<br />
KEEP HEALTHY<br />
Look out for local authority healthy eating<br />
awards – some also give out awards for<br />
teaching children about growing <strong>and</strong><br />
preparing their own food. Check their Food<br />
St<strong>and</strong>ard Agency rating, which will show<br />
the cleanliness of food preparation areas.<br />
Do they offer special dietary requirements<br />
<strong>and</strong> can they cater for allergies?<br />
Are you interested in forest school<br />
provision? Do they have a good outside<br />
space in which children can explore <strong>and</strong><br />
stretch their imaginations?<br />
Do they go into the local community for<br />
example, to visit old people’s homes or<br />
see how their local farm works?<br />
Ask about their SENCO (special<br />
educational needs) support <strong>and</strong> what<br />
other professionals they work with.<br />
HOW SHOULD I MAKE MY FINAL<br />
DECISION?<br />
Visit more than one nursery to gain an<br />
underst<strong>and</strong>ing of what each offers. Make<br />
notes after each visit <strong>and</strong> refer to these later<br />
to help you make an informed decision. Go<br />
for a second visit <strong>and</strong> spend some time in<br />
the room your child will be in. It depends<br />
what is most important to you. Your gut<br />
instinct will also help you to decide.<br />
If you have any reservations about any<br />
of the nurseries you have visited, look<br />
elsewhere. If you leave the nursery <strong>and</strong><br />
have further questions, any good nursery<br />
will be happy to answer them over the<br />
phone, or welcome you for another visit.<br />
Rosey James<br />
PR & Policy Manager<br />
National Day Nurseries Association<br />
T: 01484 40 70 66<br />
www.ndna.org.uk<br />
10 | www.minervamagazines.co.uk
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www.minervamagazines.co.uk | 11
aymond blanc<br />
Bon appetit<br />
Editor Katie Thomson caught up with acclaimed<br />
French chef Raymond Blanc following his appearance<br />
at this year’s Blenheim Palace Food Festival – we<br />
talked all things sustainability, the British food scene<br />
<strong>and</strong> his love of teaching…<br />
Food <strong>and</strong> produce are at the centre of<br />
your life – you exude such a passion for<br />
it – where did this passion begin?<br />
It began in my childhood, in Franche-<br />
Comté. My mother was the greatest<br />
inspiration of my life. Through her I learnt<br />
about the importance of seasonality <strong>and</strong><br />
the purity of ingredients. I was very much<br />
her kitchen helper <strong>and</strong> it wasn’t until<br />
the age of 14 that I made my first dish –<br />
crêpes Suzette, thin pancakes in a sweet<br />
sauce of caramel <strong>and</strong> Gr<strong>and</strong> Marnier.<br />
I made about 30 pancakes, as light as<br />
feathers, <strong>and</strong> I was an extremely proud<br />
teenager. I folded them <strong>and</strong> arranged them<br />
on a big Pyrex dish. Then I made a light<br />
brown caramel, adding the juice of orange<br />
<strong>and</strong> lemon, <strong>and</strong> then the Gr<strong>and</strong> Marnier. I<br />
poured the sauce over the pancakes <strong>and</strong><br />
then decided to reheat the whole thing on<br />
a gas ring. Perfect! Or so I thought. At that<br />
moment catastrophe struck. The Pyrex<br />
dish exploded into millions of tiny pieces.<br />
Of course it was a blow to my ego but, as<br />
you know, I am delighted to say it didn’t<br />
put me off cooking.<br />
How important is the garden at Le<br />
Manoir aux Quat’Saisons?<br />
There is not just one garden in the<br />
grounds – there are many, from the<br />
potager to the orchards <strong>and</strong> herb<br />
gardens, <strong>and</strong> the valley of mushrooms<br />
<strong>and</strong> the Japanese garden with its little<br />
tea-house. For me, it is a daily ritual<br />
to w<strong>and</strong>er through these enchanting<br />
gardens with their unusual herbs <strong>and</strong><br />
the sweet, exotic scents of near <strong>and</strong><br />
faraway places. Every little part of Le<br />
Manoir helps to make it a place with<br />
soul, a big heart <strong>and</strong> an appetite for<br />
humanity. My childhood in postwar<br />
France might seem ancient <strong>and</strong><br />
simplistic, <strong>and</strong> we may have lacked<br />
today’s science or high-tech values,<br />
but we had one great asset: common<br />
sense. Information was passed on<br />
from one generation to another. We<br />
understood <strong>and</strong> appreciated that<br />
food connected with everything – the<br />
table, the family, environment, society,<br />
health. We respected what came from<br />
the soil.<br />
You’ve always been passionate about<br />
putting vegetables in the spotlight – do<br />
you think we are reconnecting with<br />
our underst<strong>and</strong>ing of produce <strong>and</strong><br />
how it links to both our health <strong>and</strong> the<br />
environment?<br />
It begins with the young. We have to<br />
teach our children about the value of<br />
a meal, <strong>and</strong> instil in them that sense<br />
of place, of region. We need to show<br />
our children what flourishes near their<br />
homes <strong>and</strong> how to grow our own<br />
vegetables in the garden. If that’s not<br />
possible we can use window boxes <strong>and</strong><br />
teach our children the miracle of the little<br />
seeds that contain the life force. If you<br />
grow <strong>and</strong> cook your own vegetables,<br />
life will feel better <strong>and</strong> you <strong>and</strong> your<br />
family will feel better. You will be part of<br />
gastronomy, too!<br />
12 | www.minervamagazines.co.uk
Have you seen the British restaurant<br />
industry change since the 1970s?<br />
Beyond belief. When I crossed the<br />
Channel in the seventies the nation<br />
was in economic turmoil <strong>and</strong> the<br />
quality of the food supply chain was<br />
not questioned; it had become an<br />
irrelevance. We had embraced intensive<br />
farming, <strong>and</strong> we held it as a triumph.<br />
This was reflected in the restaurant<br />
industry which, yes, has changed<br />
dramatically, so that today London is<br />
considered one of the great gastromic<br />
cities of the world. Remember, food<br />
connects with every single part of<br />
our lives, a truth that was ignored for<br />
decades. Oh, how times have changed.<br />
ADVERTISING FEATURE<br />
Do you think our appreciation of food<br />
in Britain has had a similar overhaul?<br />
Yes, <strong>and</strong> also think of ‘the positives’<br />
of the p<strong>and</strong>emic. Lockdowns<br />
encouraged many people to head for<br />
the kitchen <strong>and</strong> discover the great<br />
pleasures of cooking. It made me<br />
think about how it would impact on our<br />
lifestyles <strong>and</strong> the food we eat. We will<br />
seriously tackle food waste, <strong>and</strong> we<br />
will be closer to our farmers, butchers,<br />
fishmongers, cheesemakers <strong>and</strong> our<br />
other food producers. We do need to<br />
reconnect more with seasonality <strong>and</strong> the<br />
provenance <strong>and</strong> authenticity of produce.<br />
Sustainability must be the driving force<br />
in the years to come. We’ll rediscover<br />
our skills, grow more <strong>and</strong> import less.<br />
That’s good for the farmers <strong>and</strong> the<br />
economy. I have long felt that by digging<br />
into the past, we shall find our future.<br />
Maybe I am just an old romantic, but I<br />
do believe truly that this will happen.<br />
You appeared at the Blenheim Palace<br />
Food Festival this summer – what were<br />
the highlights in this special Jubilee<br />
year?<br />
The Blenheim Food Festival is a<br />
wonderful event with the focus firmly on<br />
eating well. It is buzzy, happy <strong>and</strong> fun,<br />
with lots of artisan producers with stalls,<br />
<strong>and</strong> cookery demonstrations. I hosted<br />
a question-<strong>and</strong>-answer session, <strong>and</strong><br />
talked about my life, as well as my latest<br />
book, Simply Raymond, which is a little<br />
treasure chest of easy recipes.<br />
Do you enjoy sharing your knowledge<br />
– both on stage <strong>and</strong> to your brigade at<br />
Le Manoir?<br />
Without question, teaching is one of the<br />
greatest pleasures of my life. Over the<br />
years thous<strong>and</strong>s have come to learn<br />
at the Raymond Blanc Cookery School<br />
at Le Manoir. And to think of the many<br />
young chefs who have come to work<br />
at Le Manoir ... <strong>and</strong> gone on to win<br />
Michelin stars!<br />
What has been your proudest<br />
achievement as a chef?<br />
Ultimately, it is sharing knowledge <strong>and</strong><br />
watching others become masters of the<br />
incredible crafts of cooking <strong>and</strong> looking<br />
after our guests. I must tell you also of a<br />
special highlight… Many years ago the<br />
Queen Mother came to Le Manoir. With<br />
her entourage she enjoyed a particularly<br />
fabulous <strong>and</strong> long lunch, <strong>and</strong> then she<br />
stood <strong>and</strong> led her guests in a rendition<br />
of Le Marseillaise. Then she insisted that<br />
I gather together about 80 members of<br />
staff so that she could personally thank<br />
them for the wonderful experience. I am<br />
French Republican but I must tell you<br />
that on that day when the Queen Mum<br />
visited I came very close to becoming a<br />
royalist.<br />
Fantastic Food Festivals is hosting two<br />
more festivals this summer.<br />
The iconic Royal Victoria Park situated<br />
in the historical city of Bath will host the<br />
next food festival on Friday 29th <strong>Jul</strong>y to<br />
Sunday 31st <strong>Jul</strong>y with the final festival<br />
at Upton Country Park in picturesque<br />
Poole during the Bank Holiday on<br />
Saturday 27th <strong>Aug</strong>ust – Monday 29th<br />
<strong>Aug</strong>ust <strong>2022</strong>.<br />
For more information <strong>and</strong> tickets visit<br />
www.fantasticfoodfestivals.co.uk<br />
‘Simply Raymond: Recipes from<br />
home’ by Raymond Blanc (£25,<br />
Headline) is out now<br />
www.minervamagazines.co.uk | 13
Raymond Blanc<br />
MUSSEL AND<br />
SAFFRON RISOTTO<br />
Mussels <strong>and</strong> saffron are united harmoniously in this classic<br />
risotto. There’s no need for that constant stirring. Instead, the<br />
rice is stirred towards the end of the cooking time to activate the<br />
starches, a trick you can use with any risotto you make.<br />
INGREDIENTS<br />
For the mussels<br />
1kg fresh mussels<br />
1 onion<br />
2 bay leaves<br />
2 thyme sprigs<br />
1 tablespoon unsalted butter<br />
100ml dry white wine<br />
For the risotto<br />
1 garlic clove<br />
1 tablespoon unsalted butter<br />
200g carnaroli rice (or arborio)<br />
2 bay leaves<br />
a couple of pinches of saffron powder or<br />
str<strong>and</strong>s<br />
pinch of cayenne pepper<br />
2 pinches of sea salt flakes<br />
100ml dry white wine<br />
300ml water (or fish stock)<br />
To finish<br />
50g Parmigiano Reggiano cheese<br />
2 teaspoons unsalted butter, at room<br />
temperature<br />
a h<strong>and</strong>ful of coarsely chopped flat-leaf<br />
parsley<br />
100g cooked peas (optional)<br />
a h<strong>and</strong>ful of baby-leaf spinach (optional)<br />
½ lemon, for squeezing<br />
TO PREPARE<br />
First, the mussels. Ensure that all<br />
the mussels are tightly closed <strong>and</strong> not<br />
damaged before you begin to cook;<br />
any mussels that are damaged or open<br />
should be discarded. The preparation<br />
can be done in advance. Wash the<br />
mussels in a large bowl <strong>and</strong> under cold<br />
running water. Mussels that float at this<br />
stage are not very fresh, so discard them.<br />
Remove any barnacles <strong>and</strong> beards, but<br />
don’t scrub the shells as this can end up<br />
colouring the cooking juices. Drain.<br />
Finely chop the onion <strong>and</strong> peeled garlic<br />
<strong>and</strong> grate the cheese.<br />
In a large saucepan over a medium heat,<br />
sweat half the<br />
onion, the bay<br />
leaves <strong>and</strong> thyme in the<br />
butter for 1 minute. Increase the heat to<br />
high, add the mussels, pour in the wine,<br />
cover with a lid <strong>and</strong> cook for 3 minutes.<br />
Drain in a sieve over a large bowl <strong>and</strong><br />
discard any mussels that have not<br />
opened. Reserve the cooking juices,<br />
you will need about 200ml to make the<br />
risotto. Once the mussels have cooled,<br />
pick the mussels from their shells, leaving<br />
a few in their shells for decoration, <strong>and</strong><br />
put them all aside.<br />
Now, to the risotto. Melt the butter in a<br />
large saucepan on a medium heat.<br />
Add the remaining onion, cover with a<br />
lid <strong>and</strong> cook for 2–3 minutes, until the<br />
onion is translucent. Add the garlic <strong>and</strong><br />
stir in the rice. Add the bay leaves, saffron<br />
<strong>and</strong> cayenne pepper <strong>and</strong> lightly season<br />
with salt. Stir <strong>and</strong> continue to cook on<br />
a medium heat for 2 minutes, until the<br />
grains of rice are shiny.<br />
Pour in the wine <strong>and</strong> let it boil for 30<br />
seconds – bubble, bubble – <strong>and</strong> stir.<br />
Pour in the mussel cooking liquor <strong>and</strong> the<br />
water or fish stock <strong>and</strong> stir again.<br />
Now cook on the gentlest simmer, with<br />
just a single bubble breaking the surface.<br />
Cover with a lid <strong>and</strong> leave for 20 minutes,<br />
but it mustn’t boil.<br />
Now it’s time for 5 minutes of some<br />
serious <strong>and</strong> fast stirring. At full speed, stir<br />
the risotto. The grains rub against each<br />
other, extracting the starch, <strong>and</strong> this gives<br />
the rice its creaminess. Yet every grain<br />
remains whole, unbroken.<br />
Taste – the rice should have a slight bite.<br />
Add the cheese, butter <strong>and</strong> parsley to the<br />
risotto, along with the cooked peas <strong>and</strong><br />
spinach, if using, all the cooked mussels<br />
<strong>and</strong> a strong squeeze of lemon. Stir, taste<br />
<strong>and</strong> correct the seasoning just before<br />
serving.<br />
SERVES<br />
4<br />
PREP<br />
20<br />
Simply Raymond: Recipes from Home by Raymond Blanc<br />
(£25, Headline) is out now<br />
Photo credit: Chris Terry<br />
COOK<br />
40<br />
14 | www.minervamagazines.co.uk
Raymond Blanc<br />
PEAR<br />
ALMONDINE<br />
It’s rare to find a dessert that is both<br />
simple <strong>and</strong> extraordinarily delicious. Pear<br />
Almondine is one of my favourites. You can<br />
find some excellent preserved Williams<br />
pears in jars or tins, ideal for this recipe.<br />
This dessert is a template to accommodate<br />
many other fruits <strong>and</strong> flavours. For baking<br />
like this, I like to use a baking stone.<br />
However, if you don’t have this, it will still<br />
be a winner.<br />
INGREDIENTS<br />
6 pear halves, tinned or jarred<br />
100g unsalted butter, at room temperature,<br />
plus extra for brushing the tin<br />
100g caster sugar<br />
100g ground almonds<br />
1 teaspoon cornflour<br />
1 teaspoon vanilla extract<br />
1 medium egg (preferably organic or freerange)<br />
To serve<br />
a h<strong>and</strong>ful of flaked almonds (for extra<br />
flavour, first toast them in a dry pan)<br />
icing sugar, for dusting<br />
SERVES<br />
6<br />
PREP<br />
10<br />
COOK<br />
20<br />
METHOD<br />
Preheat the oven to 160°C/140°C fan/<br />
gas 3.<br />
Butter (or oil) a tart ring, about 18cm x 2cm.<br />
Cut a long strip of greaseproof paper to<br />
stick to the inside. Place the lined tart ring<br />
on a lined baking tray or baking stone.<br />
Drain the pears <strong>and</strong> slice them in half<br />
again if they are large. In a large bowl, mix<br />
the softened butter <strong>and</strong> sugar. Then add<br />
ground almonds, cornflour, vanilla <strong>and</strong> egg,<br />
<strong>and</strong> mix well. Spoon the mixture into the<br />
cake tin, spreading it evenly.<br />
Arrange the pear halves evenly around the<br />
outside of the tart, resting them on top<br />
of the almond sponge mixture, <strong>and</strong> with<br />
the tip of each half meeting in the middle.<br />
According to size of the pears, you may<br />
require the base of half a pear to fill a space<br />
in the centre. Scatter with almonds.<br />
Bake the tart on the middle shelf of the<br />
oven, on the preheated baking stone or<br />
baking tray, for 16–20 minutes, or until<br />
golden.<br />
Leave the cake to cool for a few<br />
minutes before removing it from the<br />
ring.<br />
Before serving, dust with icing sugar.<br />
VARIATION<br />
In a saucepan, reduce the syrup from<br />
the jar, let it cool <strong>and</strong> add a dash of<br />
Poire William, the pear liqueur. After<br />
baking, puncture the pears with a<br />
fork <strong>and</strong> pour over the syrup. It adds<br />
colour <strong>and</strong> flavour.<br />
Simply Raymond: Recipes from<br />
Home by Raymond Blanc (£25,<br />
Headline) is out now<br />
Photo credit: Chris Terry
ICE AND<br />
Some simple <strong>and</strong> delicious<br />
ice cream recipes from<br />
the appliance experts<br />
Cuisinart<br />
Easy<br />
RASPBERRY RIPPLE<br />
ICE CREAM<br />
Prep takes only 20 minutes, then just<br />
leave the Cuisinart Gelato <strong>and</strong> Ice Cream<br />
Professional to churn it to perfection.<br />
INGREDIENTS<br />
300g raspberries<br />
150g caster sugar<br />
1 tbsp lemon juice<br />
160ml full fat milk<br />
300ml double cream<br />
1 tsp vanilla extract<br />
METHOD<br />
In a saucepan, combine the raspberries,<br />
50g caster sugar <strong>and</strong> 2 tbsp water. Bring<br />
to the boil <strong>and</strong> simmer for a few minutes,<br />
until the fruit is soft. Pass through a sieve,<br />
discarding the pips.<br />
Pour the purée into a clean saucepan <strong>and</strong><br />
simmer for about 10 minutes, to reduce<br />
down to a syrup. Stir in the lemon juice<br />
<strong>and</strong> cool, before chilling completely in<br />
the fridge.<br />
To make the ice cream, pour the milk <strong>and</strong><br />
remaining caster sugar (approx 100g)<br />
into a bowl <strong>and</strong> whisk, until the sugar has<br />
dissolved. Add in the cream <strong>and</strong> vanilla<br />
extract <strong>and</strong> stir until combined. Chill for<br />
an hour.<br />
Insert the paddle into the bowl of the ice<br />
cream maker.<br />
Whisk the chilled mixture, before pouring<br />
into the bowl of your ice cream maker<br />
<strong>and</strong> churn, for approximately an hour.<br />
Just before the ice cream is ready, add<br />
the raspberry puree, so that it creates a<br />
ripple effect.<br />
The ice cream is ready when it begins to<br />
thicken <strong>and</strong> freeze. To produce a firmer<br />
ice cream, freeze for several hours in an<br />
airtight container.<br />
WHITE CHOCOLATE<br />
COOKIE ICE CREAM<br />
SANDWICHES<br />
Ready in just 22 minutes, this recipe will<br />
make 12 cookies - 6 ‘s<strong>and</strong>wiches’<br />
INGREDIENTS<br />
225g plain flour, sifted<br />
½ tsp bicarbonate of soda, sifted<br />
¼ tsp salt<br />
150g unsalted butter, softened<br />
80g light muscovado sugar<br />
80g granulated sugar<br />
2 tsp. vanilla extract<br />
1 large egg<br />
100g white chocolate chips or chunks<br />
METHOD<br />
Heat the oven to 180˚C / 350F / Gas<br />
Mark 4. Then line two baking trays<br />
with greaseproof paper. In a medium<br />
bowl, whisk together the sifted flour,<br />
bicarbonate of soda <strong>and</strong> salt.<br />
Mix the softened butter <strong>and</strong> sugars<br />
using the Cordless Pro H<strong>and</strong> Mixer - it’s<br />
wireless design means you can use it<br />
anywhere in the kitchen. Add the vanilla<br />
extract <strong>and</strong> 1 egg <strong>and</strong> continue to beat.<br />
Add the combined dry ingredients <strong>and</strong><br />
gently beat on a lower speed, until fully<br />
incorporated. Fold in the white chocolate<br />
chips until combined. Cover the bowl<br />
with cling film <strong>and</strong> place in the fridge to<br />
chill, for approximately 1 hour.<br />
Using an ice cream scoop, make balls<br />
with the chilled cookie dough <strong>and</strong> place<br />
the, on the prepared baking trays. Gently<br />
place a thumb on top <strong>and</strong> squash down<br />
slightly. Leave enough room for the<br />
cookies to spread a little.<br />
Bake for 12 minutes, until they start to<br />
turn a light brown <strong>and</strong> then transfer to a<br />
wire rack to cool. S<strong>and</strong>wich scoops of<br />
your favourite ice cream between two<br />
cookies <strong>and</strong> enjoy immediately.<br />
GELATO AT HOME<br />
There is no substitute for delicious<br />
homemade ice cream, made using your<br />
choice of fresh ingredients. The instant<br />
freeze bowl means there is no need to<br />
pre-freeze in advance so you can prepare<br />
batch after batch of your favourite frozen<br />
desserts, each ready in as little as 40<br />
minutes.<br />
The machine comes with 2 specialist<br />
mixing paddles to give the perfect texture<br />
to your frozen dessert. The ice cream<br />
paddle incorporates more air during<br />
mixing to give ice cream a lighter texture.<br />
The gelato paddle is perfect for gelato<br />
<strong>and</strong> sorbet, incorporating less<br />
air <strong>and</strong> leaving the gelato<br />
denser than ice cream<br />
with a silkier, softer<br />
texture.<br />
Cuisinart Gelato<br />
<strong>and</strong> Ice Cream<br />
Professional,<br />
£300 <strong>and</strong><br />
Cordless Pro<br />
H<strong>and</strong> Mixer,<br />
£90, both<br />
cuisinart.co.uk<br />
16 | www.minervamagazines.co.uk
TAKE THE CAKE<br />
If you need a cake for your next<br />
celebration, look no further than My<br />
Baker - Katie Thomson enjoyed one of<br />
their delights for her recent birthday...<br />
Whether you’re five or fifty, it’s universally agreed that the<br />
birthday cake is an important part of festivities. On my recent<br />
30th birthday, the absolute centrepiece of the day was the<br />
triumphant arrival of a glorious pastel-coloured <strong>and</strong> meringue<br />
kiss-festooned monolith of a cake.<br />
Having gone back <strong>and</strong> forth with some local bakers unable to<br />
make the cake to the requirements, I stumbled upon the amazing<br />
My Baker - who sells delicious artisanal cakes made by a<br />
network of independent bakers. The company has just celebrated<br />
its second birthday <strong>and</strong> is going from strength to strength -<br />
offering both local bakers a great income <strong>and</strong> consumers an easy<br />
way to order their dream cake.<br />
There are a variety of bolt-ons available too, from c<strong>and</strong>les <strong>and</strong><br />
cake toppers, to cupcakes <strong>and</strong> macarons, to make sure you have<br />
everything you need for your special occasion. The hardest bit<br />
will be choosing your flavours - I opted for a delicious lemon <strong>and</strong><br />
raspberry cake called ‘Squeeze the Day’ (pictured) - perfect for<br />
a summer party <strong>and</strong> so pretty - it was easy to adjust the order to<br />
cater for my party size too.<br />
For those who need their cakes in a flash, My Baker’s range<br />
of unique, fresh-to-order cakes are now available with a newly<br />
launched Next Day delivery service. Now, cake lovers can<br />
purchase one of My Baker’s cakes to be delivered to anywhere in<br />
the UK within 24 hours for an additional £10 (on top of the regular<br />
delivery fee). For peace of mind, it’s great value, <strong>and</strong> it helps to<br />
take the stress out of your festivity preparations. And the £10<br />
goes to the baker who pulls out all the stops to get you your cake<br />
on time!<br />
Wedding cake, birthday cakes <strong>and</strong> more all available at My<br />
Baker. Find out more at mybaker.co.<br />
www.minervamagazines.co.uk | 17
A calm <strong>and</strong> beautiful<br />
nursery using paired<br />
warm neutral shades <strong>and</strong><br />
simple mdf panelling<br />
renew<br />
Refresh &<br />
RENOVATE<br />
Pampas <strong>and</strong> Milk No<br />
Sugar, coatpaints.com<br />
No. 101 Wick White,<br />
cox<strong>and</strong>cox.co.uk<br />
Refresh<br />
Sage Advice,<br />
dowsing<strong>and</strong>reynolds.com<br />
Dulux’s new heritage<br />
range has beautiful,<br />
richly-pigmented colours<br />
in hues that won’t date<br />
A lick of paint really does transform a space. This season, interiors have been<br />
comforting spaces - with colours designed to evoke feelings of nostalgia. We love<br />
the creamy whites now available - they give a hit of school-house warmth. For a<br />
calming bedroom or gender neutral nursery as above, try layering warm neutrals<br />
on details like panelling. Thanks to regency drama Bridgerton, greens are still<br />
hugely popular - the hues are endless depending on whether you want to create<br />
a rich <strong>and</strong> inviting space or somewhere dark <strong>and</strong> dramatic.<br />
Dulux Heritage in Waxed Khaki,<br />
duluxdecoratorcentre.co.uk<br />
Using Crittall style doors<br />
floor to ceiling creates<br />
great impact here<br />
(Image credit: Paul Raeside)<br />
RENOVATE<br />
Lots of us have decided to stay put <strong>and</strong> improve our<br />
existing properties - nothing does this quite like new<br />
glazing. New doors <strong>and</strong> windows breathe fresh life into<br />
spaces, especially if glazing can open up an existing wall.<br />
If you want to look into increasing openings, check with a<br />
structural engineer to see what you need to account for.<br />
Bi-fold doors remain the most popular option - allowing<br />
for an expansive opening of the space. We also love<br />
Crittall-style French doors for industrial chic.<br />
The use of glass from expressbifolds.co.uk<br />
creates an amazing feeling of space<br />
18 | www.minervamagazines.co.uk
enew<br />
With electricity prices soaring, it<br />
makes good sense to upgrade<br />
your appliances where you can<br />
- <strong>and</strong> making them smart-home<br />
compatible will help to futureproof<br />
your property.<br />
Free up space<br />
on the worktop<br />
with boiling<br />
water at the<br />
push of a button<br />
with the GROHE<br />
Red tap<br />
Haier’s I-Pro Series 3 Washing Machine is<br />
A rated - saving 33% on a D-rated product.<br />
We love the steam refresh programmes<br />
to remove the bacteria from clothes <strong>and</strong><br />
the intelligent steam functionality, making<br />
ironing almost unnecessary. I-Pro Series 3,<br />
haier-europe.com<br />
EcoPower technology saves<br />
water <strong>and</strong> energy with a cleverly<br />
designed water supply that reduces<br />
consumption, plus, this product<br />
won’t disrupt your peace, as it’s<br />
Quiet Mark certified. Miele G 7100<br />
SC Dishwasher, £999, quietmark.com<br />
(Image credit: Susanna Hawkins)<br />
AI in the kitchen is taken<br />
to a new level with Haier’s<br />
Chef@Home system - the<br />
touch screen detects user<br />
presence <strong>and</strong> the sensors can<br />
detect the type of food in the<br />
oven, timing the cooking to<br />
perfection. Chef@Home Series<br />
3, haier-europe.com<br />
Dark kitchens continue to be<br />
popular - with bottle green<br />
shades joining classic navy<br />
<strong>and</strong> charcoal<br />
Mix open shelves with<br />
closed cupboards for<br />
a feeling of space. The<br />
drawer dishwasher here<br />
from Fisher & Paykel is a<br />
great solution for a busy<br />
family. fisherpaykel.com/uk<br />
Larder cupboards keep all those<br />
essentials at h<strong>and</strong>. Clever lighting <strong>and</strong><br />
the continuation of the worktop inside<br />
helps to make this feel like part of the<br />
kitchen when the doors are open - but<br />
crucially can be closed to make it all<br />
tidy instantly. olive<strong>and</strong>barr.com<br />
(Image credit: Higham Furniture<br />
RENOVATE<br />
When selecting a kitchen, it’s not about trends - but<br />
it is always worth looking at innovative solutions.<br />
One such design that works for large <strong>and</strong> small<br />
kitchens alike is the larger cupboard - featuring<br />
a workspace inside to house appliances like the<br />
toaster <strong>and</strong> coffee machine, these cupboards banish<br />
the clutter <strong>and</strong> make kitchens look clean <strong>and</strong> crisp.<br />
www.minervamagazines.co.uk | 19
Refresh<br />
The perfect option for a quick <strong>and</strong> easy update, or<br />
for renters, peel <strong>and</strong> stick tiles are a great option<br />
to breathe new life into walls <strong>and</strong> floors - without<br />
expense or long term commitment<br />
Self adhesive splashback<br />
in toughened glass. Laura<br />
Ashley Mr Jones Splashback,<br />
£249, splashback.co.uk<br />
Washable, wipe-able, heat<br />
resistant, fireproof, <strong>and</strong><br />
removable, these wallpaper<br />
rolls are ideal for updating your<br />
kitchen easily (60cm x 300cm<br />
roll), £190, limelace.co.uk<br />
renew<br />
Rather than replacing whole pieces of furniture, you can<br />
breathe new life into items <strong>and</strong> rooms by upgrading the<br />
hardware. From new h<strong>and</strong>les to lights or sockets, it<br />
can be a surprisingly dramatic change without<br />
too much upheaval.<br />
Kilburn Knob, £10.80,<br />
corston.com<br />
där Lukas Light,<br />
£289,<br />
darlighting.co.uk<br />
3G Two Way Dimmer Switch -<br />
Bronze, £115.20, corston.com<br />
Cushion, £39,<br />
cultfurniture.com<br />
Tap, £189.99, dowsing<strong>and</strong>reynolds.com<br />
Decorative tray, £23,<br />
sass<strong>and</strong>belle.co.uk<br />
Bridgman Sunbury Sofa <strong>and</strong><br />
Cushions,bridgman.co.uk<br />
Refresh<br />
Elowen Throw,<br />
£69, <strong>and</strong> Charu<br />
Cover, £34, both<br />
hauslife.co.uk<br />
Surely the quickest renovation win of all is a<br />
switch up of soft-furnishings <strong>and</strong> decorative<br />
objects. No mess <strong>and</strong> instant impact! If you like<br />
to change these items seasonally, try to shop<br />
with companies using sustainable materials <strong>and</strong><br />
paying workers fairly for their craft.<br />
20 | www.minervamagazines.co.uk
Hardware | Switches & Sockets | Lighting<br />
corston.com<br />
www.minervamagazines.co.uk | 21
OKA<br />
Al Fresco<br />
IN THE GARDEN<br />
With long summer nights ahead, we look at how to turn<br />
your garden into a beautiful extension of your living space<br />
Cox & Cox<br />
LIGHT THE LIGHTS<br />
As with setting the scene for dining,<br />
don’t forget to light other areas of the<br />
garden to provide drama <strong>and</strong> depth.<br />
We love these solar-powered spots to<br />
light up trees from below in areas where<br />
you don’t have mains electric access.<br />
4 x 1W LED Premium Solar Spotlight<br />
Kit, £99.99, <strong>and</strong> Moroccan Stake Light,<br />
£16.99, both lights4fun.co.uk<br />
DINING AREA<br />
Creating a beautiful, exciting outdoor dining space<br />
is easier than you might think - the key is multi-level<br />
lighting. Festoon lights work beautifully for a romantic<br />
feel, then pepper in c<strong>and</strong>les or LED c<strong>and</strong>les for a soft<br />
glow on the table. Just because you are outside, don’t<br />
forget the linens <strong>and</strong> place settings - runners, chargers,<br />
proper napkins <strong>and</strong> nice glassware help to set the scene.<br />
Lights from lights4fun.co.uk.<br />
lights4fun.co.uk<br />
FIRED UP<br />
Firepits <strong>and</strong> heaters aren’t just<br />
lovely focal points - they help<br />
the party carry on even when the<br />
evening gets cooler. Before buying<br />
consider your usage - some come<br />
with cooking attachments, saving<br />
space on needing a separate<br />
BBQ. St<strong>and</strong>ing Iron Brazier, £350,<br />
cox<strong>and</strong>cox.co.uk<br />
Maira,<br />
Roma <strong>and</strong><br />
Boho Floor<br />
cushion,<br />
from £29,<br />
hauslife.<br />
co.uk<br />
TEXTURES &<br />
TONES<br />
Style a garden as you would your<br />
living room - layer blankets, rugs,<br />
pouffes, cushions - just bring them<br />
in at the end of the evening - there’s<br />
no need to buy special outdoor<br />
cushions. Play with textures you<br />
might not have in the house, like<br />
ruffles, fringing <strong>and</strong> jute.<br />
Linen Napkins,<br />
£10, ooh-noo.<br />
com, Brisa plate<br />
<strong>and</strong> serving<br />
bowl, from £16,<br />
hauslife.co.uk<br />
lights4fun.co.uk<br />
lights4fun.co.uk<br />
22 | www.minervamagazines.co.uk
V<br />
0118 934 3328<br />
Father & Daughter Run Business Based in Twyford<br />
Floor Store, based on the High Street in Twyford Berkshire, was established<br />
by Robert in 2011. Robert learnt his trade with the John Lewis partnership<br />
<strong>and</strong> his daughter Clare joined the company in 2014.<br />
They have many manufactures in the showroom <strong>and</strong> stock a number of<br />
makes, including Karndean, Cormar, Brockways <strong>and</strong> Axminster <strong>and</strong> V4<br />
Engineered Wood Flooring all of which can be fitted to your specifications.<br />
Robert <strong>and</strong> Clare will be delighted to bring samples of the various products<br />
to you in your own home so that you can chose in situ, <strong>and</strong> they will also be<br />
able to help you make the right choice for your home.<br />
Robert <strong>and</strong> Clare pride themselves on providing expert fitting teams, great<br />
customer service <strong>and</strong> come highly recommended, the fitters are also happy<br />
to move furniture <strong>and</strong> prime the sub floor using latex screed or plywood <strong>and</strong><br />
will remove <strong>and</strong> dispose of your existing flooring.<br />
Call into see this family run Father<br />
<strong>and</strong> Daughter team at their<br />
showroom in Tywford <strong>and</strong> see<br />
how they can transform your<br />
floors.<br />
Father & Daughter<br />
KARNDEAN • CORMAR • KINGMEAD • V4 WOOD FLOORING • BROCKWAYS • KERSAINT COBB • LAMINATE FLOORING • AXMINSTER • RIVIERA HOMES<br />
7 High Street Twyford RG10 9AB | clare@thefloorstorecompany.co.uk | robert@thefloorstorecompany.co.uk<br />
www.minervamagazines.co.uk | 23
BLEND ON THE GO<br />
This compact <strong>and</strong> powerful Cuisinart<br />
Cordless On The Go Power Blender,<br />
is ideal for an on the go breakfast<br />
smoothie, a post workout protein<br />
shake or to puree baby food when<br />
you’re out <strong>and</strong> about.<br />
It’s also perfectly sized to use at<br />
home for blitzing breadcrumbs, dips,<br />
dressings, sauces, cocktails <strong>and</strong><br />
much more. Being cordless, it will<br />
sit neatly on your kitchen worktop<br />
or shelf.<br />
Cuisinart Cordless On The Go<br />
Power Blender, £100,<br />
www.cuisinart.co.uk<br />
FAMILY POWERHOUSE<br />
Suitable for homes with both carpets <strong>and</strong> hard<br />
floors thanks to new VersaClean Technology, the<br />
VAX ONEPWR Edge Dual Pet & Car is perfect for<br />
families <strong>and</strong> owners of busy homes with pets <strong>and</strong><br />
cars. Its cordless design means it can be easily<br />
carried upstairs or outdoors to clean the car, <strong>and</strong><br />
the additional tools for above the floor cleaning<br />
make it easy to reach awkward areas such as<br />
stairs, ceiling corners <strong>and</strong> car boots. With a run<br />
time of 100 minutes, it has all the power of a conventional<br />
upright vacuum, with the convenience of<br />
wireless technology.<br />
VAX ONEPWR Edge Dual Pet & Car £399.99 (plus<br />
free toolkit worth over £50), www.vax.co.uk<br />
GO GO<br />
Gadget<br />
They say a man is only as good as his tools<br />
- perhaps it’s time to upgrade your gadgets<br />
around the home...here are our top picks<br />
SWEEP, MOP & DRY IN ONE<br />
If you have hard floors <strong>and</strong> have always wished you<br />
could sweep <strong>and</strong> mop in one easy stroke - enter<br />
the Hizero hard floor cleaner. It automatically<br />
compartmentalises solid <strong>and</strong> liquid waste,<br />
separating both into no-spill containers that<br />
can be easily removed for cleaning. Plus, it’s<br />
self-cleaning roller ensures that dirty water<br />
doesn’t come into contact with your clean<br />
floors.<br />
The battery life is excellent (up to 60<br />
minutes on a single charge) <strong>and</strong> the<br />
cleaner hugely economical - it uses<br />
just 1 litre of water, 0.01kWh of<br />
electricity, <strong>and</strong> 8 minutes to clean<br />
up 100 square metres of floor<br />
area. It leaves floors much drier<br />
than conventional mopping too.<br />
COMPOSTING CHAMPION<br />
We all know how essential it is that food scraps<br />
<strong>and</strong> peelings are separated from general<br />
household waste - as food waste breaks<br />
down under uncontrolled conditions in<br />
l<strong>and</strong>fill, it releases methane, which has<br />
a global warming potential 23 times<br />
greater than carbon dioxide.<br />
Make composting the easy choice<br />
with a stylish caddy - this can attach<br />
magnetically to the side of a Simple<br />
Human Bin, or can be moved to where<br />
you are prepping.<br />
Compost Caddy, £49.99, www.simplehuman.co.uk<br />
GET UP CLOSE<br />
A great, cordless mirror which will help you with your makeup<br />
<strong>and</strong> skincare regime. With touch-adjustable light from 100-<br />
800 lux, view makeup in true daylight or natural c<strong>and</strong>lelight<br />
tones. Flip between three different views – on one side 5x<br />
magnification for a great overall view, on the other side 1x is<br />
ideal to check your look at true size with a 10x window for<br />
close-up work.<br />
Sensor Mirror Trio, £299, www.simplehuman.co.uk<br />
The Hizero is great for allergy<br />
sufferers, thanks to its bionic<br />
tech instead of cyclonic<br />
cleaning.<br />
Hizero, £499,<br />
hizero.co.uk
GROW FOR<br />
Gold<br />
In this edition, our regular<br />
contributor Matt Biggs gives<br />
us advice on how growing<br />
your own can be both cost<br />
effective <strong>and</strong> rewarding...<br />
With prices rising <strong>and</strong> evidence of some<br />
empty shelves in the shops, now might be<br />
the time for a little bit of ‘Dig for Victory’<br />
spirit!<br />
There are so many ways of adding to<br />
your food options, from a few radishes to<br />
add some peppery perk to your salads to<br />
courgettes, beetroot, peas, Japanese <strong>and</strong><br />
Chinese salad leaves, tomatoes <strong>and</strong>, of<br />
course, the humble spud!<br />
Even if you have no space, balconies,<br />
hanging baskets <strong>and</strong> even windowsills<br />
can host something edible from chilli<br />
plants <strong>and</strong> herbs to hanging tomatoes -<br />
<strong>and</strong> there is nothing like picking your own<br />
home grown produce <strong>and</strong> taking it straight<br />
to the kitchen. Many local Colleges offer<br />
short courses to help you get started,<br />
there are books, videos, TV programmes<br />
<strong>and</strong> your local garden club - all there to<br />
get your growing energies into gear.<br />
As well as the physical activity involved<br />
in preparing the ground <strong>and</strong> hoeing <strong>and</strong><br />
weeding there is a mental benefit too<br />
<strong>and</strong> this is becoming more <strong>and</strong> more<br />
recognised as we rush from work to shop<br />
to home - a little time spent in the open<br />
air with the birds in the background is<br />
very beneficial <strong>and</strong> if you join a gardening<br />
club there is a social side too, as there is<br />
in having an allotment <strong>and</strong> sharing both<br />
gardening knowledge <strong>and</strong> produce.<br />
Children too can join in - an easy to grow<br />
packet of seeds <strong>and</strong> a large pot or a<br />
patch of earth <strong>and</strong> off they go - <strong>and</strong> there<br />
is a lot of learning in a packet of seeds,<br />
from biology to botany, the maths of<br />
sowing <strong>and</strong> spacing, the responsibility of<br />
being in charge of something, watering<br />
<strong>and</strong> weeding <strong>and</strong> then the joy of sharing<br />
what is grown - it is win, win all the way,<br />
<strong>and</strong> if the odd slug or snail comes along,<br />
they too have a place!<br />
To find out more about Matt visit his<br />
website matthewbiggs.com<br />
www.minervamagazines.co.uk | 25
FRANCES PRESCOT TRI BALM<br />
This luxurious facial balm cleanses, exfoliates <strong>and</strong> moisturises<br />
in one - it’s ideal for taking on your next trip away. Scented with<br />
heavenly geranium <strong>and</strong> m<strong>and</strong>arin, you’ll be transported straight<br />
to the spa. £55 70g, francesprescott.com<br />
BALI BAE SELF TAN SET<br />
Everything you need for the perfect<br />
tan at home - Coco & Eve’s bestselling<br />
Sunny Honey tanning foam plus a mitt,<br />
kabuki brush for feet <strong>and</strong> h<strong>and</strong>s <strong>and</strong><br />
the clever back applicator to make<br />
sure you never miss a spot. £71.80,<br />
uk.coco<strong>and</strong>eve.com<br />
COCO & EVE MIRACLE HAIR<br />
ELIXIR<br />
Enriched with a cocktail of Balinese botanicals,<br />
including raw virgin coconut oil <strong>and</strong> prickly<br />
pear extract, the lightweight elixir works to<br />
enhance shine <strong>and</strong> softness. Formulated with<br />
hyaluronic acid, the formula replenishes str<strong>and</strong>s<br />
with moisture. The nourishing hair oil seeks<br />
to reduce split ends <strong>and</strong> breakage, alongside<br />
offering heat protection of up to 220°C. £28.75,<br />
uk.coco<strong>and</strong>eve.com<br />
LUNA LASH DIY EXTENSIONS<br />
Love the look of salon lash extensions but don’t<br />
have the time to see the professionals? You can<br />
get the same look at home in just 10 minutes with<br />
the Luna Lash DIY extension kit - just choose<br />
your length <strong>and</strong> volume, swipe on the bonder <strong>and</strong><br />
apply the lash segments in minutes. Lashes last<br />
up to 10 days <strong>and</strong> can be reused if removed with<br />
care <strong>and</strong> cleaned. Starter kit (enough for two<br />
full sets), £80, lunalash.com<br />
GREAT<br />
FOR ALL<br />
HAIR<br />
TYPES<br />
ILLAMASQUA HYDRA<br />
SETTING SPRAY<br />
Beauty<br />
HOT PICKS<br />
Give your makeup serious<br />
staying power, even under<br />
extreme temperatures.<br />
This non-sticky formula<br />
dries fast to set your<br />
makeup all day. Infused<br />
with pea peptides rich in<br />
amino acids, Hydra<br />
Setting Spray will<br />
leave the skin<br />
feeling refreshed<br />
<strong>and</strong> moisturised.<br />
Available in Matte or<br />
Dewy finishes. £20,<br />
illamasqua.com<br />
MADE<br />
F O R<br />
SENSITIVE<br />
EYES<br />
EYEKO LIMITLESS MASCARA<br />
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26 | www.minervamagazines.co.uk
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www.minervamagazines.co.uk | 27<br />
MMBaxterWT235.indd 1 17/11/2021 09:30
FINANCIAL PLANNING FOR A<br />
HAPPY RETIREMENT<br />
The secret to a successful retirement is to<br />
slowly <strong>and</strong> surely build up your retirement<br />
pot. Exactly how you do that will depend<br />
on your situation – but there are lots of<br />
things you can do. Here we have advice<br />
from Money Helper (moneyhelper.org.uk)<br />
which is a government advice service.<br />
As with any financial planning matter, it is<br />
important that your unique circumstances<br />
are considered <strong>and</strong> you seek the advice<br />
of a certified professional.<br />
REVIEW PENSIONS<br />
REGULARLY<br />
It’s important to review your pensions<br />
regularly. If they’re not on track to give<br />
you the income you want in retirement,<br />
you need to look at how to boost them.<br />
If they’re broadly on track, you can make<br />
a clearer plan so that your pensions will<br />
be able to give you the income you want<br />
when you retire.<br />
REVIEW THE WAY<br />
YOUR PENSION POT IS<br />
INVESTED<br />
If you have a defined contribution<br />
personal or workplace pension, you<br />
get to choose how your pension pot is<br />
invested. Typically, this involves choosing<br />
from a range of funds offered by your<br />
pension provider.<br />
These funds will be weighted differently<br />
between various types of assets, which<br />
offer different levels of risk <strong>and</strong> potential<br />
return. Generally, you can afford to take<br />
more risk when you’re young, <strong>and</strong> less as<br />
you get older.<br />
The longer your money will be invested,<br />
the more scope you’ll have to deal with<br />
28 | www.minervamagazines.co.uk<br />
investment performance going up <strong>and</strong><br />
down over time. So if you are some way<br />
from retirement <strong>and</strong> your pension savings<br />
are invested conservatively, you might<br />
want to consider moving at least some of<br />
your fund into potentially higher-growth<br />
assets, for example, company shares.<br />
But bear in mind that there’s no<br />
guarantee that higher growth will be<br />
achieved.<br />
Transferring a personal pension into a<br />
self-invested personal pension (SIPP)<br />
can give you a wider range of investment<br />
options to choose from.<br />
But this brings higher risks if you’re not<br />
an experienced investor. And you might<br />
face higher charges.<br />
Unless you underst<strong>and</strong> how the different<br />
pension investments work, you might<br />
want to consider getting regulated<br />
financial advice before making any<br />
changes to your pension investment.<br />
REVIEW THE CHARGES<br />
DEDUCTED FROM YOUR<br />
SAVINGS<br />
All pension providers will charge for<br />
managing your pot <strong>and</strong> investing your<br />
money. In defined contribution personal<br />
<strong>and</strong> workplace schemes, these charges<br />
are often called an annual management<br />
charge or ongoing charge figure <strong>and</strong> are<br />
automatically deducted from your pot.<br />
An annual charge of 1.5% a year could<br />
have eaten away a quarter of your<br />
pension pot after 35 years. An annual<br />
charge of 0.5% would have reduced your<br />
pension pot by only 1/10th over the same<br />
period. You don’t need to worry about<br />
this if you’re in a defined benefit scheme.<br />
But if you have a defined contribution<br />
scheme, charges reduce the value of your<br />
pension pot. Workplace pensions often<br />
have lower charges but that isn’t always<br />
the case.<br />
HOW MUCH MONEY WILL<br />
YOU NEED IN YOUR<br />
TOTAL PENSION POT?<br />
It’s important to think about your pension<br />
income in building blocks - first with the<br />
state pension, then with your private or<br />
workplace pension savings, <strong>and</strong> then with<br />
any other additional income you might<br />
get, from investments or property.<br />
How much extra income you need to<br />
generate from your private pension<br />
savings will depend on the type of private<br />
pension you have.<br />
Defined benefit <strong>and</strong> final salary pensions<br />
pay you a regular monthly income - how<br />
much you get is based on your earnings<br />
while you were working.<br />
If you have one or more of these, you<br />
should receive annual updates telling you<br />
how much you can expect to get.<br />
Adding that to your state pension<br />
(which you can find out by getting a<br />
state pension forecast) will help you<br />
underst<strong>and</strong> how much you’ve got to play<br />
with in retirement.<br />
If you have any confusion surrounding<br />
multiple pension pots, investments or<br />
other pension queries, it is worthwhile<br />
seeking the advice from an IFA.
Our easy access showroom is located at<br />
Cross Court, Downley, High Wycombe, Bucks HP13 5UW<br />
Call us on 01494 443 933<br />
or visit www.independentlivingconsultants.co.uk<br />
Find your new beginning at<br />
the chapters<br />
Ready in early 2023 <strong>and</strong> made up of 80 one<br />
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Discover more information at<br />
TheChapters.org.uk or call us on<br />
01182 175 598 to book your private tour.<br />
Beke Avenue, Shinfield,<br />
Reading, Berkshire RG2 9UW<br />
www.minervamagazines.co.uk | 29
ADVERTISING FEATURE<br />
Leaseholds are changing.<br />
But how will it affect you?<br />
AB P Collins’ residential property team explains...<br />
What is a leasehold property?<br />
Owning a long leasehold interest in a<br />
property means you own the building,<br />
but not the l<strong>and</strong> on which it st<strong>and</strong>s, for<br />
a fixed term period of several years. A<br />
leasehold property is a depreciating<br />
asset which is ultimately returned to the<br />
freeholder or l<strong>and</strong>lord when the term of<br />
the lease ends. Leaseholders are also<br />
bound by contractual terms contained<br />
within the lease, such as the requirement<br />
to pay a service charge, ground rent<br />
<strong>and</strong> seek the freeholder’s or l<strong>and</strong>lord’s<br />
permission to carry out any major works<br />
to the property.<br />
Owing a leasehold property can be very<br />
expensive in the long run, particularly if it<br />
is shared ownership or acquired via Help<br />
to Buy, plus costs can also mount up<br />
considerably when you sell a leasehold<br />
property.<br />
What impact does the Government’s<br />
Ground Rent Bill have on leaseholds?<br />
The Ground Rent Bill received Royal<br />
Assent in February <strong>2022</strong> with the<br />
Act coming into force in June, which<br />
means that the government’s objective<br />
of capping ground rents in new, long<br />
residential leases to a ‘peppercorn’ rent<br />
of zero is being implemented this year.<br />
As such, an existing lease will not be<br />
caught by the provisions of the Bill <strong>and</strong><br />
the leaseholder’s ground rent under that<br />
lease will not change even after the Bill<br />
becomes law. A lease extension or deed<br />
of variation, however, is usually as a<br />
matter of law deemed to be a surrender<br />
of the existing lease <strong>and</strong> grant of a new<br />
lease of the same property. It is therefore<br />
anticipated that most lease extensions<br />
after the Act comes into force will impose<br />
peppercorn ground rents.<br />
How much could homeowners save?<br />
Thous<strong>and</strong>s of pounds in reduced ground<br />
rent over the term of an existing lease<br />
could be saved, especially if a lease’s<br />
current ground rent is uncapped <strong>and</strong><br />
subject to escalation (which can lead<br />
to unintended statutory consequences<br />
affecting the value <strong>and</strong> marketability of<br />
leasehold properties). A premium would,<br />
however, still be payable to the l<strong>and</strong>lord<br />
to compensate it for its loss of rent <strong>and</strong><br />
any marriage value.<br />
For B P Collins’ full article on leaseholds,<br />
you can sign up to receive the next<br />
edition of its complimentary magazine,<br />
Insight by emailing,<br />
enquiries@bpcollins.co.uk<br />
For buyers of new properties, the<br />
reforms are likely to be a welcome<br />
change as it should stop them paying<br />
excessive ground rents. The proposed<br />
changes do not, however, help existing<br />
leaseholders with high or escalating<br />
ground rents. For advice please<br />
contact B P Collins residential property<br />
team on 01753 889995 or email<br />
enquiries@bpcollins.co.uk<br />
www.bpcollins.co.uk<br />
30 | www.minervamagazines.co.uk
www.bpcollins.co.uk | 01753 889995<br />
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