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Banbury Living Dec 2022 - Jan 2023

And just like that - Christmas is here! This special Dec 22/Jan 23 edition celebrates the best of the festive season, with great gift ideas, fabulous pudding recipes, a guide to getting ready for guests and a whole host of other features to enjoy. Don’t forget to enter our competitions - this edition we really have a Christmas bonanza!

And just like that - Christmas is here! This special Dec 22/Jan 23 edition celebrates the best of the festive season, with great gift ideas, fabulous pudding recipes, a guide to getting ready for guests and a whole host of other features to enjoy. Don’t forget to enter our competitions - this edition we really have a Christmas bonanza!

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C O N T E N T S<br />

A NOTE<br />

from the editor<br />

12<br />

FESTIVE DESSERTS TO INSPIRE<br />

I do hope you’re ready for<br />

some festive fun - because<br />

this edition is coming in<br />

with (sleigh) bells on! After<br />

so many years of disrupted<br />

celebrations, it’s great to be<br />

able to look forward to some<br />

normality and really get into<br />

the spirit.<br />

Before I launch into what is<br />

coming up - I want to apologise<br />

for a recipe mistake in the<br />

last edition - we misprinted<br />

a recipe for a spicy dahl - the<br />

correct method is available<br />

on www.minervamagazines.<br />

co.uk should you wish to<br />

make the dish.<br />

04<br />

COMPETITIONS<br />

Right...this issue - first up we’ve<br />

got some delicious recipes - if<br />

you aren’t a fan of Christmas<br />

pudding (I’m in your camp)<br />

we’ve got lots of alternatives<br />

to keep everyone happy!<br />

The competition section in<br />

this edition is a real bonanza<br />

- we’ve got an adult and child<br />

bike duo, a smart washing<br />

machine, 2 x £150 vouchers<br />

for cashmere clothes and<br />

accessories, a deluxe hamper<br />

and family fun at the Sea Life<br />

centre all to be won!<br />

<strong>2023</strong> INTERIORS<br />

22<br />

Editor Katie Thomson<br />

e katie@minervapublications.co.uk<br />

Assistant Editor Kate Norris<br />

Publisher Sally Thomson<br />

Pre Press Manager Rebecca Rose<br />

Contributors<br />

Matthew Biggs, Angela Cave,<br />

Louise Thomson, Pete Lawrence<br />

FOR ADVERTISING<br />

Account Manager Steve Davies<br />

e steve.davies@minervapublications.co.uk<br />

t 01225 984506<br />

Cover image courtesy of Waitrose<br />

HOMEMOVING GUIDE<br />

20<br />

MINERVA PUBLICATIONS<br />

Unit 21c, Paxcroft Farm,<br />

Hilperton BA14 6JB<br />

t 01225 984 550<br />

www.minervamagazines.co.uk<br />

Printed on sustainably sourced paper.<br />

Please recycle this copy or pass it along<br />

when you are finished for someone else<br />

to enjoy.<br />

Disclaimer: The publishers shall not be<br />

held liable for any loss occasioned by<br />

failure of an advertisement to appear, or<br />

any damage or inconvenience caused by<br />

errors, omissions and misprints. No part of<br />

this publication may be reproduced without<br />

prior permission from the publishers.<br />

The opinions expressed within are not<br />

necessarily those of the publishers.<br />

This is all alongside our usual<br />

dose of school, home, garden<br />

and later life advice.<br />

I hope you enjoy this issue<br />

and have some time in the<br />

coming months to take pause<br />

and reflect on the year - the<br />

passing of a much loved<br />

monarch, but a host of new<br />

beginnings - we will have the<br />

first King’s Christmas speech<br />

this year to punctuate our<br />

own celebrations. However<br />

you spend the festive season,<br />

I, and the rest of the team<br />

here, wish you a very happy<br />

Christmas and a peaceful New<br />

Year - see you in February!<br />

Katie<br />

www.banburyliving.co.uk | 3


COMPETITION<br />

To enter any (or all!) of our competitions, head to<br />

www.minervamagazines.co.uk/competitions.<br />

Find the competition and enter on that post,<br />

using the appropriate keyword.<br />

T&C’s apply and no cash alternatives available. Winners chosen at<br />

random - entries made after closing date will not be accepted.<br />

WIN Bobbin, the<br />

A SET OF PARENT London based<br />

AND CHILD independent<br />

bike retailer<br />

MATCHING offers a<br />

VINTAGE STYLE selection<br />

BIKES FROM of vintage<br />

style bikes in<br />

BOBBIN<br />

pastels and<br />

BIKES! beautiful bright<br />

shades, suitable<br />

from age two with<br />

balance bikes, all the way up to<br />

adults.<br />

They also offer a range of<br />

complimentary accessories<br />

including wicker baskets, pannier bags,<br />

helmets and bike decorations.<br />

We are offering one lucky reader an<br />

adult Brownie 7 Dutch Bike worth £549,<br />

Bobbin’s signature Dutch bicycle and a<br />

matching child’s Gingersnap bike (12”-<br />

26”) start from £189<br />

All handmade in small batches the<br />

Bobbin bikes offer high quality and<br />

comfortable, not to mention stylish,<br />

leisure bikes for the whole family.<br />

www.bobbinbikes.com<br />

Closes 19/12/<strong>2022</strong> -<br />

Competition keyword: ‘BOBBIN’<br />

Did you know that a Candy RapidO washing machine is so<br />

smart that you can show it a photo of your laundry and it will<br />

tell you the perfect cycle to wash it at? Candy’s Snap&Wash<br />

smart feature allows users to communicate with their washing<br />

machine via an app. This feature offers technology that provides<br />

efficiency from the comfort of your phone.<br />

If you like to keep things simple but not compromise on quality,<br />

then Candy is the perfect option for you. And we have a smart<br />

Candy RapidO washing machine to offer one lucky reader!<br />

www.candy-home.com<br />

Closes 19/12/<strong>2022</strong> - Competition keywords: ‘CANDY RAPIDO’<br />

Loop Cashmere is the home<br />

of feel good cashmere. Each<br />

garment is crafted with love,<br />

following sustainable practises<br />

from goat to finished garment.<br />

Our Winter 22 collection is out<br />

now, offering gorgeous lofty knits,<br />

irresistible textures and a rainbow of<br />

colour. The collection is designed in the<br />

softest cashmere to effortlessly see you<br />

through the winter months in complete<br />

luxury.<br />

We’re offering you the chance to win one of<br />

two £150 gift vouchers and treat yourself or<br />

a loved one, to a little sustainable luxury.<br />

www.loopcashmere.co.uk.<br />

Closes 19/12/<strong>2022</strong> - Competition keyword<br />

‘LOOP’<br />

WIN<br />

2 X £150<br />

VOUCHERS TO<br />

SPEND ONLINE<br />

WITH LOOP<br />

CASHMERE!<br />

WIN<br />

A CANDY SMART<br />

WASHING<br />

MACHINE<br />

WORTH OVER<br />

£400!<br />

Looking for the perfect gift this Christmas?<br />

Delight your friends and family with a selection box of delicious<br />

treats. One lucky reader will win a ‘<strong>Dec</strong>adent Christmas in a<br />

Box’ containing the following:<br />

6kg Free Range Whole Turkey | 4.5kg Unsmoked Ham | 1kg<br />

Side of Smoked Salmon | 1kg Organic Cheddar | 1kg Cropwell<br />

Bishop Stilton | Christmas Pudding | Harrow & Hope Brut<br />

Reserve (750ml bottle) | Classic Cranberry Sauce | Granny’s<br />

Apple Chutney | Artisan Coronation Sauce | British Goose<br />

Fat | Luxury Bread Sauce | Traditional Roast Gravy | Sage &<br />

Onion Stuffing | Pigs In Blankets | 200g Smoked Chicken 200g<br />

Smoked Duck.<br />

www.copasturkeys.co.uk<br />

Closes 09/12/<strong>2022</strong> - Competition keyword ‘COPAS’<br />

Discover the amazing<br />

underwater world of the<br />

SEA LIFE Aquariums<br />

at one of the 11<br />

locations throughout<br />

WIN<br />

4 X TICKETS<br />

TO ANY SEA<br />

LIFE CENTRE!<br />

WIN<br />

CHRISTMAS IN<br />

A BOX WORTH<br />

OVER £400<br />

WITH COPAS<br />

TURKEYS!<br />

the UK and Ireland.<br />

Are you a Shark lover, a<br />

Humboldt Penguin fan, or<br />

a clownfish fanatic? At SEA<br />

LIFE you can see them all - from<br />

the curious and the rescued to the rare and the enigmatic. Every<br />

SEA LIFE is unique, and so are its creatures – a visit here will get<br />

you closer to the oceans than ever before.<br />

There are 11 SEA LIFE centres where the prize can be redeemed;<br />

London, Birmingham, Great Yarmouth, Loch Lomond,<br />

Blackpool, Brighton, Manchester, Scarborough, Hunstanton,<br />

Weymouth and Bray. Three lucky readers will win 4x tickets.<br />

www.merlinannualpass.co.uk<br />

Closes 19/12/<strong>2022</strong> - Competition keywords: ‘SEA LIFE’<br />

4 | www.banburyliving.co.uk


An exhibition of<br />

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toys and original<br />

cinema posters<br />

'A must see for fans<br />

of Star Wars and the<br />

silver screen…'<br />

19th Nov <strong>2022</strong>-<br />

19th March <strong>2023</strong><br />

www.banburymuseum.org


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6 | www.banburyliving.co.uk


www.banburyliving.co.uk | 7


HOW THE UK OFFERS THE<br />

BEST IN WORLD BOARDING<br />

FOR STUDENTS<br />

There are boarding schools on every continent<br />

on the planet (apart from the one with lots of<br />

snow and penguins!). Yet for all the sector’s<br />

global spread, the oldest, most diverse and<br />

choice-rich land of boarding is the UK.<br />

Incredibly, the world’s oldest boarding<br />

school began accepting boarding<br />

students in the year 597, less than 200<br />

years after the fall of Rome and more<br />

than 1100 years before the American<br />

<strong>Dec</strong>laration of Independence.<br />

More than 1400 years on, the UK is still a<br />

place where boarding continues to evolve<br />

with two brand new, government-funded<br />

boarding schools opening within the last<br />

decade and one independent school<br />

in the heart of London recently adding<br />

boarding for the first time.<br />

The diversity of UK boarding is not just a<br />

marketing strapline. Geographically, UK<br />

boarding can be found as far north as<br />

the Shetland Islands, just 50 miles from<br />

Norway and as far south as the Isles of<br />

Scilly, 28 miles south of Cornwall.<br />

Parents are spoilt for choice with<br />

boarding schools that are independent,<br />

state run, single sex, co-educational,<br />

academic, all-round, faith, arts,<br />

drama and music focused – or myriad<br />

combinations in between.<br />

Size-wise, the smallest UK boarding<br />

school has just one student while the<br />

largest has more than 1300. The average<br />

UK boarding school has around 150<br />

boarders, although there are many that<br />

have fewer with around 30 that have<br />

more than 500.<br />

There are around 70,000 boarding<br />

students at UK schools including more<br />

than 25,000 from dozens of countries<br />

across the world – a reflection of the<br />

continuing very high demand from<br />

parents to access the UK’s widely<br />

regarded education system.<br />

Some of this demand is about ensuring<br />

strong academic results for the chance to<br />

access the UK’s leading higher education<br />

institutions with four universities currently<br />

in the world’s top 10 (Cambridge alone<br />

has gained more than 120 Nobel prizes,<br />

nearly 50 more than the whole of<br />

France!).<br />

Aside from excellent academic teaching<br />

and learning, the popularity of boarding at<br />

schools in the UK is driven by the unique<br />

opportunities it offers young people from<br />

8-18.<br />

Boarding school is all about learning to<br />

live with others, experiencing a shared<br />

space, working together, having extra<br />

time to try new things (by avoiding school<br />

runs twice a day) and learning to stand<br />

on your own two feet.<br />

All UK boarding schools monitor closely<br />

the feedback they receive from parents<br />

and the most regular comments are<br />

about how their children have become<br />

more independent and confident thanks<br />

to their boarding experience.<br />

Much of this independence and<br />

confidence comes from being with other<br />

young people – but it is also the highly<br />

trained, caring and professional boarding<br />

staff who help them to prosper and thrive<br />

on solid foundations.<br />

For parents searching for boarding<br />

school options for their child, they can<br />

be reassured that the UK offers the<br />

cream of the crop with the best boarding<br />

opportunities in the world.<br />

Robin Fletcher, CEO, Boarding Schools’<br />

Association (BSA) and BSA Group


An Independent Day and Boarding School<br />

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Pendon Museum, Long Wittenham, Nr. Abingdon, Oxfordshire. OX14 4QD. * <strong>Jan</strong>e Insley, Curator, The Science Museum, London.<br />

10 | www.banburyliving.co.uk


FESTIVE<br />

Not a fan of traditional Christmas pudding or<br />

Fancies<br />

feel like shaking it up this year? Here are some<br />

amazing desserts that are every bit as festive...<br />

STICKY DATE PUDDINGS<br />

Preparation time: 25 minutes<br />

Cooking time: 35 minutes<br />

Serves: 8<br />

INGREDIENTS<br />

175g unsalted butter, softened, plus extra<br />

for greasing<br />

80g light brown muscovado sugar<br />

6 Waitrose Medjool Dates, pitted and<br />

finely chopped<br />

3 British Blacktail Free Range Medium<br />

Eggs<br />

2 tbsp treacle<br />

175g self-raising flour<br />

1 tsp baking powder<br />

1 heaped tsp mixed spice<br />

½ tsp fine sea salt<br />

2 tbsp whole milk<br />

STICKY DATE SAUCE<br />

40g unsalted butter<br />

3 Waitrose Medjool Dates, pitted and<br />

finely chopped<br />

125g light brown muscovado sugar<br />

250ml double cream, plus extra to serve<br />

METHOD<br />

For the puddings, preheat the oven<br />

to 180ºC, gas mark 4. Lightly grease<br />

8 mini pudding moulds (each about<br />

175ml in volume), put a small circle<br />

of baking parchment in the base of<br />

each, then sit them in a large, deep-sided<br />

roasting tin.<br />

Boil the kettle. In a large bowl, using<br />

electric beaters, cream the butter, sugar<br />

and dates for 2-3 minutes until light<br />

and fluffy. Beat in the eggs and then the<br />

treacle. Lightly beat in the flour, baking<br />

powder, mixed spice and salt, then<br />

loosen the mixture with the milk. Divide<br />

the mixture evenly between the moulds;<br />

it should fill them about halfway.<br />

Pour a kettle of just-boiled water into<br />

the roasting tin so the water sits about<br />

halfway up the outside of the moulds.<br />

Cover the top<br />

of the<br />

tin with 3 layers of large pleated sheets<br />

of tin foil, ensuring the foil is tightly<br />

sealed around the edges (you don’t want<br />

steam to escape as the puddings won’t<br />

rise). Bake for 30 minutes until risen and<br />

springy.<br />

To make the sauce, put the butter, dates<br />

and sugar in a saucepan and set over<br />

a low heat. Add a pinch of salt and<br />

stir occasionally until the sugar has<br />

dissolved. Stir in the double cream until<br />

combined; keep warm.<br />

Remove the foil and carefully release the<br />

side of the puddings from the moulds<br />

using a small, sharp knife. Invert onto<br />

plates and pour over the sticky date<br />

sauce, adding a little extra whipped<br />

cream, if liked.<br />

All recipes and images courtesy of<br />

Waitrose. You can find thousands more<br />

recipes at www.waitrose.com/recipes<br />

12 | www.banburyliving.co.uk


Situated just outside Shipston on Stour, The Kitchen at Feldon Valley is open for<br />

dinner and Sunday Lunch every week. Inspired by the fresh, seasonal ingredients<br />

from our local four counties growers and producers, Victoria Hamilton delivers<br />

a menu to impress and a restaurant that stands out in the area. Help support a<br />

growing local business and book your table today – everyone is welcome.<br />

Dinner is served from 18:00 to 20:30 – Bar open until late.<br />

Sunday Lunch is served from 12:00 to 16:00<br />

Feldon Valley is a Cotswold destination that offers not only great food in a<br />

stunning setting, but also modern accommodation, an 18 hole golf course, a<br />

fitness suite and the best balcony views of any bar in the area.<br />

Contact us for more information.<br />

THE KITCHEN AT FELDON VALLEY<br />

Feldon Valley - Sutton Lane - Lower Brailes - OX155BB<br />

01608 685 633 - thekitchen@feldonvalley.co.uk<br />

www.feldonvalley.co.uk


CHOCOLATE &<br />

HAZELNUT<br />

SNOWFLAKE<br />

Preparation<br />

time: 25<br />

minutes +<br />

chilling<br />

Cooking time: 35<br />

minutes<br />

Serves: 8<br />

INGREDIENTS<br />

2 x 320g packs Jus-Rol Puff Pastry<br />

Sheet<br />

100g hazelnut chocolate spread<br />

50g chopped roasted hazelnuts<br />

1 British Blacktail Free Range Medium<br />

Egg, lightly beaten<br />

Icing sugar, for dusting<br />

METHOD<br />

Unroll both of the pastry sheets and<br />

cut a 20-22cm circle from each (save<br />

the offcuts to make tarts, cheese twists<br />

or palmiers). Put one pastry circle on a<br />

sheet of baking parchment and cover<br />

one side evenly with hazelnut chocolate<br />

spread. Sprinkle over ½ the hazelnuts,<br />

leaving a 1cm border around the edge.<br />

Put the second pastry circle on top,<br />

14 | www.banburyliving.co.uk<br />

pressing<br />

lightly around<br />

the border to seal.<br />

Put the lid of a small jar (about<br />

4-5cm in diameter) in the centre of<br />

the pastry (so you don’t cut through it),<br />

then use a sharp knife to cut the pastry<br />

into quarters (excluding the central<br />

circle). Cut down the centre of each<br />

quarter and then repeat. You should have<br />

16 equal strips of pastry attached to the<br />

centre.<br />

Take 2 strips next to each other and twist<br />

them away from each other 3 times.<br />

Press the ends together in a point, to<br />

seal. Repeat all the way around the<br />

circle – you should now have 8 snowflake<br />

‘arms’. Slide the snowflake, on its<br />

parchment,<br />

onto a baking<br />

sheet; chill for<br />

30 minutes. 4<br />

Preheat the oven<br />

to 200ºC, gas<br />

mark 6.<br />

Lightly brush the<br />

egg all over the top of<br />

the snowflake. Bake for 30-35<br />

minutes until golden and puffed up. Allow<br />

to cool, then dust with icing sugar and<br />

sprinkle over the remaining hazelnuts to<br />

serve.<br />

COOK’S TIP<br />

If at any point while making the<br />

snowflake the pastry becomes<br />

soft or difficult to work with, put<br />

it in the fridge for 15 minutes to<br />

cool and firm up.


VEGAN CHOCOLATE &<br />

COCONUT CARAMEL POTS<br />

Preparation time: 30 minutes + chilling<br />

Cooking time: 15 minutes<br />

Makes: 4<br />

INGREDIENTS<br />

200ml pouch coconut milk<br />

2 pitted medjool dates, roughly chopped<br />

1 tsp vanilla bean paste<br />

100g vegan dark chocolate (such as Raw<br />

Halo Dark 85%), finely chopped<br />

250ml pack Oatly Whippable Creamy Oat<br />

1 tbsp maple syrup<br />

Raw vegan cacao powder, for dusting<br />

METHOD<br />

Put the coconut milk, dates and vanilla<br />

in a blender and whizz until smooth. Tip<br />

into a small pan and bring to the boil.<br />

Simmer vigorously, stirring regularly for<br />

10 minutes until thick and reduced by<br />

half. Divide between 4 small glasses and<br />

set aside to cool, then cover and chill for<br />

at least 1 hour.<br />

When the coconut caramel has chilled,<br />

put the chocolate in a medium mixing<br />

bowl. In a small pan, heat 100ml<br />

whippable creamy oat and the maple<br />

syrup to just before boiling. Take off the<br />

heat and pour over the chocolate in the<br />

bowl. Leave to melt for 1 minute, then stir<br />

until smooth.<br />

Put the remaining 150ml whippable<br />

creamy oat in another mixing bowl and<br />

use electric beaters to whisk to soft<br />

peaks. Set aside 2 tbsp to garnish, then<br />

fold the rest into the melted chocolate.<br />

Spoon into the glasses on top of the<br />

coconut caramel. Serve with a dollop<br />

of the whipped creamy oat and a<br />

dusting of cacao. These are best served<br />

immediately, but can be covered and<br />

chilled for up to 30 minutes.<br />

COOK’S TIP<br />

Make a double batch of the<br />

caramel, then cover and store<br />

in the fridge for up to 3 days.<br />

It’s particularly delicious<br />

spooned over baked apples.<br />

www.banburyliving.co.uk | 15


IRISH<br />

CREAM<br />

FUDGE<br />

Preparation time: 20 minutes +<br />

cooling + chilling<br />

Cooking time: 25 minutes<br />

Makes: Makes about 30 pieces<br />

MAKES A<br />

LOVELY<br />

GIFT<br />

INGREDIENTS<br />

397g can condensed milk<br />

150ml whole milk<br />

425g light brown soft sugar<br />

115g unsalted butter<br />

100ml Baileys The Original Irish<br />

Cream<br />

Large pinch of salt<br />

100g dark chocolate (70% cocoa<br />

solids), chopped<br />

METHOD<br />

Line a 20cm x 20cm baking tin<br />

with parchment. Put the milks,<br />

sugar and butter in a large,<br />

nonstick saucepan and warm<br />

over a medium heat, stirring<br />

occasionally, until the sugar<br />

has dissolved. Put a sugar<br />

thermometer in the pan and turn<br />

up the heat a little, bringing the<br />

mixture to a moderate bubble.<br />

Stir continuously until the<br />

thermometer reaches 113-115ºC<br />

or ‘soft-ball stage’ (this should<br />

take about 15 minutes). Take the<br />

pan off the heat and set aside for<br />

5 minutes.<br />

Stir the Irish cream and salt into<br />

the mixture. Using electric beaters<br />

set to a medium speed, beat for<br />

about 10 minutes until you have<br />

a thick mixture that’s starting to<br />

come away from the sides of the<br />

pan. (You can also do this with a<br />

wooden spoon, beating for about<br />

15 minutes.) Tip the mixture into<br />

the lined tin, spreading it out<br />

evenly. Cool to room temperature,<br />

then cover and chill for 1 hour.<br />

Melt the chocolate in a bowl set<br />

over a pan of gently simmering<br />

water, stirring until smooth.<br />

Meanwhile, put a large sheet of<br />

baking parchment on the work<br />

surface. Turn out the fudge and<br />

trim the edges to neaten, then cut<br />

into squares about 3cm x 3cm.<br />

Dip ½ of each square of fudge in<br />

the chocolate. Leave to set on the<br />

parchment, chilling again briefly<br />

if needed.<br />

16 | www.banburyliving.co.uk


THE<br />

VERY MERRY<br />

GIFT<br />

GUIDE<br />

PERFECT PRESENTS<br />

FOR EVERYONE ON<br />

YOUR LIST<br />

Easy to use, handheld appliances are<br />

a game changer, and they don’t come<br />

better than KitchenAid, 6-Speed Hand<br />

Mixer with Flex Edge Beaters, £119,<br />

kitchenaid.co.uk<br />

Upgrade<br />

tatty old slippers<br />

for these stylish<br />

moccasins,<br />

Fielding<br />

3 Suede<br />

Slippers, £49,<br />

moshulu.co.uk<br />

Support his fitness<br />

goals in <strong>2023</strong> - get<br />

better results from any<br />

workout routine with<br />

the thin, lightweight<br />

fitness smartwatch<br />

that includes a<br />

6-month Premium<br />

membership, Fitbit<br />

Versa 4, £199.99, fitbit.<br />

com<br />

gifts for<br />

HIM<br />

Beautiful pieces for your festive table - we love the<br />

platters and mugs in this simple, glorious collection.<br />

Sophie Conran Mistletoe Round<br />

Platter, £41 and Set of 2 Mugs,<br />

£31.50, portmeirion.co.uk<br />

Let the pub come to you with our Pub<br />

in a Box, full of Devon cider and<br />

snacks, Pub In A Box, £20.99,<br />

sandfordorchards.co.uk<br />

Slip into cosy luxury with<br />

cashmere socks<br />

- with the option<br />

to monogram,<br />

Tabitha, Ribbed<br />

Cashmere<br />

Socks, £34.50,<br />

pantherella.com<br />

gifts for<br />

HER<br />

Beautiful puzzles - featuring shaped puzzle<br />

pieces, called whimsies, designed to match<br />

the theme of the image for an entertaining<br />

experience, ‘The Jumper’ Wooden Puzzle, 250<br />

pieces from £32, wentworthpuzzles.com<br />

The whole family can match in luxury organic<br />

cotton PJs, from £28 polarnopyret.co.uk<br />

Help her soothe her skin and<br />

soul with this collection - a<br />

candle, bath and body oil and<br />

a decadent overnight hydration<br />

therapy, ESPA Soothing<br />

Collection, £45 (worth £53),<br />

espaskincare.com<br />

Look chic anywhere with<br />

Silhouette’s signature, flattering<br />

sunglasses, Fuschl, £265,<br />

silhouette.com<br />

Stylish, comfortable bikes<br />

to hop around town,<br />

Brownie 7 Dutch Bike,<br />

£549, bobbinbikes.com<br />

Luxuriously soft cashmere with subtle<br />

detailing, Lofty Cashmere Batwing Sweater<br />

in Birch, £199, loopcashmere.co.uk<br />

www.banburyliving.co.uk | 17


For the Harry Potter fans, these<br />

velour Hedwig PJs are a cosy<br />

treat, Hedwig Pyjamas, £20,<br />

marksandspencer.com<br />

The perfect snuggle suit for<br />

Christmas lounging, made<br />

in super soft organic cotton,<br />

Big Character Snuggle Suit,<br />

£44, welovefrugi.com<br />

gifts for<br />

KIDS<br />

A children’s<br />

favourite made<br />

easy to listen to through<br />

the ingenious Tonies<br />

box, Tonies Snail and<br />

the Whale, £14.99,<br />

tonies.com<br />

Challenge them with a 1500<br />

piece puzzle, Ravensburger<br />

Pokémon 1500pcs puzzle, £18.99,<br />

ravensburger.co.uk<br />

The cutest Christmas<br />

jumpers, Jolly<br />

Knitted Jumper, £38,<br />

welovefrugi.com<br />

An amazing 60 hole automatic<br />

bubble launcher. Charge it up, dip<br />

it into the bubble solution provided,<br />

aim, pull the trigger and watch<br />

thousands of bubbles emerge,<br />

Bubble Gun Extreme, £39.99<br />

thumbsup.com<br />

gifts for<br />

FOODIES<br />

(& DRINKERS!)<br />

Take the guesswork out of cooking<br />

meat with the Meater - it connects<br />

to your phone for accurate cooking<br />

every time. MEATER Plus With<br />

Bluetooth® Repeater, £119,<br />

store-uk.meater.com<br />

The ultimate gift for a truffle<br />

lover! This signature box includes<br />

delicious 200ml White Truffle Oil,<br />

190g Ultimate Truffle Mayo, 22g<br />

Royal Truffle Ketchup, 100ml<br />

Seriously Addictive White Truffle<br />

Hot Sauce, 90g Gourmet Truffle<br />

Honey & 65g Signature Truffle Dust.<br />

Truffle Guys Signature Selection<br />

Box, £89.95, truffleguysuk.com<br />

Inspired by the Norfolk<br />

coastline, Coastal gin has<br />

a delicate, salty influence<br />

complemented by bright<br />

citrus flavours. We also love<br />

their eco-friendly refill packs.<br />

Bullards Coastal Gin, £40,<br />

bullardsspirits.co.uk<br />

Baking kits with a festive flair, Christmas<br />

Macaron Kit, £18, honeywellbakes.com<br />

No Christmas Day feast is complete without these merry condiments, including<br />

Christmas Spice Chutney, which contains a host of festive spices, and our<br />

Cranberry, Port & Orange Sauce, which cuts through rich meats like<br />

turkey and goose with its tingling tartness. The Festive Four Gift Pack,<br />

£14.15, tracklements.co.uk<br />

18 | www.banburyliving.co.uk


Know someone who started a business in lockdown<br />

and could use some kit to elevate their work?<br />

Thermal printers don’t use any ink and can print onto<br />

different shaped labels. Zebra are market leaders<br />

and their products are great quality with lots of label<br />

size options, to help with everything from pricing to<br />

branding, Zebra 2-inch, £99 or 4-inch £189, ZSB<br />

Thermal Printer, amazon.co.uk<br />

gifts for<br />

THAT PERSON<br />

WITH<br />

EVERYTHING<br />

Cleverly created to<br />

diffuse our 100% natural<br />

Essential Oil Blends at the<br />

touch of a button, the Neom<br />

Wellbeing Pod not only scents<br />

any space within minutes, but it also<br />

works to boost your wellbeing too -<br />

check our Neom’s scent packages<br />

featuring the highest quality essential<br />

oil blends to promote good mood,<br />

sleep, relaxation and more, Real<br />

Luxury Pod Starter Pack, £115,<br />

neomorganics.com<br />

Greenery is always a<br />

welcome gift - especially<br />

to lift the spirits in the<br />

gloomier winter months.<br />

We love Bunches’ flower<br />

subscriptions too<br />

Large Monstera, £48.30,<br />

bunches.co.uk<br />

Never lose a wallet again with<br />

this handy device - Apple<br />

Find My network locates your<br />

missing item Chipolo CARD<br />

Spot, £30, chipolo.net/en<br />

Get purrfect shots of your<br />

cat with this clip on - attach<br />

to any smartphone and use<br />

the fluffy pompom to help<br />

you to capture your cat’s<br />

attention at selfie time.<br />

Kikkerland Kitty Phone Clip,<br />

£12, urbanoutfitters.com<br />

Say goodbye to chaotic poop bags<br />

and squished treats in your pockets...<br />

and say hello to Westley - a brand<br />

of thoughtfully designed harnesses<br />

and accessories, Dog<br />

Walking Bum Bag,<br />

£30, and Harness £32,<br />

wearewestley.com<br />

gifts for<br />

PETS<br />

(and pet lovers)<br />

These two black cats<br />

and their sparkly collar<br />

look exquisite and will<br />

draw all the attention<br />

to you whenever they<br />

dangle off your ears.<br />

Lucky Paws Black<br />

Cat Earrings, £18,<br />

vendulalondon.com<br />

Named after its deep, cosy sides and deep-filled luxury<br />

mattress which give the bed a den-like feel, the Deeply Dishy<br />

Bed is perfect for hunkering down in, from £145, charleychau.com<br />

www.banburyliving.co.uk | 19


THE HOME MOVING<br />

Guide<br />

WE WENT TO THE EXPERTS AT THE HOME<br />

OWNERS ALLIANCE TO FIND OUT ABOUT<br />

THE HOT TOPICS IN THE HOUSING MARKET<br />

WHY AVOID THE<br />

BUSIEST DAY TO<br />

MOVE?<br />

While it may seem sensible to move on<br />

a Friday, moving at the same time as<br />

large swathes of other people can put<br />

pressure on the professionals helping<br />

you move, which can mean a greater<br />

risk of delays.<br />

Of course delays can occur at any time,<br />

but on the last Friday of the month, it is<br />

also peak time for conveyancing fraud<br />

and you will need to pay more for a<br />

removal company. If there are delays in<br />

transferring funds at completion, you may<br />

have to spend the weekend in a hotel or<br />

on a friend’s sofa.<br />

For those reasons, moving on the busiest<br />

day of the year isn’t for the faint-hearted,<br />

especially with the August bank holiday<br />

also happening that week, pushing more<br />

moves onto the remaining four days.<br />

Tips on avoiding moving day delays<br />

Suggest a mid-week move to all in your<br />

chain pointing out the potential downfall<br />

of choosing to move on a busy day like<br />

Friday. Savings are possible, for example,<br />

removals firms may offer mid-week<br />

deals on prices. See our guide to house<br />

removals costs at hoa.org.uk/advice<br />

Book the removals firm. Make sure<br />

everyone in the chain knows you’re<br />

working towards that date and book<br />

your removals firm well in advance, so<br />

you only need to confirm as soon as you<br />

exchange. It’s best to ask them to come<br />

to your house to assess the volume of<br />

your belongings. This ensures you have<br />

the right sized van and number of team<br />

members on the day of your move.<br />

Choose a removals firm you trust and<br />

have rapport with.<br />

Talk through what would happen if a<br />

delay occurred. For example, do they<br />

have emergency storage if needed?<br />

HOW TO ADD VALUE<br />

TO YOUR HOME<br />

Significant home improvements are<br />

expensive, so it’s important to consider<br />

how your plans will add value to<br />

your home. More and more of us are<br />

choosing to improve rather than move.<br />

So, here are 10 ways to make your<br />

property better to live in, in a way that<br />

can also add value to your home.<br />

If you have lots of plans for home<br />

improvements, it makes sense to focus<br />

on projects that will also add value. That<br />

way what you spend now will be reflected<br />

in the price of your property when you<br />

sell. But what adds value to a house?<br />

We asked over 300 members of the<br />

Federation of Master Builders (FMB) and<br />

estate agent members of the Guild of<br />

Property Professionals which projects<br />

will add value to your house. Here’s what<br />

they said.<br />

1. Knock down a wall for open plan or<br />

broken plan living<br />

Our research found that removing an<br />

internal wall to create an open plan<br />

kitchen and diner was the best way to<br />

add value to your home.<br />

Not only will this add value to your home,<br />

it should also make it more pleasant to<br />

live in, with more and more of us opting<br />

for open-plan living. Knocking down walls<br />

means more communal spaces where<br />

families can enjoy quality time together,<br />

whether that’s chatting while dinner is<br />

cooked or keeping an eye on kids while<br />

they do their homework.<br />

Best of all, this is a relatively simple<br />

project that most builders can complete<br />

in under a week.<br />

2. Build a garden room<br />

Another option is to add another living<br />

space outside. With so many more of<br />

us working from home, it is great to<br />

delineate living and working space and<br />

claw back that guest bedroom but having<br />

a dedicated office. Or it could be used<br />

as a gym!<br />

3. Spruce up your kitchen<br />

A new kitchen isn’t just a treat for you,<br />

it can also significantly boost the value<br />

of your home. Putting in a new worktop,<br />

cabinet doors or floor doesn’t have to<br />

break the bank – it costs around £4,000<br />

on average. But, it could add £17,000<br />

to the value of a London property, or<br />

the FMB and The Guild of Property<br />

Professionals found it could add<br />

around £15,000 to the average home in<br />

Cambridgeshire.<br />

4. Create a downstairs loo<br />

A downstairs toilet is a big attraction<br />

to a variety of different buyers. Adding<br />

one will make your home attractive to<br />

young families with children, those that<br />

like entertaining and don’t want guests<br />

wandering upstairs, to older buyers who<br />

might be looking to future proof their<br />

homes.<br />

So, turning wasted space, such as an<br />

understairs cupboard into a loo can add<br />

value to your home. This is a great project<br />

if you have a limited budget because for<br />

20 | www.banburyliving.co.uk


only a relatively small outlay of around<br />

£1,500-£2,500 you could add around<br />

£26,000 to your home’s value, according<br />

to our research.<br />

5. Make way for an en suite<br />

Another way to add extra bathroom<br />

space is to carve some space out of your<br />

master bedroom to create an ensuite. The<br />

job should take around 11 days but could<br />

add £14,525 to the value of the average<br />

London home.<br />

6. Create a parking space<br />

We love green front gardens but if parking<br />

is at a premium in your neighbourhood,<br />

then paving over part of your front garden<br />

to create space for off road parking could<br />

significantly boost your home’s value. A<br />

parking space can add as much as 13%<br />

to the value of your home according to<br />

Direct Line.<br />

You’ll need to check with your local<br />

council to see if you need planning<br />

permission to do this. Usually, if your<br />

home isn’t on an A or B road you won’t<br />

need permission, but you will have<br />

to comply with your local authority’s<br />

regulations on dropping the kerb.<br />

7. Spruce up your back garden<br />

Gardens are often overlooked when<br />

property projects are concerned but<br />

ploughing some money into your green<br />

space can be rewarding. Our analysis<br />

found that adding decking and lighting<br />

to your back garden can really boost the<br />

asking price when a property goes on the<br />

market.<br />

8. <strong>Dec</strong>orate<br />

If you are planning to put your property<br />

on the market make sure you give it a<br />

fresh lick of paint first. Don’t understand<br />

the importance of kerb appeal by<br />

updating the exterior of your home.<br />

Getting professionals in could set you<br />

back around £1,000, but it could add<br />

£5,000 to your home’s value, according<br />

to property expert Phil Spencer.<br />

9. Convert your loft<br />

Homeowners looking to add floor space<br />

could significantly add value to their<br />

home.<br />

10. Get planning permission<br />

If you are preparing to sell your home<br />

and can’t afford a big project to boost the<br />

value, you could consider just getting the<br />

planning permission. Buyers are prepared<br />

to pay quite a premium to avoid the<br />

paperwork involved in an extension and<br />

to know red tape won’t stand in the way<br />

of their plans and allowing them to start<br />

works the minute they pick up the keys.<br />

Submitting a basic planning application<br />

costs up to £400 but could add as much<br />

as 10% to the value of your home,<br />

according to insurance firm Hamilton<br />

Fraser.<br />

Get help submitting an application from a<br />

local planning consultant.<br />

And finally, before you start, ask the<br />

experts<br />

Improving your home to make it more<br />

enjoyable is a benefit for you and your<br />

family today. Opting for a project that<br />

will also give you a big financial boost<br />

when you sell only adds to the benefits.<br />

However, if your primary aim is to add<br />

value to your home then you should<br />

consult an expert first to make sure you’ll<br />

get a return on your investment.<br />

Invite a few estate agents to value your<br />

property and ask them what they think<br />

will add the most value. The best local<br />

agents will be able to tell you what<br />

refurbishment projects other homes on<br />

your road have benefited from and how<br />

much value those projects added.<br />

www.hoa.org.uk<br />

www.banburyliving.co.uk | 21


2<br />

1<br />

4<br />

OCEAN HUES<br />

Echoing the reassuring and relaxing colour of the sea,<br />

aqua is set to be one of the hottest shades of the season.<br />

Opt in with larger pieces of furniture wrapped in<br />

oceanic hues, or make it easier to incorporate into an<br />

existing scheme with smaller accessory items.<br />

INTERIORS <strong>2023</strong><br />

It’s that time of year where we look at our spaces anew<br />

– here are our forecasts for some upcoming interior<br />

trends if you want to refresh your home.<br />

3<br />

ARCHES<br />

Arched doors are big news in extensions<br />

and renovations, and the gentle curves are<br />

softening the hardened edges that have<br />

proliferated for so long. Use as a motif if<br />

you’re decorating, or as a shape for windows<br />

and doors if you’re renovating.<br />

SOOTHING PASTELS<br />

While we might see a rise of deep and bold colors in <strong>2023</strong>,<br />

certain spaces still call for a level of zen—and this is where<br />

pastels come back in. Think eucalyptus, mid-level blues,<br />

soft pink and putty taupes.<br />

5<br />

GET THE LOOK<br />

1. Diamond Aqua Blanket,<br />

£55, weavergreen.com; 2. Blue<br />

Arches Ceramic Pot Cover,<br />

£24.99, giselagraham.co.uk; 3.<br />

Cliff & Ocean Art Print, £41.95,<br />

abstracthouse.com; 4. image<br />

© Studio McGee; 5. Eucalyptus<br />

No.92, victorycolours.co.uk; 6.<br />

Squishmeister Corner sofa £2845,<br />

loaf.com<br />

6


HAPPY SEWING!<br />

Keeping your sewing machines in tip<br />

top condition or ‘Tickety Boo’ is the<br />

goal of Jenny Feeney from Country<br />

Clover Company...<br />

Based at her workshop in <strong>Banbury</strong>, she<br />

is now offering servicing and repairs of<br />

sewing machines covering the local area.<br />

Jenny has been professionally teaching<br />

quilting since 2017 and with over 30<br />

years of experience quilting and sewing,<br />

she understands how important it is to<br />

keep your machine in good working<br />

order.<br />

As well as services and repairs, Jenny also offers machine<br />

maintenance courses to help you and your machine work at your best<br />

and helps you understanding more about your machine. Complete<br />

with a must-have tool kit for regular cleaning and a handy reference<br />

book included, the course is held at The Fat Quarter fabric shop which<br />

is also the machine drop-off location.<br />

So, if your sewing machine is not running at its best or due<br />

for its yearly servicing, pop along to the shop or for more<br />

information on machine services and upcoming courses,<br />

visit www.countryclovercompany.com or email Jenny on<br />

countryclovercompany@gmail.com<br />

Happy Sewing!<br />

ADVERTISING FEATURE<br />

MACHINE<br />

DROP-OFF POINT<br />

The Fat Quarter,<br />

Cherwell Business Village,<br />

<strong>Banbury</strong> OX16 2SP<br />

01295 981057<br />

www.thefatquarter.co.uk<br />

JENNY FEENEY<br />

<strong>Banbury</strong> 07706 731002 countryclovercompany@gmail.com<br />

www.countryclovercompany.com<br />

Maybe it’s time for a<br />

kitchen<br />

that makes you<br />

Smile?<br />

www.banburyliving.co.uk | 23


Bring the outside in<br />

As summer draws to a close, and you’ll<br />

spend less time outside. Now is the time to<br />

bring the outside in. Here are a few ways<br />

to style biophilic elements alongside your<br />

timeless Heritage furniture and ceramics.<br />

Getting Green<br />

Perhaps the most important element of<br />

‘bringing the outside in’ - plants! Whether<br />

you are a planting pro or a fake foliage<br />

fanatic, greenery is a wonderful way to<br />

brighten up your bathroom. Choose<br />

bathroom furniture which offers lots of<br />

space for succulents and sprawling ferns.<br />

Heritage’s Dorchester range, for instance,<br />

offers recessed basins which feature ample<br />

worktop space for all your planting needs.<br />

Reap the benefits of fragrant plants. Do<br />

you have a bouquet that is about to wilt?<br />

Sprinkle the flowers into a Wenlock double<br />

ended bath for a therapeutic bathe. Or<br />

for a more energising effect, hang some<br />

eucalyptus from your Hemsby shower and<br />

breathe in the invigorating oils.<br />

Make it rain<br />

Plants love a good shower almost as much<br />

as we do! Heritage’s unforgettable designer<br />

shower combinations, with the ability to mix<br />

and match valves, single or dual controls<br />

and the kit itself, allows you to create your<br />

perfect shower. With options like the sleek<br />

Hemsby shower, the classic Dawlish shower,<br />

or the luxurious Avenbury shower, your wash<br />

space will become a tranquil retreat.<br />

Weave in some Wicker<br />

Wicker is a welcome addition to any<br />

bathroom trying to bring the outside in.<br />

This sustainable material is extremely<br />

complimentary and versatile. Pair it<br />

with any colour or shade and it will look<br />

both intentionally boho whilst also being<br />

exceptionally functional. Keep an eye out<br />

for wicker plant pots, laundry baskets and<br />

cupboard organisers, you’ll be sure to see<br />

them everywhere!<br />

Natural tones and Sandy Hues<br />

Perhaps the easiest way to add warmth<br />

to the bathroom is to opt for natural<br />

materials, like wood, slate and stone. You<br />

can easily welcome these elements in with<br />

simple additions like rustic wood shelving,<br />

botanical prints and bamboo accessories.<br />

Our fitted furniture worktops come in a<br />

variety of natural finishes such as oak,<br />

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acrylics. These natural finishes will bring the<br />

outside in and create a calm, comforting<br />

atmosphere. Alternatively, if texture isn’t<br />

for you, experiment with colour. An earthy<br />

palette with shades such as camel, taupe<br />

and mixed neutrals will make the space feel<br />

both effortlessly fresh and invitingly warm.<br />

Alternatively, green is an increasingly popular<br />

shade in bathrooms from emerald tiles to<br />

deep dark forest walls this colour makes a<br />

bold statement.<br />

Keep it Natural<br />

It’s all well and good embracing nature with<br />

design elements but you should also be<br />

making interior design choices that keep<br />

the environment in mind. Small eco-friendly<br />

choices can have such a large impact. For<br />

instance, opt for LED lighting instead of<br />

incandescent bulbs, they’re a much greener<br />

option and can save up to 90% less power,<br />

saving both money and energy. Additionally,<br />

LEDs can be hidden conveniently within<br />

bathroom furniture such as around mirrors<br />

and beneath vanities. Commonly LEDs<br />

have additional features such as dimming<br />

options and sometimes the ability to change<br />

colour. Elements like these will elevate your<br />

bathroom design, with the flick of a switch<br />

you could swap from bright white beauty<br />

lighting to dim yellow hues for relaxation.<br />

Pair warm calming hues with a deep slipper<br />

bath such as the Lynford and prepare for the<br />

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Download our brochure now to start<br />

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style inspo!


TREES MATTER<br />

In this edition, our regular contributor<br />

Matt Biggs gives us advice on where to start<br />

if you want to plant a tree...<br />

For thousands of years, we have appreciated<br />

trees, we have planted trees, we have written<br />

about trees, we have even worshipped trees.<br />

Even before we knew just how important they<br />

are to our environment, something within us<br />

recognized that trees matter.<br />

Now that we know so much more about what they contribute to<br />

our world and its wellbeing, there is no better time to plant a tree.<br />

There are so many options that the first task must be to decide<br />

what you want your tree for. Is it for structure within your garden,<br />

for shade, for visual impact? Might it be for fruit, to attract birds<br />

or just because it is your favourite tree!<br />

There are some great books on the subject, your local nursery or<br />

garden centre can give advice and radio and TV programmes are<br />

full of inspiration too, so do some research and choose your tree.<br />

Basic stuff but do look at the eventual height and spread of your<br />

tree – you might not see it when it is fully grown but you don’t<br />

want to cause problems for others and it is such a shame to have<br />

to remove a tree because it was in the wrong spot.<br />

Winter is a good time to plant, as long as the ground is frost<br />

free and not waterlogged; it is really important not to stint on<br />

the groundwork. Water the tree roots really well, even stand it in<br />

a bucket for an hour and make sure the hole is big enough – it<br />

needs to be three times as wide as the pot and the same depth.<br />

Fork the soil in the hole so that the roots can make their way<br />

easily as they develop, tease out the roots from the rootball and<br />

plant in a square hole. Use mychorrizal fungi to help the roots<br />

grow, and make sure when you place it in the hole the various<br />

aspects of it are where you want them – branches showing their<br />

‘best side’. When you refill the soil into the hole don’t leave any<br />

pockets of air, firm and water well and stake the tree if need be –<br />

all of this info is readily available to ensure that your tree has the<br />

best possible start in life. Do not plant trees too deeply, the soil<br />

level should be the same as it was in the pot.<br />

You can, of course also get the kids in on the act, acorns,<br />

conkers and tree seeds are so easily collected, pop them in a<br />

pot, labelling them so you know what is what, water and wait! It<br />

is so exciting to see that first green shoot and the tree and the<br />

child can grow together, how lovely!<br />

Whatever you plant and wherever you plant it, planting a tree is<br />

one of the most positive things you can do, for yourself and for<br />

future generations.<br />

To find out more about Matt visit his website<br />

matthewbiggs.com<br />

THE BEST<br />

TIME TO<br />

PLANT A<br />

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AGO. THE<br />

SECOND-<br />

B E S T<br />

TIME IS<br />

N O W.”<br />

CHINESE<br />

PROVERB<br />

26 | www.banburyliving.co.uk


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www.banburyliving.co.uk | 27


the joys of<br />

RETIREMENT<br />

From keeping fit and healthy to making the mental<br />

adjustment, we’ve got all the tips you need to make the most<br />

of your new-found free time.<br />

DEVELOP A ROUTINE<br />

You may find it feels more normal to<br />

continue getting up, eating and going to<br />

bed at roughly the same time every day.<br />

Plan in regular activities such as voluntary<br />

work, exercise and hobbies. This will<br />

keep things interesting and give you a<br />

purpose.<br />

WIND DOWN GENTLY<br />

Ensure a smoother transition by retiring in<br />

stages. By easing off your workload over<br />

several years, you’ll be able to get used<br />

to the idea of not working and fill your<br />

time in other ways. Ask your employer if<br />

you can cut back your working hours.<br />

EXERCISE YOUR MIND<br />

Government studies have shown that<br />

learning in later years can help people<br />

stay independent, so use your free<br />

time to continue to challenge yourself<br />

mentally, whether it’s learning an<br />

instrument or a language or getting a<br />

qualification.<br />

KEEP PHYSICALLY ACTIVE<br />

We should all aim to do at least 150<br />

minutes of moderate-intensity physical<br />

activity a week, so build up to this if you<br />

haven’t made exercise a normal part of<br />

your life previously. Why not sign up for<br />

a charity event to give you a goal to work<br />

towards?<br />

SEEK SOCIAL SUPPORT<br />

For many people, work can form a big<br />

part of their social life and it’s common<br />

to feel at a bit of a loose end once you<br />

retire. Fill the gaps by joining clubs and<br />

groups.<br />

PAMPER YOURSELF<br />

After decades of hard work, you are due<br />

some ‘me time’. Whether your idea of<br />

indulgence is a city break, a day trip to a<br />

spa or a small pleasure like dining out or<br />

going to the cinema, schedule some time<br />

for a well-deserved treat.<br />

GET A NEW PET<br />

Could you house a rescue cat or dog<br />

in need of a new home? Research<br />

has shown that our furry friends have<br />

a positive effect on our health and<br />

wellbeing.<br />

According to pet researcher Allen R.<br />

McConnell, a professor of psychology at<br />

Miami University, people with pets are<br />

generally happier, more trusting, and less<br />

lonely than those who don’t have pets.<br />

They also visit the doctor less often for<br />

minor problems.<br />

To find out more about rehoming a pet,<br />

visit your local animal rescue centre,<br />

the RSPCA or Dogs Trust. If you might<br />

be interested in volunteering to walk or<br />

foster an elderly person’s dog, contact<br />

The Cinnamon Trust.<br />

PUSH YOUR BOUNDARIES<br />

It’s easy to get stuck in a rut, both healthwise<br />

and in general, and doing something<br />

different can be a refreshing change.<br />

Some people have found that simple<br />

changes, such as trying a tasty new<br />

recipe, finding a different hairdresser or<br />

joining an exercise class they haven’t done<br />

before gives them a new zest for life.<br />

GIVE BACK TO THE<br />

COMMUNITY<br />

Ever thought of volunteering? Perhaps<br />

you’d enjoy getting involved with your<br />

local youth club, animal rescue centre,<br />

environmental organisation or elderly<br />

support group.<br />

TRAVEL MORE<br />

Always dreamt of going on an aroundthe-world<br />

cruise, a wine-tasting trip<br />

through Italy, or a simple camping<br />

expedition in the Welsh valleys? Now you<br />

can finally make those long-held plans<br />

a reality, depending on your health and<br />

budget limitations.<br />

If longer trips aren’t practical, mini breaks<br />

may be a good alternative – or even days<br />

out to places you’ve never visited before.<br />

Edited from an article published for the<br />

British Heart Foundation - find more<br />

help and advice at www.bhf.org.uk<br />

28 | www.banburyliving.co.uk


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www.banburyliving.co.uk | 29


A PRACTICAL GUIDE TO<br />

BEREAVEMENT<br />

The emotional aspect of dealing with a<br />

bereavement – even one that was expected<br />

– can be devastating, but when you start<br />

thinking about the practicalities of what to<br />

do next it can become even more stressful<br />

and overwhelming. It can be very easy<br />

to over complicate the process and get<br />

lost on your journey - the experts at<br />

the Bereavement Advice Centre have<br />

compiled this extensive guide...<br />

The steps below outline the main areas<br />

you’ll need to cover from the day your<br />

loved one passes away to the day the<br />

estate administration is completed.<br />

STEP 1 – WHERE DO I START?<br />

During the first few hours after a loved<br />

one has died, it can be very difficult<br />

knowing what to do with yourself.<br />

Knowing where to begin and taking that<br />

first step can be the hardest bit. While<br />

you’re waiting to collect the official<br />

paperwork from the doctor or the hospital<br />

to register the death, there are a few<br />

things you can be getting on with if you<br />

want to.<br />

One of these is finding any paperwork<br />

which might detail, for example, whether<br />

there are specific funeral wishes or<br />

requests for organ/body donation, as<br />

these need to be identified very soon<br />

after the death. If you feel up to it you can<br />

also begin to call family and friends to let<br />

them know what’s happened.<br />

STEP 2 – REGISTERING THE DEATH<br />

With the exception of when the Coroner<br />

is involved you’ll usually be contacted<br />

by either the hospital or the deceased’s<br />

doctor to arrange collection of the<br />

Medical Certificate of Cause of Death<br />

(MCCD for short). You can then make<br />

an appointment with the Registrar to<br />

complete the official registration, it’s<br />

worth bearing in mind the death needs<br />

to be registered in the county where the<br />

person died, not where they lived.<br />

STEP 3 – MAKING THE FUNERAL<br />

ARRANGEMENTS<br />

It’s important to remember when you<br />

hand over the “Green Form” you are<br />

personally entering into the contract for<br />

payment with the Funeral Director.<br />

If you’ve found a Will or even a Letter<br />

of Wishes this might give you an idea<br />

about what your loved one wants for their<br />

funeral. This can be a relief for some as it<br />

takes some of the decisions out of their<br />

hands, but it can be a concern for others<br />

especially if there isn’t enough money or<br />

the requests are unrealistic. It’s important<br />

to understand that funeral wishes in a Will<br />

aren’t legally binding and don’t have to<br />

be followed if they’re not possible.<br />

STEP 4 – BUILDING A PICTURE OF<br />

THE ESTATE<br />

If you had Power of Attorney or managed<br />

the deceased’s finances you will probably<br />

have a clear picture of how the estate is<br />

put together. Alternatively the deceased<br />

may have been very organised, leaving<br />

you with a folder or filing cabinet<br />

containing all the information you’ll need<br />

to look after the estate.<br />

If you aren’t in this position don’t panic,<br />

it may take a bit more investigating but<br />

you will get there. Take some time to<br />

check through any paperwork for details<br />

of who they dealt with for banking and<br />

other matters. You’re only looking for<br />

a name – it doesn’t matter at this point<br />

whether accounts are open or closed. A<br />

starting point could be a debit or credit<br />

card in their purse or wallet, a bank<br />

statement, a utility bill or even a memory<br />

of a conversation about going to a certain<br />

bank or building society. It all helps.<br />

STEP 5 – LETTING EVERYONE KNOW<br />

There will probably be more people to tell<br />

about the death than you expect, and it<br />

can be hard to think of everyone.<br />

It can be helpful to make two lists, one<br />

for personal e.g. family/friends/work<br />

colleagues and another for professional<br />

e.g. financial organisations/insurance<br />

companies/family solicitor/accountant/<br />

financial advisor. You can then use the<br />

lists to make additional notes, which will<br />

help you keep track of what you have<br />

done and what is left.<br />

STEP 6 – WORKING OUT IF YOU<br />

NEED PROBATE<br />

It’s worth remembering that Probate is<br />

only needed in certain circumstances,<br />

not just because a Will hasn’t been<br />

made or because the total value of the<br />

whole estate seems high. There are<br />

different factors which make Probate<br />

a requirement, but in simple terms it is<br />

decided by the value of individual sole<br />

assets within a person’s estate. There are<br />

exceptions to this rule so call us and we<br />

can check for you.<br />

STEP 7 – THE FINAL STEP<br />

Once you’ve obtained Probate (if required)<br />

then you can arrange for any sole assets<br />

to be sold or transferred. Before you hand<br />

over anything to the beneficiaries you’ll<br />

need to make sure any debts are settled<br />

and Inheritance Tax has been paid.<br />

When you’re comfortable that all debts<br />

have been paid you can either:<br />

Follow the instructions in the Will to pay<br />

any Legatees/Beneficiaries OR Distribute<br />

the estate to the deceased’s relatives in<br />

line with inheritance laws called the Rules<br />

of Intestacy<br />

It’s really important that you keep clear<br />

records that show what money is coming<br />

in and out of the estate as this will give<br />

you a clear paper trail showing how the<br />

estate has been administered. You can<br />

then put these together with the Death<br />

Certificate, the Will (if there was one) and<br />

the Grant of Probate (if this was required)<br />

to form your estate accounts.<br />

Edited from an article published for<br />

the Bereavement Advice Centre, you<br />

can find more information and advice<br />

at bereavementadvice.org or call 0800<br />

634 9494.<br />

30 | www.banburyliving.co.uk


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www.banburyliving.co.uk | 31

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