The Indian Weekender, 10 March 2023
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Read online www.iwk.co.nz Friday, <strong>10</strong> <strong>March</strong>, <strong>2023</strong><br />
NEW ZEALAND 11<br />
Homeownership can lead to<br />
a sense of empowerment for<br />
women: Rasleen Kaur<br />
MAHESH KUMAR<br />
To mark International Women’s Day<br />
on <strong>March</strong> 8, <strong>The</strong> <strong>Indian</strong> <strong>Weekender</strong><br />
spoke with Rasleen Kaur, Mortgage<br />
Advisor at Sandeep Khanna Mortgages<br />
in Christchurch. She shared her inspiring<br />
story of success through resilience and<br />
determination.<br />
Kaur takes pride in helping women<br />
achieve their dream of home ownership<br />
while also empowering them to take<br />
control of their finances and becoming<br />
financially independent.<br />
Kaur started her career as a home lender<br />
with a bank in 2014 and worked there until<br />
2021. During these years, she worked as a<br />
home lender in retail and business banking.<br />
After having her second child in 2021, she<br />
got an opportunity to work as a mortgage<br />
advisor, which offered her the flexibility<br />
she needed while working full-time and<br />
looking after her young family.<br />
Despite facing situations where her<br />
skills, knowledge, and experience were<br />
underestimated because of her gender,<br />
Kaur feels fortunate to work with the right<br />
people who believe in her capabilities.<br />
“As a result of the encouragement and<br />
mentorship I have received from Sandeep<br />
Khanna and Mona, I have managed such<br />
situations to deliver positive outcomes for<br />
my clients,” she said.<br />
Emphasising the importance of financial<br />
independence for women, Kaur says,<br />
“Homeownership provides financial<br />
security and a sense of empowerment<br />
that helps women focus on other goals,<br />
such as retirement savings, raising family,<br />
and improving the quality of their lives.”<br />
She takes special pride in<br />
helping women, including<br />
“Being<br />
a woman<br />
professional in this<br />
industry undoubtedly<br />
can be a bit much<br />
sometimes; this gets<br />
even more challenging<br />
when you are a<br />
‘mom’ as well.<br />
single mothers with young<br />
children, achieve their<br />
home ownership goals.<br />
“I remember the feeling<br />
of joy when I helped a<br />
single mom with young<br />
kids in achieving her home<br />
ownership goals by working<br />
with them for a few months.<br />
This involved a lot of hard work<br />
ranging from helping them with budget<br />
planning to tidying up their accounts,<br />
working with them on their short-term and<br />
long-term goals,” she said.<br />
She believes women these days have<br />
many resources available to them, such<br />
as social media, seminars by financial<br />
institutions, and professional guides to<br />
help them become financially independent.<br />
Kaur’s tips for women wanting to secure<br />
a home mortgage include sorting out their<br />
finances, differentiating between needs<br />
and wants, and cutting off other liabilities<br />
and debts. She also advises seeing a<br />
mortgage advisor early on in the homebuying<br />
journey.<br />
<strong>Indian</strong> players shine as NZ beats<br />
Australia in O40I tournament<br />
MAHESH KUMAR<br />
New Zealand has defeated Australia<br />
by 2-0 in the historic Over-<br />
40s International series held in<br />
Christchurch. <strong>The</strong> tournament that began<br />
on 19 February lasted for a week, with two<br />
warm-up games followed by three O40I<br />
matches.<br />
This victory marks an incredible<br />
achievement for the New Zealand over-<br />
40s cricket team, who put up a fantastic<br />
performance against their Australian<br />
counterparts. It was a thrilling series<br />
of cricket, with both teams showing<br />
remarkable skills, dedication, and<br />
commitment.<br />
<strong>The</strong> three Kiwi-<strong>Indian</strong> players<br />
participating in the tournament- Vishal<br />
Dube, Hardeep Singh and Deepak Joon all<br />
contributed with their skills to help New<br />
Zealand post the win.<br />
<strong>The</strong> historic tournament which was the<br />
first O40I played anywhere in the world<br />
had the International Masters Cricket<br />
Committee Chairman, Stirling Hamman,<br />
present at the occasion.<br />
Jim Morrison, Director of NZ Over-40s<br />
Cricket said, “<strong>The</strong> series was a wonderful<br />
way to start over-40s cricket around the<br />
world. We hope that the success of this<br />
series will attract new players, supporters<br />
and sponsors to this amazing new format<br />
of cricket.”<br />
New Zealand won the first O40I match<br />
by six wickets. <strong>The</strong> second match was<br />
washed out without a ball bowled due to<br />
damp pitch.<br />
<strong>The</strong> second and final O40I match saw<br />
New Zealand win by 43 runs. James<br />
Marshall’s 70 runs and Adam Hastilow’s<br />
3/13 helped New Zealand finish at 232/9.<br />
Australia’s Over 40s Cricket scored 198,<br />
and the New Zealand team won the series<br />
2-0.<br />
Commenting on the win, Vishal Dubey<br />
told <strong>Indian</strong> <strong>Weekender</strong>, “Winning the<br />
tournament was the best feeling and for<br />
most of us it was realising our dream to<br />
play and to represent the country in over<br />
40s cricket.”<br />
“I want to thank Jim for organising<br />
the event and making it a memorable<br />
experience and Rhys Henderson, the team<br />
manager, for taking excellent care of the<br />
team, allowing them to focus solely on<br />
cricket and Our team physio Graham who<br />
made certain the boys were ready for their<br />
next game despite the most challenging<br />
aspect of the tournament for us was being<br />
match fit. We are now looking forward to<br />
the first-ever over40’s world cup.”<br />
Being a working mother in the financial<br />
industry can be overwhelming as Kaur<br />
shares, “Being a woman professional in<br />
this industry undoubtedly can be a bit<br />
much sometimes; this gets even more<br />
challenging when you are a mom as well.<br />
<strong>The</strong> mortgage mom is another level; I<br />
am a mother of two little kids under<br />
the age of 4, and no matter how<br />
much flexibility we are given in<br />
this industry, some days get<br />
really tough.<br />
Sometimes, I get calls<br />
when putting kids to<br />
sleep or when I am out<br />
spending quality time<br />
with them.<br />
One of the reasons people<br />
come to advisers is that<br />
they can be contacted after<br />
hours or on weekends. So<br />
this is something that’s<br />
unavoidable and we are<br />
prepared for.”<br />
Kaur says she is<br />
fortunate to work for SKM, where she has<br />
been given opportunities for professional<br />
growth and flexibility in managing work-life<br />
balance.<br />
Kaur also hopes to see more women<br />
join the industry to bring a different<br />
perspective and empathy much needed in<br />
the financial industry.