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The Indian Weekender, 10 March 2023

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Read online www.iwk.co.nz Friday, <strong>10</strong> <strong>March</strong>, <strong>2023</strong><br />

NEW ZEALAND 11<br />

Homeownership can lead to<br />

a sense of empowerment for<br />

women: Rasleen Kaur<br />

MAHESH KUMAR<br />

To mark International Women’s Day<br />

on <strong>March</strong> 8, <strong>The</strong> <strong>Indian</strong> <strong>Weekender</strong><br />

spoke with Rasleen Kaur, Mortgage<br />

Advisor at Sandeep Khanna Mortgages<br />

in Christchurch. She shared her inspiring<br />

story of success through resilience and<br />

determination.<br />

Kaur takes pride in helping women<br />

achieve their dream of home ownership<br />

while also empowering them to take<br />

control of their finances and becoming<br />

financially independent.<br />

Kaur started her career as a home lender<br />

with a bank in 2014 and worked there until<br />

2021. During these years, she worked as a<br />

home lender in retail and business banking.<br />

After having her second child in 2021, she<br />

got an opportunity to work as a mortgage<br />

advisor, which offered her the flexibility<br />

she needed while working full-time and<br />

looking after her young family.<br />

Despite facing situations where her<br />

skills, knowledge, and experience were<br />

underestimated because of her gender,<br />

Kaur feels fortunate to work with the right<br />

people who believe in her capabilities.<br />

“As a result of the encouragement and<br />

mentorship I have received from Sandeep<br />

Khanna and Mona, I have managed such<br />

situations to deliver positive outcomes for<br />

my clients,” she said.<br />

Emphasising the importance of financial<br />

independence for women, Kaur says,<br />

“Homeownership provides financial<br />

security and a sense of empowerment<br />

that helps women focus on other goals,<br />

such as retirement savings, raising family,<br />

and improving the quality of their lives.”<br />

She takes special pride in<br />

helping women, including<br />

“Being<br />

a woman<br />

professional in this<br />

industry undoubtedly<br />

can be a bit much<br />

sometimes; this gets<br />

even more challenging<br />

when you are a<br />

‘mom’ as well.<br />

single mothers with young<br />

children, achieve their<br />

home ownership goals.<br />

“I remember the feeling<br />

of joy when I helped a<br />

single mom with young<br />

kids in achieving her home<br />

ownership goals by working<br />

with them for a few months.<br />

This involved a lot of hard work<br />

ranging from helping them with budget<br />

planning to tidying up their accounts,<br />

working with them on their short-term and<br />

long-term goals,” she said.<br />

She believes women these days have<br />

many resources available to them, such<br />

as social media, seminars by financial<br />

institutions, and professional guides to<br />

help them become financially independent.<br />

Kaur’s tips for women wanting to secure<br />

a home mortgage include sorting out their<br />

finances, differentiating between needs<br />

and wants, and cutting off other liabilities<br />

and debts. She also advises seeing a<br />

mortgage advisor early on in the homebuying<br />

journey.<br />

<strong>Indian</strong> players shine as NZ beats<br />

Australia in O40I tournament<br />

MAHESH KUMAR<br />

New Zealand has defeated Australia<br />

by 2-0 in the historic Over-<br />

40s International series held in<br />

Christchurch. <strong>The</strong> tournament that began<br />

on 19 February lasted for a week, with two<br />

warm-up games followed by three O40I<br />

matches.<br />

This victory marks an incredible<br />

achievement for the New Zealand over-<br />

40s cricket team, who put up a fantastic<br />

performance against their Australian<br />

counterparts. It was a thrilling series<br />

of cricket, with both teams showing<br />

remarkable skills, dedication, and<br />

commitment.<br />

<strong>The</strong> three Kiwi-<strong>Indian</strong> players<br />

participating in the tournament- Vishal<br />

Dube, Hardeep Singh and Deepak Joon all<br />

contributed with their skills to help New<br />

Zealand post the win.<br />

<strong>The</strong> historic tournament which was the<br />

first O40I played anywhere in the world<br />

had the International Masters Cricket<br />

Committee Chairman, Stirling Hamman,<br />

present at the occasion.<br />

Jim Morrison, Director of NZ Over-40s<br />

Cricket said, “<strong>The</strong> series was a wonderful<br />

way to start over-40s cricket around the<br />

world. We hope that the success of this<br />

series will attract new players, supporters<br />

and sponsors to this amazing new format<br />

of cricket.”<br />

New Zealand won the first O40I match<br />

by six wickets. <strong>The</strong> second match was<br />

washed out without a ball bowled due to<br />

damp pitch.<br />

<strong>The</strong> second and final O40I match saw<br />

New Zealand win by 43 runs. James<br />

Marshall’s 70 runs and Adam Hastilow’s<br />

3/13 helped New Zealand finish at 232/9.<br />

Australia’s Over 40s Cricket scored 198,<br />

and the New Zealand team won the series<br />

2-0.<br />

Commenting on the win, Vishal Dubey<br />

told <strong>Indian</strong> <strong>Weekender</strong>, “Winning the<br />

tournament was the best feeling and for<br />

most of us it was realising our dream to<br />

play and to represent the country in over<br />

40s cricket.”<br />

“I want to thank Jim for organising<br />

the event and making it a memorable<br />

experience and Rhys Henderson, the team<br />

manager, for taking excellent care of the<br />

team, allowing them to focus solely on<br />

cricket and Our team physio Graham who<br />

made certain the boys were ready for their<br />

next game despite the most challenging<br />

aspect of the tournament for us was being<br />

match fit. We are now looking forward to<br />

the first-ever over40’s world cup.”<br />

Being a working mother in the financial<br />

industry can be overwhelming as Kaur<br />

shares, “Being a woman professional in<br />

this industry undoubtedly can be a bit<br />

much sometimes; this gets even more<br />

challenging when you are a mom as well.<br />

<strong>The</strong> mortgage mom is another level; I<br />

am a mother of two little kids under<br />

the age of 4, and no matter how<br />

much flexibility we are given in<br />

this industry, some days get<br />

really tough.<br />

Sometimes, I get calls<br />

when putting kids to<br />

sleep or when I am out<br />

spending quality time<br />

with them.<br />

One of the reasons people<br />

come to advisers is that<br />

they can be contacted after<br />

hours or on weekends. So<br />

this is something that’s<br />

unavoidable and we are<br />

prepared for.”<br />

Kaur says she is<br />

fortunate to work for SKM, where she has<br />

been given opportunities for professional<br />

growth and flexibility in managing work-life<br />

balance.<br />

Kaur also hopes to see more women<br />

join the industry to bring a different<br />

perspective and empathy much needed in<br />

the financial industry.

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