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BEAUTY<br />
CONFIDENTIAL<br />
* FEMME FATALE LIPS<br />
* FAST FIXES FOR<br />
FABULOUS SKIN<br />
* HOT HAIR HUES<br />
7 THE SPICES<br />
OF LIFE<br />
FOR<br />
THE<br />
BENEFITS<br />
OF<br />
324<br />
ISSUE 17 $9.95 INCL GST<br />
9 771174 195038<br />
QUICKIES<br />
01<br />
IN THE<br />
OFFICE<br />
WHAT<br />
TO<br />
SUPER<br />
HEALTH<br />
p.122<br />
WEAR<br />
NEXT!<br />
<strong><strong>M2</strong>woman</strong>.co.nz<br />
JUNE/JULY 2012<br />
LIV TYLER<br />
“I was<br />
not<br />
this little<br />
rich<br />
girl.”<br />
“Th e old saying is true – behind every good man there’s<br />
an incredible woman.” – ROBERT DOWNEY, JR.<br />
FACE YOUR FEARS, FOLLOW YOUR DREAMS & FIND SUCCESS<br />
p.54<br />
INSIDER<br />
REPORTTHE KEYS<br />
TO FINANCIAL<br />
INDEPENDENCE<br />
WANT YOUR<br />
SUMMER<br />
BACK?<br />
p.128<br />
WIN!<br />
A TRIP FOR 2<br />
TOBALI!<br />
p.8<br />
LOVE<br />
@FIRST<br />
BYTE?<br />
p.146<br />
p.124
080 AS THE CROW FLIES<br />
ON THE COVER<br />
046 LEADING WOMAN HEY GIRL<br />
Zooey Deschanel on being the<br />
A-Dork-able New Girl.<br />
048 COVER STORY LIV LIFE Liv Tyler on<br />
all that’s elegant and punk rock.<br />
144 MEN WE LOVE MAN APART The<br />
ultimate comeback kid, Robert<br />
Downey, Jr.<br />
118 HEALTH NUTRITION THE SPICES<br />
OF LIFE The unassuming spices<br />
that pack serious punch.<br />
122 FITNESS WORKOUT OFFICE<br />
���������������������������������<br />
that can help to combat the<br />
hazards of modern life.<br />
128 SUCCESS MONEY INDEPENDENT<br />
WOMAN Learn to unleash your<br />
������������������<br />
062<br />
052<br />
FEATURES<br />
055 NZ WOMAN FIVE FOOT AND<br />
UNDER FIRE When one woman<br />
decided to apply for the AOS.<br />
030 DEBUT STARLET GOL-DARNED<br />
GOOD Inge Rademeyer debuts<br />
������������������������������<br />
Good For Nothing.<br />
027 LOOKING BACK<br />
THE BALLAD OF MINNIE DEAN<br />
�������������������������������<br />
executed in New Zealand history.<br />
FASHION<br />
034 FASHION TRENDS CUT & COLLAR,<br />
KNITTY GRITTY & CHECK MATE The<br />
newest to keep your eye out for.<br />
057 NZ STYLE IN THE BLACK Why black<br />
is ingrained in the psyche.<br />
060 FASHION REPORT iD IDENTITY The<br />
future of NZ’s iconic fashion week.<br />
JUNE/JULY 2012<br />
CONTENTS<br />
080 FASHION AS THE CROW FLIES<br />
Gothic glam with a pop of colour.<br />
088 FASHION 12:40 TO BRUGES<br />
Channelling the charm of the ‘40s.<br />
098 STYLE PHILE GET COSY<br />
We serve up our favourite delights.<br />
BEAUTY<br />
062 BEAUTY INSPIRATION SOFT<br />
CANDY The hottest candied hues<br />
for your wearing pleasure.<br />
068 BEAUTY HOW TO PERFECT<br />
PASTELS Bid adieu to the Winter<br />
blues with the prettiest of pastels.<br />
070 BEAUTY SKIN BEST IN BODY Keep<br />
your skin luscious as it gets colder.<br />
074 BEAUTY POUT RAVISHING RED<br />
������������������������������<br />
of red.<br />
079 BEAUTY NEWS BEAUTY SPOT The<br />
latest in the world of beauty...<br />
076 BEAUTY HAIR HOT HAIR HUES The<br />
hottest shades this season.<br />
073 BEAUTY PICKS THE HOT LIST.<br />
046
010<br />
CONTENTS<br />
139 SPEED QUEEN<br />
104<br />
FITNESS & HEALTH<br />
120 WINTER WELLNESS BUILDING<br />
IMMUNITY Protect yourself from<br />
Winter bugs.<br />
125 FITNESS SOLUTION SHOULD I<br />
WORK OUT IF I HAVE A COLD?<br />
Does exercise hinder or<br />
help recovery?<br />
LIVING & TRAVEL<br />
042 TRAVEL STYLE SHIFTING SANDS<br />
The glittering opulence of Dubai.<br />
104 TASTE MAKERS CATERING TO<br />
TALENT Recipes from Sue Fleischl<br />
of The Great Catering Company.<br />
112 WINE TASTING PINOT PRIMA<br />
DONNA The rise of the Pinot.<br />
<strong>M2</strong>WOMAN.CO.NZ<br />
114 WINE CONNOISSEUR ALL THAT<br />
SPARKLES The bubbling world<br />
of Champagne.<br />
116 FOOD NEWS CHECKOUT Our<br />
pick of the latest food news<br />
and trends.<br />
132 BOUTIQUE TRAVEL THE ARTISAN<br />
APPROACH The secret food<br />
haven of the Gold Coast.<br />
134 TRAVEL ABROAD TIME TRAVEL<br />
Discovering the past and present<br />
in Ephesus.<br />
SUCCESS<br />
130 SUCCESS NEWS ON THE RISE The<br />
latest in the business world.<br />
126 SUCCESS STRATEGY FACING<br />
YOUR FEARS IN FIVE (RELATIVELY)<br />
EASY STEPS How to face your<br />
fears to live your dreams.<br />
030<br />
098<br />
EVERY ISSUE<br />
016 EDITOR’S LETTER<br />
018 INBOX <strong>M2</strong>WOMAN READER<br />
LETTERS What you think.<br />
019 YOUR SAY Q&A: NEW ZEALAND<br />
WOMAN ON THE STREET<br />
021 OUT & ABOUT<br />
023 ENTERTAINMENT OPENER<br />
DEMOLITION WOMAN The rise<br />
of Zowie.<br />
025 ENTERTAINMENT DOWNTIME<br />
Books, Music & Film<br />
032 DIARY Our pick of the must-see<br />
events for June and July.<br />
102 DIRECTORY ONE STOP SHOP<br />
139 WHEELS SPEED QUEEN The Toyota<br />
Racing Series with Italian racer,<br />
Michela Cerruti.<br />
142 TECHNO PHILES THE WHITE STUFF.<br />
146 LAST SAY LOG ON FOR LOVE? Is<br />
internet dating our future?
V<br />
BEAUTIFUL at all.”<br />
With a mother who was a model and a father who was a rock<br />
star, Liv Tyler was always set for stardom. After a whirlwind<br />
career as a teen model and now a highly-regarded actress, the<br />
statuesque beauty may just be carving a new career in the<br />
footsteps of her rocker dad.<br />
LI<br />
“I don’t think I’m particularly<br />
Words by Nick Ward<br />
LIFE
050<br />
Recently, scientists have been trying to<br />
convince us that beauty can be whittled<br />
down to a few scant numbers. The<br />
distance between the nose and the<br />
mouth. The measurement from one eye<br />
to the other. The proportions of the face.<br />
Predictably and disappointingly, they<br />
declared that a blonde beauty pageant<br />
contestant from the UK was the most<br />
beautiful woman on the planet. A wholly unremarkable woman<br />
who perkily declared that she couldn’t see what all the fuss was<br />
about. Well, missy, neither could we. Her looks were vanilla.<br />
There was nothing striking about her at all.<br />
It was because the scientists, in their quest to define beauty,<br />
had failed to take into account that beauty, like art, comes from<br />
features that aren’t in perfect symmetry. Betty Davis’ eyes. Marilyn<br />
Monroe’s mole. Salma Hayek’s curves. Angelina Jolie’s lips. They<br />
all defy logic in order to defy beauty. Like a soulless poem written<br />
by a computer, science once again has failed to quantify art.<br />
Which brings us, naturally, to Liv Tyler’s mouth. Looking at her<br />
mouth and lips in isolation, you could be forgiven for thinking<br />
that there’s something not quite right there. In fact, just a cursory<br />
glance online will spit out an avalanche of hits on the subject. Did<br />
Liv Tyler’s lips bother you in the new Hulk movie? Is Liv Tyler<br />
ruining her lips with collagen? Are Liv Tyler’s lips bigger? And<br />
so on. Yes, her mouth is the most striking feature about her. It’s<br />
a defining element. There’s little doubt her mouth would fail the<br />
scientists’ test. It’s also what makes her so beautiful.<br />
“I don’t think I’m particularly beautiful at all.”<br />
Her mouth doesn’t sit perfectly on her face. If you were drawing<br />
a caricature of her, it is, without doubt, the feature you would put<br />
the most emphasis on. It even shapes the way she speaks. Without<br />
that mouth, she would just be another pretty actress in a sea of<br />
pretty actresses. In a world obsessed with<br />
the beauty myth, it is something women<br />
around the world should celebrate.<br />
Natural beauty is naturally off-centre.<br />
Enhanced, hair-brushed, plastic/perfect<br />
beauty is unnatural. The skinny, bleachblonde<br />
babes will never stand the test of<br />
time. They will be forever consigned to<br />
the shelves of imitations. Beauty such as<br />
Liv Tyler’s is timeless. Classical.<br />
It’s a beauty that, like Ms Tyler<br />
herself, would be nothing without her<br />
mouth. In fact, without her mouth, Liv Tyler would have no<br />
identity – literally.<br />
Liv Rundgren was born at Mount Sinai Hospital, New York<br />
on the 1 July 1977. She is the first-born daughter of Bebe Buell,<br />
a model, singer, and former Playboy Playmate (Miss November<br />
1974), and rock star, Todd Rundgren. Her mother named her<br />
after Norwegian actress, Liv Ullmann, after seeing Ullmann on<br />
the cover of the TV Guide.<br />
“My mum was so amazing. She was a singer and she’d been a<br />
model, so she had all these beautiful clothes and makeup, and<br />
in the bathroom all her jewellery was pinned to the wall... it was<br />
more than a little girl could ever dream of! When she went out,<br />
she would always say, ‘Don’t get into my stuff!’ and the first thing<br />
I would do was go mad dressing up.”<br />
Of course, already you know there’s something wrong with this<br />
story. Who on earth is Liv Rundgren? Well, it’s the person that Liv<br />
Tyler might well have remained if not for her distinctive mouth.<br />
Her father’s mouth as it happens.<br />
When she was just eight years old, Liv’s mother introduced her<br />
to Steven Tyler backstage at one of Todd’s shows. At the time,<br />
nothing was said about any possible biological connection. But<br />
Liv sensed there was something about him.<br />
<strong>M2</strong>WOMAN.CO.NZ<br />
“I didn’t know what it was but I started to see him more, and it<br />
would mean so much to me that I would write about it in my<br />
diary. I was very confused.”<br />
Then in 1988, Liv met Mia (Steven’s daughter with his first<br />
wife, Cyrinda, who bares more than a passing resemblance to Liv)<br />
at an Aerosmith concert. The mouth sealed the deal. They both<br />
possessed the same distinctive mouth. Steven Tyler’s mouth.<br />
‘’I don’t think my Dad was in any position to be a father.<br />
Steven, that is. What an amazing thing Todd did for me… luckily,<br />
it just made me feel more loved. It meant that I had two dads<br />
instead of one.’’<br />
Buell’s stated reason for the initial decision not to tell Liv<br />
about her biological father was that Steven was too heavily<br />
addicted to drugs at the time of her birth. As we know, since<br />
learning the truth about her paternity, Liv and Steven have<br />
developed a close relationship.<br />
“I have these slumber parties with my father and when we can’t<br />
sleep, we stay up all night trading beauty tips. He knows all about<br />
the good creams and masks.”<br />
“I can smell my dad from a mile away. I can smell it whenever he’s<br />
worn my clothes. He has this ambery smell that just melts into him.”<br />
A father she didn’t realise was her father until she was eight<br />
years old. A father who gives her beauty tips and wears her clothes.<br />
DNA that is part playboy model, part rock star. Liv, like her<br />
mouth, is anything but standard.<br />
“Sure, my childhood was unusual. All these eccentric, wild<br />
people frequented our home: rock stars, drag queens, models,<br />
bikers, freaks. But I was not this little rich girl. My mum and I<br />
lived in an apartment.”<br />
While she built a fairly successful career as a teen model, it<br />
was her father who helped propel Liv towards stardom and into<br />
the public eye. In 1994, she starred in Aerosmith’s music video<br />
for their song, “Crazy”. Liv and Alicia Silverstone play a pair of<br />
schoolgirls who cut class, tease<br />
“When I was pregnant, I<br />
exercised and was healthy<br />
but it was also THE FIRST<br />
TIME SINCE I WAS 14<br />
that I wasn’t on a diet.”<br />
boys on the road, and hang out at<br />
a strip club.<br />
“Steven and I vetoed the first<br />
script,” Liv’s mother told the<br />
media. “Oh my god, it had some<br />
racy stuff in there. It had a kiss<br />
between Liv and Alicia. Steven<br />
and I just looked at each other and<br />
went; ‘Uh-huh, sure. When hell<br />
freezes over!’”<br />
Tyler and her 46-year-old father<br />
both appeared on the cover of Rolling Stone <strong>Magazine</strong>. In the<br />
accompanying article, she said, “I understand why people might<br />
have a problem with it but I have no problem with it, and Steven<br />
has no problem with it, and if other people have a problem with<br />
it, it’s their problem.” When Steven was in turn asked about his<br />
daughter’s growing status as a sex symbol, he had this to say, “As<br />
a father, I’m a realist. You can teach your children well and hope<br />
you’ve taught them some good sense... I told my daughters...<br />
‘Flaunt it. But if you lift your skirt, every little boy’s tongue’s<br />
gonna want to be up there.’”<br />
Forbidden lesbian kisses and inappropriate fatherly advice<br />
aside, this video made the world stand up and pay attention, and<br />
launched the careers of both actresses. Liz made her film debut the<br />
same year in Silent Fall, starring Richard Dreyfuss.<br />
By all accounts, the film was a thinly written whodunit that<br />
disappeared in the video bargain bins as quickly as it surfaced.<br />
But little matter because Liv had proved that she was more than<br />
just a pretty face. She could act. More than that, she could hold<br />
the screen.<br />
Soon she was taking roles that allowed her to step up from just<br />
being a pretty support face and into the spotlight.<br />
Notably Empire Records and Stealing Beauty.
&<br />
FIVE FOOT<br />
UNDER FIRE<br />
Growing up in the Deep South, Liz Williams dreamt of one day<br />
becoming the Milky Bar Kid. While that dream didn’t quite pan out,<br />
many of her other grand schemes have come to fruition – including being<br />
accepted into the highly specialised Armed Offenders Squad (AOS).<br />
It’s hard to imagine the blonde-maned Williams, all<br />
1.5 metres of her, decked out in official AOS gear that<br />
has to weigh almost as much as she does. It’s just one<br />
facet of Williams’ life that she accepts not everyone will<br />
comprehend, even though she has never felt hampered<br />
by her stature or her sex.<br />
Williams grew up in the rural Catlins coastal town<br />
of Pounawea. Her<br />
“not terribly traditional”<br />
outlook coupled with a rural,<br />
outdoorsy upbringing steered<br />
Williams towards careers<br />
that most women wouldn’t<br />
consider, the first being a<br />
motorbike mechanic in Otago<br />
when she was a teenager.<br />
“The first real job I wanted<br />
was to be a motorbike<br />
mechanic and I had a very<br />
early setback. When I went<br />
and did my interview, one<br />
of the questions was, ‘What<br />
would you do if a motorbike<br />
fell over and you had to pick<br />
it up?’ Because I was obviously<br />
very slight and I said, ‘Well,<br />
I’d try to pick it up or I’d get<br />
someone to help me.’ I missed<br />
out on the job and they wrote<br />
me a letter saying they didn’t<br />
think I’d be able to handle the<br />
physical aspect of the job.”<br />
While this may have been<br />
a blow to some people, Williams saw the criticism as a challenge<br />
and, like the critiques she was to receive later in life, used it to<br />
her advantage.<br />
“Negative comments like that have become real positives for me<br />
when achieving things because when people are telling you that<br />
you can’t do something based on your size, you’re probably going<br />
to go further out of your way to prove them wrong.”<br />
Growing up in the country, Williams was the third oldest of<br />
five children with an older brother and sister and two younger<br />
sisters. It was this middle child mentality that she says had a huge<br />
influence on her personal and professional life.<br />
“I’m a middle child and I often see middle children who<br />
become mediators, whether it’s in their professional or personal<br />
Words by Frances Gordon<br />
“…when people are telling you<br />
that you can’t do something<br />
BASED ON YOUR SIZE, you’re<br />
probably going to go further out of<br />
your way to prove them wrong.”<br />
life and I’ve found myself doing that… I don’t know why we<br />
become mediators but we do!”<br />
After high school, Williams moved straight into the Air Force,<br />
where the then 17-year-old served for nearly six years as a parachute<br />
packer, though she had grander goals going into it.<br />
“I had great aspirations to be a fighter pilot and many other<br />
glamorous things but I was so terrible at math and physics… it was<br />
as far from my desire as I could<br />
have gone but it afforded me an<br />
opportunity to get into sports<br />
through the military, which was<br />
something I hadn’t done much<br />
of growing up in the country.”<br />
While in the Air Force,<br />
Williams was recruited by the<br />
police force. Her decision to<br />
join the police was one that<br />
would change her life forever.<br />
She moved straight to her first<br />
posting in Palmerston North,<br />
where she lived and worked<br />
until 2009, moving up the<br />
ranks to become a negotiator<br />
and then a detective in the CIB.<br />
The AOS had always been a<br />
dream job for Williams, though<br />
she had never been recruited<br />
and her annual applications<br />
were never taken further than<br />
the first stage. Eventually,<br />
Williams put the AOS dream<br />
on the back burner, to focus<br />
on starting a family with her<br />
husband, Mike (also a police officer). But her dream to serve in the<br />
AOS was reignited when her husband was recruited, and with his<br />
encouragement, she started a new training regime with a goal to<br />
make it through the next selection process.<br />
This time around, Williams’ application was successful and<br />
she was admitted into the AOS training programme. What was<br />
to follow was a “brutal” period of training and selection, held<br />
over three separate sessions. The courses were a mix of theoretical<br />
knowledge along with hours of physical training exercises – all done<br />
on the least amount of sleep possible to test whether candidates<br />
could work under maximum pressure and little sleep (as most AOS<br />
call outs are in the middle of the night). This was all, of course,<br />
done while wearing more than 20 kilograms of body armour.<br />
<strong>M2</strong>WOMAN.CO.NZ<br />
055
NOUR HASSAN. IMAGE COURTESY OF NOUR HASSAN. PHOTOGRAPHER HANNAH RICHARDS. BLACK: THE HISTORY OF BLACK IN FASHION, SOCIETY AND CULTURE IN NEW ZEALAND BY NEW ZEALAND FASHION MUSEUM. COURTESY OF PENGUIN GROUP (NZ), MARCH 2012.<br />
IN THE<br />
BLACK<br />
Th e colour black plays a predominant<br />
role in the New Zealand psyche.<br />
You may not agree at fi rst, but think<br />
about it; our fashion, sport, music<br />
and art are all largely infl uenced and<br />
supported by the colour black.<br />
>><br />
RAVISHING RED LIPS l BEST IN BODY l PERFECT PASTELS<br />
FASHION & BEAUTY<br />
<strong>M2</strong>WOMAN.CO.NZ<br />
057
Soft Candy<br />
PHOTOGRAPHY: FIONA QUINN<br />
MAKEUP: AMBER CARROLL USING LEIGHTON DENNY<br />
HAIR: SHONTAL HEALEY Y @ STEPHEN MARR USING KEVIN MURPHY<br />
MODEL: LIV O’DRISCOLL @ RED11<br />
PHOTO ASSISTANT: LUKE DENNY<br />
RETOUCHING:<br />
RETOU MONICA CHAMORRO
Peach Pop ~ Use soft tones of peach and white<br />
liner on the eye for a look that’s fresh and light.<br />
<strong>M2</strong>WOMAN.CO.NZ<br />
063
Skirt, $579, by Helen Cherry.<br />
Skirt (worn over), $400, by<br />
Jimmy D. Leather Jacket, $475,<br />
by COOP by Trelise Cooper.<br />
Ring, $395, by Wunderkammer<br />
Jewellery. Wedges, $389, by<br />
Chaos & Harmony.
082<br />
<strong>M2</strong>WOMAN.CO.NZ<br />
This page: Skirt, $495, by<br />
Taylor. Top, $195, by Trelise<br />
Cooper. Collar, $410, by<br />
Zambesi. Fringe Collar, $410,<br />
by Lela Jacobs. Harness Back<br />
Pack, POA, by Jimmy D. Corset<br />
Belt, $285, by Kate Sylvester.<br />
Bow Cuff, $345, by Trelise<br />
Cooper Jewellery. Wedges,<br />
$389, by Chaos & Harmony.<br />
Opposite: Patchwork Leather<br />
Leggings, $450 & Mesh Top,<br />
$425, both by American Retro.<br />
Coat, $195, by Riddle Me This.<br />
Shirt, $338, by NOM*d. Fringe<br />
Collar, $450, by Lela Jacobs.
Cardigan, $485, by Twenty-<br />
Seven Names. Blouse, $349, by<br />
Liam. Headscarf, stylist’s own.
090<br />
Shirt (worn underneath dress), $199,<br />
by Turet Knuefermann. Dress, $540,<br />
by Karen Walker. Jacket, stylist’s own.<br />
Socks, $7.99, by Glassons. Pumps,<br />
$590, by Beau Coops for Karen Walker.<br />
<strong>M2</strong>WOMAN.CO.NZ
Dress (worn underneath),<br />
$210 & Knit Top, $150,<br />
both by Hi There From<br />
Karen Walker. Shift<br />
Dress, $199, by Liam.<br />
<strong>M2</strong>WOMAN.CO.NZ<br />
091
Teapot, $137, by<br />
Jonathan Adler. Vase,<br />
$8, by Meluka. Candle,<br />
$49.90, by Mor. Glasses,<br />
$499, by Miu Miu. Ring,<br />
$165 & Necklace, $215,<br />
by Pandora. Placemat,<br />
$12.90, by Country Road.<br />
et<br />
When it’s cold out,<br />
we stay in. Here, we<br />
serve up our favourite<br />
delights to brighten up<br />
your Winter days...
STYLING BY GRETA VAN DER STAR. PHOTOGRAPHY BY ANDRE ROWELL.<br />
Top: Pear Tart, from Little & Friday. Platter, $158. Teapot, $135, by Simon James Design. Ring, $3,412, by Zoe &<br />
Morgan. Tablecloth, $79.90, by Country Road.<br />
Bottom: Cups, $6.90, by Meluka. Plate, $12.90 & Placemat, $12.90, both by Country Road. Kiss Pendant, $99 &<br />
Chain, from $62, both by Thomas Sabo. Ring, $650, from Stewart Dawsons. Lemon & Coconut Cake from Little & Friday.<br />
STYLE PHILE<br />
<strong>M2</strong>WOMAN.CO.NZ<br />
99
DIRECTORY<br />
102<br />
STOPShop<br />
One SOMETHING CAUGHT YOUR EYE?<br />
07 <strong>M2</strong>WOMAN.CO.NZ<br />
BEAUTY<br />
AGELOC ageloc.com. AVEENO 0800 446 147 aveeno.co.nz. BERNARD<br />
CASSIÈRE de Spa Cosmetics 03 325 6230 or 09 376 8505 sothys.<br />
co.nz. BETSEY JOHNSON betseyjohnson.com. BY TERRY FROM MECCA<br />
COSMETICA 09 360 8460 meccacosmetica.co.nz. BOBBI BROWN 09 270<br />
7777 bobbibrowncosmetics.com. CHANEL 0800 957 352 chanel.com.<br />
CLARINS 09 443 9300 clarins.com. CLINIQUE 09 270 7777 clinique.com.<br />
DR. HAUSCHKA drhauschka.co.nz. ELIZABETH ARDEN 09 529 3200 shop.<br />
elizabetharden.com. ENVIRON 09 636 1966 psb.net.nz. ESTÉE LAUDER 09<br />
270 7777 esteelauder.com. EXQUISITE LASER CLINIC exquisitelaser.co.nz.<br />
GIOVANNI 0508 4 23737 giovannihaircare.co.nz. GOLDWELL goldwell.<br />
com. GUERLAIN guerlain.com. INIKA inikacosmetics.co.nz. JANE IREDALE<br />
09 636 1966 janeiredale.co.nz. JOICO 0800 456 426 joico.com. KAREN<br />
MURRELL karenmurrell.com. KATE SOMERVILLE katesomerville.com. KEVIN<br />
MURPHY 09 525 1075 kevinmurphy.com. KMS CALIFORNIA kmscalifornia.<br />
com. LANCÔME 09 571 4900 lancome.com. LA PRAIRIE FROM DFS<br />
GALLERIA 0800 388 937 dfsgalleria.com. LEIGHTON DENNY leightondenny.<br />
com. L’OCCITANE FROM DFS GALLERIA 0800 388 937<br />
dfsgalleria.com loccitane.com. L’ORÉAL PARIS 09<br />
571 4900 loreal.com. LINDEN LEAVES<br />
nz.lindenleaves.com. MAC 0800 MAC<br />
SHOP maccosmetics.com. MARC<br />
JACOBS FRAGRANCES FROM DFS<br />
GALLERIA 0800 388 937 dfsgalleria.<br />
com marcjacobsfragrances.com.<br />
MATRIX 09 571 4900 matrixbeautiful.<br />
com. MAX FACTOR maxfactor.<br />
com. MAYBELLINE NEW YORK<br />
maybelline.com. MEDIK8<br />
houseofcamille.co.nz. NARS FROM<br />
MECCA COSMETICA 09 360 8460<br />
meccacosmetica.co.nz. NATIO<br />
natio.com.au. NZMS nzms.co.nz. OPI<br />
0800 144 562 opi.com. PREVAGE 09 529 3200<br />
prevageskin.co.nz. PUREOLOGY pureology.com.au. REVLON revlon.co.nz.<br />
RIMMEL LONDON rimmellondon.com. SHISEIDO 0800 744 734 shisedo.<br />
com. SMASHBOX smashboxcosmetics.co.nz. SOTHYS PARIS de Spa<br />
Cosmetics 03 325 6230 or 09 376 8505 sothys.co.nz. STILAFROM MECCA<br />
COSMETICA 09 360 8460 meccacosmetica.co.nz. THALGO infi nisea.co.nz<br />
thalgo.com. WELEDA weleda.com.au. WELLA WELLAPROFESSIONALS.<br />
COM.AU. YVES SAINT LAURENT 09 849 2270 ysl.com.<br />
If you like your beauty regime<br />
to possess an environmentally<br />
friendly ethos, look out for beauty<br />
products in this issue, which bear<br />
our “Eco-Mark” stamp of approval.<br />
<strong>M2</strong>WOMAN.CO.NZ<br />
This page: Top, $700, by<br />
2nd Day by DAY Birger<br />
et Mikkelsen. Fringe<br />
Collar, $450, by Lela<br />
Jacobs. Earrings, $149, by<br />
Wunderkammer Jewellery.<br />
Opposite: Velvet Dress, $499,<br />
by Blak Luxe. Jacket, $820,<br />
by Zambesi. Shirt, $440, by<br />
Lela Jacobs. Woollen Wrap,<br />
$69, by TK. Rings $, by<br />
Wunderkammer Jewellery.<br />
Hair: Shontal Healey<br />
@ Stephen Marr<br />
using Kevin Murphy<br />
Makeup: Amber Carroll<br />
using MAC & Leighton Denny<br />
Model: Katrina Hoernig<br />
@ Clyne<br />
Photo Assistants: Luke<br />
Denny & Julie Huang<br />
Style Assistant: Tracy Trinder<br />
Retouching: Monica Chamorro<br />
See page 100 for stockist details.<br />
THE CRITERIA<br />
�������������������������������<br />
�������������������<br />
��������������<br />
����������������������<br />
Hair: Shontal Healey @ Stephen<br />
Marr using Kevin Murphy<br />
Makeup: Amber Carroll using<br />
MAC & Leighton Denny<br />
Model: Katrina Hoernig<br />
@ Clyne<br />
Photo Assistant: Luke<br />
Denny & Julie Huang<br />
Style Assistant: Tracy Trinder<br />
Retouching: Monica Chamorro<br />
See page 98 for stockist details.<br />
<strong>M2</strong>WOMAN.CO.NZ 08<br />
6/05/2012 8:08:14 p.m.<br />
RGB Cardigan, $485, by Twenty-Seven<br />
Names. Flourishing Blouse, $349, by<br />
Liam. Headscarf, stylist’s own.<br />
<strong>M2</strong>W_Fashion - Steven.indd 1-2<br />
FASHION<br />
AMERICAN RETRO MUSE 09 520 2911. ANGELA DANIEL JEWELLERY<br />
09 849 7272 angeladanieljewellery.com. BEAU COOPS FOR KAREN<br />
WALKER 09 378 0072 beaucoops.com. BLAK LUXE blak.co.nz. BOH<br />
RUNGA FOR NEW ZEALAND MINT nzmint.com. BOUCHERON FROM<br />
VENDOME WOOLLAHRA vendome.com.au. CHAOS & HARMONY<br />
chaosandharmony.co.nz. CITTA DESIGN cittadesign.com. COACH<br />
FROM DFS GALLERIA 0800 388 937 dfsgalleria.com coach.com. COOP BY<br />
TRELISE COOPER trelisecooper.com. COUNTRY ROAD countryroad.com.<br />
au. DAY BIRGER ET MIKKELSEN day.dk. DOTTI dotti.com.au. DOUGLAS +<br />
BEC 09 551 3685 douglasandbec.co.nz. EMPORIO ARMANI EYEWEAR<br />
FROM DFS GALLERIA 0800 388 937 dfsgalleria.com. GLASSONS glassons.<br />
com. GORMAN gormanshop.com.au. HELEN CHERRY workshopdenim.<br />
com. HI THERE FROM KAREN WALKER karenwalker.com. HOLLY HOWE<br />
FROM MAAIKE AND CO 09 302 4120. JIMMY D jimmyd.co.nz. JONATHAN<br />
ADLER FROM MONDEGREEN mondegreen.co.nz. JULIAN DANGER 09<br />
368 1981 juliandanger.com. JULIETTE HOGAN juliettehogan.com. KAREN<br />
WALKER karenwalker.com. KATE SYLVESTER katesylvester.com. KATIE<br />
MAREE COLE katiemareecole.com. KETZ-KE ketz-ke.com. KIKKI.K kikkik.<br />
com. KSUBI ksubi.com. LELA JACOBS lelajacobs.co.nz. LIAM FROM RUBY<br />
rubynz.co.nz. LINDI KINGI lindikingi.co.nz. LOBBIE’S STORY lobbiesstory.<br />
co.nz. LONELY HEARTS lonelyheartslabel.portableshops.com. LOVE<br />
FROM lovefrom.co.nz. MAAIKE maaikeclothing.com. MARCS marcs.<br />
com.au. MAURIE & EVE maurieandeve.com. MAX maxshop.com.<br />
MEADOWLARK meadowlark.co.nz. MELUKA FROM APARTMENTO<br />
09 309 7646 apartmento.co.nz. MIU MIU FROM OPSM opsm.co.nz.<br />
MOR morcosmetics.com. MOSCOT 09 378 0073 moscot.com.<br />
NEVERBLACK neverblack.co.nz. NOM*D nomd.co.nz. NYNE nyne.<br />
co.nz. PANDORA pandora.net. POLO RALPH LAUREN FROM DFS<br />
GALLERIA 0800 388 937 dfsgalleria.com. REPUBLIC republichome.com.<br />
RIDDLE ME THIS riddlemethis.co.nz. RUBY rubynz.co.nz. SABATINI 0800<br />
998 979 sabatini.co.nz. SALASAI salasai.co.nz. SALVATORE FERRAGAMO<br />
FROM DFS GALLERIA 0800 388 937 dfsgalleria.com. SIMON AND JAMES<br />
simonandjamesdesign.com. RAY-BAN FROM DFS GALLERIA 0800 388<br />
937 dfsgalleria.com. RIDDLE ME THIS riddlemethis.co.nz. SONY FROM DFS<br />
GALLERIA 0800 388 937 dfsgalleria.com. SWATCH FROM DFS GALLERIA<br />
0800 388 937 dfsgalleria.com. SYLVESTER BY KATE SYLVESTER katesylvester.<br />
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com. TRELISE COOPER 09 366 1960 trelisecooper.com. TRELISE COOPER<br />
JEWELLERY 09 366 1960 trelisecooper.com. TRENERY trenery.com.au.<br />
THERESE RAWSTHORNE ENSEMBLE thereserawsthorne.com. TK BY TURET<br />
KNUEFERMANN 09 3612020 or 09 3684498 tk.net.nz. TWENTY-SEVEN<br />
NAMES twentysevennames.co.nz. VAUGHAN GEESON vaughangeeson.<br />
com. WORKSHOP workshop.co.nz. WUNDERKAMMER JEWELLERY<br />
wunderkammerjewellery.com. ZAMBESI zambesi.co.nz. ZOE & MORGAN<br />
zoeandmorgan.com.
TASTE MAKERS<br />
106<br />
Sumac Roasted<br />
Pumpkin on Hummus<br />
with Pumpkin<br />
Blossom Honey<br />
<strong>M2</strong>WOMAN.CO.NZ<br />
HUMMUS:<br />
250g chickpeas, soaked overnight<br />
Juice of 2 lemons<br />
90g tahini<br />
Garlic to taste, minced<br />
Smoked paprika, to sprinkle<br />
Drain chickpeas, cover with fresh water and<br />
boil gently until soft. Drain and reserve the<br />
cooking liquor. Keep a handle of chickpeas<br />
aside and roast in olive oil and seasoning<br />
for garnish. Purée with as much garlic<br />
as you like, tahini and salt. Add enough<br />
lemon juice to bring out the flavour and<br />
some of the cooking liquid to get a creamy<br />
consistency. Dust with smoked paprika.<br />
For 4 people<br />
ROASTED PUMPKIN:<br />
½ pumpkin<br />
50ml olive oil<br />
2 cloves garlic, crushed<br />
Handful of chopped thyme, rosemary,<br />
parsley (or any other fresh herbs<br />
you have)<br />
3 tsp sumac<br />
1 tbs pumpkin blossom honey<br />
Cut four chunky wedges of pumpkin or<br />
eight smaller wedges. Toss in a splash of<br />
olive oil, garlic, herbs, 1 tsp of sumac, and<br />
season with salt and pepper. Roast until<br />
tender and slightly caramelised. Add the<br />
remaining sumac and roast for the last<br />
five minutes. Place hummus on the plate,<br />
arrange roast pumpkin on top, drizzle with<br />
more honey and sprinkle with some roast<br />
chickpeas.
<strong>M2</strong>WOMAN.CO.NZ<br />
107
120<br />
Building<br />
IMMUNITY<br />
Winter is looming and with it, the start of the cold and flu season. It’s a good<br />
time to start thinking about boosting your immune system. The immune system<br />
goes largely unnoticed until we fall ill, yet everyday, it is working overtime to<br />
protect us from all the pathogens we are continually exposed to.<br />
<strong>M2</strong>WOMAN.CO.NZ<br />
Words by Jessica Bell
Taking care<br />
of Winter<br />
immunity<br />
means more<br />
than just an<br />
emergency<br />
response when<br />
we do catch a<br />
cold – although<br />
nutritional<br />
and natural medicine do provide us with<br />
lots of options here. True immunity has its<br />
foundations in a healthy lifestyle based on a<br />
clean diet, plenty of exercise and good sleep.<br />
When we are truly healthy, even when we<br />
fall acutely ill, our body is able to promptly<br />
fight off the illness.<br />
A healthy diet based around fresh fruit<br />
and vegetables, lean protein and low GI<br />
carbohydrates is the first step to a healthy<br />
immune system. Eating this way ensures<br />
that we receive all the nutrients we need<br />
to fight bugs and recover faster. While all<br />
nutrients work synergistically to promote<br />
good health, certain nutrients have a<br />
particular role in the functioning of the<br />
immune system:<br />
YOUR IMMUNITY<br />
PRESCRIPTION<br />
Key Immunity Nutrients<br />
Vitamin C / The old favourite,<br />
vitamin C increases production of<br />
interferon, one of the body’s main<br />
immune chemicals. It also enhances white<br />
blood cell activity. Get it from kiwifruit,<br />
strawberries, chillies, capsicum, tomatoes,<br />
green vegetables and citrus fruit.<br />
Zinc / Essential for normal immune<br />
function, as well as around 200 other<br />
enzymatic reactions in the body. It is also a<br />
potent antioxidant, helping to protect the<br />
body from harmful free radicals. Find it in<br />
oysters and other seafood, lean meat, eggs,<br />
almonds and pumpkin seeds. Many New<br />
Zealanders are deficient in this essential<br />
mineral – white spots on the fingernails are<br />
a classic sign – so make sure you include<br />
plenty of zinc-rich foods in your diet.<br />
Iron / Low iron levels are typically<br />
associated with frequent infections<br />
and poor wound healing. Many Kiwi<br />
women are low in iron and suffer from<br />
the associated symptoms of fatigue, low<br />
energy, cold, breathlessness and paleness.<br />
Boost your iron levels with lean beef and<br />
lamb, liver (patés), eggs, molasses, dried<br />
apricots and green vegetables. N.B. It is<br />
important not to take iron supplements<br />
without recommendation from a health<br />
practitioner as excess iron is highly prooxidative<br />
(promoting the production of<br />
oxidative free radicals). If you suspect you<br />
may suffer from low iron, get your levels<br />
tested with your doctor.<br />
Vitamin A / This often forgotten<br />
vitamin is a double-whammy for colds<br />
and flus. It improves overall immune<br />
function and also has an important role<br />
in maintaining the health of mucous<br />
membranes – meaning it will help soothe<br />
and heal inflamed nasal, throat and chest<br />
passages. Vitamin A can be found in egg<br />
yolks, liver, mackerel, cod liver oil, carrots,<br />
spinach and sweet potatoes. Vitamin A can<br />
be toxic if consumed in large doses, so it is<br />
better to obtain it from food sources rather<br />
than specific supplements.<br />
Vitamin D / Vitamin D, which we<br />
receive from sunlight, plays an integral role<br />
in maintaining the health and functioning<br />
of the immune system. Low levels of<br />
vitamin D are associated with a number of<br />
conditions related to immune dysfunction,<br />
including auto-immune diseases and poor<br />
immunity. To keep your vitamin D levels<br />
up, spend 15 to 20 minutes in the sunshine<br />
each day with arms and legs exposed. If<br />
your schedule does not allow this, consider<br />
taking a supplement.<br />
OTHER CONSIDERATIONS<br />
Exercise / Exercise improves<br />
circulation, keeps circulation up and<br />
seems to boost immunity. Aim to exercise<br />
for 30 to 60 minutes, five to six times<br />
per week, ideally a mix of cardiovascular<br />
and resistance. N.B. I generally do not<br />
recommend exercising when you have a<br />
cold or flu – rather than rushing off to the<br />
gym, you should focus on resting up to<br />
give your body a real chance to heal. When<br />
you are back to normal, definitely return<br />
to the gym but take it slow so as not to<br />
over-exert yourself too soon.<br />
Stress / Stress weakens the immune<br />
response, leaving us more prone to<br />
picking up infections and making them<br />
more difficult to kick if we are unlucky<br />
enough to fall ill. Only take on what you<br />
can realistically manage and incorporate<br />
relaxation techniques like meditation,<br />
exercise and time out with friends.<br />
Hydration / Adequate hydration<br />
is essential to both preventing and treating<br />
colds and flus. Water is essential for the<br />
health and function of every body cell<br />
and helps to flush out disease-causing<br />
toxins and microbes. Even if you don’t feel<br />
like eating or drinking when unwell, it is<br />
essential to stay hydrated. Drink at least<br />
two litres every day.<br />
Sleep / Adequate, good quality sleep<br />
is essential for recovery and recuperation.<br />
Periods of insufficient rest put the body<br />
under considerable stress, lowering our<br />
immune response and increasing our risk<br />
of picking up whatever is going around.<br />
.CO.NZ<br />
Visit us for more<br />
key nutritional<br />
insights and tips.<br />
WINTER WELLNESS<br />
Most people need between seven and nine<br />
hours per night for good health and wellbeing.<br />
Sleep is even more important when<br />
unwell – nothing will help you recover as<br />
fast as a good rest.<br />
Sugar / We all know the effect<br />
excess sugar has on our waistlines but what<br />
most of us don’t know is that sugar also<br />
places us at a much higher risk of picking<br />
up the office super-bug. This is because<br />
refined sugar reduces the function of<br />
white blood cells, our main immune cells.<br />
Within 30 minutes of consuming 100<br />
grams of sugar, the ability of white blood<br />
cells to engulf and destroy microbes and<br />
other dangerous particles can be reduced<br />
by as much as 50 percent. Reduce refined<br />
sugar in biscuits, cakes, chocolates, soft<br />
drinks and processed foods.<br />
Take Care of Your Digestion /<br />
You may be surprised to know that up<br />
to 70 percent of your immune system is<br />
found in your gut! This makes sense when<br />
you think about all the potential harmful<br />
substances in your food – as anybody<br />
who has ever had food poisoning will<br />
know. Therefore, good digestive health<br />
is essential to ensuring a good immune<br />
response. Stress, alcohol, sugar, fatty foods<br />
and antibiotics can all lead to impaired<br />
digestive function, leaving you with those<br />
all too familiar symptoms of bloating,<br />
discomfort, constipation and sluggishness<br />
– as well as impaired immunity. Improve<br />
your digestion and your immunity with<br />
a clean diet, including plenty of fibrerich<br />
foods, exercise and a probiotic<br />
supplement. These restore the delicate<br />
balance between good and bad bacteria in<br />
the gut, improving digestive health and<br />
with it, immunity. Probiotics are available<br />
from all good health food shops.<br />
Multivitamin and Mineral /<br />
Despite our best intentions, there are<br />
always times when we place ourselves<br />
under too much stress, take too much<br />
on and don’t eat properly. A high quality<br />
multi-vitamin and mineral supplement<br />
acts as an important nutritional guarantee<br />
during these busy times, ensuring we<br />
receive all the nutrients we need for good<br />
immunity and good health.<br />
Your Emergency Toolkit<br />
And if all else fails and you do come<br />
down with a cold or flu, here is your<br />
emergency tool kit:<br />
��3,000mg to 5,000mg of Vitamin<br />
C daily for a few days.<br />
��10g of Olive Leaf Extract daily.<br />
��1,500mg to 3,000mg of<br />
Echinacea daily.<br />
JESSICA BELL is an Auckland-based Clinical Nutritionist, whose<br />
private practice prides itself on taking a holistic, integrated approach to<br />
helping people achieve their nutrition and wellness goals.<br />
yournutritionyourhealth.com / 5b Glasgow Terrace, Grafton, Auckland<br />
<strong>M2</strong>WOMAN.CO.NZ<br />
121
Independent depen<br />
WOMAN WOMA MA<br />
Beyoncé famously $ously usly declared declared her her fi fi nancial nancial inde independence ind with<br />
the hit song, “Independent Independent ndependent Woman” but in re rreality,<br />
most of us<br />
aren’t multi-millionaires millionaires llionaires like the talented<br />
di diva. <strong><strong>M2</strong>woman</strong><br />
sits down with h Sheryl ryl Sutherland to discuss dis discuss hhow<br />
anyone can<br />
attain fi nancial al independence dence and an and how a few<br />
savvy decisions<br />
could set you up for fo for a lifetime.<br />
128<br />
“Financial Independence” means lots of things to lots of<br />
women. It is diffi cult to be prescriptive on this point but what<br />
sorts of things should this include?<br />
Most women would claim to be “fi nancially independent” in that<br />
they have earned money in return for services for at least some<br />
portion of their working lives. Financial independence to me means<br />
economic strength; this is what we are gradually acquiring as we begin<br />
to dramatically infl uence 21st century businesses. In some important<br />
parts of the economy, we will even predominate. Why? Because<br />
current trends suggest that the world needs the female mind. Much<br />
of the international economy is shifting, from one based on natural<br />
resources and physical labour, to one based on goods and services.<br />
Additionally, fi nancial independence means not relying on a husband<br />
or partner for money, having no debt, a fi nancial umbrella and the<br />
ability to buy what we want without worrying about the cost – within<br />
reason, of course!<br />
Is it about more than just money – not so much about dollars<br />
and cents as an “independence of thought”, a sense of self?<br />
Yes, fi nancial independence is about “independence of thought,”<br />
a sense of your fi nancial self, the will and the knowledge to take<br />
charge of your own fi nancial life. How do you do this? Firstly<br />
educate yourself; understand how mortgages work, the eff ect of<br />
interest on your credit card or hire purchase debt, you must insure<br />
your income. Understand that retiring debt-free is a priority as is<br />
planning for retirement which, realistically, probably won’t happen<br />
until well after 65.<br />
We say “for richer and for poorer” and mean it, but what<br />
are some things women can do to make sure that, among<br />
everything you share with your partner, there is still something<br />
for ourselves?<br />
Th e following commandments should be internalised by every<br />
woman and engraved on their heart.<br />
Commandment One: Thou shalt protect thyself.<br />
Don’t rely on the white knight – he’s not coming today. Ensure<br />
you protect yourself legally, through the use of insurances, and<br />
through a well constructed fi nancial and life plan.<br />
<strong>M2</strong>WOMAN.CO.NZ<br />
Commandment Two: Thou shalt anticipate disaster.<br />
Th is sounds like negativity, but it simply means you should be<br />
prepared for the emergencies that life can throw your way, when<br />
you are least expecting it.<br />
Commandment Three: Thou shalt act on thy<br />
best judgement.<br />
By all means listen to advice from friends, family or professional<br />
advisors but also listen to your intuition. Ask the person whose<br />
judgement is best for you – yourself.<br />
Commandment Four: Thou shalt be strong.<br />
All too often we are too soft – we nurture others at our own<br />
expense: emotional and fi nancial. We worry about our children’s<br />
education, our partner’s state of mind. Toughen up. You can be<br />
gentle but adamant.<br />
Can you give examples of some 5 common fi nancial myths?<br />
Money Myth #1: Someone will watch over me. Sorry,<br />
take a reality check. Your partner, father and fairy godmother<br />
are all busy. You will have to do without them. Despite all the<br />
press describing that pillar of society, the nuclear family, this is<br />
how it looks: 20 percent of women will never marry, 47 percent<br />
of fi rst marriages end in divorce and 75 percent of married<br />
women are eventually widowed. At some point, even if you<br />
marry and follow the conventional path, you will have to look<br />
after yourself fi nancially.<br />
Money Myth #2: I don’t have enough money to invest.<br />
You’ve got it backwards. You don’t have enough money not to<br />
invest. You can save $5 a day – that amounts to $150 a month.<br />
You must get into the habit of putting money aside for yourself.<br />
Don’t set yourself up for failure by wanting it all now!<br />
Money Myth #3: I don’t have enough time. You must put<br />
aside time for yourself. It is not as if you have to go it alone. Th ere<br />
are plenty of advisers who can help you create a plan and who will<br />
help you stick to it. Being a martyr is not a good look!<br />
Money Myth #4: I don’t know enough about investing.<br />
Studies have shown that once women learn how to invest, they
outperform men. Yes, it is true! As we are often told, education is<br />
the key. I sometimes think that money is the last permissible area<br />
of ignorance for women. Do not block out financial information.<br />
Money Myth #5: If I invest, my money will be tied up.<br />
Investing does not constrain your financial independence – it<br />
creates it for you! You sometimes have to wait for the things you<br />
really want in life. With money, self-control is something you<br />
need to learn to financially enable yourself.<br />
Women on average live longer, earn less, and have fewer years<br />
in the workforce – this adds up to quite a few years of “living”<br />
to finance. Should we be taking these facts more seriously<br />
when it comes managing our money? Does this mean we<br />
should be saving more than men for the long term?<br />
Saving more than men is pretty difficult given that we earn less.<br />
One of the important lessons we need to learn is to take more risk.<br />
Women are much more likely to describe themselves as<br />
conservative – unwilling to place any of their investments at<br />
risk. More than 23 percent of women – compared with about<br />
16 percent of men – say they invest conservatively. Having said<br />
that, in my experience, once women understand the relationship<br />
between risk and return they are more willing to take “risk.”<br />
Women are better long term investors as they are less prone to<br />
what I can only describe as testosterone driven behaviour.<br />
Are our efforts to build long-term financial independence<br />
hampered by the assumption that money is not a “female” thing?<br />
I am constantly amazed at the lack of interest and insight<br />
financial planners display towards women. Figures from the US<br />
show that women now<br />
control $18.4 trillion in<br />
consumer spending, hold<br />
approximately 30 percent<br />
of global wealth and are the<br />
sole heads of 32 percent<br />
of households. This makes<br />
women the largest emerging<br />
market in the world, twice<br />
as big as India and China<br />
combined. So it would seem that at a time when business growth<br />
is tepid, advisers would be finding great success in winning over<br />
female investors. Not quite.<br />
A study by The Boston Consulting Group in 2010 found that<br />
women were more dissatisfied with the financial services industry<br />
than any other that affected their daily lives. Women reported being<br />
treated with disrespect and condescension, and given poor advice<br />
specifically because of their gender. Clearly, there is a disconnect.<br />
It is tricky to make across-the-board generalisations about<br />
behaviour but do you think that too many women still see a<br />
man as a financial plan and tend to rely on men too much to<br />
bail them out?<br />
I don’t think women rely on men to “bail them out” as such but<br />
even if we are otherwise successful and self-reliant, many women<br />
fear money. There are several key factors that impact on our<br />
attitudes to money and investing:<br />
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financial decisions than men. A recent survey showed that 33<br />
percent of women investors avoided making a decision through<br />
fear of making a mistake.<br />
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worldwide phenomenon, which has impacted on our ability to<br />
accumulate assets and do the basics such as save for retirement.<br />
The concept of a woman owning her own home on retirement<br />
is still considered to be the pinnacle of a woman’s financial life.<br />
For each year a woman spends out of the workforce, it will take<br />
SUCCESS MONEY<br />
five years to recover lost income, replace savings for retirement<br />
and career advancement. It has been calculated that a woman who<br />
gives up business travel, training and promotions to spend time<br />
with her children, may sacrifice as much as a million dollars over<br />
her lifetime.<br />
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enablers. We nurture with our money, just as we nurture with our<br />
domestic care and emotional caring. Women feel a permanent<br />
obligation to their children. This puts our own financial security<br />
in grave danger. We need to understand it is okay to say “no” to<br />
our significant other, our children or other family members who<br />
have their hand out, wanting us to support them.<br />
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too but in our case, it interferes with good investment and<br />
financial planning decisions. A 1997 study found that women<br />
who were comfortable about maths in school were more<br />
confident about their finances.<br />
Is there a sort of default thinking that a lot of women fall into<br />
or grow up with, such as buying a house being something you<br />
do once you get married?<br />
A recent study out of Australia identified the issues prohibiting<br />
women from “settling down,” to quote their phrase, but<br />
found that it was rather for reasons outside their control than<br />
waiting for the right man. Interestingly the study revealed that<br />
women wanted to wait until they were comfortable with their<br />
financial security. This encapsulates a major change in thinking.<br />
Historically, women married for financial security and stability<br />
but now, according to the study’s responses, women are prepared<br />
to create their own.<br />
“You must get into the habit of<br />
putting money aside for yourself.<br />
Don’t set yourself up for failure by<br />
wanting it all now!”<br />
What would be the one<br />
over-arching piece of<br />
advice or call to action<br />
you would give to women<br />
about managing their<br />
money to be financially<br />
independent?<br />
Sex and food are the<br />
most discussed topics in relationships and in life. The most<br />
emotionally charged topic, and the most important, is money,<br />
yet it is most neglected.<br />
Money is connected with everything we do and feel. Money<br />
gives us choices in life or restricts those choices. Love is what<br />
brings couples together; money is often what drives them<br />
apart. And not necessarily lack of money; it can be financial<br />
success that destroys relationships. Each person has his or her<br />
own individual relationship with money, which in a successful<br />
partnership, needs to be explored. Until we understand why<br />
and how we handle money, we will find it difficult to invest<br />
on our own behalf, or to<br />
work financially with our<br />
significant other. Begin<br />
to experience the serenity<br />
that accompanies financial<br />
responsibility and integrity. I<br />
am at one with Joan Rivers,<br />
“People say that money is<br />
not the key to happiness but<br />
I always figured if you have<br />
enough money, you can have<br />
a key made.”<br />
Women’s Financial Strategies, strategies.co.nz<br />
FACEBOOK.COM/<br />
What are all the qualities you think are important in being an independent<br />
woman? Join the discussion at facebook.com/<strong><strong>M2</strong>woman</strong><br />
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