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Once a Member, Always a Member. Join today! - General Electric ...

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ONLINE BANKER/CALL 24<br />

When you become a member of GEEFCU, you<br />

are automatically enrolled for Online Banker and<br />

CALL 24 access to your account electronically.<br />

Initially, you will need to create a PIN by using<br />

the CALL 24 system. <strong>Once</strong> a member, to assign<br />

yourself a PIN please call the CALL 24 system at<br />

(800) 883-7401 and create a PIN that is personal<br />

to you. It can be between 4 and 15 digits long.<br />

PLEASE NOTE: Before you can access Online<br />

Banker for the first time, you will need to go<br />

through the setup and verification process<br />

discussed above. The first time you log onto<br />

Online Banker you will use your account number<br />

and the PIN you setup on CALL 24. After entering<br />

the site, you will be prompted for a password.<br />

CREATING YOUR PERSONALIZED<br />

IDENTIFICATION NUMBER (PIN)<br />

FOR YOUR VISA CASH & CHECK<br />

(DEBIT) CARD<br />

Please call EFT Telepin at Home at: (800) 224-7670,<br />

and enter client ID number 51041 when prompted.<br />

You will then be given a transaction code, enter<br />

it below. Please write clearly. You will then be<br />

prompted to enter your desired PIN. Please wait<br />

for the system to thank you, and then hang up.<br />

TRANSACTION CODE: _______________________<br />

OFFICE USE ONLY<br />

New Account Checklist: Account Opened:<br />

q Driver’s License/Photo ID Staff <strong>Member</strong>: ___________<br />

q OFAC List Checked Date: __________________<br />

q Employment Verified (paystub) Branch: ________________<br />

TIN CERTIFICATION AND BACK UP<br />

WITHHOLDING INFORMATION<br />

Under penalties of perjury, I certify that:<br />

1. The number shown on this form is my correct<br />

taxpayer identification number;<br />

2. I am not subject to backup withholding because:<br />

a) I am exempt from backup withholding; b) I have<br />

not been notified by the IRS that I am subject to<br />

back up withholding as a result of a failure to report<br />

all interest or dividends, or<br />

c) the IRS has notified me that I am no longer subject<br />

to backup withholding.<br />

3. I am a U.S. person (including a U.S. resident alien).<br />

Certification Instructions: Cross out item 2) above<br />

if you have been notified by the IRS that you are<br />

currently subject to backup withholding because<br />

you have failed to report all interest and dividends<br />

on your tax return. Cross out Item 3) and complete<br />

a W-8 BEN if you are not a U.S. person. The IRS<br />

does not require your consent to any provision of<br />

this document other than the certification required<br />

to avoid backup withholding.<br />

AUTHORIZATION<br />

This section MUST be completed.<br />

By signing below, I/we agree to the terms and<br />

conditions of the <strong>Member</strong>ship and Account<br />

Agreement, Truth-In-Savings Rate and Fee Schedule,<br />

Funds Availability Policy Disclosure (if applicable)<br />

and to any amendment the Credit Union make from<br />

time to time which are incorporated herein. I/We<br />

acknowledge receipt of a copy of the Agreement and<br />

Disclosures applicable to the accounts and services<br />

requested herein. If a Debit Card EFT service is<br />

requested and provided, I/We agree to the terms<br />

of and acknowledge receipt of the Electronic Funds<br />

Transfer Agreement. The Internal Revenue Service<br />

does not require your consent to any provision of<br />

this document other than the certifications required<br />

to avoid backup withholding.<br />

Please provide a copy of your Driver’s License and Payroll Stub.<br />

X<br />

SIGNATURE DATE<br />

X<br />

SIGNATURE DATE<br />

X<br />

SIGNATURE DATE<br />

<strong>Member</strong>,<br />

<strong>Always</strong><br />

a <strong>Member</strong>.<br />

<strong>Join</strong> <strong>today</strong>!<br />

Application for<br />

<strong>Member</strong>ship and<br />

a<br />

Checking<br />

<strong>Member</strong>ship<strong>Once</strong><br />

GEEFCU


VALUE CHECKING<br />

Basic Checking at its best!<br />

a<br />

q First 50 Checks FREE<br />

aq<br />

FREE Visa Cash and Check Card<br />

aq<br />

No per check or item fee<br />

a<br />

q Unlimited ATM Withdrawals (1)<br />

q Unlimited Point-of-Sale (POS) usage (2)<br />

a<br />

a<br />

q FREE Online Services<br />

aq<br />

Low monthly maintenance fee<br />

a<br />

q FREE, up to 4 years for students (3)<br />

VALUE PLUS CHECKING<br />

With Direct Deposit, or a minimum of $5,000<br />

in total share or loan balances, receive all the<br />

benefits of Value Checking plus:<br />

q FREE Checking<br />

(no monthly maintenance fee)<br />

q Overdraft Line of Credit available at a<br />

reduced rate (4)<br />

a<br />

a<br />

Ask about our Interest Bearing Checking<br />

Account!<br />

PREMIUM CHECKING<br />

In addition to the Value Plus benefits, receive:<br />

aq<br />

Dividends on balances of $10,000<br />

or greater<br />

aq<br />

150 checks per year<br />

aq<br />

FREE wire transfers<br />

aq<br />

Unlimited ATM usage<br />

q FREE for members 65 and over<br />

a<br />

We value your membership and look forward to serving you.<br />

Your savings federally insured to at least $250,000<br />

and backed by the full faith and credit of the United States Government<br />

NCUA<br />

National Credit Union Administration, a U.S. Government Agency<br />

(1) Some financial institutions charge a usage fee. $500.00 daily cash limit.<br />

(2) $1,100.00 daily purchase limit.<br />

(3) Value checking is available to full time students 17 years of age or older with<br />

proof of enrollment for up to four years from date of account opening.<br />

Accounts for students 17 years of age must be opened with an adult.<br />

(4) Per credit approval.<br />

MEMBERSHIP APPLICATION/ACCOUNT CARD<br />

YES, I would like to become a member of <strong>General</strong> <strong>Electric</strong> Employees Federal Credit Union. A $25.00 deposit is enclosed to open a Share (Savings) Account.<br />

Please open the following accounts or forward me the appropriate forms or application:<br />

q Holiday Club q Vacation Club q Money Market Deposit Account q Term Share Certificate q VISA Debit Card q Other<br />

ELIGIBILITY FOR MEMBERSHIP ________________________________________________________________<br />

APPLICANT<br />

NAME <strong>Member</strong> Number (To be Completed by Credit Union)<br />

SSN/TIN<br />

Address City State Zip<br />

Home Phone Work Phone License No. State<br />

Date of Birth E-mail<br />

Mother’s Maiden Name<br />

CO-APPLICANT<br />

NAME<br />

SSN/TIN<br />

q With Survivorship q Without Survivorshp<br />

Address City State Zip<br />

Home Phone Work Phone License No. State<br />

Date of Birth E-mail<br />

BENEFICIARY(IES), if other than above, to be paid upon death.<br />

Beneficiary<br />

Street City State Zip<br />

Beneficiary<br />

Street City State Zip<br />

ACCOUNT DESIGNATIONS q Payable on Death (POD) Trust Accounts q All Accounts q Designate Specific Account(s)<br />

UTTMA/UGMA (as custodian for Minor) under the Uniform Transfers/Gifts to Minor Act Minor’s Social Security Number<br />

CHECKING ACCOUNTS Choose Account Type:<br />

q VALUE q VALUE PLUS q PREMIUM q 65+ CHECKING q STUDENT CHECKING q VISA Cash & Check Card (Debit)<br />

Personalize Checks:<br />

NAME<br />

JOINT OWNER NAME<br />

Address City State Zip<br />

OVERDRAFT PRIVILEGE q Yes! I want GEEFCU to authorize and pay overdrafts on my ATM and everyday debit card<br />

transactions. I understand I will be charged an Overdraft fee of $32 each time an overdraft is paid.<br />

Turn over to complete application.

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