DIE ERSTE österreichische Spar-Casse ... - ERSTE Stiftung

TABLE OF CONTENTS
RESPONSIBILITY STATEMENT ............................................................................................... 2
NOTICE ...................................................................................................................................... 2
TABLE OF CONTENTS ............................................................................................................. 4
FORWARD-LOOKING STATEMENTS ...................................................................................... 6
DOCUMENTS INCORPORATED BY REFERENCE ................................................................. 7
SUPPLEMENT TO THE PROSPECTUS ................................................................................... 8
SOURCES OF INFORMATION .................................................................................................. 8
SUMMARY OF THE PROGRAMME .......................................................................................... 9
THE NOTES ............................................................................................................................ 9
RISK FACTORS RELATING TO THE ISSUER .............................................................................. 14
RISK FACTORS ARISING FROM ERSTE GROUP'S BUSINESS OPERATIONS .................................. 15
RISK FACTORS ....................................................................................................................... 17
RISKS FACTORS RELATING TO THE ISSUER ............................................................................. 17
RISK FACTORS ARISING FROM THE ERSTE GROUP’S BUSINESS OPERATIONS ............................ 19
RISKS RELATING TO THE NOTES ............................................................................................ 24
GENERAL DESCRIPTION OF THE PROGRAMME ............................................................... 30
TERMS AND CONDITIONS ..................................................................................................... 34
FORM OF FINAL TERMS ........................................................................................................ 42
DIE ERSTE ÖSTERREICHISCHE SPAR-CASSE PRIVATSTIFTUNG .................................. 47
GENERAL ............................................................................................................................. 47
PURPOSE AND OBJECTIVE OF ERSTE FOUNDATION .............................................................. 47
BUSINESS OVERVIEW ........................................................................................................... 48
ADMINISTRATIVE, MANAGING AND SUPERVISORY BODIES OF ERSTE
FOUNDATION .......................................................................................................................... 58
MANAGEMENT BOARD .......................................................................................................... 58
SUPERVISORY BOARD .......................................................................................................... 60
SELECTED FINANCIAL INFORMATION ................................................................................ 66
ADDITIONAL FINANCIAL INFORMATION .............................................................................. 70
LEGAL PROCEEDINGS .......................................................................................................... 72
MATERIAL CONTRACTS ........................................................................................................ 73
TAXATION ................................................................................................................................ 74
AUSTRIA ............................................................................................................................ 74
CZECH REPUBLIC ............................................................................................................ 79
LUXEMBOURG .................................................................................................................. 83
SLOVAK REPUBLIC .......................................................................................................... 86
OFFER AND SUBSCRIPTION ................................................................................................. 89
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