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page 12 Traditions and Treasures Dan Seaborn Winning At Home About a year or so ago, a glove sold for $48,000. Just one glove. It’s made of spandex and hand-sewn crystals and while it might be sparkling, the material is not worth that much money. The fact that it was worn by Michael Jackson during a concert in Australia is what made it valuable to someone. I think the old saying, “one man’s junk is another man’s treasure” applies here. The glove was sold at an auction, although millions of people are using EBay or Craig’s List to sell their wares. It may surprise young people to learn that although EBay was first launched in 1995, the concept is not new. During summers when I was a kid, we used to listen to a radio show called, “Swap Shop” which is still on the air today. It would usually be right after I’d mowed the lawn or swam at a friend’s house that my mom would call me in for lunch and we’d listen to the show. A guy, whose name I think was Bob, would come on the air and start the process. Callers would identify things they have for sale and then give you the price and a phone number to call so you could make the purchase. It usu- READERS speak Letter to the Editor I am a long time reader of WMCN, since I can’t resist the “free” notice when I’m shopping or visiting a restaurant. I see your rack and copies every month. I note that as the new Editor and owner you have increased the local events, and lessened the number of news wire items. Both continue to show that faith based organizations are active in giving the poor and the needy assistance. The public needs to hear that people with faith FHC ally sounded like a bunch of junk, but for mom and me, it was just fun to listen to what people treasured. It became a tradition and is one of the fond memories I have from my childhood. Traditions are important to families. It’s the kind of stuff that binds them together. Whether it’s the tradition of collecting some kind of treasure together or it’s a ritualistic event that you do, it creates opportunities for families to talk and share. It helps make families feel connected and close. My boys and I collect basketball cards and I have an office full of sports memorabilia. I know a family that has movie night every Friday and another that goes on hikes with their dogs every Sunday. Some families have incorporated a game night into their schedule. Children especially benefit from traditions, even if it’s just eating meals together. According to an article I read online, research shows that the more often families eat together, the less likely kids are to smoke, drink, do drugs, get depressed, develop eating disorders and consider suicide. It also said by regularly sharing a meal, kids are more likely to do well in school, delay having sex, eat their vegetables, learn extensive vocabulary, and decipher between which forks to use. There are no guarantees, but wouldn’t you invest in something with that kind of return? commitments make a significant contribution, and without evangelizing, to the welfare of the communities of Kent and Ottawa counties. May your periodical get ever wider distribution and readership, for it fills an important function, one that the local media often ignores. -–Don Oppewal Lowell, MI SERVICE • HEATING/COOLING PLUMBING • SHEET METAL P.O. Box 9100 • 2509 29th St. SW • Wyoming, MI 49519 TEL: (616) 538-3231 FAX: (616) 538-2797 christiannews West Michigan It’s never too late to begin a tradition. Even if your kids are married and have their own children, you can start something now that includes your grandchildren. It could be a special day with grandma and grandpa weekly or an outing to somewhere special monthly. Find something that the whole family can enjoy, including your adult children. It all boils down to spending time with each other. When you combine it with doing something meaningful, there is a better chance it will create memories that aren’t forgotten. It will also help create an environment where everyone feels comfortable sharing. In the article I referred to earlier, I also read that children grow as a result of building tradition even if it’s as simple as drinking hot cocoa after sledding on a cold, winter day. We often think our kids need material things from us to make them happy, when they just want our time and attention. That is far less expensive than say a glove. Winning At Home, Inc. is a Zeeland-based organization designed to assist and encourage people in family development. Dan Seaborn, founder, wrote this article. E-mail your questions or comments to hometeam@winningathome.com. We want to hear from YOU. Do you have a comment on an article you have read in WMCN? Comments under 250 words get priority. We reserve the right to edit for space. Contact WMCN: PO Box 921, Ada Mi. 49301 E-mail: wmcn@comcast.net West Michigan Christian News | AUGUST 2010 Bernies Auto Sales 616-706-6167 457 Leonard N.E. Grand Rapids MI, 49503 Randy Rouse General Manager 1 888 GOD FIX1 1-888-463-3491 Need Encouragement? Call Toll Free for uplifting pre-recorded messages Visit us online! westmichiganchristian.com
westmichiganchristian.com page 13 Dear Dave, How early should I start teaching my kids about money? Also, how do you feel about giving kids an allowance? –Cathy Dear Cathy, I think you should start teaching kids about money as early as you start teaching them about sex—which is the first time they show any interest. Make sure you keep it age-appropriate, and don’t over-answer questions when they’re young. Neither of these things will amount to a one-time talk, because they’re both just parts of life. That means they’re ongoing processes that will last for years. If you have one talk at an early age with your kids about money, then they’re probably not going to remember a lot of it as they get older. If you have just one talk with your kids about sex at an early age, you’re liable to wind up with a bunch of pregnant teenagers! To answer your second question, I hate the idea of an allowance for kids, because it makes the whole situation sound like welfare. We put our kids on commission at an early age. They had chores associated with certain dollar amounts, and if they worked, they got paid. If they didn’t work, they didn’t get paid. It was as simple as that. Then, they would split their money between three different envelopes—one for saving, one for spending, and one for giving—and we would teach them to do each one wisely. Directory of CHRISTIAN BUSINESS PROFESSIONALS Estate, Trust & Gift Tax Fred J. Brailey Jr., CPA, MST Certified Specialist in Estate Planning Fiduciary Accounting - Trustee Services - Facilitator 545 Cheshire Dr. NE, Suite B Phone/Fax: (616) 365-0804 Phone/Fax: (616) 365-0804 fjbrailey_cpa@ameritech.net CULVER, WOOD & CULVER, CPAs BUSINESS CONSULTANTS Payroll • Accounting • Tax Returns • QuickBooks 1419 Coit Ave NE • Grand Rapids, MI 456-6464 901 Gezon Pkwy SW www.cwccpas.com Dave Says Financial questions answered by Dave Ramsey Kids need to emotionally connect work to money at a young age. If you don’t teach them four major concepts—spending, saving, giving, and work—you’re going to have major problems by the time they’re 10 years old! –Dave Dear Dave, I’ve heard you talk to people about “gazelle intensity.” What exactly does this mean? –Del Dear Del, Basically, it means absolutely going crazy and doing whatever it takes for a little while to get out of debt. I’d much rather endure pain or discomfort for a short period of time and get it over with instead of living my whole life floundering around and accomplishing nothing in the process. Some people probably think I’m using hyperbole when I give people advice on how to get out of debt, but I’m serious about it all. I’ve lived this stuff, man! There were literally stretches of years when we didn’t go on vacation or see the inside of a restaurant. If you want to get out of debt and get control of your money, you’ve got to be serious and intense enough to makes sacrifices on that level for a short period of time. We call it living like no one else, so that later you can live like no one else. It’s not just dollars and cents we’re talking about here. It’s also about chang- John Boyko, Jr. Attorney At LAw ing behaviors and mindsets. You don’t need to go to Disneyland every year. You don’t need to eat out every weekend. Until you’re willing to make temporary sacrifices like this—and become “gazelle intense” about taking control of yourself and your money—you’re never going to reach your goal of becoming debt-free! –Dave * For more financial help, please visit daveramsey.com. Michael a. Tawney & coMpany I N D E P E N D E N T A C C O U N TA N T S Michael A. Tawney President 1675 Michigan N.E. Suite D Phone: (616) 456-4700 Grand Rapids, Michigan 49503 Fax: (616) 456-1155 Phone: (616) 975-9951 Law offices of Fax: (616) 975-9973 Damon, Ver Merris, 825 Parchment Drive, SE • Suite 100 Boyko &witte, PLC Grand Rapids, MI 49546 Insurance issued by Principal Life Insurance Company. Securities offered through Princor Financial Services Corporation, 800/247- 1737, member SIPC. Principal Life and Princor(r) are members of the Principal Financial Group(r), Des Moines, IA 50392. CPA does not provide tax or accounting services on behalf of the companies of the Principal Financial Group Your Professional Local Printer Since 1985 Printing • Copies • Design Posters • Banners • Labels 6504 28th St. SE, Grand Rapids 616-222-2937 • www.cascadeprint.com GET NOTICED! Call 616-272-3983 Randall R. Murphy, CPA, CFP®, CLU Agent Princor Registered Representative Investment Advisor Representative murphy.randy@principal.com 2851 Charlevoix Dr. SE Suite 110 Grand Rapids, MI 49546 Cell: 616-560-6398 • 616-942-1251 Ext. 3036 Toll Free: 866-688-2859 • Fax: 616-942-2499
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