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AAMI Home Security Index 2005

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March <strong>2005</strong><br />

SECURITY<br />

home security index<br />

www.aami.com.au<br />

One in ten Australians<br />

has experienced<br />

home intrusion<br />

One in five people don’t<br />

warn their neighbours after<br />

experiencing a burglary


This is the eighth annual <strong>AAMI</strong> <strong>Home</strong> <strong>Security</strong> <strong>Index</strong>, • Adelaide/regional • Coffs Harbour & • North Queensland<br />

formerly published as the <strong>AAMI</strong> Car and <strong>Home</strong> <strong>Security</strong> South Australia Port Macquarie • Sunshine Coast<br />

<strong>Index</strong>. It is published to inform and educate the community • Ballarat, Bendigo & • Dubbo • Sydney<br />

about trends in home crime and security. The <strong>Index</strong> is Shepparton • Geelong • Toowoomba/<br />

based on data collected from two sources: an independent • Batemans Bay, • Gold Coast Darling Downs<br />

survey of more than 2400 Australian adults and an in-depth Bega & Ulladulla • Hobart • Wagga Wagga &<br />

analysis of insurance claims lodged in 2004 by <strong>AAMI</strong> • Brisbane • Launceston<br />

Griffith<br />

policyholders in the Australian Capital Territory, New South<br />

Wales, Queensland, South Australia, Tasmania and Victoria..<br />

The survey was conducted in the following areas:<br />

• Canberra<br />

• Central Queensland<br />

• Melbourne<br />

• Newcastle & Gosford<br />

• Woollongong<br />

& Nowra<br />

Intruders become<br />

more brazen<br />

One in ten Australians (11 per cent),<br />

has personal experience of home<br />

intrusion – where a thief has broken in<br />

while they were at home.<br />

Of the people who experienced home<br />

intrusion, half (49 per cent) became<br />

aware that the intruder was on the<br />

property. Of those who became aware of<br />

the intruder, 68 per cent confronted<br />

them, and in one-quarter of these<br />

situations (24 per cent), violence ensued.<br />

Common times for theft<br />

According to <strong>AAMI</strong>’s claims statistics for<br />

2004, burglaries were most common on<br />

Fridays (more than 16 per cent) between<br />

the hours of 8 am and 12 pm. The most<br />

common month for burglary was<br />

December, where more than 11 per cent<br />

of all claims were reported.<br />

Burglary a common experience<br />

Many Australians (38 per cent) have<br />

experienced a burglary at some point<br />

in their lives.<br />

People who live in metropolitan areas<br />

were far more likely to experience a<br />

burglary than people in regional areas<br />

(43 per cent compared with 29 per<br />

cent in regional areas).<br />

One in 20 people (5 per cent) who<br />

have a garden shed have had it broken<br />

into. This crime occurred most often in<br />

South Australia, where ten per cent of<br />

people said their shed had been broken<br />

ACCORDING TO<br />

<strong>AAMI</strong>’S CLAIMS<br />

STATISTICS<br />

FOR 2004,<br />

BURGLARIES<br />

WERE MOST<br />

COMMON ON<br />

FRIDAYS.<br />

into. Nationally, of those who have garden<br />

shed, half (52 per cent) admit it is not as<br />

secure as it should be.<br />

Neighbours not warned of crime<br />

One in five people (21 per cent) did not<br />

warn their neighbours that a thief was at<br />

work in the area after the burglary<br />

occurred. People in New South Wales<br />

were most likely to warn their neighbours<br />

(88 per cent did so) and Victorians were<br />

least likely (69 per cent).<br />

<strong>Home</strong>owners were more likely to warn<br />

neighbours after a break-in than renters<br />

(83 per cent did compared with 63 per<br />

cent). The likelihood of communicating<br />

with neighbours about theft increased<br />

with age – 62 per cent of 18-34-year-olds<br />

KEY FINDINGS<br />

did so, compared with 83 per cent of<br />

those aged 35 and older.<br />

Some forget basic security<br />

Despite the knowledge that most theft<br />

is opportunistic, some people still forget<br />

to attend to basic security around<br />

their homes.<br />

One-third of Australians (36 per cent)<br />

admitted they had been known to leave<br />

their front or back door open when they<br />

probably should not. This was least<br />

common in Victoria (31 per cent) and the<br />

Australian Capital Territory (25 per cent).<br />

Most of those who had no security<br />

features at all in the home, such as<br />

deadlocks, window locks or alarms, left<br />

their doors open (59 per cent).<br />

■ Four in ten Australians (38 per cent) has experienced a break-in at some<br />

point in their lives.<br />

■ One in ten Australians (11 per cent) has been burgled while someone<br />

was at home.<br />

■ Almost half of Australians (44 per cent) do not investigate or call the<br />

police when they hear a home alarm. 1<br />

■ One in seven Australians (14 per cent) say they have no home or<br />

contents-related insurance to protect their home and possessions.<br />

■ One in ten people (10 per cent) do not have any security at all in their<br />

home, such as deadlocks, window locks, alarms, security grills or safes.<br />

■ One in 20 Australians (5 per cent) do not take any security measures to<br />

protect their home when they go on holiday. 2<br />

■ One in five people (21 per cent) don’t warn their neighbours about thieves<br />

in the area after they’ve been burgled.


One-third of people with deadlocks<br />

(34 per cent) said these locks were not<br />

always activated when they should be. A<br />

similar proportion of those with window<br />

locks (38 per cent) said their locks were<br />

not always activated when they should<br />

be. People who have experienced a<br />

burglary at their current home were more<br />

likely to be vigilant with home security –<br />

27 per cent who have experienced a<br />

burglary at their current home said their<br />

locks are not always used compared with<br />

41 per cent who had not experienced a<br />

burglary at their current home.<br />

Four in ten people with home alarms (42<br />

per cent) said they sometimes go out<br />

without turning on their alarm. This<br />

number was lower among people who<br />

had experienced a burglary at their<br />

current home – of them, one-third (33<br />

per cent) said they sometimes go out<br />

without turning the alarm on.<br />

Alarms ignored<br />

Almost half of Australians (44 per cent)<br />

said they do not investigate or call the<br />

police when they hear a home alarm.<br />

Just 21 per cent of people believed an<br />

alarm was the most effective security<br />

measure to protect their home when they<br />

go away on holidays.<br />

Holiday anxiety<br />

One-third of Australians (35 per cent) are<br />

apprehensive about going on holidays in<br />

case they are burgled while they are<br />

away. Not surprisingly, people who have<br />

been burgled at their current address are<br />

more likely to say they are anxious about<br />

13.96 15.46 11.98 19.41 13.45 11.37 18.93<br />

National<br />

<strong>Home</strong> burglaries per 1000 policies – 2004<br />

Queensland NSW ACT Victoria Tasmania South<br />

Australia<br />

Source: <strong>AAMI</strong> Claims data 2004 (no statistics available for Northern Territory)<br />

a break-in when they go on holidays<br />

compared with those who have not<br />

(44 per cent compared with 34 per cent).<br />

Most Australians (95 per cent) take some<br />

kind of security precaution when leaving<br />

their home for an extended period of time.<br />

Most people (85 per cent) ask a friend or<br />

neighbour to keep an eye on their home or<br />

collect their mail. Four in ten (41 per cent)<br />

leave a light on in the house and one-third<br />

(33 per cent) leave devices on timers,<br />

such as a sprinkler or lights. A similar<br />

proportion (35 per cent) tries to arrange a<br />

house sitter. Three in ten people (28 per<br />

cent) activate an alarm system.<br />

When asked which of the above measures<br />

were most effective, generally, people felt<br />

that a human presence was the best<br />

deterrent to thieves. One-third (35 per<br />

cent) felt that asking someone to keep an<br />

eye on their home or collect their mail was<br />

the most effective deterrent to being<br />

burgled. As popular was arranging a<br />

house sitter (34 per cent).<br />

Securing our homes<br />

One in ten Australians (10 per cent) has no<br />

security features in their home at all. Many<br />

people, however, had more than one<br />

security feature. Seven in ten (71 per cent)<br />

had deadlocked external doors, 64 per<br />

cent had window locks and 29 per cent<br />

had an alarm system. People in regional<br />

areas were twice as likely not to have any<br />

security in their home when compared<br />

with those in metropolitan areas.<br />

Incentives for extra security<br />

One in seven people (15 per cent) have<br />

NINE IN TEN<br />

PEOPLE (88 PER<br />

CENT) BELIEVE A<br />

BARKING DOG IS<br />

GOOD DETERRENT<br />

TO THIEVES.<br />

How thieves get in<br />

invested in more sophisticated security<br />

measures such as video surveillance,<br />

card access or security patrols.<br />

Tasmanians were least likely to have this<br />

extra security (8 per cent) and people in<br />

New South Wales were most likely (18<br />

per cent). Newer homes were also more<br />

likely to have these features – 24 per<br />

cent of homes aged less than 10 years<br />

had these and just 11 per cent of homes<br />

aged 21 years or more had them.<br />

Just over half (52 per cent) of people<br />

who do not have any of these<br />

sophisticated security measures would<br />

consider at least one of them if they<br />

received a discount on their insurance<br />

as a result.<br />

Two in ten not insured<br />

against theft<br />

Eight in ten (81 per cent) Australians<br />

reported that they had contents<br />

insurance in case of theft from their<br />

home. <strong>Home</strong>owners are far more likely<br />

to have home insurance – 92 per cent of<br />

home owners said they had home<br />

insurance compared with just 52 per<br />

cent of renters.<br />

Fourteen per cent of Australians has no<br />

insurance for their belongings.<br />

Many keep records<br />

of belongings<br />

Most people had at least one measure in<br />

place to assist them in making an<br />

insurance claim if their home was burgled.<br />

Half (47 per cent) had a list of<br />

possessions and their approximate value.<br />

Window 26%<br />

Door 39%<br />

No sign of entry 12%<br />

Garage Door 22%<br />

Other 1%


v<br />

The impact of home intrusion on victims<br />

<strong>Home</strong> intrusions receive a lot of Being a victim of crime affects bedroom, and this can become a<br />

media attention. Fortunately, they people in different ways. While long-term problem.<br />

are not common, but when they<br />

do take place they can leave a<br />

every person’s reaction to crime is<br />

unique, it is not unusual for people<br />

The financial burden of home<br />

intrusion extends beyond the<br />

victim feeling devastated and who have experienced a home loss and damage to property.<br />

violated. The crime can destroy a intrusion to feel shocked, fearful, Victims sometimes need<br />

person’s trust in others and angry, depressed or anxious. therapeutic treatment,<br />

blacken their view of the local Some victims may experience counselling, and in extreme<br />

community and society in difficulty sleeping; nightmares; cases, pharmacological<br />

general. <strong>Home</strong> intrusions fracture obtrusive mental flashbacks; intervention. Some may be<br />

the sanctity of the home on a emotional withdrawal and unable to work for a period.<br />

deep level, causing victims to feel<br />

unsafe and constantly aware of<br />

danger in their own environment.<br />

In many cases, occupants are left<br />

with a deep-seated fear that the<br />

offender will return.<br />

coldness; relationship difficulties;<br />

and anger management problems.<br />

Some victims report being<br />

alarmed by any small sound or<br />

vibration in their home.<br />

Children are particularly<br />

While the reactions described<br />

above are a natural and normal<br />

part of the process of dealing with<br />

a traumatic event, in most cases<br />

they are temporary. With support<br />

from family, friends and<br />

Victims of home intrusion often susceptible to the psychological colleagues, most people recover<br />

describe the trauma of being effects of home intrusion. Many from the effects of crime within a<br />

powerless, and feeling vulnerable children develop a phobia of being few months. For other people, the<br />

and frightened that they will be in a room alone. Children who recovery process is more difficult.<br />

injured or killed. For some, the were previously confident and Prepared by the Victims Support<br />

worst aspect is the uncertainty outgoing can become insecure Agency, part of the Victorian<br />

of the crime — not knowing how and clingy. Some children are only State Government’s Department<br />

far the offender will go. able to sleep in their parents’ of Justice.<br />

TEN TIPS FOR SECURING YOUR HOME AND BELONGINGS<br />

1. Remember the basics – it’s no good installing 6. Don’t leave doors or windows wide open for<br />

locks and then not using them. long periods even while you’re at home.<br />

2. Make sure everyone in your home is equally 7. Don’t leave car keys and wallets beside open<br />

security conscious. Have a routine that windows or doors.<br />

everyone follows to check locks and switch on 8. Engage deadlocks when you leave the house<br />

alarms when the house is left unoccupied. so that thieves cannot carry items out through<br />

3. Tell your neighbours if your home is broken into your main doors.<br />

– then they can remember to be extra careful 9. If you can’t arrange for someone to pick up<br />

and report any suspicious people to police. your mail every day when you’re on holiday,<br />

4. Don’t assume balcony doors or high windows ask the post office to hold it until you return.<br />

are safe to leave unlocked – thieves are good Also, attach a ‘no advertising material’ sign to<br />

at finding ways to overcome these obstacles. your letterbox so it doesn’t overflow.<br />

5. Pack easy-to-carry, expensive items such as 10. Lock up your meter box to prevent thieves<br />

laptops, iPods and jewellery away and out of tampering with your power supply.<br />

sight so thieves can’t see them.<br />

The <strong>AAMI</strong> <strong>Home</strong> <strong>Security</strong> <strong>Index</strong> is prepared with the<br />

help of a nationally recognised independent research<br />

company Sweeney Research, which ensures the<br />

validity of the survey methodology and findings. The<br />

study is based upon a national telephone survey<br />

conducted in <strong>2005</strong> using a representative and<br />

statistically valid sample* of 2400 Australian adults in<br />

major population centres and regions across Australia.<br />

Except where stated, the survey explores respondents’<br />

experiences of home burglaries over their lifetime.<br />

<strong>AAMI</strong>’s research may differ from government and<br />

police sources, which typically examine a 12-month<br />

VICTIMS OF CRIME<br />

SUPPORT SERVICES<br />

A person does not have to<br />

suffer a physical injury to be<br />

a victim of crime. Injuries can<br />

also be psychological and<br />

emotional.<br />

Support services are<br />

available to victims in each<br />

state and territory, offering<br />

both emotional support and<br />

practical advice about the<br />

Justice system.<br />

Some victims may benefit<br />

from counselling to help them<br />

through the recovery process<br />

and staff can assist victims in<br />

contacting the most<br />

appropriate support agency<br />

to meet their needs.<br />

New South Wales<br />

Victims Support Line<br />

1800 633063<br />

Victoria<br />

Victims of Crime Helpline<br />

1800 819817<br />

Queensland<br />

Victims Counselling and<br />

Support Service<br />

1300 139703<br />

South Australia<br />

Victim Support Service<br />

1800 182368<br />

Tasmania<br />

Victims of Crime Support<br />

1300 300238<br />

ACT<br />

Victim Services Scheme<br />

1800 822 272<br />

Western Australia<br />

Victim Support Service<br />

08 9425 2850<br />

Northern Territory<br />

Victims of Crime NT<br />

(previously VOCAL)<br />

1800 672242<br />

period. Also, smaller or unreported incidents may be<br />

captured in <strong>AAMI</strong>’s research and not by others.<br />

*The confidence interval for this sample size is plus or minus<br />

2 percent, which means that for the survey sample of 2400,<br />

if the observed percentage result is 50 per cent, the chances<br />

are 95 in 100 that the range – 48-52 per cent – includes the<br />

true percentage for the total Australian population.<br />

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