Page as a PDF - Dun & Bradstreet
Page as a PDF - Dun & Bradstreet
Page as a PDF - Dun & Bradstreet
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Recognise and control risk<br />
D&B Rating<br />
The D&B rating is made up of the D&B risk indicator and the<br />
D&B capital indicator and is a valuable credit rating tool.<br />
Example:<br />
A D&B rating of 2A1 represents a company with an equity between CHF 3,500,000 and<br />
CHF 17,999,999 (capital indicator 2A) and a low default risk (risk indicator 1, score range<br />
87-100).<br />
Expert rules can override risk cl<strong>as</strong>sifications for individual companies that are b<strong>as</strong>ed on<br />
D&B scores alone.<br />
Equity Paid-in capital from CHF to CHF<br />
5A 5AA 85'000'000 no limit<br />
4A 4AA 35'000'000 84'999'999<br />
3A 3AA 18'000'000 34'999'999<br />
2A 2AA 3'500'000 17'999'999<br />
1A 1AA 1'800'000 3'499'999<br />
A AA 900'000 1'799'999<br />
B BB 500'000 899'999<br />
C CC 250'000 499'999<br />
D DD 180'000 249'999<br />
E EE 90'000 179'999<br />
F FF 50'000 89'999<br />
G GG 20'000 49'999<br />
H HH 19'999<br />
N Balance sheet present, negative equity<br />
O No capital rating (unknown equity/financial<br />
data)<br />
Copyright © <strong>Dun</strong> & <strong>Bradstreet</strong> (Schweiz) AG www.dnbswitzerland.ch > Show online 1
Recognise and control risk<br />
Risk indicator Score Default risk Traffic light colour<br />
1 87–100 low Green<br />
2 48–86 below average Green<br />
3 16–47 average Yellow<br />
4 1–15 high Red<br />
- - undefined White<br />
NB (New Business) - Newly-founded business White<br />
NQ (Not quoted) - Company no longer active White<br />
Copyright © <strong>Dun</strong> & <strong>Bradstreet</strong> (Schweiz) AG www.dnbswitzerland.ch > Show online 2